₦airaland Forum

I thought WHT on mmf was 10% before, maybe another 10% is what was added making it 20% all together. Why l don't agree it's a drop in rate is , ARM has maintain 18.7% from 23rd till today. It's still on 18.7% today.

Preator:
Likely a rate drop. I haven't seen any drop on any of my FMs. Plus WHT was on MMF before anyway.

Seems the 10% tax on income has been implemented by my fund manager. I got N546 interest on my little investment on 30th of December, but saw N492 yesterday 31st and also today 1st. This is not encouraging at all. This is pure wickedness. Taking 10% out of what someone is earning as tax daily is wickedness. Nothing l'm benefiting from the government, l pay or provide everything for myself. I pay for the water l drink, for the electricity l use, for my accommodation, security etc. What is the Government doing for me to be taxing me daily?

Please share with us if you observe same or any kind of changes in your account, l'm with ARM via Palmpay platform

Honestly, you guys in team Stanbic have a way of making other companies team players feel your team is the best while others are inferior to your company. Go through some of today's comments, you will see one of you talking of Stanbic having capital base of over 2 trillion which According to him/her is more than capital base of more than 3 other companies in the market, is that not hyping of your bank/company? Then you too said that capital appreciation via interest is the 7 wonders of the world.
Like l said, you guys in team Stanbic, should allow us in other teams breath small, una like to intimidate us a lot lol.








b][/b]

jp130:
Lol, u funny no be small. We are basically saying the same thing through different platforms. Nobody is talking about hype.

Please keep an open mind

There's nothing like 7 wonders with interest accumulating monthly to become part of capital. You guys on Stanbic platform like hyping the bank a lot. ARM via Palmpay is doing exactly the same thing every day Sunday inclusive, we are not making noise about it.
Look closely at the attached, when my interest of 486.12 comes in tomorrow, the 971.84 will rise to 1k which will be added to my capital automatically. Make una the allow us hear word with Stanbic small










quote author=jp130 post=137645069]Yes boss, and in addition, Stanbic compound monthly too. That is, interest of Nov forms part of capital for the month of December. It becomes the 7th wonder of the world if you contribute monthly for yrs.[/quote]

N487.09 daily interest on 990k almost 1 million, is it not too poor? I was expecting at least N500 interest. Please let me know what you guys think because l'm seriously considering changing the MMF operator.








uote author=t33why post=137023140]
It's not a scam app as it is provided by stanbic, you can verify that yourself from the about app. I believe it's the old version based on the last date of update. The 2nd one is the newer version[/quote]

How do you mean, some people are new tenants of 3-4months. I renewed my rent in June this year.





quote author=duduade post=136979518]Your landlord must be a cruise master.

Be planning to leave that compound[/quote]

Our Landlord took all of us, the tenants to the police station and accused us of planning to kidnap him. The police men are inviting us one after the other to their station for questioning. If you have had similar experience with your landlord, please educate us on how to go about this and to put the landlord in his place. Thanks

Pain in the left ear and difficulty in chewing on the left side of the mouth.

The Pharmacists in the house, abeg prescribe the necessary drugs and home remedies to apply. Thanks

[quote author=Chibuchris post=136899401][/quote]Okay, thanks for the clarification. My daily interest on my investment with ARM even on Saturday and Sunday drop. I was wondering, does other MMF operators or companies pay interest Saturday and Sunday?

I thought l'm the only one on ARM platform via palmpay. I have been thinking about trying out other Mutual fund operators like stanbic or Gtb. Got about 885k on with ARM. At 20.76, l have been seeing N454 daily, which clearly shows the 20.76 is not real. From my calculation, if the 20.76 is the actual, l should be seeing above N500 daily, so that in two days, 1k should enter the capital

Chibuchris:
Try palmpay the arm money market fund is 20.76 as of yesterday, they have other mutual funds.

Interested. Pls reach out robertokewu7@gmail.com






quote author=samstandard post=136654722]Are you good at talking to people and convincing them with ease? Here’s your chance!

Role: Remote Call Rep
Duty: Calling potential customers to introduce and onboard them for loans.
Pay: ₦10,000 per successful conversion (no fixed salary – performance based).
Work Mode: 100% Remote

Who We’re Looking For:
✅ Good communication skills (English & Pidgin preferred)
✅ Persuasive and customer-friendly attitude
✅ Must have a phone and internet connection
✅ Self-motivated and result-driven

How to Apply:
If interested, simply drop a comment and we’ll reach out to you.[/quote]

Thank you, but I have arrived at the point where l can confidently say that, it's impossible to make money trading or out of the forex market.
If one is able to predict the direction of the bot that runs the Market to make $5 today, one must give $20 back to the market tomorrow.
How do l get over everything and have nothing to do with the market anymore is my only desire today.
I have to move on, l pray God help to destroy the urge/passion and addiction to go back to trade in the FX market. I have lost, trading the forex market is not for me.








