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Investment / Re: My Forex Trading Journey From $5 by Chuksonu700: 6:29am On Sep 12, 2023
love these breakdown will try it out soon
Literature / HERDSMEN ENCOUNTER (farmers Plight) by Chuksonu700: 12:34pm On Sep 25, 2020
HERDSMEN ENCOUNTER
Hey fam, it’s really been a long time. I’ve not written anything here in over a month now and I am really sorry about that. In between long hours of work (and the stress associated with it), a faulty phone, and power supply issues, I’ve not been able to find the emotional strength to write.

I am trying to resolve these issues but in the meantime, I promise to give us something to read at least once a week until I am able to find the right balance. Thank you for understanding �.

You remember I wrote about the stress of harvesting cassava from my family farm a few months ago, you can read the story here.

https://www.lowermiddleclasslife.com/2020/05/farm-work-amateur-farmers.html Today I’ll be giving you a rather painful update on our farming activities this year.

Farm land at the base of a mountain range
One of the reasons I love coming to this particular farm is the beautiful scenery.
After we harvested the cassava, dad hired someone to help us till the ground for the next set of crops. We also acquired a larger plot in a close-by rural community for the planting season. My parents are teachers as you know and farming provided a much escape from the idleness that came with the lockdown.

Once the soil was tilled, my parents and siblings visited the farms (we now had farms at three different locations) three to four times weekly over the following month for planting and weeding. We planted yam, groundnut, melon, watermelon, maize, soybeans, and bambara nut. I couldn’t go with them most of the time because I resumed work fully when the lockdown was lifted in June.

The plants began to grow and we were really excited but our excitement was dampened when we went to our yam farm for fertilizer application and discovered that the yam tendrils growing on the outer ridges of the farm had been eaten up by grazing cows of nomadic herdsmen. My parents in their good-naturedness decided to assume it was a grazing accident since it was only those on the outer ridges that were eaten up.

We consulted with the local farmers after the days’ work and they told us it was no accident, that they suffered the same from the herdsmen every planting season. They advised that we poison the remaining tendrils with sniper that would kill intruding cattle. We thanked them but quickly threw the advice out the window because we felt it was too extreme.

Weed choked farm
What used to be our yam is now completely covered by weeds because the yam tendrils were eaten up by cattle before they had the chance to really grow.
A few weeks later when we came back to the same farm for weeding, we met a very heart-breaking scene. More than half of the farm had been eaten up by the grazing cattle under the watch of their herdsmen and the ridges had been completely flattened by the stumping of the cattle. The yam farm was our largest farm and we had invested thousands of naira into it with the hope of harvesting enough yam to last us at least a year. My both parents were speechless, we didn’t do any work that day, we just quietly climbed back into the car and headed home.

We gave up on the yam farm and decided to focus our efforts on the other two farms where we planted the other crops. Both farms were not cultivated at the same time so while we were already harvesting corn cobs from the first one, the maize plants in the second one were just starting to flower. While the second farm was being cultivated, we had kept driving away grazing cattle that “strayed” into the farm while their herdsmen (or boys, because they were actually small boys) watched saying nothing. My parents felt that since the farm was located in a residential area, the cattle won’t be able to do much damage. It turned we were VERY WRONG.

Two Fridays ago, my dad visited the farm in the evening and came back home with the report that the maize stalks at the edge of the farm had been eaten down to the roots by cattle. On our way back from church the following Sunday, we stopped by the farm to see the extent of the damage but alas not one maize stalk was left standing. The herdsmen and their cattle had visited the next day and finished up what was left of the maize leaving only the Bambara nuts and soybeans that were just sprouting. Though this farm was our smallest, it was far more fertile than the other and we really looked forward to a rich harvest of maize.

I saw the pain on my father’s face, it was deeper than any I had seen before. Time, effort, and money poured down the drain because of the wickedness of fellow humans. Sometimes I wonder if they are actually humans because they do not act like beings with a conscience.

Now I can better understand the pain of the Benue people, I just wonder why the government seems to have endorsed this wickedness. When a cow is killed government intervenes but when peoples’ livelihood is eaten up by cattle, the government is silent. If this can happen in Abuja then nowhere is safe.

