₦airaland Forum

austine4real:
i b usin it ni

ginawest:
I don't get d concept

rabbuy:
Its meant to provide you with better and lengthier selfies ... The longer the arm the more the coverage
Shey u get now?

jaybee3:
The phone is still an asset albeit a depriciating one

austine4real:
i dnt wnt forex

austine4real:
bro my banks said dey dnt knw anytn abt it. Even firstbnk said FBNcapital are only usin dia name 4 biz.
So by nxt wk i use my 52k 2 buy fone.

ernie4life:
I totally agree with you, investment houses offer higher rates.
tbills are cool trust me, in fact am bidding tomorrow but it has its own short coming. fixed deposit are more flexible than tbills, what I mean is this, I can fix my money today and tomorrow an urgent issue may come up, all I need do is walk to my investment houses and instruct them to liquidate it and give me back my money and it will be done, Yea the may charge me preliquidation charges but it's on accrued interest meaning my capita is still intact.
but Tbills is different not all banks/investment house will agree to buy my tbills at a discount.

Secondly fixed deposit offers you short time investment unlike tbills which has a minimum tenure of 91days, fixed deposit has a minimum tenure of 30days.

So always consider all this before you decide where to put your money.

Elai147:
Check the following threads: https://www.nairaland.com/768325/what-bonds-how-invest-nigerian https://www.nairaland.com/1167218/how-invest-federal-government-bonds

Seun:
Fixed deposit accounts are a waste of your time.
Treasury Bills have better rates and are also less risky.
https://www.nairaland.com/878880/treasury-bills-nigeria

Kelklein:
why should you put the cart before the horse!...[s]you have only succeeded in wasting ur money on rentage.[/s].

bros12345:
As at my last count, there have been well over 50 MLM or network marketing companies in Nigeria. Many have gone completely obsolete while many are barely just there.

Chances are many will still come and go.

Nigerians seem to never learn from the outcomes of these companies. They will always join the latest one in town. Blame it on poverty and government carelessness.

220 Diseases, One Cure...For Real?

In this country, a small boy in China can just put together a small concoction and come and tell us it cures 220 diseases and before you know it, we’ll be running around promoting the concoction.

I do have a beef with MLM companies, not because of anything but because they have become permanent vehicles to siphon people of their little hard earned cash.

The Get Rich Lies in MLM

I’m sure a couple of us here have tried to get rich with some of these network marketing companies. There is always that impression that this is going to be the "wave of the future", a business model that is gaining momentum, growing in acceptance and legitimacy and, as its promoters claim, will eventually replace most other forms of marketing and sales.

The impression is further sealed as we see some people who claim to have gotten cars and would be travelling the nations all because they belonged to the MLM Company.

Many people seeing that now go as far as registering their brothers, sisters, children, spouses, and friends and so on. Working hard to get their own cars, they eventually get disappointed as they realize that people are not joining anymore

Here are 4 Reasons MLM Companies Don’t Work on the Long Run

1.The Products and Services are expensivemlm2

People don’t seem to see this. However, it’s true that these network marketing companies build into the products the so called commission they will pay you. This makes the prices of the products out of the proper rate.

How many times have you bought a sachet of tea, like lipton, something you should buy less than N20, you ended up buying it N100 or more?

2. The Products Do Not Add Value in the Long Run

Most times the products involved in these MLM companies that promise heaven just don’t live up to it.

Some years ago, my mother got sick. I sent her money to go to the hospital but she went for Tianshi products and lied to me she had started treatment.

The so called Tianshi supplements didn’t work. It was at the point of death that my Mum opened up to me and we had to rush her to a teaching hospital. We ended up spending over half a million naira to save her life.

These vitamins and so called natural teas never replace the place of proper checkup and treatment when someone is sick. The vast testimonials you see in the trainings are hand picked cases that the details are not often known.

3. MLM Strains Relationships

Just introduce 5 people and let the 5 people introduce 5 and bam, you are on your way to Bahamas, right?people-linked

Only if that was easy.

Building a network is not easy especially if the players are required to pay to be in the network.

4. Favors only the Early Entrants

This is why MLM becomes a pyramid scheme at the end of the day. The profit made from the product sales are not enough to make up for the compensations in the system.

