I would also like to know if there are job openings for HND holders

Going through some of the comments that have been posted one caught my fancy, and that is the one from hoenixman . Presumeably he made mention of the fact that i have not contributed. In his words he said and i quote, "Everything you say is in hindsight. you have not given any ideas."
Had you read in  between the lines you would see and understand that i employ you to invest in stocks/shares.
As i write to you, i am someone who started off with stocks by putting as little as N 3,000 into stocks and over the years (4) I HAVE GROWN MY PORTFOLIO TO OVER CLOSE TO N 300,000.
Whatever your choice maybe let it be a choice that you make (i.e. the individual who wants to invest in the N 15,000- if the money in question has not already been spent or i f he has more money to spend.), and not such that you are coerced into making

Let me hint you on this: For many companies in Nigeria there financial year end is 31 DEC. That translates to the fact that within the next 6 months many of these companies would be giving away dividends and bonuses- as evidenced by UBA and Oceanic bank. Only invest wisely by consulting a stock broker.

Finally, within the next one month, Vitafoam is going to give away dividends. Consider buying into it.
But my final advice is this, since there are different reasons for investing in the stock market i advice that consult a stock broker who shall well guide and further advice you or call me on 08036146904. Note that i am not canvassing for any stock broker/coy

P.S.
It is not compulsory or necessary to call me unless you feel so.
Have a lovely year investing in the stock market.
God bless you. Amen

Pleas let it be known that the first info could have changed due to the naure of the stock market. Please the figures should no longer be relied upon because there could have been price changes in the stock prices, nevertheless my idea about kobo stocks still holds sway. thanks. Contact your stock broker for an up-to-date information. However feel free to reach me on ifeolut@yahoo.com or jehoiada1@hotmail.com

Hi,

to my disappointment it seems that the individuals who posted their comments as regards what to do with N 15,000 are not only ignorant as to what can be done with N 15,000; but also sarcastic. What do i mean?

1. if you had bought 2000 units of Eternal Oil at about N2 two months ago now that the stock is scarce you will be able to sell it for about N5. Making double the amount in profit. Why? the currentmarket price is over N3 now and whenever stocks are scarce you have the opportunity of determining the price you want to sell your stock- hence, you dictate the price.

2. from the balance of N 11,000 if you had gone for vono products 1 month ago and bought 7000 units , at N0.99 ( amounting to N6,930) and waited till now when the price is about N 1.29 and sold the units you would have sold at N9,030. if my math is OK you'll have also made a PROFIT.

3. guess what? there is still some change left. YIPPEE! from about N4,000 left you could relax and buy about 1000 units of either Wema Bank shares or Royal Exchange Assurance Nigeria Plc shares or Cornerstone Insurance shares.

N.B.

Number 3's point is that, if Americans believe in investing in low priced stocks ( or penny stocks ) why should Nigerians not believe in their own "kobo" stocks. Remember, 1st bank, Nestle, and Total started as low priced stocks many, many years ago.

Lest i forget, the little change left would be enough to pay the NSE charges when you are buying.

adieus

P.S.

Consider this: within the 3 months your N 15,000 has net close to N 25, 000. Remember, investing in the stock market pays. Only invest wisely and don't be misled