Crackcrack's Posts
Nairaland Forum › Crackcrack's Profile › Crackcrack's Posts
…………………………………………………………………………………………………... |
bjay08:In those six months, were there any credits to the First Bank account? How about debits? If yes, was this consistent with the income and expenses declared on the VAF? If no, then that’s a mistake on your part. If the First Bank account had no extraneous credits/debits, and the Polaris account had only pension credits, and the debits to the Polaris matches what’s on the VAF, then you can file a complaint. Explain clearly the mix up with the accounts. You can also add the part about your father and siblings that they omitted. A better advice for you is the following: Wait till the end of the year and reapply for your mother. If you are fully sponsoring her, then present only the Polaris Bank account statement. Three months is enough. Declare her as retired. Let the only credits to the account be her pension and nothing else. Ditch the First Bank account. For your father and siblings, submit their passport data pages, birth certificates for the siblings, and a consent letter from your father. Also submit a marriage certificate, if one exists. For the property documents, add original deeds from the government. If they are missing, then don’t mention them at all in the visa application. If you do that, and if your own bank account as a sponsor is clean, then she has a high chance of getting the visa when she reapplies. |
@bjay08 If I’m understanding your write-up correctly, the ECO mistakenly claimed the balance in the First Bank account as that of the Polaris account. They did not realize that you submitted two bank statements from two different banks. Even if that’s the case, I don’t think that error is enough to have your mother’s visa refusal overturned. According to you, if the ECO had looked only at the Polaris account with 400k, they would have seen only pension payments consistent with what was declared on the VAF. While that might be true for the Polaris, what about the 4.1 million in the First Bank savings account that you submitted? Where did that money come from? Was proof submitted for the origin of those funds? I think this is a case where, yes, the ECO made a mistake, but if you complain or file a PAP, they would probably deny it again and send you a better-worded refusal letter. |
milekhuoba7:Your worry is completely unwarranted. A UK student visa is not difficult to get. As long as you meet all the typical requirements, your visa will be granted. They don’t pay much attention to home ties or ties in the UK. Be truthful when going about your application (and at the point of entry). You don’t want to receive a visa ban or deportation order because you told a lie based on an unfounded, irrational fear. |
cowboyvs:This is one of the most detailed rejection letters I have seen. The ECO really had your time and decided to explain everything that was wrong with your application. There’s not much that we can add; the ECO was very meticulous in telling you what you need to do differently if/when you reapply. I believe the fixes you need to make are very obvious from that letter. If you have more specific questions, feel free to ask, and we can give suggestions. |
daism:There are several things to note here. First of all, you keep emphasizing that she got a visa last year. Why didn’t she use it? If she had traveled and returned, her current application will be treated with less scrutiny. Second, how did she get the visa last year? Are you submitting the same documents and declaring the same incomes and expenses? In other words, is it the same ‘profile’ that was submitted? If not, I’d advise you revert to what worked last year and stick to that. Third, you have to understand that although you might be telling the truth, the only thing that matters is what you can prove. Because your wife is declaring a business revenue amount that likely puts her among the top 1% of Nigerians, her application would be subjected to more scrutiny, not less. Handwritten receipts are not going to work here. She needs tax documents, invoices, company bank statements reflecting the paid invoices, personal bank statements reflecting a salary paid to her by her company. If she provides all those things, and if the story she’s telling has no contradictions, then I’m sure she can get the visa again. |
oluwaVaz:I’m guessing you never read this thread before putting in your application. There’s nothing else to tell you that has not already been said here countless times. If you actually spend some time going through the thread, you will understand why your application stood no chance. Read through, and you will understand your many mistakes and know how to correct them in the future. |
