₦airaland Forum

I used to be a minimalist and spendthrift but I realized that was no way to build the house I always said I would build. I mean, faith without works is useless.
I would read books, and try to apply dozens of strategies recommended by experts to become prudent with money.
None of it really worked.

Or maybe it worked a little because I actually started saving but soon I found myself trying to use the money I thought I had saved.
I was frustrated.


Why is it that animals and children seem to do just fine without thinking of how to do this or how to do that?
And then… it hit me.
The only reason I was chasing all the results promised by strategies was that I hadn’t found the right technique for me.
Why else would I be trying to do more than myself all the time?
I was simply trying to do what I thought was the right way to build my house just because it worked for some people.
But the more I tried to apply those techniques, the more I realized it wasn’t for me.
What I realized at that moment was that I needed a way that was enough.
A way where putting in money doesn’t mean I get my money back, it means I get to withdraw it in blocks and cement.

Isn’t that a perfect way to secure my future home?
One, my money won’t come out as money anymore and two, wouldn’t the materials of a house have to be complete before you start building a house?
It’s a rather interesting puzzle that when we realize that some things aren’t the right way to get what we want, then we can change.
And so this is my technique: I chose to save my money with BuildoCrat because, with them, I get to buy and store my building materials regularly until I am ready to start building. I do not have to worry about inflation, theft, spoilage or storage because I’m buying it at a slow pace.

Imagine not having to worry about inflation when you’re ready to start building your house. You’re building a better you by building your own house. By building your own house, you make the world better.

If you have 1,000,000 and decide to save to build a house by keeping it in the bank, thinking it will be sufficient for the type of home you want to build, you do not understand what inflation is because, in three years, you will need to find additional funds to add to that in addition to the rest you need to complete it. That is if you don’t spend recklessly cause you wouldn’t have 1,000,000 to begin with. Buildocrat gives you a disciplined approach to regularly accumulate building materials with any amount of money, which is far better than holding it in the bank or investing it in liquid assets where you can quickly withdraw it for emergencies.

If you have 1,000,000 and decide to save to build a house by keeping it in the bank, thinking it will be sufficient for the type of home you want to build, you do not understand what inflation is because, in three years, you will need to find additional funds to add to that in addition to the rest you need to complete it. That is if you don’t spend recklessly cause you wouldn’t have 1,000,000 to begin with. Buildocrat gives you a disciplined approach to regularly accumulate building materials with any amount of money, which is far better than holding it in the bank or investing it in liquid assets where you can quickly withdraw it for emergencies.

If you're interested in building your house… well, you should be interested in building your house. These are a few key tips and recommendations that can help you get started if you don’t have enough money to start building yet:

1. Start with the right tool: One of the most important things you should do if you want to build your house especially if you don’t have the complete funds at once is to know BuildoCrat. A platform that can help channel your determination and careful spending into something long-lasting. This quality tool will help you achieve great results and make your journey to owning a house smoother.

2. Choose the right plan for you: After you have signed up on BuildoCrat, there are three different plans on BuildoCrat. You can choose whatever plan suits your income. After their expenses have been sorted, some people might find it easier to start with the 3 months plan maybe because they have enough spare money they don’t want to spend unnecessarily even if it isn’t enough to start building but it would go a long way to start buying and storing building materials in the meantime.

3. Practice basic strategies: As you take the huge step of letting us help you buy and store your building materials, take the time to also practice controlling your spending by creating a budget, buying only what you need, and building the determination to continue storing your materials with us. These techniques will help you develop the skills to avoid unnecessary spending and make you comfortable with BuildoCrat knowing that in a few months or a year, you’ll start building your own house.

4. Start small: Trying to venture into a large or tough project like building a house can be overwhelming or difficult. But you can start with the little you have. Like a block on BuildoCrat is 4,500 naira now. Start small and as your skills to control your spending improves, you can move on to storing larger quantities of building materials.

Don’t Just Dream. You Can Dream. You Can Build Your Dream. Balance Them By Accumulating Blocks And Cements With BuildoCrat So You Won’t Have To Worry About Inflation When You’re Ready To Start Building Your House.

Build Your Nice House And Make It Your Home When You Sign Up to Start Storing Your Blocks And Bags Of Cement With BuildoCrat.

If You Do Not Know About Us. We Are BuildoCrat And We Do Our Best To Help Your Dream Of Becoming A House Owner Come To Reality. Amass Building Materials Like Blocks And Cement With Us Today And Start Building Your Dream House When You’re Ready. It’s That Easy. No Stress. Beat Inflation.