To really make it, you have to recruit people. And those people have to recruit people. So the late joiners are left as the brunt bearers.

Final Thoughts

As should be obvious from this article, these are my opinions only. I am only familiar with a few MLM opportunities, and I happily admit that I did not get the joining level.

I am very open-minded, and I’m sure many people have good experiences with MLM.

That said, if you are involved in MLM or are presented with an opportunity please consider my points above, try to cut past all the hype that is likely to be associated with the presented opportunity, and use your own mind to decide the value of the opportunity.

Source: http://higherbase.com/

HIGHERBASE IS NIGERIA'S NUMBER ENTREPRENEURS COLLEGE

CHM11:
Don't you guys know that companies now do recruitment as a form of advertisement??.... Some do recruitments for audit purposes.

They keep their own as contract staffs only to make them full time staffs when openings are available.
Then they embark on a recruitment campaign where over 500000 graduates will apply and in then end they want to take just 5 people, 5 people who are already contract staffs with them!!!!!....

I've seen this happen with a multinational,....they didn't even interview these contract guys!!!!!!!!.....


What can we do?...we just have to keep applying until we get involved with standard meritocratic companies like KPMG, PwC, PnG, NLNG, Kendor, Shell, Slumberger, Unilever, PZ,....and a few others.

[b]Revelation 2:17 He that hath an ear, let him hear what the Spirit saith unto the churches; To him that overcometh will I give to eat of the hidden manna, and will give him a white stone, and in the stone a new name written, which no man knoweth saving he that receiveth it.

2:18 And unto the angel of the church in Thyatira write; These things saith the Son of God, who hath his eyes like unto a flame of fire, and his feet are like fine brass;

2:19 I know thy works, and charity, and service, and faith, and thy patience, and thy works; and the last to be more than the first.

2:20 Notwithstanding I have a few things against thee, because thou sufferest that woman Jezebel, which calleth herself a prophetess, to teach and to seduce my servants to commit fornication, and to eat things sacrificed unto idols.

2:21 And I gave her space to repent of her fornication; and she repented not.

2:22 Behold, I will cast her into a bed, and them that commit adultery with her into great tribulation, except they repent of their deeds.

2:23 And I will kill her children with death; and all the churches shall know that I am he which searcheth the reins and hearts: and I will give unto every one of you according to your works.

2:24 But unto you I say, and unto the rest in Thyatira, as many as have not this doctrine, and which have not known the depths of Satan, as they speak; I will put upon you none other burden.

2:25 But that which ye have already hold fast till I come.

2:26 And he that overcometh, and keepeth my works unto the end, to him will I give power over the nations:

2:27 And he shall rule them with a rod of iron; as the vessels of a potter shall they be broken to shivers: even as I received of my Father.

2:28 And I will give him the morning star.

2:29 He that hath an ear, let him hear what the Spirit saith unto the churches.

IN CONCLUSION:

Isaiah 8:10 Take counsel together, and it shall come to nought; speak the word, and it shall not stand: for God is with us.

8:11 For the LORD spake thus to me with a strong hand, and instructed me that I should not walk in the way of this people, saying,

Matthew 23:8 But be not ye called Rabbi: for one is your Master, even Christ; and all ye are brethren.

23:9 And call no man your father upon the earth: for one is your Father, which is in heaven.

23:10 Neither be ye called masters: for one is your Master, even Christ[/b].

[b]ON GRACE:

Romans 6:1 What shall we say then? Shall we continue in sin, that grace may abound?

6:2 God forbid. How shall we, that are dead to sin, live any longer therein?

6:3 Know ye not, that so many of us as were baptized into Jesus Christ were baptized into his death?

6:4 Therefore we are buried with him by baptism into death: that like as Christ was raised up from the dead by the glory of the Father, even so we also should walk in newness of life.

6:5 For if we have been planted together in the likeness of his death, we shall be also in the likeness of his resurrection:

6:6 Knowing this, that our old man is crucified with him, that the body of sin might be destroyed, that henceforth we should not serve sin.

6:7 For he that is dead is freed from sin.

6:8 Now if we be dead with Christ, we believe that we shall also live with him:

6:9 Knowing that Christ being raised from the dead dieth no more; death hath no more dominion over him.

