₦airaland Forum

Manual Transmission

Price= N800,000 negotiable

AC, Car radio system, power windows,used for 6months in Nigeria

Location is Lagos

Gear System- Manual

Call 08147202309

Manual Transmission

Price= N800,000 negotiable

AC, Car radio system, power windows,used for 6months in Nigeria

Location is Lagos

Gear System- Manual

Call 08147202309

Manual Transmission

Price= N800,000 negotiable

AC, Car radio system, power windows,used for 6months in Nigeria

Location is Lagos

Gear System- Manual

Call 08147202309

Manual Transmission

Price= N800,000 negotiable

AC, Car radio system, power windows,used for 6months in Nigeria

Location is Lagos

Gear System- Manual

Call 08147202309

Manual Transmission

Price= N800,000

AC, Car radio system, power windows,used for 6months in Nigeria

Location is Lagos

Gear System- Manual

Call 08147202309

Manual Transmission

Price= N800,000

AC, Car radio system, power windows,used for 6months in Nigeria

Location is Lagos

Gear System- Manual

Call 08147202309

Manual Transmission

Price= N800,000

AC, Car radio system, power windows,used for 6months in Nigeria

Location is Lagos

Call 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.45m

Auto trasmission, Factory fitted AC, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.35m

Auto trasmission, Factory fitted AC, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.45m

Auto trasmission, Factory fitted AC, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto transmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please call 08147202309

Good morning sir, i prefer outright purchase on this car.

Thank you for your interest.

Sankabson:
Hello,

How you doing today? Just incase you have an option of an auto loan/Finance. I have equity contribution of 20-30% of the value of the car. We can talk and spread the payment for the balance. I have some vital documents and sure guarantors to back that up. I need this car for my business. Hope to hear from You..

We can better via whatsapp/email
07016585600
info@sanusiandcoltd.com



Sanusi..

Price is N1.95m (Negotiable)

Auto trasmission, Factory fitted AC, Silver Colour, Lagos cleared,

Location of the car is LAGOS


Please contact 08147202309

Features...


Silver Colour

Automatic transmission

Factory fitted AC

Sound engine

Spare tyre



Lagos clearance .

Please call 08147202309 for enquiries

During any recession, news stories about unemployment figures take center stage while the families dealing with the recession suffer, often quietly. People work hard just to stay afloat in hopes that the economy will turn around soon, but often to no avail.
While many families do their best to carry on as if nothing is wrong with the world, recessions can have a profound effect on their day-to-day interactions and the way they live. Families may not be able to avoid the effects of the recession, but they can make changes that can improve their situations and help them prepare for the future, while they wait for an economic upswing.
Below are some of the ways that recessions have an effect on families, and the ways to combat those effects.

The Effect of the Recession on Families

1. Jobs and Employment
Job loss affects the stability of families and individuals. Our status, self-worth, health, and well-being can be drastically impacted by the loss of a job. While many who lose their jobs use the time for growth and exploration, many suffer with depression, alcoholism, and denial.
With unemployment rates running extremely high during a recession, individuals and families struggle to find work to pay the bills each month. The inability to find work can be frustrating, terrifying, and depressing, and can lead to even more problems. When a parent is unemployed, things can seem bleak.
Tips and Strategies:
Short-term solutions might include filing an unemployment claim, borrowing money from friends or family, and taking a lower-paying job.
Long-term solutions can include working closely with headhunters and recruiters to find a higher-paying job, going back to school while on unemployment, and relocating. The relationships fostered with headhunters can help with a job search, but the process takes time.
Instead of waiting for the perfect job to appear, consider taking a part-time job to bring in some income while working with a headhunter to find the right career. Going back to school for additional studies can also help with a job search. It might be time to transition to a new line of work. Choose new career paths wisely, based on the job market and the outlooks for great career fields.
Moving to a new town for a job can open up new career opportunities as well. Relocating shouldn’t be seen as a last resort. In fact, being open to job opportunities in different areas and can significantly widen a job search.