When you apply for a UK visa, you are paying money for them to consider you and your circumstances. If they deny your application citing circumstances that clearly do not apply to you, then it is an error on their part, period. It is not your responsibility to start guessing what the actual reason for the denial was; you only have what is written in their letter. If they quoted Cedis when you earn in Naira, that’s their error. If they said you are unemployed when you are, in fact, employed with proof, that’s their error. If they said your company has no online presence when it clearly does, that is their error. Always complain and/or file a PAP. Stop taking these ECOs as infallible gods over your life. They are human, and a lot of them are, quite frankly, dumb as bricks. I’ve seen too many applications overturned at the complaint/PAP stage when the application is reviewed by a more senior (and sensible) person. Don’t ever be discouraged to complain if you see that your application was clearly not properly considered. The worst that’ll happen is they’ll still say no. But they’ll give a more sensible reason, which can help you in future applications. |
Busy2018:This is a case that is perfect for a complaint. The very fact that they quoted Ghana Cedis instead of Naira is enough to conclude that your application was handled by an incompetent ECO. Your company is active on CAC, and you have an Instagram page, yet they claimed “your company has no online presence.” Another factually incorrect statement. LOL. Write a strongly-worded email to complaints@homeoffice.gov.uk ASAP. Be firm but respectful with your words. This application was clearly mishandled, and they must have a relook at it. Even if they are going to deny the application, they should at least give reasons that make sense. Let us know how it goes, if you feel like. |
adecoal:First of all, I think you should take a break from applying for your mom. Wait till December or early next year before putting in another application. A major issue I see is the variation in the weekly allowance you send to her. My advice is to send her money once a month. Let it be the same amount, and let it be on the same date. Tell her to keep her expenses around the same amount for each month. As sponsor, your own account should also be clean. Same credits and debits each month. I don’t think the problem in this case was home ties, so you can attach the same land documents, consent letter, and letter from the mosque on her subsequent application. |
tyrant25:This looks like a case where an inexperienced ECO saw that you had been denied twice and immediately concluded that you should be denied again, even before reading your current application. The ECO quoted your employment situation with your stated salary and expenses. What usually follows is them writing the problem they have with what you have declared, such as an unexplained credit or debit. In this case, nothing extra was said, because there was (probably) nothing to say. This is very, very unfair. I encourage you to file a complaint with the Home Office as this rejection makes no sense. Either there were other issues which the ECO forgot to mention, or they did a terrible job in deciding your application. Even if the Home Office does not change course and grant you the visa, they might shed more light on what actually went wrong on this application. At least you will know what to do differently if you choose to reapply in the future. For now, nothing the ECO has said actually helps you understand the problem. It is beyond ridiculous, and a complaint is necessary. |
kentdealer:This is an interesting case. I’m trying to understand what went wrong here. Did you submit the company’s bank statement? I see you submitted invoices, but payment for those invoices should be reflected in the company’s bank account. It looks like you were paying yourself 700,000 monthly as salary. Was the company making enough money every month to justify paying you a 700k salary? If yes, this should be reflected in the company’s bank statement. Again, did you submit that? You submitted a tax clearance certificate. Did the amount paid in taxes in previous years imply that your company is profitable enough to pay you 8.4 million annually? It’s always harder for self-employed folks. But if you provide answers to these questions, some people here might be able to help guide you for when you reapply. |
Trust2021:Whoever told you that should be ignored completely. There is nowhere public that UKVI has published a length requirement for bank statements for visitor’s visas. Three months is usually fine. Anything more than six months is overkill. |
Bambi222:In my opinion, I’d advise you don’t put two months on the application form. Two to three weeks is fine. Maybe a month, max. When she successfully gets the visa (and crosses the border), she can spend two months. |
topie2sure:They sent you an email when you booked your appointment. It lists the documents you should take. If I remember correctly, the only two things you need to take are your passport and appointment confirmation letter. Document checklist and photocopy of passport data page used to be required by TLS, but VFS didn’t need them for biometrics. You can take them anyways, just to be safe. |
