GraceofGod100:


With due respect, you sound too judgemental.... Btw you really think we be so stupid to deliberately use falsification COS...

If you read my comment and the first thing that jumped at you was that I am judgmental, then I'm afraid you are not ready for the journey you and your husband are planning to embark on. You have to put emotions aside and look at things critically. I already told you that whether it was intentional or not does not matter, and that is a fact.

Another fact is you have a 10-year ban. That's not going to change. What may change, though, is your husband's situation. I have given my opinion on how to go about it. Maybe others can chime in as well.

AchosDaboss:
Good day everyone. I'm planning to apply for a visiting Visa to the UK.

I'm a salary earner of #120k monthly and my brother who resides in the UK wants me to come visit. He'll sponsor my trip.

He's proposing on funding my account with all the money needed for everything.

Please is this a good idea?
Wont it raise suspicion?

What is the best way to go about this without getting a visa refusal

No, your brother should not send money to your account. It will be seen as money lodgment, meant to inflate your account balance and make it seem like you have money that you actually don't have. This is the number one red flag in any visa application.

Your brother should send you his bank statement, and you should upload that with your application. He should also send you documents that prove his legal stay in the UK and also the nature of his source(s) of income. You should also attach your own bank statement, along with your employment letters, pay slips, leave letter, et al.

You should note, however, that it is your own circumstances that the visa officer will use to decide whether to grant a visa or not. Having a sponsor is all well and good, but if the visa officer is not convinced that you can afford the trip by yourself, they will probably deny the visa.

GraceofGod100:
Good morning my oga's at the top , please my family applied for skills health work visa unfortunately the COS given to us was fake because i got 10 years banned for summiting fake certificate of sponsorship COS while my dependants husband,kids got refusal letters with present condition of Nigeria we can't just stay one place for the sake of our kids so we have decided that my husband go for MSc or even through skills work if he can get valid COS, my question is will my banned as the main applicant affect my "dependants" ,husband and kids future applications if they decide to reapply.
below is my banned letter and my dependant husband refusal letter..
Please will my dependants also get the 10 years or it's just A NORMAL REFUSAL they get?... should my husband go ahead with MSc or get a valid COS to reapply please for the sake of our kids....
P.s
I also attached what SW 29.1(a)and(b) on my
husband's refusal letter means ...
Cc
Justwise
Lexusgs430
Babajeje123
Zahra29
giselle237
Dustydee
Lavida001
Cashmadam

This is something that can only be confirmed by your husband applying. No one here can tell you matter-of-factly.

One thing to note is that while filling the application for any UK Visa, your husband will be asked if he has ever been denied a visa, and why. He will have to declare this refusal and explain that it was because his wife used a fake COS. This will most likely set off alarm bells in the head of any visa officer.

You have established yourself as a deceiver. Whether it was intentional or not does not matter. And your husband, by association, cannot escape that stigma. Even if he was not given a 10-year ban, any subsequent applications will be looked at with a fine-tooth comb. I reckon a visit visa will be the most difficult to get. A study or work visa, which is what you say he's thinking of, might be easier, but he will still be thoroughly screened. That is if he has not been given that 10-year ban, in which case the denial will be automatic.

If you guys are willing to take the financial (and emotional) risk of finding out if that ban is in effect, then you can apply. The way I see it, you don't exactly have much to lose, except adding another refusal to your record. Or another ban, if you choose to deceive again.

Naijagram:
I wanna ask...I have applied for UK visit visa. Still awaiting decision. I want to use part of the POF for something urgent. Will this raise an eyebrow in my application

Please I need response...

I’m not 100% sure, but I believe embassy officials can only verify if the statement you submitted was a real document. By law, your bank cannot disclose your account balance to anyone, except for things like court warrants, EFCC investigations and the likes.

I believe you can remove the money without any issues, but to be on a safer side, I’d advise you to just wait until a decision is made. It shouldn’t take more than two weeks. But if it’s truly an emergency and you don’t have any other options, you should be fine if you remove the money.

trollx:

Why can't you just let them be and stop being nosy. The fact that you are doing well in Nigeria, doesn't mean others are too. I have said it before, that route is not for those who are doing well in Nigeria, because you might be feeling some kind of regrets on why you embark on such a journey. It's for those who doesn't have anything doing in Nigeria, so they are better-off in Canada as an asylum seekers than be a deadbeat in Nigeria.

