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Coolis's Posts

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RomanceRe: Is There A Red Flag Here Already? by Coolis(op): 4:02pm On Feb 09
Thank you. I
admitted been a bit hasty, but then, the distance l covered for the date last Saturday, was far more than hers. If she was the one that reached out first one the night to find out if l arrived home safely, the heaven wouldn't have fell. I tried several times to reach her, she didn't answer. Why didn't she send a message to me first to acknowledge the missed calls? Why waiting until l sent before she replied? Look at it from both sides na.






ILoveFaith:
You're immature to say the least. If she ever dates you, she wouldn't be her normal self anymore cos you'd want every loyalty tied to you. Sure signs of a weakling. She was unto people before she ever met you. Why do you feel so special?. Instead of letting things rhyme and even care about welfare, you're nagging
RomanceRe: Is There A Red Flag Here Already? by Coolis(op): 3:03pm On Feb 09
Yeah, l already did that but if you love and care about someone, giving to them shouldn't be a problem. For those of us that are of the Christian faith, it's biblical to Give. John 3:16 For God so love that He gave. Love and giving go hand in hand. Thank you





MONEY247:
Anytime I see guys giving ladies money as per relationship...

It breaks me..... I have never and will never give any lady money... As per romantic relationship... Except I am comfortable with you and the lady has spent on me...

Well you can call and apologize.... Maybe you two just had a rough start.
RomanceRe: Is There A Red Flag Here Already? by Coolis(op): 2:29pm On Feb 09
I don't want to be hasty in judging her. Still want to try things out, that's why l brought it out for views. Thank you






advanceDNA:
U shouldn’t have gone on a date with a lady thats not giving you good energy on phone in the first place… she just you u chop free food… its a norm for them
RomanceRe: Is There A Red Flag Here Already? by Coolis(op): 2:26pm On Feb 09
Haba, lol l'm not bother about what has gone. My concern now is not to engage in another wasteful spending if there is a red flag but judging by comments so far, there isn't much of a red flag yet so l will still try shall . Thank you





lilvicky68:
If you move on now how will you get back your fried rice and chicken you bought for her? 😆
RomanceRe: Is There A Red Flag Here Already? by Coolis(op): 2:22pm On Feb 09
How man go do now? Sometimes, it's wisdom to behave like a SIMP to get what one want. Thank you






brain54:
I don't know if it's a red flag or not...



I just want to comment that men dey suffer o. After spending your hard earned but scarce resources you are still the one calling her to ask if she enjoyed her day and if she could do it again sometime. Do it again sometime like come and chop my hard earned scarce resources again angry


Na you dey beg her to come spend your money be that. undecided

Back to the question I know I said I wasn't sure if it was red flag or not but on second thought. I think it is.

After eating Free meal she didn't even call to say thank you.

Use one eye dey look her for now!
RomanceRe: Is There A Red Flag Here Already? by Coolis(op): 2:17pm On Feb 09
You are hard on me but l can understand. Not trying to paint her in a bad light. Still very much interested in her. I will take your points to mean there's no red flag yet. Thank you




Kobojunkie:
A women is not a toy but a living breathing entity exactly like you. The only difference is that she has a different plumbing system than you do. That is all. 🥱🥱

Reading this post of yours, I will recommend that girl never contact you again because all it shows is that you are not ready to date anyone at all. How can you say you are wanting to date anyone only for you to hyper focus on the mundane and not on what matters which is supposedly chemistry between the two of you? 🥱🥱

If that girl had come concerned only about how much she would obtain from you, would you consider her sensible? 🥱🥱
RomanceRe: Is There A Red Flag Here Already? by Coolis(op): 2:12pm On Feb 09
Thank you so much. I appreciate your advice






uote author=gunners160 post=138412994] First and foremost, I would advice u not to start reading meanings to all her actions yet. Give r a second trial. Besides it is just the first date. However, dont spend on r. Just leave it at phone call and texting. Avoid unecessary date for now. If there must be any date, invite r tover to ur place instead. Just believe she went for a programme for now. She might be saying the truth and might also be lying.[/quote]
RomanceRe: Is There A Red Flag Here Already? by Coolis(op): 1:52pm On Feb 09
Thank you, so what do you suggest now? Should l still try things out to how it goes or l should just move on? I already apologized to her that if she acted just in time to get back to me that she missed my calls, l wouldn't have concluded our meeting meant nothing to her.





lilvicky68:
You should not have sent her that kind of message.
If you call and she didnt pick, what you should have sent was
Hope you've gotten home, just checking in.

