Crackcrack's Posts
Nairaland Forum › Crackcrack's Profile › Crackcrack's Posts
Gbengaeman:Read the dates written on your visa vignette and stop listening to your friend. Usually, you’ll have three months from the date of visa issue to travel to the UK. The three months does not count from when the COS was issued — it’s from when the visa was granted. |
BerbatovDrogba:Having a sponsor can work, but you must accurately demonstrate your own circumstances here in Nigeria. Here are my suggestions: 1. Submit your employment letter, pay slips, and leave letter from the Hospital granting you time off to write the exams. 2. Let your bank account statement be clean. It doesn’t matter how much you have, just ensure that your declared income and expenses on the visa application form matches what’s on your bank statement. You can use a three-month statement. No other credits into the account except your declared salary from the Hospital. 3. Explain your relationship with the sponsor. Provide documents that show you actually know this person and a relationship subsists between the two of you. The sponsor should provide their own bank statements. It should be clean. Also, add the sponsor’s proof of UK residency. 4. You can add evidence of the money you’ve already paid towards the exam. Also add evidence that you’ve written the first part in Abuja. 5. Add your marriage certificate and birth certificates of your children. |
Your account balance has no bearing on the length of visa you can apply for. If your balance is sufficient to get you a six-month visa, it is also sufficient to get you even a 10-year visa. Your visa validity period is not related to the amount of money you have. What is necessary is meeting the general requirements for getting a UK visit visa, and then demonstrating why you need a long-term visa and paying the extra costs associated with it. If your visa is going to be refused due to insufficient funds or irregular credits or debits, the visa length you apply for doesn’t matter; six months, two years, 10 years — it will still be refused. Ensure your account statement is clean and that you can actually afford the trip. Then apply for whatever length of visa you want. mamanicole: |
b31164707:You’ve been repeatedly told that this is NOT true. Bank statements printed off the internet or the bank’s app are perfectly fine. |
It’s not about “feeling too important when flying our own.” The fact is Airpeace is a truly terrible airline, and no amount of patriotism, whether fake or genuine, should make anybody buy their services. We hear horror stories upon horror stories about how they conduct themselves and their business. It’s beyond despicable, and we should not give them even a modicum of grace. They need to do better. Same thing with GIGL. I mean, it’s good that some people are now saying they are receiving their passports within 24 hours, but this is not the testimony of most people. This has been the biggest downgrade since switching from TLS to VFS. How can you pay much more money for even worse service? Terrible! Local businesses should earn the trust and patronage of customers by providing quality services that at the very least rival foreign competitors, if not better. They cannot charge exorbitant prices, provide horrible services, and expect us to close our eyes and give them our money simply because they are Nigerians. That’s not patriotism. It’s insanity. Lontorlooka: |
afehin71:Yes, you’ll need a Schengen visa if you’re traveling with any of those airlines, except you have a valid USA or Canadian visa in your passport. |
afehin71:Technically, she is allowed to stay up to 180 days for each visit. But you should think it through. The caseworker guidance clearly states that the ECO should consider any discrepancies between how long you said you were going to spend in your application and how long you actually spent during the visit. It’s not an automatic reason for refusal, but your subsequent applications might be treated with more scrutiny. Your mom can spend more than one month, but five months might be too much. And as giselle237 said above, if she ends up choosing to spend five months, make sure a lot of time passes before she attempts to go back to the UK. Otherwise, she might be refused entry at the border.