You stay in your Nigeria and let others be, everyone has different destiny. Don't use yours to judge others. A" made it Big in Nigeria, doesn't mean B" will find such favor. Some of you in here will not even want to say the truth on how you cut corners to make it in Nigeria, rather you guys will be here discouraging others who doesn't have such opportunity and insulting them on why they left Nigeria with a VV" or whatsoever, who una epp self? If if if I slap una ehn...

N:B. Asylum nor be Ajobo route, all the Ajebos in the house should desist from it, and let the Kpakos and deadbeats make use of it while it last. Even if they are facing deportation, leave them and let them be, e nor concern una. #Antagonist

Actually, it concerns every one of us when Nigerians run away on visit visas. Countries have made it very difficult for Nigerians to get simple visas because abusers who promised to come back home after their visit turned around and claimed asylum. Even worse is the fact that nearly all of those asylum claims are bogus, and most of them end up being denied and deported.

I actually don't care what anyone does with their life. Go and get stuck in Canada. Freeze to death in the colds of Toronto. Line up in a queue of 1,000+ people to get a simple job as a sales attendant. None of it is my business. What I care about is to not be harassed by immigration officials because of the bad reputation of my countrymen. I don't want to be faced with unnecessary scrutiny just because I am a Nigerian. I don't want a situation where they are deciding the visa application of other people within two weeks, but mine will take two years simply because I'm Nigerian.

It's funny how when there is news of some country banning Nigerian travelers, people like you will be the first to call for the government's head. But here you are vehemently defending those who ruin our collective reputation and make us unwelcome in many countries.

I have never understood how many Nigerians think. You are planning to do something you don't know much about, and people with first-hand experience are telling you all the ways it could go wrong. Instead of listening and perhaps making tweaks to your plans, you declare the advisers to be 'bad belle' and hurl insults at them. Even with ample data and evidence that you're on a path with very limited chances of success, you take a deep dive — hook, line, and sinker — and hope for the best.

The average Nigerian always thinks his case will be different. I'm sure our overly-religious nature contributes to this way of thinking. "Me, I will find mercy." "God will work a miracle for me." "Where many have failed, I shall succeed." LOL.

I don't think there's any point in arguing with people who want to embark on a journey that will most likely lead to catastrophe. We are all adults, and people should be free to lay their beds however they want to — as long as they lie on it without complaining.

Osivao:
Gurus in the house. Greetings to you all.
Please my sons visa was initially refused on the ground of sole custody which was initially included in the application.
Few months later the other party died.
So I want to re-apply again using the death certificate and the sole custody.it this advisable to use both.

While this sounds fishy, I’m giving you the benefit of the doubt. If the father passed away, and you have the death certificate, attach it to the application. Given that this seems rather convenient for you, I would advise you add other things to prove the father has actually died.

Try to add obituaries, tributes, photocopy of the funeral program, and photos from the funeral. All of this should be in addition to the death certificate.

The goal is to avoid making it look like you’ve declared a hale and hearty man dead just to further your cause.

Visa Alert!

Six Months Standard Visa

Timeline:

Online Application: April 1
Biometrics: April 3
Collection Email: April 9

Received my passport today.

The entire process was so quick. It literally took only four working days after biometrics to receive a collection email from TLS. Would have gotten my passport since Tuesday if not for the holidays.

Thank you to all who took time to answer my questions, especially Cashmadam, TheGamingorca and giselle237.

Nnekkyneks:
My husband who is the sponsor is not traveling with us even though he has a 2 years Visa. So he is just submitting his bank statement as sponsor, however I will ask him to put in more than the amount he is stating as cost for sponsporing.
I have revised the budget. Pls is this OK
From the 3.7m the cost to me is 1m( part of my saving)
My husband will provide the balance with is savings account.

Budget
Mother; Flight £1000 Transport- £200 Entertainment/Shopping- £500, Feeding £300 Accommodation£1000 for the
Total Spend- £ 3,000.

Kid 1: Flight- £1,000 Food- £300 Transport- £200 Entertainment/Shopping- £300
Total Spend- £ 1800

Kid 2- Flight- £1,000 Food- £200 Transport- £50 Shopping/Entertainment £300
Total Spend- £ 1,550

Kid 3- Flight- £1,000 .Food- £200 Transport- £50 Entertainment/Shopping- £300
Total Spend- £ 1,550

Total Spend £7900@1,580=N12.4m
The problem b say we too plenty but if the guru advise me to reduce I will obey o. Thanks for the guidance

Working on reducing your budget is all well and good, but if the total cost of the trip to you and your husband is still a significant portion of both your savings, your visa will most likely be denied. My initial statement above stands; it will not make sense to any ECO for you to spend a major part of your savings on a vacation.