6:10 For in that he died, he died unto sin once: but in that he liveth, he liveth unto God.

6:11 Likewise reckon ye also yourselves to be dead indeed unto sin, but alive unto God through Jesus Christ our Lord.

6:12 Let not sin therefore reign in your mortal body, that ye should obey it in the lusts thereof.

6:13 Neither yield ye your members as instruments of unrighteousness unto sin: but yield yourselves unto God, as those that are alive from the dead, and your members as instruments of righteousness unto God.

6:14 For sin shall not have dominion over you: for ye are not under the law, but under grace.

6:15 What then? shall we sin, because we are not under the law, but under grace? God forbid.

6:16 Know ye not, that to whom ye yield yourselves servants to obey, his servants ye are to whom ye obey; whether of sin unto death, or of obedience unto righteousness?

6:17 But God be thanked, that ye were the servants of sin, but ye have obeyed from the heart that form of doctrine which was delivered you.

6:18 Being then made free from sin, ye became the servants of righteousness.

6:19 I speak after the manner of men because of the infirmity of your flesh: for as ye have yielded your members servants to uncleanness and to iniquity unto iniquity; even so now yield your members servants to righteousness unto holiness.

6:20 For when ye were the servants of sin, ye were free from righteousness.

6:21 What fruit had ye then in those things whereof ye are now ashamed? for the end of those things is death.

6:22 But now being made free from sin, and become servants to God, ye have your fruit unto holiness, and the end everlasting life.

6:23 For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord.[/b]

[b]Galatians 6:1 Brethren, if a man be overtaken in a fault, ye which are spiritual, restore such an one in the spirit of meekness; considering thyself, lest thou also be tempted.

6:2 Bear ye one another's burdens, and so fulfil the law of Christ.

6:3 For if a man think himself to be something, when he is nothing, he deceiveth himself.

6:4 But let every man prove his own work, and then shall he have rejoicing in himself alone, and not in another.

6:5 For every man shall bear his own burden.

6:6 Let him that is taught in the word communicate unto him that teacheth in all good things.

6:7 Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.

6:8 For he that soweth to his flesh shall of the flesh reap corruption; but he that soweth to the Spirit shall of the Spirit reap life everlasting.

6:9 And let us not be weary in well doing: for in due season we shall reap, if we faint not.

6:10 As we have therefore opportunity, let us do good unto all men, especially unto them who are of the household of faith.

6:11 Ye see how large a letter I have written unto you with mine own hand.

6:12 As many as desire to make a fair shew in the flesh, they constrain you to be circumcised; only lest they should suffer persecution for the cross of Christ.

6:13 For neither they themselves who are circumcised keep the law; but desire to have you circumcised, that they may glory in your flesh.

6:14 But God forbid that I should glory, save in the cross of our Lord Jesus Christ, by whom the world is crucified unto me, and I unto the world.

6:15 For in Christ Jesus neither circumcision availeth any thing, nor uncircumcision, but a new creature.

6:16 And as many as walk according to this rule, peace be on them, and mercy, and upon the Israel of God.

6:17 From henceforth let no man trouble me: for I bear in my body the marks of the Lord Jesus.

6:18 Brethren, the grace of our Lord Jesus Christ be with your spirit. Amen.

Proverbs 30:6 Add thou not unto his words, lest he reprove thee, and thou be found a liar.[/b]

OLAADEGBU:
See the suggested answers posted above your post.

[b]

Matthew 5:16 Let your light so shine before men, that they may see your good works, and glorify your Father which is in heaven.

5:17 Think not that I am come to destroy the law, or the prophets: I am not come to destroy, but to fulfil.
5:18 For verily I say unto you, Till heaven and earth pass, one jot or one tittle shall in no wise pass from the law, till all be fulfilled.

5:19 Whosoever therefore shall break one of these least commandments, and shall teach men so, he shall be called the least in the kingdom of heaven: but whosoever shall do and teach them, the same shall be called great in the kingdom of heaven.

5:20 For I say unto you, That except your righteousness shall exceed the righteousness of the scribes and Pharisees, ye shall in no case enter into the kingdom of heaven.