2. Family Life
The stress of not finding work, and a loss of income, can lead to damaging inter-family relationships that can take years to mend. Sometimes families must borrow money from relatives or friends, which can result in tense situations.
Some families must change their plans, sell their homes, switch schools, and cancel vacations. In other households, there is even an unfortunate increase in child abuse cases.
Tips and Strategies:
Families can work together to cope with the changes brought on by an economic downswing. In fact, a recession may positively impact a family, as families tend to stay home together, and spend more time together.
Instead of pricey nights out at restaurants, take the family to a local park for an evening picnic or have a cheap family game night. Avoid hotels during a weekend trip in favor of camping in the woods. Instead of buying more video games, take children hiking and fishing.
Look at the experience as an opportunity to spend more time with the children, and make the most of the time spent as a family.

3. Lifestyle Changes
Reduced income leads to reduced entertainment, dining, and extracurricular activity expenses. People cut back on extras during a recession, so many families must make drastic changes to their pre-recession lifestyle. This means fewer trips, shared experiences, and missed opportunities because of a lack of funds.
Tips and Strategies:
The lifestyle changes brought about by a recession will include a period of adjustment. Families must allow themselves time to adapt, and understand that children may not fully understand the financial implications affecting the family. Talk with children about how things will change, and be realistic about expenditures and outcomes. It’s a great time to teach your kids about money management.
Don’t build up expectations about what might change in the future. After a period of unemployment, belt-tightening may still be necessary, as the impacts of unemployment can be far-reaching. Instead, focus on changes that need to happen now, and how the family can make the best of the situation.

4. Investing
Family budgets may not accommodate short and long-term non-residential investments during a recession. Families may put investment accounts on hold, hoping to play catch-up at a later date. Families may also be tempted to invest money because of the reduced expense of stocks, but without any expendable income, investing may not be feasible.
This can have devastating effects on retirement accounts and savings accounts. It may also become necessary to tap into investments and retirement funds for cash.
Tips and Strategies:
Using retirement funds to pay bills should be a last resort, because of the retirement account tax penalties and the loss of future income. If using money earmarked for retirement or college funds becomes unavoidable, withdraw small amounts, and only use the money to pay essential bills, like the mortgage, car payments, and utilities.

5. Business Opportunities
Entrepreneurs may have a lack of funds available for borrowing or starting new companies during a recession. Innovation often comes from the small business segment, but a lack of funding, coupled with a downturn in spending, may make small business owners nervous and unwilling to take big risks.
For unemployed entrepreneurs looking to start a new venture, this lack of funding can really hamper their chances of success.
Tips and Strategies:
This is likely not the right time to start a new business, and the business idea may need to be put on hold. Continue to research new ideas, and look for investors or business partners, but focus efforts on earning an immediate income to support the family.

6. Real Estate Value
Many families depend on the value of their homes as part of their retirement plan. During a recession, however, real estate values fall drastically and foreclosures increase, forcing many families out of their homes. Real estate can no longer be viewed as a safe investment during an economic downturn.
Tips and Strategies:
Over time, real estate values may turn around, so families should try to maintain ownership of their homes if at all possible. Homeowners may be able to avoid foreclosure by refinancing mortgages.
If a homeowner is not eligible for a traditional refinance, he or she might be eligible for the Home Affordable Refinance Program (HARP). Homeowners may also benefit by renting out a room in their homes to third parties.

7. Education
Many families cannot afford to send their children to college during a recession. Furthermore, the college experience changes for many students who do attend, as universities fill classes with too many students, or cut classes, majors, and staff, all while increasing tuition.
Tips and Strategies:
Families may need to rethink college plans during a recession, and should look into alternative ways to pay for school in order to save money. Most college students receive some sort of financial aid, or work while they are in school.
Prospective students can apply for student loans, college scholarships, and grants, attend a community college, and participate in work-study programs to pay for school.

8. Credit and Debt
During a recession, families must still pay the household bills, and try to get out of debt. Bankruptcy, judgments, and late payments can all hurt your credit score.
Your credit history impacts credit card and loan interest rates, insurance rates, and even job opportunities, as some companies review applicants’ credit histories.
Tips and Strategies:
Families should prioritize expenses and pay bills in order of importance. Some bills can be paid late, but other bills must be paid on time in order to avoid foreclosure, eviction, or property repossession.
Recessions can lead to a reduction in borrowing, and families may become more fiscally responsible following an economic downturn. Less debt and more responsibility can lead to smarter money management, and a stress-free financial life.

