₦airaland Forum

Okay, welcome back but abeg no fall our hand again oo. Person dey gbadu your input here. Just ignore any body that quote you to make trouble. No join issue with anyone again abeg.

Creditalerts:
Attending to issues offline.

Either he changed username and started keeping things on a low key after he was blocked by serious investors for his lack of self-control or has decided not to be commenting for now.

Alaska90:
Please where is Creditalerts ?

Who 'll teach me what and how you go about your business of domain stuff here? I'm interested

This is where @Creditalert is useful with his displays of top performing MMF managers/companies, then he started derailing and some of us blocked reading from him.
But l guess the order of top performing MMF companies will still be
STL, TRUSTBANC and the FIRST ALLY. Not promoting any one ooo. I 'll check the 3 out and make my decision if l were you.

omotola224:
Good morning house
I want to start my mmf journey and I want to go with a good bank to start or any other applicable institution

I don’t mind splitting into two or 3 places
So I am asking my seniors here
Which do you highly recommended
Thank you

@Creditalerts & @Lamblessed8888, if the both of you do not troy, shade, quote or mention each other in a day, will heaven fall. You two are too petty.
'Una dey fall our gender hand big-time' Women are the ones known for pettiness. Na women una be?

I suggested earlier in the year that Equity and it followers should open their own thread, which was done. It beat my imagination that Equity is still causing fight on this thread.

But then, it is in the nature of the black man not to follow established order. We are uncoordinated and we lack decorum. In my next life, l'm definitely not going to be born in Africa much less the killing field called Nigeria.

It's not about low self esteem issue here bro. This group is not only about investment, it's also an educational platform. From the submission of @Emmasoft and others, we can see clearly the benefits of calling figures, which is meant to encourage double minded individual about our common investment(MMF).

But, if you have been paying attention to some comments like " where una dey see this money from" after someone mentioned figure in previous thread, then, you will understand my point. Nigeria is still the poverty headquarter of the world, l learnt we overtook India again recently, l stand to be corrected. Now, we can conclude that mentioning figures has dual purposes/pros and cons. While someone's faith maybe encouraged, others may see it as oppression.

Me, am running my race at my pace and in my lane. Not in any competition with nobody. So low self esteem is out of the question. One love, just trying to make common sense

Bluearrow:
Nothing we won't see on this thread
How can someone be calling number termed intimidation? On a faceless forum? Some persons call these numbers just to portray their point better. If u can see it as intimidation u have self esteem issues gosh!
It should even serve as more of a motivation, it gives u an idea of the kind of funds people have in these platforms, that way u feel relaxed & less fearful regardless of your amount.

We just saw someone saying if his funds is safe in mmf, imagine such a person had 10m & seeing others saying they dumped 100m there, I believe he will be more relaxed. People should be free to express their point however they like, I don't see how this translates to intimidation at all.

Bluearrow:
Nothing we won't see on this thread
How can someone be calling number termed intimidation? On a faceless forum? Some persons call these numbers just to portray their point better. If u can see it as intimidation u have self esteem issues gosh!
It should even serve as more of a motivation, it gives u an idea of the kind of funds people have in these platforms, that way u feel relaxed & less fearful regardless of your amount.

We just saw someone saying if his funds is safe in mmf, imagine such a person had 10m & seeing others saying they dumped 100m there, I believe he will be more relaxed. People should be free to express their point however they like, I don't see how this translates to intimidation at all.

You are right, those calling numbers here are only trying to intimidation others. They are not inspiring anyone.

In the local assembly l worship, the set man of God would say application of wisdom is required even in testifying to the doing of God almighty especially as regards financial breakthrough.

For instance, if by God's help, one secures a multi million contract, one can just leave it at mult million or to say something like, l won a contract in multiple six zeros while testifying to avoid attracting unnecessary attention. The reason is, some people have been followed from church to their house for mentioning some amount in church.

The people calling figures in the realm of millions here are doing so because this is a faceless forum, if it were a physical meeting place, they would have been visited by people that need the money More than they do, for showing off all the time.