lekefew:You are right to try to look at things from the ECO’s point of view. But in this case, the ECO has clearly misrepresented what was submitted on the application form. Unemployed is different from Retired — and the difference is not a small one. Retired implies pension income, which the Poster said they submitted evidence of. That’s a home tie right there. They also submitted evidence of rental income. Another home tie. A lack of dependents in Nigeria is not a criteria to have your visa refused. I have no dependents — not married, no kids, no elderly parent that needs me — and yet, my visas have never been refused. Applied for my mother, who also has no dependents, and she too received her visa. A lot of these ECOs are beyond incompetent, to say the least. Read some refusal letters and you’ll see fantastic errors, from grammatical blunders to downright misstating of facts. We should never take their words as gospel. I cannot guarantee that the Home Office will backtrack and grant the visa, but I believe a complaint is in order in this case. |
Knowlegeseeking:Send the email to the Home Office Complaints Team. Make sure you highlight the incompetence of the ECO, who deemed your mother unemployed when you never claimed that. |
owiatjuoreda:Are you sure it is active? And most importantly, are you sure it was active on the day the application was considered? If the answers to those questions is yes, then you should file a complaint with the Home Office. Send an email to complaints@homeoffice.gov.uk. Explain that the ECO falsely claimed that your CAC was inactive. Mention that you submitted a screenshot proving it was active. Attach the screenshot to the email. The Home Office will respond. Let us know what they say, if you feel like sharing. |
Adunnishugar:I don’t see why not. Your sister’s application would be considered on its own merits and based on her own circumstances. As I’m sure you know, it’s not so much about the sponsor — what matters most is the individual who’s applying for the visa. I did something a little bit similar to what you’re planning. I applied for my visa and got it. Two weeks later, I fully sponsored my mother’s application and provided the exact same bank statement I submitted for my own application. But I also submitted documents that painted my mother’s own circumstances in Nigeria to show why she won’t be running away to the UK. Her visa was also granted. |
donfelix4sure:I’ve responded a few times to people who were in similar situations as you. Since you are going to be fully sponsored, you’ll need to explain your relationship with the sponsor and why attending the conference is important to both of you. Why is the Society sending you? What’s the benefit to them? Why you and not somebody else in the Society? Even though you are being fully sponsored, your own circumstances in Nigeria must be fully and accurately painted. Submit evidence of your PhD studies. This shouldn’t be too hard for you to figure out. Submit evidence of your employment. Why won’t your office give you an introduction letter? That sounds weird to me. But if they remain hesitant, submit your original employment letter and leave letter. Submit any promotion letters you have, as well as salary increase letters, if applicable. Submit your bank statement, and let it be clean. This is probably the most important thing. Let the only credits to your account be your salary from your employer, and let your monthly expenses match what you put on the visa application form. Hope your Employer’s status on CAC’s website is Active? If not, try to get that sorted, if you can, before submitting your application. |
Masorich:This is bad advice! While there are some instances where you can get away without attaching your own statement, more often than not, you will get a refusal. The ECO will say something along the lines of: “While I see your sponsor is willing and able to sponsor your trip, it is your own circumstances that are paramount in making a decision on your visa application.” They will then go ahead to mention the issues with your bank statement (or lack of one) and then deny the application. Always, always, always include your own statement, even if you’re being sponsored. Let that statement be clean. No extra credits or debits that are different from what you stated on your application. I recently applied for my parent and elected to sponsor the entire trip. Still, I attached my parent’s bank statement, even though the closing balance was around 200k. I also attached my own statement that showed I had more than enough to cover the trip. The visa was granted. |
cbn4main:Your mother-in-law is planning to abuse her UK visit visa. Even if her visa is not canceled, she would almost certainly have trouble at the Border during one of her visits. And if she miraculously makes it through the border each time, when she applies for her next visa, there will be trouble. I know of someone who has an American passport and was doing something similar to what your MIL is planning. Even though Americans can use the e-gates, this person was flagged one time at the airport and was denied entry. They put him on the next plane back to the US. This is someone that does not even require a visa to visit the UK. Bottom line is a UK visit visa is not a way to live in the UK. You cannot abuse the people who granted you a visa and hope to go scott-free. It might work for some time, but they will eventually stop her from coming to the UK, either through a refusal of entry or refusal of her next visa application. |