9. Determining Necessity
Families must understand the difference between needs and wants during a recession. Families need a safe place to live, clothing, food, and access to affordable health care. As priorities shift for many families during an economic downturn, they can focus on the necessities, and learn more about their innate survival skills.
Tips and Strategies:
Learning how to prioritize expenses, adapting to a loss of critical income, and making lifestyle changes will be hard. Families can cope during this period of adjustment by relying on each other, becoming a true support network. Celebrate successes as a family, and acknowledge each others’ efforts to become solvent. Take control of the situation to reduce the negative impacts of the recession, and to set a good example for the rest of the family.

Final Word
The effects of a recession on families lasts a lot longer than the duration of a recession. Ultimately, almost everyone suffers during an economic downturn. Families can survive by adapting to a new lifestyle, working together, and making changes to improve their future.
Has your family been impacted by a recession? What strategies have worked well for you in trying to dig your way out?


http://www.moneycrashers.com/effects-recession-families/

This one na real soup o

I the think the OP got it wrong.The tittle of this post should have been the order in which ur profile have been visited.The list places the most recent viewer as no1 and not actually the person who visit the most times.Please take note

I love my great ife.i really missed this school

A Federal High Court in Lagos on Monday granted an application for the judicial review of the decision to stop some applicants from writing entrance examination into the University of Lagos for this year’s admission.

The applicants had headed for court alleging that the Registrar of the Joint Admissions and Matriculation Board, Prof. Dibu Ojerinde, had issued a directive stopping them from participating in the UNILAG’s post-Unified Tertiary Matriculation Examinations scheduled for August 12 and 13, 2015.

The applicants, through their lawyer, Dr. Kayode Idowu, also accused Ojerinde of ordering the removal of their names from the list of applicants eligible to sit the UNILAG’s 2015 post-UTME and sending same to other institutions that they had not chosen.

They also alleged that though they scored above the JAMB’s publicly announced 180 cut-off mark, UNILAG had however refused to sell its post-UTME forms to them following the alleged directive by Ojerinde to send the names of all candidates with less than 250 marks to other institutions.

In their ex parte application moved before Justice Mohammed Idris on Monday morning, the applicants had prayed for the leave of court to apply for an order of mandamus compelling UNILAG to sell the post-UTME forms to them so they could sit the exams.

They also sought the leave to apply for an order prohibiting the removal of their names from the list of candidates eligible to sit the 2015 UNILAG’s post-UTME scheduled for August 12 and 13.

The judge, after hearing their lawyer, Idowu, granted the applicants an order to seek judicial review of the respondents’ decision.
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“It is in the interest of justice that the application is granted as prayed,” Idris held.

The court adjourned till August 10, 2015 for further proceedings.

Joined as respondents in the application are JAMB, its Registrar, Ojerinde, UNILAG and its Vice Chancellor, Prof Rahmon Bello.

The applicants with their respective Unified Tertiary Matriculation Examinations scores are Kofoworola Olukanmi with 235 marks; Mojisola Sholola, 247 marks; Mojisola Ajetunmobi, 239 marks; Ayomide Olajide, 228 marks; Joseph Omotosho, 247 marks.

Others are Olabimpe Oladipupo, 228 marks; Chijioke Nwachukwu, 233 marks; Saviour Echedom, 235 marks and Adebola Ekungomi, 223 marks.

Meanwhile, a civil society organisation, the Socio-Economic Rights and Accountability Project, has asked the same court to reverse the cut-off point of 250 marks set by UNILAG to the 180 marks publicly announced by JAMB.

The group, in a suit marked FHC/L/CS/1139/2015, filed on Monday, is seeking a declaration that by the upward review of the cut-off mark, the respondents had breached Section 5(1)(c)(iii) of the JAMB Act Cap 193 of the Laws of the Federation.

It said, “The provisions of Section 5(1)(c)(iii) of the JAMB Act are very clear and unambiguous. The letter and spirit of the provisions are to ensure that the preferences of candidates, in terms of the university they choose to attend, are sacrosanct. Even a contrary or adverse decision by individual university cannot override the decision made pursuant to the provisions of Section (5)1)(c)(iii).”

The case has yet to be slated for hearing.

http://www.punchng.com/news/court-grants-students-application-against-jamb-unilag/