uote author=Efuaye



post=136468333]Failure is part of success if you don't give up on life.
You should evaluate your risk level if you are overambitious and overreaching yourself unrealistically in your trades.
You don't trade forex or crypto as if your life depends on it.
Take it easy and don't be too hard on yourself.
Those trading in crypto will tell you how they bled with Trump Coin earlier in the year.[/quote]

I wish l never heard of forex trading, last 6yrs of hustling all gone down the drain. In my delusional state, l kept hoping that l would make money from trading the forex market, the more l gets obsess with trading to recover lost money, the more losses l records. At 45yr, got nothing to show for. I look back and l say to myself that l have wasted 45yrs of my life and how many years do l have to spend on earth? I curse the day l heard about forex trading. Who will deliver me from the destructive path l found myself?



[quote author=Ericmaestrooffi



post=136460957]Good day everyone.

Was having this thought today and decided to share.

What is one thing you wish you learnt earlier in life ?

For me , I wish I avoided women during my hustling days, would have made more progress in my life financially and otherwise.

One of the biggest mistakes I made in life was to date a parasitic girl during my hustling and struggling days.
I was a young graduate of 22 years earning 40k back then which was quite little but I had a girlfriend who was very demanding. She billed me to the point where I couldn’t even save a single penny , I really loved her then and would literally give in to all her demands even when it wasn’t convenient.

Last last she still cheated on me and got pregnant for another guy, the heart break really shattered and it took me two years to recover.

Currently I’m in my late twenties, got a very good job and earn very well and my advice to young men starting life is to be ruthlessly selfish. Be selfish with your time , resources and ambitions.
I wish I learnt that early in life , I would have walked away from that liability of a girl and focus on myself.

Avoid dating broke girls who add little to no value to your life, be more interested in your growth and development.
(If possible avoid relationships during your struggling days)

What’s is something you wish you learnt early?[/quote]te author=Ericmaestrooffi post=136460957]Good day everyone.

Was having this thought today and decided to share.

What is one thing you wish you learnt earlier in life ?

For me , I wish I avoided women during my hustling days, would have made more progress in my life financially and otherwise.

One of the biggest mistakes I made in life was to date a parasitic girl during my hustling and struggling days.
I was a young graduate of 22 years earning 40k back then which was quite little but I had a girlfriend who was very demanding. She billed me to the point where I couldn’t even save a single penny , I really loved her then and would literally give in to all her demands even when it wasn’t convenient.

Last last she still cheated on me and got pregnant for another guy, the heart break really shattered and it took me two years to recover.

Currently I’m in my late twenties, got a very good job and earn very well and my advice to young men starting life is to be ruthlessly selfish. Be selfish with your time , resources and ambitions.
I wish I learnt that early in life , I would have walked away from that liability of a girl and focus on myself.

Avoid dating broke girls who add little to no value to your life, be more interested in your growth and development.
(If possible avoid relationships during your struggling days)

What’s is something you wish you learnt early?[/quote]

I wish l never heard of forex trading, last 6yrs of hustling all gone down the drain. In my delusional state, l kept hoping that l would make money from trading the forex market, the more l gets obsess with trading to recover lost money, the more losses l records. At 45yr, got nothing to show for. I look back and l say to myself that l have wasted 45yrs of my life and how many years do l have to spend on earth? I curse the day l heard about forex trading. Who will deliver me from the destructive path l found myself?



[quote author=Ericmaestrooffi



post=136460957]Good day everyone.

Was having this thought today and decided to share.

What is one thing you wish you learnt earlier in life ?

For me , I wish I avoided women during my hustling days, would have made more progress in my life financially and otherwise.

One of the biggest mistakes I made in life was to date a parasitic girl during my hustling and struggling days.
I was a young graduate of 22 years earning 40k back then which was quite little but I had a girlfriend who was very demanding. She billed me to the point where I couldn’t even save a single penny , I really loved her then and would literally give in to all her demands even when it wasn’t convenient.

Last last she still cheated on me and got pregnant for another guy, the heart break really shattered and it took me two years to recover.

Currently I’m in my late twenties, got a very good job and earn very well and my advice to young men starting life is to be ruthlessly selfish. Be selfish with your time , resources and ambitions.
I wish I learnt that early in life , I would have walked away from that liability of a girl and focus on myself.

Avoid dating broke girls who add little to no value to your life, be more interested in your growth and development.
(If possible avoid relationships during your struggling days)

What’s is something you wish you learnt early?[/quote]

It is not editable after final submission. You try it and it will take you straight to the printout page. Now, l'm beginning to think you made this thing about adding NYSC number up. If it was compulsory, provision would have been made for it to be entered before the final submission.




quote author=Adewale1603 post=136196107]*Important CDCFIB Recruitment Notice to Applicants:*

If you have already submitted your application successfully, do not reapply. You can always retrieve your application through the portal.