AncestralPowers:
Please don't get discouraged investing the little money you have, just because someone is mentioning huge sum he/she had invested or withdrew.

Some of us here are over 50yrs of age, we have worked our entire life, and we also have a huge number of abroadians here, who earn in foreign currencies and invest in Nigeria directly, and many abroadians had been doing that for decades, and you cannot compare yourself with such people.


However, I would advise those of us with millions/billions in investments to avoid calling numbers, so that those of us with peanuts won't get discouraged to invest the little we have...

Investment is a matter of slow and steady process, and time is your biggest advantage.

I refuse to agree with you, number calling is an act of intimidation/showing off.

emmaBS:
Rather, number calling by people with huge investments inspires motivation, not discouragement.

In practical sense, you clearly presented both cases. 19% at quarterly compounding is the best. I'm sticking with trustbanc for now. My interest from January will compound on the 3rd of next month.

Preator:
See below. Its about 43k per million ( per year)

Following, thank for your input to this matter

Stockhunter:
Even 1 percent difference will produce better outcome to that of the monthly compunding. Have you done the calculation. Not to even talk of 4 percent difference. The difference will be huge if you have huge capital. Your monthly compunding will not even see the back.

Meanwhile sometime ago emmasoft said even Stanbic only pays interest monthly but does not compound until quarterly. I stand to be corrected anyway.

Abeg no compare monthly 15 percent compounding with 19percent quarterly compounding. They are not mates. Even 16 percent quarterly compounding will beat 15 percent quarterly compounding by about .90 percent per annum.

Let's look at this analysis together please so one can make inform/better decision.

Stanbic at 15% or so compound monthly.

Trustbanc at 19% or so compound quarterly.

Trustbanc on daily basis is producing more output but this output cannot become part of the capital at month end whereas, Stanbic is producing less output on daily basis, which become part of the capital at month end.

Can we say that the difference of about 4% of daily output of trustbanc offset or cancel out whatever gain compounding of 15% of Stanbic would attract monthly before trustbanc's quarterly compounding?

If you were to choose, which of the above will you go for? Thanks

Haba, you don't have to be insulting to pass your message na

Ernezydbrook:
E be like you be mumu



[color=#006600][/color]

Okay, noted. Thank you

Smartguyboy:
You are forcing yourself on her bro 😎
If you are chatting with someone and they are not interested or responding fine just free the idiot unless you want to knack her by all means .

Don’t try to impress a lady it’s a waste of time and money who like you will like you .

Believe me when l said Creditalerts daily displaying and comparing of interest rates might have contributed to latest cowries decision.
This reminds me of years back when we were into arbitration, buying crypto at a cheap rate at one exchange to sell at a higher price in binance or other platform. Sometimes, when an update is discovered, one quietly milk it for awhile before saying it out. The moment it is at the public domain, the exchanger selling at a lower rate will make adjustments which would result to the update to caste or been casted as we used to say in those days.

Do you honestly think Cowries managers and other fund managers are not on this very thread?

suckprick:
Does this make any sense to you? An individual on nairaland broadcasting rate is influencing the decision of a company controlling billions of naira investment? What is the essence of displaying different MMF in the first place if not for freedom of choice. Abi I go see 19% go put money for 15%? Cowrywise know wetin dem dey do. They will invest in trustbanc themselves @19% and pay us 16% which is a bad thing to do.

So stop blaming an individual helping people with best MMF choice here abeg.

You are to blamed or responsible for what cowry has done by channelling all investment into one pool. You are always promoting trustbanc here displaying/ comparing their daily rate with other fund managers, there by sending heavy traffic of investors to their platforms. Cowries realized this and decided to invest for people instead of allowing them to go to Trustbanc directly through their platform.
New investors must go to Trustbanc platform directly which is a bit of challenge or not as easy as accessing via cowrywise. Creditalerts, you do this one, you nor try at all. You just cast the ease of accessing trustbanc via cowrywise.

Creditalerts:
I know they are separate entities ,my point is knowledge based on financial management/matters.

Regards✌🏾.