Please leave a comment and don’t forget to share. And if you’ve had a similar experience please feel free to share your story with us in the comment section or send a mail.
https://www.lowermiddleclasslife.com/2020/09/hey-fam-its-really-been-long-time.html

you can read my other Works
https://www.lowermiddleclasslife.com/
follow us on facebook@https://www.facebook.com/Lower-Middle-Class-Life-111111083934377/

Literature / My Book Addiction by Chuksonu700: 11:58am On Aug 20, 2020
BOOK ADDICTION 1: THE BEGINNING
I started reading fluently at the age of five; I was just in nursery two.

About two and a half years before, we had just moved to Abuja and my parents were trying to pick out the best school they could afford for me. When I was brought to be enrolled in my school, my mum explained to the school management that I had completed pre-nursery and had started nursery one at my previous school (this was in January so it was the second term) and so she wanted me to continue from where I stopped. The proprietor refused to admit me into that class because I was too young to be there and didn’t think I could cope (mum believes he thought she was lying).

After all, efforts to have it her way proved abortive, she came up with a deal for the proprietor.
“Fine, we would have it your way, my daughter will repeat pre-nursery but if she makes it to the top of her class with an average score above 80% at the end of the academic session, then she’d be promoted to nursery two instead of nursery one,” she said to him. He readily agreed because he didn’t think I would meet the criteria, he probably thought my parents were just trying to put up a show. What he didn’t know was that my parents were more than ready to win.

My parents bought a blackboard and lots of children's books and would spend hours teaching me daily, mum during school days, and dad on weekends. Of course, their efforts paid off, they won the deal because at the end of the session I emerged the overall best student among all the arms of my class even though I didn’t have a first-term result. I was promoted to nursery two and I still came out the best at the end of the session. And so my journey into books began with my parents as my foundational teachers.

For the first nine years of my life, I didn’t get to play with other children and didn’t even own any toys; books were my toys, books were my dolls, books were my teddy bears and books were my playmates. I rarely got the chance to go out and play with other kids in my neighborhood. Whenever mum needed to go out, she would drop a novel or an educational book for me to read and summarise before she got back home after which she would mark and grade the summary, even the smallest grammatical error was never overlooked. However, as I grew up and had younger siblings, mum gradually became very busy with running the house and work and so the book tradition slowly died off but I was already hooked.

My mum hated it whenever I had to tidy the house. I would read every scrap of paper I found on the floor and always ended spending hours tidying one room. Therefore tidying the house was always a full day affair for me. A waste of precious time that greatly irked mum.

My parents soon stopped buying novels for me. They wanted me to concentrate on school texts and recommended readings. But I had already built a good network of friends (most of them older) with whom I exchanged novels both at school and in my neighborhood and so I didn’t lose my supply, I only stopped being a supplier.

Relevant Lessons (for parents):
1. You are primarily responsible for the all-round growth and development of your child/children. Stop leaving that responsibility to the school. Get in there and do your part and you’d be surprised at the level of improvement that will follow.

2. Start early. Stop using unnecessary excuses to shield that child from learning necessary life skills (not just reading). At six, you said the child was still a baby and would learn how to do dishes before he/she clocks eight. That child is now nine years old and can’t even hold a broom properly. Wake Up.

3. Discipline will not kill your child. And discipline does not necessarily have to be flogging. Teach your child that the pain of discipline is what births the pleasure of victory. The home lessons were not always pleasant for me as a child, in fact, some days were dedicated to tears but in the end, it paid off.

https://www.lowermiddleclasslife.com/2020/06/book-addiction-1-beginning.html

Part 2 to 4 Already on my blog you can read it at
https://www.lowermiddleclasslife.com/
follow us on facebook@https://www.facebook.com/Lower-Middle-Class-Life-111111083934377/

Literature / Re: My Last Card by Chuksonu700: 11:47am On Aug 20, 2020
NNU0000:
Very nice story.I thought it was real to the end.

Its Very true like
my true stories
thanks please check my Blog
smiley
Literature / My Last Card by Chuksonu700: 11:42am On Aug 20, 2020
No matter how little the amount, losing money can be a painful experience for most persons particularly when it involves hard earned money. Worse still is when the lost money happens to be your last card. By last card, I mean no other money in hand and nothing in the bank account. How do you feel when you lose your last card?

For the majority of Nigerians particularly those on the lower rungs of the socio-economic ladder losing money no matter how little (even as little as ₦50) can disrupt their economic balance. Only a very small percentage of Nigerians can afford to replace lost money without much pain, thought, and planning.