For applicants with BSc/HND qualifications, please ensure you include your NYSC certificate number when submitting your application.

If you submitted earlier without your NYSC certificate number, simply follow these steps to update your application:

1. Go to the "Start Application" section.

2. Enter your NIN and phone number during the identification stage.

3. Your previously submitted details will automatically appear.

4. Proceed to include your NYSC certificate number and continue the submission.

5. Your reference number will remain the same.[/quote]

Please, can you post the exact link you followed to registered. All links l'm seeing are not opening at all. Thank you




uote author=Feyizzy20 post=136120080]I applied very early in the morning. I used Firefox browser. Though it's kinda stressful[/quote]

Which link did you use? What browser did you use if you used phone? Or did you use desktop? Please educate us how you were able to apply. Thank you

Feyizzy20:
I just applied. I noticed people are uploading their certificates, I don't know if it was error from my server or not because I didn't get any option to upload my school certificates , I only uploaded the likes of nin, passport, she declaration and LG attestation. Did anyone experienced thia too?

Stop misleading and giving people false hope and information. How did you manage to apply for some people last night? Which link did you follow? Can post one of the successful acknowledgment slip for the people you claimed to apply for last night?


quote author=Koppaguard post=136106134] try it in the midnight, I was able to apply for some people last night.[/quote]

robertokewu7@gmail.com interested, please contact me


uote author=Anthony0505 post=133813180][color=#990000][/color]Hey!!! have you heard of WhatsAround? A new social media app which pays you for just commenting, liking and uploading photos around you, the most interesting part is that you will be paid $10 for just uploading your profile picture and confirming your phone number! This new startup is disrupting a $200 billion industry.

One thing I love most about this app is that you get to meet people around the world and share photos of anything around you and the whole world will see it and also comment there by promoting you..

What you need to get started!!!

1.mobile phone
2.internet connection
3.and small of your time

For you to get started and know more I will coach you one on one for u to get paid and where you will be paid to.
Note:the payment channel are very flexible i.e they are many you can get paid with Amazon, PayPal, Bitcoin, play store or even your local bank account and more
can drop ur contact for me to reach out to you[/quote]

Ibkay32:
Has anyone successfully registered under the General Duty category? If yes, how did you handle the specification?

I've been trying for over three days, but the drop-down menu won't open.

The specification doesn't carry red star like other important fields as such, it's not compulsory and won't stop you from submitting your application. Mine was like that and my application was successfully submitted. Just that before l could take the screenshot of the on screen successful application message, the server time ran out and I didn't receive any successful application email.

fidelblaqq:
If you're having trouble getting your acknowledgement slip, locate the page where you submitted in your browser's history, copy the link, paste it in a new tab, then reload. This should help.

I located the page in browser's history and got a link like recruitment.customs.gov.ng/apply/ as you said. I copied it in new tab and reloaded, a new/fresh application page is what is displaying. I guess I need more help in accessing my acknowledgment slip since I haven't received any mail of successful application

08102619434 pls add to your watsapp group



quote author=Heph001 post=130508008]Many people wonder how to earn 'big' online. To guide you, I've put together this post.

Yes, earning online is possible, but the first step is to actually learn a skill. Choose an in-demand skill and invest months of training into it.

Well, its not as if we do not know this, finance is the problem most of the time. However, there are countless free resources available if you know where to look. I've benefited from them myself. And some of them come with certificates.
.
.
.

So, last month, I began sharing free Udemy courses on my WhatsApp status for viewers to benefit from. The course categories include:

✅ Video Editing
✅ Web Development
✅ Artificial Intelligence
✅ DevOps
✅ Digital Marketing
✅ Freelancing
✅ Project Management
✅ Crypto Mastery
✅ Product Management
✅ Ads Creation, and more.
.
.
.

Now, I’m taking it a step further to reach more people. (Consider it my small contribution to our nation's economic situation).

I have created a closed WhatsApp group solely for the purpose of sharing these free Udemy courses. Note that these courses are free for only the first 1000 enrollment; that is, it works on a 'first come, first serve' basis.
.
.
.

Enough said.

Click the link in the comment section if you’re interested in learning any of the above skills or joining the group.

Cheers to new levels 🥂.
I look forward to your growth. 🤍🤍🤍

#Digitalskills
#Contentwriters
#Earnonline
#Workfromhome
#Legitskills
#Freelancing[/quote]

God bless you big time, I appreciate.


quote author=Emma1Oj post=130486356] Wood processing is cool.. Pls don't reveal all your cash to anyone because wen it comes to money, no one can or shld be trusted.