|
justwise:I stand to be corrected. Please give suggestions on the corrections/adjustments she can make. |
@ Estherrachy Your plan for the next three months with respect to your bank statement will work perfectly fine. From the refusal letter you posted, it seems the 5 million was claimed as additional income from family and friends. You can leave it out in your next application. When it asks if you have any additional income or savings, just select NO. Only tender your salary account statement that accurately reflects what you’ve outlined in your plan for the next three months. Again, make sure the sponsor’s account is clean, so they don’t shift from complaining about yours to complaining about the sponsor. In your next application, you should address the refusal reasons. Just say you made mistakes when filling the application, leading you to erroneously input money received from family as additional income. I believe you should be fine. |
sanyalai:Your husband should not put the money in your account. Mention that you have a sponsor and fill in his details. Don’t forget to also add your own bank statement and employment situation, as it is your own circumstances the ECO will use to determine if you qualify for the visa. |
It might help if you share the refusal letter so people can give better-tailored suggestions. However, from what you’ve written, these are my opinions: 1. Forget that agent completely. As you have now learned, most of them are completely useless. They might not only lead to your visa being denied, but they might also do things that could get you banned for 10 years. 2. Since you are going for an exam, being unable to afford the trip (and therefore having a sponsor) is fine. Still, you must paint a picture of your own circumstances here in Nigeria. Since you are working, add a letter from your employer granting you leave to write the exams. Attach your employment letter and salary slips for at least three months. 3. Use your salary account alone. Let the only credits be your salary, and the debits should correspond to whatever answer you give for the “how much do you spend each month” question. 4. Add your sponsor’s account statement. Add proof of your relationship with them and why they are interested in you writing these exams. Add what they do for a living and how much they earn. Note that your sponsor’s account statement would be subject to the same scrutiny; there should be no unexplained large deposits beyond their normal income. 5. Ditch the micro finance account. This part might be tricky because I don’t know exactly what you claimed in your application. How did you explain coming across this money? Still, I think you can ignore it, and you’ll probably be fine. estherrachy: |
KristyTO:You should retrieve your passport. You don’t know how long it would take the Home Office to get back to you, so don’t let your passport unnecessarily sit with them. In the event that UKVI changes course and decides to grant your visa, they will ask you to resubmit your passport to VFS for stamping. |
KristyTO:I don’t think there’s anything else for you to do other than wait. They will definitely get back to you. PS: their email address is complaints@homeoffice.gov.uk. In your reply above, you said you emailed complaints@homeoffice.co.uk. Check that you sent your email to the right address. |
Let me give a suggestion to the house, if I may. The era of just accepting whatever these ECOs say — hook, line, and sinker — should be in the past. If they have clearly made a mistake in your application, I encourage you to complain first before reapplying. These people are humans; they are not infallible. And because we are paying for the visa, we should not accept punishment (and loss of money, as well as a refusal on our record) just because somebody has not done their job well. Recently, we’ve seen bans lifted and refusals changed to approvals. This shows that complaining can work in the right circumstances. But I implore us to only pursue the complaint process if the fault was truly from the ECO. If you are not sure, post the refusal letter and people can advise if the mistake(s) was from your end. If you submitted a problematic application, you should learn from your mistakes and present a stronger one next time. We shouldn’t abuse the process. |
Sorry about the refusal. Is it clear from your bank statement that your salary was paid each month? If so, this is a mistake from UKVI, and you must make a complaint to them. Send an email to complaints@homeoffice.gov.uk. Tell them that your application was clearly not well considered, considering the fact that you provided something which they are saying was not provided. Ask them to take a second look at the application. They will do that and get back to you. I cannot guarantee that they will grant the visa. They might come back and deny for a different reason. But their current reasoning of not providing evidence of salary payment is false, so you must complain. Let us know how it goes, if you feel so inclined. KristyTO: |
Nysckits:Congratulations! I told you the ban will definitely be overturned. Even better is the fact that the visa was granted. I don’t know you, but I’m truly happy for you. |
It is good you have confirmed what happened from the bank. Now that it appears to be a problem from UKVI, you can calm down and be certain the ban will be lifted. Send an email to UKVI explaining what you have just told us. Tell them that the statement they sent to the bank for verification was disjointed. Provide the statements you submitted to them versus the statement they sent to the bank. Highlight the discrepancy. Email them at complaints@homeoffice.gov.uk. Keep us posted on the outcome. Nysckits: |
Sorry about this. I understand how frustrated you must be. I don’t think this will be too difficult to overcome. This is my suggestion: Go to Providus Bank’s head office. Take the account statement you submitted to the embassy along. Have them confirm that the statement is genuine. Once they do that, raise holy hell with them. You must threaten to sue them and you must be very, very angry. Ask to see the most senior person at the Head Office. If possible, go with a lawyer. You must display madness! Provided the statement you submitted was indeed genuine and printed off their internet banking platform, they will apologize. Have them write a letter to UKVI addressing their mistake. They should send the letter to UKVI via email. You can find the necessary UKVI emails on their website. Tell the bank to give you a copy of the letter. You should also send an email to UKVI and attach the letter. I strongly believe this ban will be overturned. But whether you will be granted the visa is a different matter entirely. Please keep the forum posted. Nysckits: |