She should be the one to tell you if she enjoyed the date or not.

I dont also fancy the idea of spending 15% of your income on one date.
RomanceIs There A Red Flag Here Already? by Coolis(op): 1:03pm On Feb 09
Been hearing of red flag, don't know if there is one here already.

Met this lady toward the end of last year in Maraba area of Nasarawa state. I reside in one-man villagers area of Nasarawa state while she reside in the lokogoma area in the FCT.
We 've been chatting. l realized she doesn't like typing much words so she doesn't give out enough information about herself. l decided we meet physically again last Saturday so we can get to know more about each other and that l would be coming to her area. I asked her to send me the address of where she stays in the FCT but she suggested we meet at one of the eateries in their area which l agreed.
She suggested ShopRite in Apo/lokogoma area and l said okay.

NOTE-
1, l like her a lot.
2, my income is about 100k in a month.
3, To and fro one-man village to lokogoma area in the FCT using public transport will take 5k or more.

I had about 15k on the day which l thought could take care of my TP and what she would eat. I knew eating out at ShopRite would be quite expensive than the regular eateries like Chicken republic and the likes.

I cut my coat according to my size. We agreed to meet at ShopRite by 3pm but l decided to get there earlier by 2pm to find out their food and snacks prices.
Meat pie and a bottle of soft drink N2500. Fried/jollof rice with a drink N6200.

I ate well from my house so as not to order their food. I also thought
that someone coming out for a date at an eatery by 3pm, would have eaten from their house and wouldn't order food but light refreshment like a snack and bottle of soft drink but l was wrong.
After a while of my friend joining me, l told her let's go to the service desk so she could make her order. Without hesitation, she told them she wanted fried rice with fish and a bottle of coke N6200. The moment l was told of her bill which must be settled before the food is given to her, l decided not to order anything at all but on a second thought, l asked they add one bottle of Schweppes(1k) for me. I know you will call me a SIMP here but it's better only her eat than the both of us to eat which would have taken all the money in my pocket and going back to my area a serious challenge.

When we were done at ShopRite, at our departure point, she was joining along taxi to her area, l gave 1k to her to settle the taxi man, she didn't want to take it but l insisted and she accepted it.

Now, here's is why l asked if there is already a Red flag.

I told her l would call her in the evening of the day, the l idea was to find out if she had a great time and if we could do it again soon. I called her around 7:30pm twice, the phone rang but no response. I called again around 9:45pm still no response. Then l sent a message to her on watsapp that it looks like l didn't measure up to her standard and that l couldn't believe she didn't answer all calls l put across to her. I told her it seems our meeting meant nothing to her.

After a few minutes later, she replied me that she went for a program that lasted more than she thought. That was why she couldn't answer. I replied her that she should have sent a message acknowledging my missed calls and l wouldn't have insinuated our meeting meant nothing to her.
I haven't reached out to her since then and haven't heard from her either.
Men and brethren, you have it all. What do you think? Is there a red flag yet? Should l still reach out and maintain contact or to forget her? Thank you
InvestmentRe: Mutual Funds by Coolis: 12:32pm On Feb 05
Interest has been posted to this day, maybe your case is a peculiar case, not general. I use cowry app, no web







Dondav:
I just checked now again via web like you suggested... But it's still not yet posted. Other ones have already posted theirs except trustbanc.... Had no problem seeing the other ones yesterday as well, same time ... But trustbanc still hasn't posted since yesterday...
InvestmentRe: Mutual Funds by Coolis: 7:51am On Feb 05
I got my interest for yesterday 4th, it's only today's interest which can
still come before noon or tomorrow that's outstanding. I don't know what you saying trustbanc hasn't paid interest for 2days. Get your fact right and stop misleading people



quote author=Dondav post=138366535]Trustbanc MMF on cowrywise hasn't paid out interest for 2 days now ... 🤷🏽‍♂️... What's happeninghuh[/quote]
InvestmentRe: Mutual Funds by Coolis: 9:27am On Jan 23
Wetin we do you na? We not the cause of una problem, abeg no wish us bad. I joined trustbanc this year and the coy is doing quite good






Iamblessed88:
If i be a man of God, by next week; Norrenbeger and Trustbanc rates will fall to 15% ish, Amen
InvestmentRe: Mutual Funds by Coolis: 5:36pm On Jan 12
Una don dey confuse person like this so, l been think say na only court them dey say he who must come to equity must come with a clean hands.