5:21 Ye have heard that it was said by them of old time, Thou shalt not kill; and whosoever shall kill shall be in danger of the judgment:

5:22 But I say unto you, That whosoever is angry with his brother without a cause shall be in danger of the judgment: and whosoever shall say to his brother, Raca, shall be in danger of the council: but whosoever shall say, Thou fool, shall be in danger of hell fire.

5:23 Therefore if thou bring thy gift to the altar, and there rememberest that thy brother hath ought against thee;

5:24 Leave there thy gift before the altar, and go thy way; first be reconciled to thy brother, and then come and offer thy gift.

5:27 Ye have heard that it was said by them of old time, Thou shalt not commit adultery:

5:28 But I say unto you, That whosoever looketh on a woman to lust after her hath committed adultery with her already in his heart.

5:29 And if thy right eye offend thee, pluck it out, and cast it from thee: for it is profitable for thee that one of thy members should perish, and not that thy whole body should be cast into hell.

5:30 And if thy right hand offend thee, cut it off, and cast it from thee: for it is profitable for thee that one of thy members should perish, and not that thy whole body should be cast into hell.

Matthew 7:13 Enter ye in at the strait gate: for wide is the gate, and broad is the way, that leadeth to destruction, and many there be which go in thereat:

7:14 Because strait is the gate, and narrow is the way, which leadeth unto life, and few there be that find it.

7:15 Beware of false prophets, which come to you in sheep's clothing, but inwardly they are ravening wolves.

7:16 Ye shall know them by their fruits. Do men gather grapes of thorns, or figs of thistles?

7:17 Even so every good tree bringeth forth good fruit; but a corrupt tree bringeth forth evil fruit.

7:18 A good tree cannot bring forth evil fruit, neither can a corrupt tree bring forth good fruit.

7:19 Every tree that bringeth not forth good fruit is hewn down, and cast into the fire.

7:20 Wherefore by their fruits ye shall know them.

7:21 Not every one that saith unto me, Lord, Lord, shall enter into the kingdom of heaven; but he that doeth the will of my Father which is in heaven.

7:22 Many will say to me in that day, Lord, Lord, have we not prophesied in thy name? and in thy name have cast out devils? and in thy name done many wonderful works?

7:23 And then will I profess unto them, I never knew you: depart from me, ye that work iniquity.

7:24 Therefore whosoever heareth these sayings of mine, and doeth them, I will liken him unto a wise man, which built his house upon a rock:

7:25 And the rain descended, and the floods came, and the winds blew, and beat upon that house; and it fell not: for it was founded upon a rock.

7:26 And every one that heareth these sayings of mine, and doeth them not, shall be likened unto a foolish man, which built his house upon the sand:

7:27 And the rain descended, and the floods came, and the winds blew, and beat upon that house; and it fell: and great was the fall of it.

ETCETERA.

[/b]

[b]

James 2:1 My brethren, have not the faith of our Lord Jesus Christ, the Lord of glory, with respect of persons.

2:2 For if there come unto your assembly a man with a gold ring, in goodly apparel, and there come in also a poor man in vile raiment;

2:3 And ye have respect to him that weareth the gay clothing, and say unto him, Sit thou here in a good place; and say to the poor, Stand thou there, or sit here under my footstool:

2:4 Are ye not then partial in yourselves, and are become judges of evil thoughts?

2:5 Hearken, my beloved brethren, Hath not God chosen the poor of this world rich in faith, and heirs of the kingdom which he hath promised to them that love him?

2:6 But ye have despised the poor. Do not rich men oppress you, and draw you before the judgment seats?

2:7 Do not they blaspheme that worthy name by the which ye are called?

2:8 If ye fulfil the royal law according to the scripture, Thou shalt love thy neighbour as thyself, ye do well:

2:9 But if ye have respect to persons, ye commit sin, and are convinced of the law as transgressors.

2:10 For whosoever shall keep the whole law, and yet offend in one point, he is guilty of all.

2:11 For he that said, Do not commit adultery, said also, Do not kill. Now if thou commit no adultery, yet if thou kill, thou art become a transgressor of the law.

2:12 So speak ye, and so do, as they that shall be judged by the law of liberty.
2:13 For he shall have judgment without mercy, that hath shewed no mercy; and mercy rejoiceth against judgment.