Sorry about the refusal. From this response, I think I can see some of the issues with your application. You quoted a monthly income of ₦1,350,000, but you submitted a bank statement with only ₦6,000,000 in it. Even with your declared investment (₦1,800,000) and savings (£563, which is approximately ₦1,200,000), this brings the total amount of money you have available to approximately ₦9,000,000. But your budget for the trip is 4 million naira, which is almost half of your entire life savings and investment. This can be a big red flag to some ECOs. I believe the main issue with your application is your current finances do not seem commensurate with the level of income you declared. Earning ₦1,350,000 monthly but having only ₦9,000,000 available implies that you already have a high level of expenditure, which is what I think the ECO was getting at. With all that said, I believe you can work to reduce the amount you intend to spend on the trip. Since you have accommodation sorted, try to limit your total spend to 3 million, at the maximum. Flight alone will be half of that, but if you are only going for a week, the balance should be enough for feeding, transportation, etc. Better still, you could wait till you have more money saved up. At your income level, it shouldn't take too long to have something like 12 million plus in the bank. That, alongside a clean account and a reduced budget, will give you a much better chance at getting the visa. Obidikejr: |
crackcrack:UPDATE So I got really great advice from people when I tabled this issue a few days ago. I passed through Border Force yesterday and thought to share my experience with the thread, in case anyone might be in the same situation in the future. This is the transcript between me and the Border Force Officer at Heathrow. He was a middle-aged British-Indian man. Me: Good evening. (Handed him my passport). BFO: Good evening, sir. He takes my fingerprints. BFO: Where are you coming from? Me: Nigeria. BFO: What are you in the UK for? Me: A short holiday. BFO: How long will you be here? Me: Just a week. BFO: What's your profession back in Nigeria? I told him my job title and the kind of company I work for. BFO: Do you own the company? Me: No. I'm just an employee. BFO: What's the name of the company? I told him. BFO: Will you be going back to resume work for the company? Me: Yes, I will. BFO: Where will you be staying? Did you book a hotel? Me: Yes, I booked a hotel. Because he specifically asked if I booked a hotel, I thought he was going to ask to see the reservation. So I immediately told him I would be staying in the hotel for a few days and then visiting with a friend. He didn't ask anything about my friend or ask to see the reservation. BFO: Do you have a return ticket? Me: Yes, I do. BFO: Can I see it? I give him the return ticket printout. BFO: What date are you going back to Nigeria? I thought this was a trick question because he was literally holding my ticket and could see the date. Anyways, I tell him the return date. He then hands me back my ticket and stamps my passport. BFO: Enjoy your time in the UK. Me: Thank you. Overall, it was a very pleasant experience. The whole thing felt like a brief chat with a friend. Like many people said on the thread, Border Force knows that plans can and do change. So even if you have to tweak things a bit from your visa application, it should be fine, as long as you are genuinely a tourist and you have no intention of overstaying. Thanks to everyone that gives advice on this thread. |
giselle237:Great advice. Thank you so much. |
giselle237:Thank you so much, giselle. This makes a lot of sense. |
Good morning, guys. I am having a dilemma, and I need URGENT advice, please. My trip is in a few days, and I have already booked a hotel room for my entire stay. I haven't paid yet; I will be paying at the property. I informed my friend that I will be visiting, and he suggested I come stay at his place, which is a few hours away from London. The plan is for me to spend just a few nights in my London hotel and spend the rest of my trip at his house. My issue is I did not mention this friend on my application because I was not planning on staying with him. I fully intended to stay in the hotel, but his offer came up, and I thought it might be nice to spend some time with him. I am thinking of changing my hotel booking to just the first few days, but I am worried that if I show up at Heathrow will a hotel reservation that doesn't cover the whole trip, it might pose an issue with Border officials. The most important thing to me is to not get harassed or bothered at the point of entry. But I also don't want to have to pay for a hotel when I have an offer to stay with somebody for free. How can I navigate this? Please advise. Thanks. |
GraceofGod100:If you read my comment and the first thing that jumped at you was that I am judgmental, then I'm afraid you are not ready for the journey you and your husband are planning to embark on. You have to put emotions aside and look at things critically. I already told you that whether it was intentional or not does not matter, and that is a fact. Another fact is you have a 10-year ban. That's not going to change. What may change, though, is your husband's situation. I have given my opinion on how to go about it. Maybe others can chime in as well. |
AchosDaboss:No, your brother should not send money to your account. It will be seen as money lodgment, meant to inflate your account balance and make it seem like you have money that you actually don't have. This is the number one red flag in any visa application. Your brother should send you his bank statement, and you should upload that with your application. He should also send you documents that prove his legal stay in the UK and also the nature of his source(s) of income. You should also attach your own bank statement, along with your employment letters, pay slips, leave letter, et al. You should note, however, that it is your own circumstances that the visa officer will use to decide whether to grant a visa or not. Having a sponsor is all well and good, but if the visa officer is not convinced that you can afford the trip by yourself, they will probably deny the visa. |