All these equity people, e don reach make una open una own thread. Na Abeg l dey oo, make una leave us with MMF. Equity people,, abeg make una open una own thread, make una leave us with MMF news, story and every other gist that has to do with MMF bikonu
InvestmentRe: Mutual Funds by Coolis: 8:36pm On Jan 06
Alright, thanks




Preator:
Withdrawal on cowrywise takes like 24hrs and 5 mins. It cant be lower than 24hrs. U will see a 24h timer once you withdraw. Once it runs down, u get credited within 5mins.

You can also withdraw during weekends
InvestmentRe: Mutual Funds by Coolis: 1:53pm On Jan 06
Withdrawal shouldn't take more than 48hr for fund to reflect in one account. l just joined cowry, l haven't made withdrawal yet so can't say much about their withdrawal policy. Those that have been on cowry for long, make una answer bikonu




milliondollarma:
What are the terms and conditions in terms of
Withdrawal?
InvestmentRe: Mutual Funds by Coolis: 1:09pm On Jan 06
Okay. l considered the processing fees charged by cowrywise to take my fund to Trustbanc platform and that of Norrenberger, cowrywise project excites me more.
Cowrywise is charging little or nothing to process fund unlike others. I have been enriching Palmpay without realizing it. To process 1 million, Palmpay has been charging me 10k to take my fund to ARM platform. I took 1.2 to Trustbanc via cowrywise this morning and cowry only charged me N250.




quote author=Preator post=138039320]

By 6am tommorow you should see your first inflow[/quote]
InvestmentRe: Mutual Funds by Coolis: 8:12am On Jan 06
Finally, "l don port" my capital from ARM on Palmpay platform to Trustbanc on cowrywise this morning.
My question is, when is the interest going to start dropping? Today, tomorrow or in 2 days time?
InvestmentRe: Mutual Funds by Coolis: 1:28pm On Jan 01
I thought WHT on mmf was 10% before, maybe another 10% is what was added making it 20% all together. Why l don't agree it's a drop in rate is , ARM has maintain 18.7% from 23rd till today. It's still on 18.7% today.



Preator:
Likely a rate drop. I haven't seen any drop on any of my FMs. Plus WHT was on MMF before anyway.
InvestmentRe: Mutual Funds by Coolis: 12:43pm On Jan 01
Seems the 10% tax on income has been implemented by my fund manager. I got N546 interest on my little investment on 30th of December, but saw N492 yesterday 31st and also today 1st. This is not encouraging at all. This is pure wickedness. Taking 10% out of what someone is earning as tax daily is wickedness. Nothing l'm benefiting from the government, l pay or provide everything for myself. I pay for the water l drink, for the electricity l use, for my accommodation, security etc. What is the Government doing for me to be taxing me daily?

Please share with us if you observe same or any kind of changes in your account, l'm with ARM via Palmpay platform
InvestmentRe: Mutual Funds by Coolis: 4:19pm On Nov 30, 2025
Honestly, you guys in team Stanbic have a way of making other companies team players feel your team is the best while others are inferior to your company. Go through some of today's comments, you will see one of you talking of Stanbic having capital base of over 2 trillion which According to him/her is more than capital base of more than 3 other companies in the market, is that not hyping of your bank/company? Then you too said that capital appreciation via interest is the 7 wonders of the world.
Like l said, you guys in team Stanbic, should allow us in other teams breath small, una like to intimidate us a lot lol.








b][/b]
jp130:
Lol, u funny no be small. We are basically saying the same thing through different platforms. Nobody is talking about hype.

Please keep an open mind
InvestmentRe: Mutual Funds by Coolis: 2:14pm On Nov 30, 2025
There's nothing like 7 wonders with interest accumulating monthly to become part of capital. You guys on Stanbic platform like hyping the bank a lot. ARM via Palmpay is doing exactly the same thing every day Sunday inclusive, we are not making noise about it.
Look closely at the attached, when my interest of 486.12 comes in tomorrow, the 971.84 will rise to 1k which will be added to my capital automatically. Make una the allow us hear word with Stanbic small










quote author=jp130 post=137645069]Yes boss, and in addition, Stanbic compound monthly too. That is, interest of Nov forms part of capital for the month of December. It becomes the 7th wonder of the world if you contribute monthly for yrs.[/quote]

InvestmentRe: Mutual Funds by Coolis: 6:07pm On Oct 05, 2025
N487.09 daily interest on 990k almost 1 million, is it not too poor? I was expecting at least N500 interest. Please let me know what you guys think because l'm seriously considering changing the MMF operator.








uote author=t33why post=137023140]
It's not a scam app as it is provided by stanbic, you can verify that yourself from the about app. I believe it's the old version based on the last date of update. The 2nd one is the newer version[/quote]
PropertiesRe: He Told The Police That We Planned To Kidnap Him by Coolis(op): 2:52pm On Oct 01, 2025
How do you mean, some people are new tenants of 3-4months. I renewed my rent in June this year.





quote author=duduade post=136979518]Your landlord must be a cruise master.