babybubu:You are worrying about the wrong thing. You can declare whatever income and expenses you want. Your lifestyle and reality is unique to you; entry clearance officers do not make “rigorous calculations” about your finances. The important thing is that you provide evidence to back up whatever claims you make in your application. Declare any amount you want for income and expenses, but your bank statement MUST match whatever it is you have declared. Otherwise, expect a refusal. |
LopzyYetty:I’m not sure if VFS has a typical time of day for sending collection emails. Mine came in the afternoon, but I’ve also seen some sent in the morning. Note that you can only pick up between 12pm and 3pm on weekdays. Yesterday and Monday were public holidays, so VFS staff did not work. If your visa was recently approved by UKVI, VFS might not have had the chance to print your vignette and process your passport. Hopefully, they’ll get to it by tomorrow. |
lawrins8:Yes, they will definitely respond to the email. They might overturn the refusal, or they might uphold it and cite a different reason. There’s really no way to know what the outcome will be. But they will provide an answer. |
lawrins8:If your friend submitted property documents that CLEARLY show she earns 720k in rental income, then she should lodge a complaint with the Home Office before reapplying. She should explain that she provided information which the ECO is claiming was not provided. That’s unacceptable. Email them at complaints@homeoffice.gov.uk. |
milekhuoba7:A UK student visa is usually pretty easy to get. Once you have a valid admission offer, valid CAS, and meet the financial and English language requirements, your visa will almost certainly be granted. In your case, you should explain the 15-year study gap. Just say the same thing you’ve just said to us and add evidence. Provide proof of your employment as a teacher and recent pay slips when you submit your application. If the ECO requires any further information, they will send you an NSF email asking for what they need. They might also ask for a virtual interview, but this is not too common. Whatever the case, your visa will almost certainly be approved. It’s actually rare that a student visa is denied. A few years ago, the High Commissioner to Nigeria said the acceptance rate for student visas was about 95%. Let that statistic put your mind at ease. |
Michellasilva:No, public holidays in Nigeria do not affect UKVI’s processing time. VFS won’t be open for submission or collection, but this has no bearing on UKVI’s processing of your application. |
Visa Alert! Five-Year Visit Visa. Standard Application. Biometrics: 05/03/2025 Collection Email: 14/03/2025 Picked Up: 14/03/2025 I had a six-month visa last year which I used once. Decided to go for five years because I don’t want to reapply for a long time. Won’t be seeing VFS or UKVI till 2030! |
MsAnonymous:What date did you do your biometrics? Your visa has most likely been granted. You’ll confirm when you pick up your passport. |
At this point, I no longer feel bad for the people who are still allowing these rogue agents run applications for them. Even if you don't know how to go about the visa process, all you need to do is apply small wisdom when speaking with these agents, and you will definitely see that most of them are utterly clueless and, therefore, useless. Imagine the agent above submitting that kind of application for a client. Did you really think that visa was going to be approved? Giselle is telling you all the problems with the application; instead of you to accept your ignorance and failure, you are proudly declaring that you will reapply for the unwitting client and add another refusal to their record. Have you ever even gotten a UK visa before? You made "mistakes" that nobody familiar with UKVI should make. I just hope nobody is actually paying you for your services. They might as well pack the money to Third Mainland Bridge and spread it over the lagoon. It's truly despicable what some of us are doing in the name of business. And to those who see visa applications as herculean tasks that they must get someone to do for them, I say this: just know that you risk permanently damaging your immigration record with these frauds that parade themselves as agents. |
Ashirioluwa:This is not true. There is nowhere that UKVI or the Home Office has published a “standard requirement” for how many months your bank statement should be. People just go with six months because the immigration authorities of some other countries specifically ask for that. So it became a rule of thumb, so to speak. Having read through many, many refusal letters, I am yet to see anyone where the ECO highlighted the length of the bank statement. It’s always the content of the statement that matters. |
. Yes you submitted her previous payslips and letter of promotion, retirement letter and all that, but that only proves she had a job before, not currently. "Currently" is what they care about and proves professional ties.