So about a week ago I lost my money, I mean my last card. I didn’t lose it in the literary sense of losing something because it neither got stolen nor misplaced. I chose to say I lost it for want of a better way to put it.[img][/img] sad

Here is what happened: I ran out of data a day before and had been offline for the meantime while weighing my subscription options. I had to really weigh my options because all the money I had on me that Saturday was ₦1,500 and some small change (nothing in the account), the five hundred being the exact amount I’d need for transport to work the following week.
Although I appreciated the internet break, I knew needed to get data because I won’t be able to work effectively without it and so after my calculations, I decided to purchase a thousand naira worth of data since I was expecting some money during the coming week.

The next evening (Sunday) I gave my youngest brother the money to get a recharge card for me while I went to the kitchen to make dinner. I was busy in the kitchen when he got back so I told him to keep it in my purse with the intention to recharge it after making dinner.

I use MTN network provider for calls (like most Nigerians) and GLO network provider for internet subscription, the reason being that although MTN has stronger network coverage and cheaper call rates, Glo data rates are way cheaper. And because I use MTN for calls, I recharge it more often and so whenever I want to recharge, I almost subconsciously input the MTN code first.

As I picked up the recharge card and my phone to recharge, I automatically dialed the *555# code for MTN instead of the *123# code for Glo. I inputted the pin and hit the send button before I realized my mistake and there was no cancel option. Normally the process would not go through when you dial a wrong code but unknown to me glo has a promo offer that is activated when you dial the *555# code.

Immediately I hit the send button, while I was still trying to process my mistake, I received a notification that the promo package had been activated. It hit me like a thunderbolt as I immediately let out a scream, dropped my phone, and flung myself on the floor murmuring, sobbing and laughing at the same time. My scream attracted my family members to the room where they found me on the floor half sobbing, half laughing and muttering incomprehensibly.
Sounds like madness abi? I know. The pain was just too much for me.

I’m sure you’re wondering why I reacted this way. Remember I said the ₦1000 was all the money I had asides from my transport to work and some loose change. Because of the tariff plan I am subscribed to, when I recharge my Glo line, I usually get about 400mb bonus data and ₦5000 bonus airtime asides from the normal ₦1000 airtime with which I’d eventually purchase data. Now the *555# promo code gives you 5× the value of your recharge without the additional bonuses.
And so by dialing that code, I got 5× my recharge value that is ₦5000 (which I would have gotten from my normal recharge), lost the data bonus and worse of all the ₦1000 airtime I purchased was taken in exchange for the 5× value meaning I would be unable to purchase the much needed data. Plus the airtime was not so useful to me because Glo has an outrageously high call rate.
I hope you understand my pain now. I just had to mourn my loss.

I was left with no choice but to use my transport for the week to purchase data the next day being Monday and thankfully the small change I had carried me to work. The money I was expecting came in on Wednesday but before then I had to borrow money for transport to work on Tuesday.

https://www.lowermiddleclasslife.com/2020/07/how-i-lost-my-last-card.html

you can read my other Works
https://www.lowermiddleclasslife.com/
follow us on facebook@https://www.facebook.com/Lower-Middle-Class-Life-111111083934377/

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Culture / Lower Middle Class Life Unrecognized Societal Pillars by Chuksonu700: 3:08pm On Jun 24, 2020
Everyone knows that the idea of men being the sole breadwinner of the family is now almost a thing of the past. But no one understands this as much as the lower-middle-class women whose husbands can barely meet their basic needs, not necessarily because they do not want to but because they just can not. These women have been forced by circumstances to take up the twin role of co-breadwinner and housekeeper/ primary caregivers of their homes.

I grew up around a lot of them, particularly civil servants and I saw firsthand the huge sacrifices they made to meet their family needs and keep their homes. These women would work regular hours, some working two jobs (my mum to once held three jobs until dad asked her to drop two because the stress was taking a toll on her health) and still come home to tackle their domestic chores, child care, and wifely duties.

At first, I didn’t recognize the pattern all around me, all I and my playmates knew was that our basic needs were almost always met and our wants were almost always answered with “no money.” I began to see things as they really were during my late teens when I became closer to my parents and they started allowing sit in on adult conversations. That period served as an eye-opener for me on the many financial issues faced by my economic class and increased my respect for the women around me.