Be planning to leave that compound[/quote]
PropertiesHe Told The Police That We Planned To Kidnap Him by Coolis(op): 12:10pm On Oct 01, 2025
Our Landlord took all of us, the tenants to the police station and accused us of planning to kidnap him. The police men are inviting us one after the other to their station for questioning. If you have had similar experience with your landlord, please educate us on how to go about this and to put the landlord in his place. Thanks
HealthPain In The Left Ear And Difficulty In Chewing On The Left Side Of The Mouth. by Coolis(op): 2:21pm On Sep 28, 2025
Pain in the left ear and difficulty in chewing on the left side of the mouth.

The Pharmacists in the house, abeg prescribe the necessary drugs and home remedies to apply. Thanks
InvestmentRe: Mutual Funds by Coolis: 7:55pm On Sep 26, 2025
[quote author=Chibuchris post=136899401][/quote]Okay, thanks for the clarification. My daily interest on my investment with ARM even on Saturday and Sunday drop. I was wondering, does other MMF operators or companies pay interest Saturday and Sunday?
InvestmentRe: Mutual Funds by Coolis: 5:41pm On Sep 21, 2025
I thought l'm the only one on ARM platform via palmpay. I have been thinking about trying out other Mutual fund operators like stanbic or Gtb. Got about 885k on with ARM. At 20.76, l have been seeing N454 daily, which clearly shows the 20.76 is not real. From my calculation, if the 20.76 is the actual, l should be seeing above N500 daily, so that in two days, 1k should enter the capital






Chibuchris:
Try palmpay the arm money market fund is 20.76 as of yesterday, they have other mutual funds.
Jobs/VacanciesRe: Remote Call Rep Needed by Coolis: 6:19pm On Sep 05, 2025
Interested. Pls reach out robertokewu7@gmail.com






quote author=samstandard post=136654722]Are you good at talking to people and convincing them with ease? Here’s your chance!

Role: Remote Call Rep
Duty: Calling potential customers to introduce and onboard them for loans.
Pay: ₦10,000 per successful conversion (no fixed salary – performance based).
Work Mode: 100% Remote

Who We’re Looking For:
✅ Good communication skills (English & Pidgin preferred)
✅ Persuasive and customer-friendly attitude
✅ Must have a phone and internet connection
✅ Self-motivated and result-driven

How to Apply:
If interested, simply drop a comment and we’ll reach out to you.[/quote]
Nairaland GeneralRe: What Is Something You Wish You Learnt Earlier In Life. by Coolis: 4:55pm On Aug 15, 2025
Thank you, but I have arrived at the point where l can confidently say that, it's impossible to make money trading or out of the forex market.
If one is able to predict the direction of the bot that runs the Market to make $5 today, one must give $20 back to the market tomorrow.
How do l get over everything and have nothing to do with the market anymore is my only desire today.
I have to move on, l pray God help to destroy the urge/passion and addiction to go back to trade in the FX market. I have lost, trading the forex market is not for me.








uote author=Efuaye



post=136468333]Failure is part of success if you don't give up on life.
You should evaluate your risk level if you are overambitious and overreaching yourself unrealistically in your trades.
You don't trade forex or crypto as if your life depends on it.
Take it easy and don't be too hard on yourself.
Those trading in crypto will tell you how they bled with Trump Coin earlier in the year.[/quote]
Nairaland GeneralRe: What Is Something You Wish You Learnt Earlier In Life. by Coolis: 3:21pm On Aug 15, 2025
I wish l never heard of forex trading, last 6yrs of hustling all gone down the drain. In my delusional state, l kept hoping that l would make money from trading the forex market, the more l gets obsess with trading to recover lost money, the more losses l records. At 45yr, got nothing to show for. I look back and l say to myself that l have wasted 45yrs of my life and how many years do l have to spend on earth? I curse the day l heard about forex trading. Who will deliver me from the destructive path l found myself?



Ericmaestrooffi



post=136460957]Good day everyone.

Was having this thought today and decided to share.

What is one thing you wish you learnt earlier in life ?

For me , I wish I avoided women during my hustling days, would have made more progress in my life financially and otherwise.