GraceofGod100:This is something that can only be confirmed by your husband applying. No one here can tell you matter-of-factly. One thing to note is that while filling the application for any UK Visa, your husband will be asked if he has ever been denied a visa, and why. He will have to declare this refusal and explain that it was because his wife used a fake COS. This will most likely set off alarm bells in the head of any visa officer. You have established yourself as a deceiver. Whether it was intentional or not does not matter. And your husband, by association, cannot escape that stigma. Even if he was not given a 10-year ban, any subsequent applications will be looked at with a fine-tooth comb. I reckon a visit visa will be the most difficult to get. A study or work visa, which is what you say he's thinking of, might be easier, but he will still be thoroughly screened. That is if he has not been given that 10-year ban, in which case the denial will be automatic. If you guys are willing to take the financial (and emotional) risk of finding out if that ban is in effect, then you can apply. The way I see it, you don't exactly have much to lose, except adding another refusal to your record. Or another ban, if you choose to deceive again. |
Naijagram:I’m not 100% sure, but I believe embassy officials can only verify if the statement you submitted was a real document. By law, your bank cannot disclose your account balance to anyone, except for things like court warrants, EFCC investigations and the likes. I believe you can remove the money without any issues, but to be on a safer side, I’d advise you to just wait until a decision is made. It shouldn’t take more than two weeks. But if it’s truly an emergency and you don’t have any other options, you should be fine if you remove the money. |
trollx:Actually, it concerns every one of us when Nigerians run away on visit visas. Countries have made it very difficult for Nigerians to get simple visas because abusers who promised to come back home after their visit turned around and claimed asylum. Even worse is the fact that nearly all of those asylum claims are bogus, and most of them end up being denied and deported. I actually don't care what anyone does with their life. Go and get stuck in Canada. Freeze to death in the colds of Toronto. Line up in a queue of 1,000+ people to get a simple job as a sales attendant. None of it is my business. What I care about is to not be harassed by immigration officials because of the bad reputation of my countrymen. I don't want to be faced with unnecessary scrutiny just because I am a Nigerian. I don't want a situation where they are deciding the visa application of other people within two weeks, but mine will take two years simply because I'm Nigerian. It's funny how when there is news of some country banning Nigerian travelers, people like you will be the first to call for the government's head. But here you are vehemently defending those who ruin our collective reputation and make us unwelcome in many countries. |
I have never understood how many Nigerians think. You are planning to do something you don't know much about, and people with first-hand experience are telling you all the ways it could go wrong. Instead of listening and perhaps making tweaks to your plans, you declare the advisers to be 'bad belle' and hurl insults at them. Even with ample data and evidence that you're on a path with very limited chances of success, you take a deep dive — hook, line, and sinker — and hope for the best. The average Nigerian always thinks his case will be different. I'm sure our overly-religious nature contributes to this way of thinking. "Me, I will find mercy." "God will work a miracle for me." "Where many have failed, I shall succeed." LOL. I don't think there's any point in arguing with people who want to embark on a journey that will most likely lead to catastrophe. We are all adults, and people should be free to lay their beds however they want to — as long as they lie on it without complaining. |
Osivao:While this sounds fishy, I’m giving you the benefit of the doubt. If the father passed away, and you have the death certificate, attach it to the application. Given that this seems rather convenient for you, I would advise you add other things to prove the father has actually died. Try to add obituaries, tributes, photocopy of the funeral program, and photos from the funeral. All of this should be in addition to the death certificate. The goal is to avoid making it look like you’ve declared a hale and hearty man dead just to further your cause. |
Visa Alert! Six Months Standard Visa Timeline: Online Application: April 1 Biometrics: April 3 Collection Email: April 9 Received my passport today. The entire process was so quick. It literally took only four working days after biometrics to receive a collection email from TLS. Would have gotten my passport since Tuesday if not for the holidays. Thank you to all who took time to answer my questions, especially Cashmadam, TheGamingorca and giselle237. |
Nnekkyneks:Working on reducing your budget is all well and good, but if the total cost of the trip to you and your husband is still a significant portion of both your savings, your visa will most likely be denied. My initial statement above stands; it will not make sense to any ECO for you to spend a major part of your savings on a vacation. This is my advice: 1. Determine the total amount you and your husband have combined. This is the closing balance in your statement plus his own. 2. Make sure your budget for the trip is not more than 50% of that combined amount. From what you've written above, you intend to spend 1m, while your husband will provide the rest. That means he has to provide 11.4m. Your husband's closing balance should therefore be at least 21m. 3. If you guys' finances is not up to par, I would suggest you travel alone and use the kids as home ties. And if the kids must holiday with you, then perhaps go to a different country — one that is cheaper and with less stringent visa processes. |

but if the guru advise me to reduce I will obey o. Thanks for the guidance