This is my advice:

1. Determine the total amount you and your husband have combined. This is the closing balance in your statement plus his own.

2. Make sure your budget for the trip is not more than 50% of that combined amount. From what you've written above, you intend to spend 1m, while your husband will provide the rest. That means he has to provide 11.4m. Your husband's closing balance should therefore be at least 21m.

3. If you guys' finances is not up to par, I would suggest you travel alone and use the kids as home ties. And if the kids must holiday with you, then perhaps go to a different country — one that is cheaper and with less stringent visa processes.

Nnekkyneks:
Good evening Guru's in the house, thank you all for all the help and advise. I have been reading asking and learning for 4 months now and this is what I have come up with thus far. Pls kindly advise if it's ok 2 complete my application.
History: I applied in 2022 for me and 3 of my kids for vacation, the last time I visited UK was 2011 with my 1st daughter. We were denied because of my bank statement having alot of unexplainable inflows and outflows( wish I had visited here then) I have attached the refusal letter. My understanding from the letter is for me to clean up the account which I have now done, my budget was also a mess. But I have been advised on a better and realistic budget.
Pls help me look thru and advise a sister:
A draft cover letter
I have included my salary bank statement of N3.7m. I earn N1.3m a month, spend 550k and save 750k monthly. I initially withdraw my savings out of this account but for the purpose of saving for this trip I have saved N3.7 as my personal sponsor for my trip. I am also submitting my husband savings account he will be sponsporing with N10.3m

Budget
Mother; Flight £1000 Transport- £200 Entertainment/Shopping- £1000, Feeding £300 Accommodation£1500 for the
Total Spend- £ 4,000.

Kid 1: Flight- £1,000 Food- £300 Transport- £200 Entertainment/Shopping- £600
Total Spend- £ 2,100

Kid 2- Flight- £1,000 Food- £200 Transport- £50 Shopping/Entertainment £500
Total Spend- £ 1,750

Kid 3- Flight- £1,000 .Food- £200 Transport- £50 Entertainment/Shopping- £300
Total Spend- £ 1,550

Total Spend £9400@1,580=N14m
To submit a bank statement with the balance of N3.5m and hubby personal savings of N10m ( with a letter saying his savings for the trip)

My Question;
Is it OK to have the exact amount 4 d trip in the account if I explain am leaving my savings for the trip
For my husband 's savings account too is it OK to have the exact amount he is sponsoring us with as his balance.
Also find attached our last refusal letter.
I think I have addressed the issue by keeping my salary account clean, only inflow is my salary, outflow my expenses or savings(nov/dec)

I want to make sure I’m understanding you correctly. Your budget for the trip is 14m. Your husband has 10.3m in his account, and you have about 3.7m. That makes a total of 14m in both your accounts. Please correct me if I’m wrong, but that’s what I got from your write-up.

If the above is the case, I would advise you to abort mission completely. Your closing balance cannot be the exact amount you intend to spend on your trip. What money will you spend when you come back? Why is it so important for you to spend both you and your husband’s entire life savings on a vacation to the UK? Note that these are questions the ECO will ask, so don’t think I’m picking on you.

A general rule of thumb is to have at least double your trip budget as your closing balance. While nothing is impossible, I believe it would be extremely hard for your visa to be approved with your current realities.

Hi guys!

Does everyone receive a Decision Made email from UKVI?

I have just received a collection email from TLS, but I got no communication from UKVI regarding a decision on my application. I checked my Spam/Junk folder — nothing. I am surprised at the speed with which the application has been processed. I applied last Monday, did biometrics on Wednesday, and now my passport is ready. Less than a week since biometrics. And it was a standard application — no priority service.

I opted for courier, and I'm guessing due to the holidays, DHL will probably deliver it on Friday, at the earliest. I am beyond nervous. LOL.

Bigkenny:
Please what is the average processing time for a UK visa?

Official processing time is 15 working days — about three weeks. Most decisions come within two weeks.

Did you apply recently?

Since you have 9m in your salary account, I’m guessing you have paperwork (like pay slips) that corresponds to how that money was accumulated. If so, my advice would be to use the salary account alone in your application and completely leave out the savings account. Depending on how long you are planning to spend on your trip, you should be able to put together a reasonable budget that could comfortably come out of the 9 million in your account.