One of the biggest mistakes I made in life was to date a parasitic girl during my hustling and struggling days.
I was a young graduate of 22 years earning 40k back then which was quite little but I had a girlfriend who was very demanding. She billed me to the point where I couldn’t even save a single penny , I really loved her then and would literally give in to all her demands even when it wasn’t convenient.

Last last she still cheated on me and got pregnant for another guy, the heart break really shattered and it took me two years to recover.

Currently I’m in my late twenties, got a very good job and earn very well and my advice to young men starting life is to be ruthlessly selfish. Be selfish with your time , resources and ambitions.
I wish I learnt that early in life , I would have walked away from that liability of a girl and focus on myself.

Avoid dating broke girls who add little to no value to your life, be more interested in your growth and development.
(If possible avoid relationships during your struggling days)

What’s is something you wish you learnt early?[/quote]te author=Ericmaestrooffi
:
Good day everyone.

Was having this thought today and decided to share.

What is one thing you wish you learnt earlier in life ?

For me , I wish I avoided women during my hustling days, would have made more progress in my life financially and otherwise.

One of the biggest mistakes I made in life was to date a parasitic girl during my hustling and struggling days.
I was a young graduate of 22 years earning 40k back then which was quite little but I had a girlfriend who was very demanding. She billed me to the point where I couldn’t even save a single penny , I really loved her then and would literally give in to all her demands even when it wasn’t convenient.

Last last she still cheated on me and got pregnant for another guy, the heart break really shattered and it took me two years to recover.

Currently I’m in my late twenties, got a very good job and earn very well and my advice to young men starting life is to be ruthlessly selfish. Be selfish with your time , resources and ambitions.
I wish I learnt that early in life , I would have walked away from that liability of a girl and focus on myself.

Avoid dating broke girls who add little to no value to your life, be more interested in your growth and development.
(If possible avoid relationships during your struggling days)

What’s is something you wish you learnt early?
Nairaland GeneralRe: What Is Something You Wish You Learnt Earlier In Life. by Coolis: 3:20pm On Aug 15, 2025
I wish l never heard of forex trading, last 6yrs of hustling all gone down the drain. In my delusional state, l kept hoping that l would make money from trading the forex market, the more l gets obsess with trading to recover lost money, the more losses l records. At 45yr, got nothing to show for. I look back and l say to myself that l have wasted 45yrs of my life and how many years do l have to spend on earth? I curse the day l heard about forex trading. Who will deliver me from the destructive path l found myself?



Ericmaestrooffi



post=136460957:

Good day everyone.

Was having this thought today and decided to share.

What is one thing you wish you learnt earlier in life ?

For me , I wish I avoided women during my hustling days, would have made more progress in my life financially and otherwise.

One of the biggest mistakes I made in life was to date a parasitic girl during my hustling and struggling days.
I was a young graduate of 22 years earning 40k back then which was quite little but I had a girlfriend who was very demanding. She billed me to the point where I couldn’t even save a single penny , I really loved her then and would literally give in to all her demands even when it wasn’t convenient.

Last last she still cheated on me and got pregnant for another guy, the heart break really shattered and it took me two years to recover.

Currently I’m in my late twenties, got a very good job and earn very well and my advice to young men starting life is to be ruthlessly selfish. Be selfish with your time , resources and ambitions.
I wish I learnt that early in life , I would have walked away from that liability of a girl and focus on myself.

Avoid dating broke girls who add little to no value to your life, be more interested in your growth and development.
(If possible avoid relationships during your struggling days)

What’s is something you wish you learnt early?
Jobs/VacanciesRe: Important CDCFIB Recruitment Notice To Applicants:* by Coolis: 6:11pm On Jul 24, 2025
It is not editable after final submission. You try it and it will take you straight to the printout page. Now, l'm beginning to think you made this thing about adding NYSC number up. If it was compulsory, provision would have been made for it to be entered before the final submission.




quote author=Adewale1603 post=136196107]*Important CDCFIB Recruitment Notice to Applicants:*

If you have already submitted your application successfully, do not reapply. You can always retrieve your application through the portal.

For applicants with BSc/HND qualifications, please ensure you include your NYSC certificate number when submitting your application.

If you submitted earlier without your NYSC certificate number, simply follow these steps to update your application:

1. Go to the "Start Application" section.

2. Enter your NIN and phone number during the identification stage.

3. Your previously submitted details will automatically appear.

4. Proceed to include your NYSC certificate number and continue the submission.

5. Your reference number will remain the same.[/quote]

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