Mr Freaky Freaky temporarily learnt his lesson and entered a brief hiatus of freaking the account of random ladies in his career as a womanizer, our analysts observed this at the end of 2021. We decided to run a cost management/estimation analysis of his records, 40 videos later, we discovered that Mr Freaky-Freaky, A.K.A Daddy-wa, has spent 78,114,550 naira on WOMEN.

Our analysis covered the period starting from 9th August 2019 to 19th January 2022. This ''philandering'' old man gave out huge amounts to the other gender on 40 different occasions, talk of a money-miss road.

I am sure you can see the length we went to get you this juicy piece of information, but that's not the point, the main issue is what are the better ways he could have spent 78 million plus instead of giving it to ladies?
We all can learn from this; a bag of cement is now 4500 Naira on buildocrat.com. In 2019, it was 2,600 Naira only. Daddy-wa could have had 30,000 bags of Cement in storage with Buildocrat.com, if he bought them with this 78 million naira in 2019.
I cannot begin to explain to you how many houses you will be able to build from 30 thousand bags of cement. It is enough to turn you into a Real Estate Developer. That same 78 million, at a cement price of 4000 Naira some many months later will only buy 19,500 bags of cement......Take a step back and look at the difference in just 3 years. That is a 10,500 bags loss. TEN THOUSAND BAGS!
That is if he had even invested the money in storing bags of cement with Buildocrat, Had he done so, he would be smiling now.
Imagine buying bags of Cement and storing them when the price was 2600 Naira, with 78 million naira, giving you 30,000 bags. Now imagine selling those 30,000 bags at today's price of 4000 naira per bag. Do the math, that's a revenue of 120 million, giving you a nice tidy profit of 42 million naira, in just three years.
That is an ROI of almost 20% PER YEAR. What this means in real terms is that if it costs you 78 million, for example, to build a block of apartments in 2019, that same building, using the same quantity of materials, without changing anything, will cost you 120 million in 2022. Imagine what it will cost you today.

So, if you have 78 million and you believe you are saving money to build a house by keeping it in the bank, thinking it will be enough for the kind of house you want to put up, you do not understand what inflation is, because, in three years, you will have to find extra money to add to that 78 million. That is if you are not even a spendthrift like Mr Freaky-Freaky.
A spendthrift will not even have the 78 million in the first place, because it would have been shared out to numerous ladies, or night clubbing, or a drug habit. Imagine saving an average of 500 thousand per month in the form of bags of Cement or pieces of Blocks with Buildocrat?
Imagine what you will be able to do with the materials in several years when prices would have certainly changed...by either selling them off or using them to build your own house. Far better than keeping it in the bank where inflation will ''eat'' it, or putting it in liquid investments where you can easily spend it on emergencies.
Buildocrat offers you a disciplined way of amassing construction materials like bags of cement and pieces of blocks on a recurrent basis with any amount of money, including flex money, chicken change, large sums, small sums, beer money and freak-freaky money.
You are not broke, you can do it, we are here to help you via a platform that accepts your deposits, converts them to physical units of construction materials, store them in warehouses around the country and delivers them to you when you finally need them… maybe in a year, two years... whenever you decide, without asking you to add extra money because prices have increased.
As far as we are concerned, you have already bought the materials from us, we are only keeping them in storage for you until you need them. Don't be like Mr. freaky-freaky.....

We All Need Each Other To Function And Do Well. You Need Us. We Need You.
A Good Day To Start Buying And Storing Your Blocks And Cements With BuildoCrat. You’re A Step Away From Being A Landlord.
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Up Or Down, Build Your Wings On The Way. Start Storing Bags Of Cement And Blocks With BuildoCrat And Build Your House Within A Short Time.

Money Management is how you budget, invest, save and set goals.

It's no surprise that managing money is an essential frugal skill. Good financial management can get you out of debt, reduce stress, and help reach your goals.

We tend to confuse money management with being rich. We see someone who comes out and builds a house or is in the process of building a house. And we’re like “Oh I want to be like them because out of nowhere they just did it.”

What we don’t see is the number of times they saved up to get that house.
That’s how they can afford their own house. Saving.

Money Management is just like stockpiling with us at BuildoCrat. It’s the certainty that you can be like that person you admire or talk about.

Allowing BuildoCrat to help you buy and store your building materials until you are ready is all about efforts and results.

The question is are you determined and strong-willed enough to put in the work to store up until you have accumulated enough building materials to build your house or will you just keep spending the small money that is always remaining after all your expenses unnecessarily?

I know you can because if you want it, you can get it. Together we can buy, store, and build your house. [b][/b]