Adding the savings account would open you up to unnecessary scrutiny, and like you already said, you don’t have a paper trail as to how you got the money. Don’t cause unnecessary headache for yourself in the process of trying to show you have more than 9 million. In your case, I believe less is more.

Jolene474:
I’ve been asking questions here and mostly get ignored, please you guys should help me scrutinize and assist me.
I’ve my salary account which has a sufficient balance of about 9M and I also have another account which is my savings, I have about 6M there and it has been there for many months now. I really do not know how you guys can best explain this to the Visa Officer, I know I have to explain how the funds got there. While I can explain all the money on my salary account, the savings I got was from December contract I did and I left it there..
How can I best explain to the Officer for them to understand clearly, if anyone has submitted a savings statement along side their application. Kindly advise y’all.

So if someone is applying with their salary account, is it the closing balance that is to be written there as savings?

Thegamingorca:




Yeah it is.


But also try to understand that these ppl live in a world where it is increasingly odd to have more than one account or more than one phone number.

Hi guys.

After imputing monthly salary, the next part of the application says “Do you have another income or any savings?” Am I to input the balance in my salary account as savings? I have only one bank account which I’m going to be using for the application.

Or should I select “I do not have any other income or savings”?

The phrasing of that question is weird.

I don't think we should turn this thread into a beer parlor where we would be arguing over religious beliefs. However, I must say that some religious folks are the most delusional and hopelessly out-of-touch people on the planet. For every one religious person who prayed and fasted to receive some type of positive news, there are countless others who did the same thing and had their hopes and dreams crushed. What then shall we say? Does God not love them? Did his ears stop working when those ones prayed? Are you holier than they are?

We all know visa applications involve some degree of luck. For some religious people, they consider that luck to be God's favor, and they have the right to believe what they believe. But don't come to the thread and be implying that someone didn't get a visa because they did not follow whatever morals you choose to live by. Don't advise people, whether directly or indirectly, that they can break all the rules and guidelines and then pray and fast their way into a miracle.

If we are on a visa application thread — and we are — let's stick to sharing ideas and opinions that are solely rooted in reality.

Thegamingorca:



That's not strong home ties. That's good travel history. Thats a big plus that you've been to alot of countries especially the USA.

The home ties come to play when you disclose the nature of your job to them, how much you earn, your disposable income in every month and the reason why you can't possibly leave your work to go and overstay in the UK.


I just hope you don't intend to leave that 11 million sitting in that account and expect red carpet to roll out for you from the ECO Cos you'll be in for a rude awakening when the time difference between when you started your current job that pays you and now cannot be able to account for that sum of money.

Thanks for your response. I don’t exactly understand what you mean by “you'll be in for a rude awakening when the time difference between when you started your current job that pays you and now cannot be able to account for that sum of money.”

I’ve been working for the same company for five years, and I’ve been in my current position for about a year. I have no lump sums or additional credits to my account except my salary. So I don’t think the ECO should have any issues with my finances or how the money was accumulated. I’m more worried I’ll get denied over ties to Nigeria.

Given all this, do you think my employment is sufficient home/economic ties? Thank you.

Hi everyone.

I am about to start my application, and I need some suggestions on home times. I’m single, and I earn relatively well, with an okay bank statement (about 11m). I don’t own any properties except my car. In my opinion, the only proof of home times I currently have is my employment and somewhat decent financial situation.

What else do you suggest I could use to show the ECO I have every intention of coming back? I’m thinking of getting a letter from my church to say that I’m a worker, and that I’ll be coming back to the church. But I don’t know if that will help at all.

In the last 10 years, I’ve been to about 8 countries, including the US. But I don’t know if that will help in lieu of strong home ties.

Any suggestions?

Hey guys. Could someone please help with suggestions for my situation below?

I’m planning to apply for a visa about six months from now. I’m trying to build my account and want to make it as clean as possible. The only credit to my account is my salary. I earn relatively well, and have very few expenses. I have about 800k disposable income that’s left every month from my salary.

The issue is, the Naira keeps losing value. I want to be converting my disposable income to dollars and keeping it in my dom account instead of saving in Naira. I have a BDC person that I can send the Naira to, and he will credit my dom account with the dollar equivalent. But I’m worried about how to explain this to an ECO when it’s time to apply for the visa. Basically, there will be a huge debit to my salary account (to the BDC) and then a huge credit to my dom account (from BDC).