I stay in one-man village after mararaba. From my area to the express is quite a distance on it own. But nawa for you, you're concerned that l exaggerated TP. A lady suggested we meet at ShopRite, so she could size me up whether l would meet her standard or not, is not serious to get your attention but the transport fare l spent on the day? Honestly, l wonder does life actually revolve around money?





quote author=Babiol post=138438029]From maraba that you will come down at area 1 or area 3 and board another taxi to ShopRite apo 5k, haba[/quote]

Thank you, comments like yours here, help to make one better.

Mcslize:
My people perish due to lack of knowledge. The worse mistake you will ever make as a man is trying to please a woman.

Don't try to do too much.

That's one of the things I did in my twenties. But I am now in my late 30th.

Even as simple as I am, ladies still feel intimidated around me. I have to always bring myself to their levels and act like their mates to be able to roll with them.

If you misbehave, I will scold you. I won't pet you for acting nonsensical. As a man, don't reward bad attitudes with goodwill. If you do, just know that you are building a monster that will devour you later.

Me, l'm no gay. I like women, will not give up in trying to get a good woman even if it entails spending the meager 100k as you put it. My father married my mother and they came together as man and woman to have me. The same thing l will do. Set back here and there won't deter me from trying until l meet the right person for me.

spiceadole:
Sorry, Sorry..
Don't cry.. Don't cry.
Waste your meagre 100k on the very same gender you people despise and abuse.
Na you sabi.

Lol, l won't join you to curse anyone. Life happens. I have not been doing well financially, hence l have stayed away from women for a long time now. But decided to try out something with a sister, having started managing with a coy in the FCT last November, then got my finger burnt. I'm not bitter, have moved on.

obinna58:
I’m hurt reading this your story, I rather die a lonely man than going extra mile to make a woman happy and doesn’t even send you
Op repeat after me, thunder fire her wherever she is

So a man that earn 100k in a month is less than a man? He should just commit suicide. He shouldn't interact or relate with the opposite sex. I'm not going into crime to impress anyone. You have no slightest idea about the struggle so l don't blame you. You might not be more intelligent, you might not have graduated with better result than me . Time and chance happened to us all. Life and Nigeria happens. But then, l 've resolved not to be depressed. I shall emerge stronger and better

spiceadole:
You are whyning and feeling pained cos you didn't have the chance to sleep with her on top of your 6200 that she ate. Lol
If you had succeeded, you wouldn't have been calling or texting her.
She would have been the one trying to communicate while you will avoid avoid her, feeling like a King Kong.

Your gender people keep bragging on social media that they don't need women but I'm surprised that a man who earns just 100k in a whole month is looking for a woman.
For what exactly?

Noted, thank you. I appreciate your input

Astonmartin:
Honestly once a lady likes you, it'll been seen in her actions even when she's trying to conceal her feelings.
How was the date with? did she ask you why you ordered for only Schweppes ? Was she free with you and constantly engaging in good conversation with you ? Or were you the one doing all the talking while she was busy munching down the food and busy with her ?

Back to the main deal, I think you are good man and wants the best for her but I believe now is the time for you to sit back and let nature take its course. If she really loves you and would like to take it to the next level, it is now left for her to work for it, probably show you some positive signs and make things a little easier for you.

Limit your call/texting times with her, if she puts in the efforts of regularly checking on you, then you are good to go.
Always remember you are the man, the pride and you definitely she be putting yourself first before any woman you're planning to date because she's never doing you any much favor just being in a relationship with you

God bless you, appreciate



M

capnies:
My brother, you said your salary is only 100k monthly, and in one move you've spent 15k, what is remaining, I would advise you to back out from the rubbish this world glorifies and focus on yourself. Imagine saving 15k monthly in another account, by December you'll have 180k in your account plus little interest, do that for another 3 years you'll have 720k, enough to start something or even learn a professional skill.

The greatest problem we have as men is not sitting back and reflecting, by the time you develop yourself in five years time from that little salary, the standard you talked about that you're not up to will become history.

Follow God's advise it is for our own good.