I learned of women who worked more than one jobs, of those who took loans almost on a yearly basis (to be deducted gradually from their salaries) either to support their husband’s business, pay the house rent, enroll a family member in school (particularly state-owned and private higher institutions), help build a family house or help extended family members.

I also learned of a neighbour who after paying the entire family bills, handed whatever remained of her salary to her husband because his business had crashed a few years before and he lacked the will to start another (he would go out in the morning and come back in the evening so that the children would not know; they never knew until early adulthood). There was another neighbour who shared financial responsibility 50:50 with her husband with zero contribution to domestic Labour on his part. I could go on and on with examples cause the list is quite endless but I’d rather stop here.

Whenever I brought up the trend around them all I would hear is “never depend on a man to take care of you o, you need to work or else you and your children might go hungry, not because your husband might not want to give you o, he might not just have enough.” It made me somehow understand why some ladies are bent on finding a rich husband.

I do not have sufficient knowledge to speak for other economic classes but when it comes to the lower-middle-class, women are definitely the pillars holding the society in place.


P.S:
1. I speak of the majority. Not all Lower middle-class women actually make these sacrifices; I know a good number of them who are more concerned with their personal welfare and looks.
2. I am in no way implying that women of higher economic classes do not make sacrifices for their families. They do, but they also have the economic power to outsource most of their domestic duties, unlike the lower-middle-class women.

you can read my Other Post
https://www.lowermiddleclasslife.com/2020/03/unrecognised-societal-pillars.html
follow us on facebook@https://www.facebook.com/Lower-Middle-Class-Life-111111083934377/
Culture / Introduction To Lower Middle-class Life by Chuksonu700: 2:51pm On Jun 24, 2020
I grew up in one of the suburbs in Abuja; not in the well planned parts previously reserved for senior civil servants, but in the unplanned parts with majority of the houses built haphazardly on lands bought from the local (indigenous) village heads. There were all manner of houses in our neighbourhood ranging from large compounds with rooms (both single and double rooms) for tenants who shared a common toilet to well floored compounds containing sets of three bedroom flats. The common toilet compounds usually housed large number of tenants, some compounds having as much as forty rooms each often occupied by either a family or a bachelor. Most of the occupants were usually petty traders and members of the unskilled labour force. The self contained apartments and flats mainly housed civil servants and more established business men (traders). The differences in housing styles represented the differences in economic levels of their occupants.
Though each household had their unique lifestyles and experiences largely determined by tribal, religious, economic and personality factors, there were several experiences that were common to most inhabitants of my neighbourhood and members of such communities generally irrespective of religion and tribe. I would be using this platform to give you an inside view of some of some of these experiences.
My writings are based on my perception of the happenings around me while growing up; it might or might not correspond to the experiences of all members of the lower middle class.
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Jobs/Vacancies / Started My Writing Journey by Chuksonu700: 2:43pm On Jun 24, 2020
You’d never measure up if you don’t grow
You’d never have the chance to grow if you don’t start
So take the first step, START.
Growth comes with consistency
Consistency is birthed by discipline
So embrace DISCIPLINE
Writing is one of my gifts that has suffered neglect for a very long time due to lack of discipline
I always found a million and one reasons not to write.
From “I am too busy to write” to “I don’t know what to write about”.
The excuses in between are just too numerous to be listed here.
But then I discovered that the underlying reasons for these excuses were ‘fear of criticism’ and ‘lack of discipline’.
January 2020 found me making a resolve to write consistently.
I literally told myself “brave up and put yourself out there, the criticism will not kill you”.
So I took the first step, I started.
And I’ve been growing.
It’s been over four months of writing consistently and three months of blogging.
Yes, today is our 3rd month anniversary at
Happy Anniversary to us and cheers to https://www.lowermiddleclasslife.com/?m=1 wins.
And don’t forget to take that first step, start.
P.S: Remember to check out my blog https://www.lowermiddleclasslife.com/?m=1 while you’re there, do well to subscribe and also like our Facebook page @https://www.facebook.com/Lower-Middle-Class-Life-111111083934377/

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Webmasters / Re: Free Premium Grammarly Accounts by Chuksonu700: 10:36am On Dec 05, 2019
please o help me with grammarly premium account to run a plagiarism check on my project work

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