I’m scared that an ECO will not understand this and might deny my visa for unexplainable transactions that are different from my stated salary and expenditure.

Any suggestions? Should I try to get the BDC to issue me receipts for every Naira debit and dollar credit? Will that be sufficient?

The alternative is to leave all my disposable income in the salary account, but who knows how much value the money would have lost six months from now?

.

.

Aaron321:


Hmmm.. I dont understand where you got this ridiculous conclusion. all I pointed out is him saying cos of fraud, processing time increases..Biko it's caused by too many applications at a period of time...

Actually, frequent acts of fraud lead to increased processing times because they have to scrutinize every document submitted by other Nigerians to ensure they are legit.

Whenever you do something wrong, the repercussions don't necessarily stop with you.

holart92:
I got this mail few days ago from CIC,

I have reviewed your application and documents you submitted in its support. Subsection 11(1) of the Immigration and Refugee Protection Act provides that a foreign national must, before entering Canada, apply to an officer for a visa or any other document required by the Regulations. The visa or document shall be issued if, following an examination, the officer is satisfied that the foreign national is not inadmissible and meets the requirements of this Act.

I have concerns that you have not fulfilled the requirement put upon you by section 16(1) of the Immigration and Refugee Protection Act, which states:

16(1) A person who makes an application must answer truthfully all questions put to them for the purpose of the examination and must produce a visa and all relevant evidence and documents that the officer reasonably requires.

In the current application package, you submitted a bank statement purportedly issued by Zenith Bank that has been determined to be fraudulent

Please note that if it is found that you have engaged in misrepresentation in submitting your application, you may be found to be inadmissible under section 40(1)(a) of the Immigration and Refugee Protection Act. A finding of such inadmissibility would render you inadmissible to Canada for a period of five years according to section 40(2)(a):

40(1) A permanent resident or a foreign national is inadmissible for misrepresentation (a) for directly or indirectly misrepresenting or withholding material facts relating to a relevant matter that induces or could induce an error in the administration of this Act

40(2) The following provisions govern subsection (1): (a) the permanent resident or the foreign national continues to be inadmissible for misrepresentation for a period of five years following, in the case of a determination outside Canada, a final determination of inadmissibility under subsection (1) or, in the case of determination in Canada, the date the removal order is enforced.

I would like to give you an opportunity to respond to this information. I will afford you fifteen (15) days from the date of this letter to make any representations in this regard. Please use the address noted on this letter for all correspondence, and clearly indicate your file number. If you do not respond to this request within the time outlined above, your application will be assessed based on the information available, which will likely result in a refusal.

Thank you for the interest you have shown in Canada.


Please experts in the house, advice me on what to do. Im confused seeing this email..... My fear now is hope JAILING is not applicable Sha

I am not an expert, but let me ask you the obvious question: Did you use a fraudulent bank statement? If you didn't, you have nothing to be scared of. Just respond to the email and try to get Zenith bank to send your statement directly to the embassy. You can ask the bank to send the statement to the email that the embassy provided. Also ask the bank to CC you in the email. If you do this, all should be fine.

If you did submit a fraudulent statement, you will be banned for five years. You won't be put in jail, but you might have difficulty in entering Canada or any other first world country in the future.

makano:
I wanna assume there is something strange about the month of JUNE when it comes to Canadian study permit application for Nigeria Applicants.. Last year, many June applicants waited 7 - 11 months before they eventually got a response/Decision from CIC. Now am seeing some JUNE 2019 applications in their 9 - 11 weeks... I just pray this year wait for the JUNE applicants wont be as terrible like that of last year, cos it wont be funny at all.. I know what am saying.. Wish u JUNE applicants speedy response... Peace

Actually, only few June applicants are left. IRCC seems to have responded to most guys. It's just sad that the responses were negative for the most part.

You are probably right though. There seems to be something wrong with applying in June/July for September resumption.

sterlingwaterlo:
After medicals reading for 4weeks plus, bvl dropped this morning and my medical changed to we do not need a medical... Mehn it is well. Nairobi VO no nice at all

Sorry about this. I think I am beginning to believe that quota gist. It seems they were ready to send you a medical request and then they changed their mind probably due to the quota.

These Canada folks are seriously messed up.

Is there anyone who applied online in July and is yet to receive a response?

It seems like most July applicants who have been responded to were paper applicants.