2:14 What doth it profit, my brethren, though a man say he hath faith, and have not works? can faith save him?

2:15 If a brother or sister be naked, and destitute of daily food,

2:16 And one of you say unto them, Depart in peace, be ye warmed and filled; notwithstanding ye give them not those things which are needful to the body; what doth it profit?

2:17 Even so faith, if it hath not works, is dead, being alone.

2:18 Yea, a man may say, Thou hast faith, and I have works: shew me thy faith without thy works, and I will shew thee my faith by my works.

2:19 Thou believest that there is one God; thou doest well: the devils also believe, and tremble.

2:20 But wilt thou know, O vain man, that faith without works is dead?

2:21 Was not Abraham our father justified by works, when he had offered Isaac his son upon the altar?

2:22 Seest thou how faith wrought with his works, and by works was faith made perfect?

2:23 And the scripture was fulfilled which saith, Abraham believed God, and it was imputed unto him for righteousness: and he was called the Friend of God.

2:24 Ye see then how that by works a man is justified, and not by faith only.

2:25 Likewise also was not Rahab the harlot justified by works, when she had received the messengers, and had sent them out another way?

2:26 For as the body without the spirit is dead, so faith without works is dead also.

Matthew 3:8 Bring forth therefore fruits meet for repentance:

3:9 And think not to say within yourselves, We have Abraham to our father: for I say unto you, that God is able of these stones to raise up children unto Abraham.

3:10 And now also the axe is laid unto the root of the trees: therefore every tree which bringeth not forth good fruit is hewn down, and cast into the fire.

3:11 I indeed baptize you with water unto repentance: but he that cometh after me is mightier than I, whose shoes I am not worthy to bear: he shall baptize you with the Holy Ghost, and with fire:

[/b]

OLAADEGBU:
Are you saying that the death of Christ was not enough to pay for the penalty of your sins and that you have to do some work in addition to his finished work on the cross?



If your faith is evidenced upon your works then I'm afraid that you have fallen short. See Romans 3:23



Faith alone will not save you neither will your works. It is by grace we are saved through faith and not by our works of righteousness. See Ephesians 2:8.



We are created as God's workmanship. Works are a product of the gift of eternal life not the cause of it. See Ephesians 2:10; Romans 6:23.

Faith alone without works isn't Faith but mere belief.

True Faith is evidenced upon Works.

Therefore, Salvation is by Faith( +works) and not mere believe.

James 2:18 Yea, a man may say, Thou hast faith, and I have works: shew me thy faith without thy works, and I will shew thee my faith by my works.



NB: Killing for a religion isn't a 'work' of Faith but a counter outworking resulting from "blind faith"

Abuamam:
It is an argument style called the 'gish gallop'.

It basically involves overloading the debating opponent with petty arguments, half truths, outright lies and lots of filler, to overwhelm his ability to defend against your argument, unless he has hours to waste (who does?).

Did Mohammed sleep with a child, 9 year old
Aisha?YES/NO
Did he kill people?YES/NO
Did Mohammed command his followers to fight people based on their beliefs?YES/NO
Did he sleep with slaves?YES/NO
Did he command his followers to sleep with captives their right hand possess?YES/NO
Did Mohammed marry more wives than Islamic Allah permits Muslims?YES/NO
Did he perform any miracles?YES/NO
Did he contradict himself?YES/NO/I DON'T KNOW
Did he permit the murder of his critics?YES/NO
Did herapewomen during after war, which he
called war booty?{I.e Slave-girls as sexual property}YES/NO
Did he permit Muslims to beat their wives? {Even if but lightly}YES/NO
Did he ask people to drink camel piss for good health?YES, HEALTHY/NO, HE DIDN'T
Did Mohammed say apostates should be killed?YES & I CONCUR / YES, BUT I DON'T CONCUR / NO, HE COULDN'T HAVE!

Here's your chance to nail this once and for all:

Answer directly without resorting to the usual 'gish gallop' approach;

There should be NO:

•Overloading the debating opponent with petty arguments;
•Half truths;
•Outright lies and
•Lots of filler, to overwhelm one's ability to defend against your argument.

Unless you have hours to waste (who does?)

wolexy2:
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