Wish you the best

The truth is, income of 100k isn't a huge one. One is only being prudent in spending. And no, I'm not stinging. I actually called her 3 times after l got to my place last Saturday to ask her if she had a great time and if we could do it again soon. I'm willing to give/spend on her according to my strength and ability. l only want to be sure she's into me as much as l'm into her, that's all.

NotOfThisWorld:
Which one is "l realized she doesn't like typing much words so she doesn't give out enough information about herself". What sorta excuse of denial is this? If you've been communicating or attempting to communicate with someone you met last year and they're barely responding to your or your questions, then they're not interested or might be in another relationship already, which means you should stop wasting your time and move on.

Which one is "I ate well from my house so as not to order their food.... I also thought that someone coming out for a date at an eatery by 3pm, would have eaten from their house and wouldn't order food but light refreshment like a snack and bottle of soft drink but l was wrong". If you're taking someone out on a date and it's you who asked them out and the person suggested a restaurant, then you should have enough money for both of you to eat! You saying you ate well from your house and thought she would've also eaten from her house is rubbish. If you're broke or cheap, then just say that instead of talking nonsense. Of course, she should also have her own money, but if you're taking someone out, as the man who did the asking, it should be YOU who pays. She didn't even order much; she ordered fried rice with fish and a bottle of coke, which came to N6200. That's just $4.57 USD and 5.47 CAD. So that was too much for you to spend and to the extent that you couldn't order anything for yourself but a bottle of Schweppes for 1K? You seem like a cheapo or a miser. If I were her, I wouldn't pick up your call again either. I'm not saying someone should be on a date with you and be ordering expensive food but what she ordered wasn't costly and if you can't afford that, then you've no business taking anyone out on a date.

BOTH of you are red flags. It's likely that she wasn't interested from the get-go, while you are a cheapo/miser/stingy somebody anyway.

Okay, thank you. I intend to get things right and not to make another mistake. Your advice is appreciated

verminnel:
Take this from a female , she isnt interested in u and her reason for coming on that date was just to measure u up.sad but its the truth. U spending roughly 6k on a date isnt something u should be whining about .she was even very considerate ordering just a plate of rice,fish and a bottle of coke.U initiated the date and she showed up . U may be a nice guy but she doesnt see anything working between u both hence the nonchallance from her. After the date not even a " Thank You"?Big red flag stop hoping on another date except maybe u want to be santa.Dont be a simp bro!!!

Thank you, noted

narite:
At this point, I have nothing else to add.

@Coolis, summon courage and move on. This is Normal stuff, it happens. And never stop being kind not just to ladies but to everyone around you, every kind act has it own equivalent rewards.

Thank you

ReacherSaidNoth:
Match energy.

If you're the one always reaching out and texting first, disembark. When you perceive low interest from a woman, it is not a signal to put more effort. Respect yourself and refuse to be a slave to emotions. A woman who likes you will suffocate you with attention and affection.

Unfortunately, the dating scene is filled with dragons and parasites out to drain you and give nothing of value in return.

Okay, thanks.

Kobojunkie:
You were interested in her? I didn't get that at all from your post. It read more like you were trying to conquer her while spending just enough from what you typed up there. You entire OP reads more like a Nairaland how-it-went for someone who took tips from one of the toxic characters in this section. Those tips only work on hookup gals and not on real dates. 🥱🥱

By the way, leave this gal alone if she already rejected you. Like you, women want men who are interested in them, not trying to rest or size them up while hyperfocused on nickle-and-diming their interactions.🥱🥱

When you want to date someone, your mind needs to be interested in the person and not how much the person should spend or not spend or your money. Think carefully about that for next time. Maybe you should consider dating someone who is well within your bracket. Someone who will not mind mama put instead of an expensive joint, etc. 🥱🥱

Okay. Thank you

ILoveFaith:
If I get the right understanding of things, you're the one trying to fix things. Trying to make out/up. You didn't even care about welfare. All you were asking is about yourself and something to oil your ego as if she's a wife. You barely just know her. Give this things time. Do you know if she's seen a ton of people like you who turn out to be people that's not worth the time? Stay different and you'll get different response