U can jus say u want to start with 150-200k and pretend to don't have upto 300k. Untill you are soooooo sure there's need to bring more cash out. And act lik you wen to borrow it, still don't bring out much.. leave some cash behind for yourself...


Don't mind and ever listen to those pple talking abt internet, write or asking you to go read someone life story to invest. They are all business partners and their aim is to collect that cash from you.

This is invest and money matter. Be careful because everyone will come and act nice to you nowq to collect... Remember, na street you dey enter so oooo.

Forget age.. you can still build a family at 60yrs. Income matters.[/quote]

Thank you, appreciate



uote author=online4business post=130477874]1 find the moniker mk82 on nairaland read his thread on kdp
2 study that thread like your life depends on it. Make sure you understand keywords research
2 use 50k to get laptop
3 start writing and making dollars

If you go this route make sure you listen to guy who do direct response copywriting

Listen and read everything from

Gary halbert
Gary bencivenga
Dan Kennedy

Remember writing has the power to change your story as it has done for many of us.[/quote]

I really appreciate, thank you

TimiRume:
To cousins for wood processing

Thank you a lot for your time and advice, l am not going into charcoal business. You might have gotten me wrong. I said wood processing business. You may have seen a new building been roofed before, the kind of different woods that are used in roofing like 2 by 2, 3 by 4, planks, are the kind of wood processing l talked about that my cousins are into.
I agree with you that there's a lot of money in the TECH world but I have no idea on how the sector works. Except you want to help out with some knowledge or idea l can run with to make money. Thank you

Shedrick:
First Of all be prayerful, I also finish Uni 2013, NYSC 2014 and not married too. I am not 40 ooo but close to that. Starting a family is for two individuals who can feed their own mouth, not a man providing and the wife is on the receiving end. That 300k is something and is that your salary or what you have at the moment?? Sincerely you are better off than some people just reject the word failure, cos has a man thinketh in his heart so he is. There are endless opportunities out there especially in the TECH world. I don't know much abt the charcoal but you can reside in Nigeria and lay, wake and live in an economy of a different country. Piece Of Advice Is, Use Your head and not your muscle....... Yoruba adage that says that one's palms doesn't deceive one. Meaning One's hand work will definitely pave away, that is a lie as that has expired long time ago. It is one's head doesn't deceive one. The Wealth Of This age is for those who can think not those who can work. Reasons I won't even advice the charcoal business.

I am 44yrs, a man. I have done all manner of things/jobs except ritual, to make money in Abuja since I left NYSC in 2012. I look at my life now and I feel like l have failed. Due to the meager income l have been earning, l couldn't start a family up till date.
All l can boast of today is about N300k. I have been looking for a business to put the money, in order to earn a living.

If you have a moment, please leave a comment/advice.

Here is the challenge. My cousins are into wood processing business i.e timber business in my home town. I am seriously considering going to them with what I have, to plead with them to teach me the trade/showing me the way to trade with the amount l have to see how it goes.

On the other hand, I am also considering getting POS machine to start the business. The market l learnt is already saturated. Please, if you are in my position, what is your best option? Thank you in anticipation.

I am 44yrs, a man. I have done all manner of things/jobs except ritual, to make money in Abuja since I left NYSC in 2012. I look at my life now and I feel like l have failed. Due to the meager income l have been earning, l couldn't start a family up till date.
All l can boast of today is about N300k. I have been looking for a business to put the money, in order to earn a living.

If you have a moment, please leave a comment/advice.

Here is the challenge. My cousins are into wood processing business i.e timber business in my home town. I am seriously considering going to them with what I have, to plead with them to teach me the trade/showing me the way to trade with the amount l have to see how it goes.

On the other hand, I am also considering getting POS machine to start the business. The market l learnt is already saturated. Please, if you are in my position, what is your best option? Thank you in anticipation.

Passionet:
We just dropped our first videos.
are you in yet?

08102619434 watsapp interested

SavageResponse:
Sut your dirty king lying mouth!

If truly you have a farm with crops millions then 300K should not be your problem!

Don't mind the guy, he thinks by sending videos and pictures of some maize farm will enable me to fall cheaply.

He claimed he would give me 600k in four months if I invest my 300k in his farm now. I kinda wondering that if he's so good at multiplying money in short period of time, then non of his family or community member will be poor. He is a low budget scammer

Zwooks:
I produce food produce in large scale. But in Oyo

Heartless people out there, I came here looking for idea of what to do with 300k in our present economy, to earn a living but you after how to take everything from me.

You want me to come get and invest in your farm and in 130days(4 months) you will give me 100% of my investment. But we all learnt here that when the return on investment is too good, it's a red flag. Don't scam people