₦airaland Forum

The Bank PHB UK Education loan is a partnership product between Bank PHB and the British Council office in Nigeria. It is aimed at encouraging eligible Nigerians to study in the UK universities through the provision of education finance facility.

THE loan facility allows Nigerians to take advantage of the education and career development opportunities available in the United Kingdom. It is available for undergraduate and postgraduate studies in universities recognized by the British Council.


For Whom

Parents/Guardians who wish to give their children or wards quality education in UK higher institutions. Such parent or Guardian will have regular source of income or acceptable convertible collateral (share or landed properties).
Students who wish to pursue higher education in the UK. Such student will be required to have a sponsor (sponsor with convertible collateral). The sponsor shall assume the responsibilities of the borrower.
Working individuals who wants to pursue any undergraduate or postgraduate course in any UK university recognized by the British Council.


Process of getting the loan

Open a UK Education Account in Bank PHB.
Build it up to 10% of the School fees as advised by the school in question. The built up amount attracts interest and is domiciled in a non withdrawal UK Education Account, held in Bank PHB till the completion of academic programme. This built up amount is treated as refundable security deposit.

Apply for a UK Education Loan that will cover 80% of the following:

School fees, accommodation, maintenance and flight tickets,
Subject to a maximum of N5million (Five Million Naira).

Student/guarantor/parent can apply for the UK Education Loan as well as service the debt over the tenor of the facility


Repayment Options

Any of the following repayment option is acceptable;

Payment of interest and principal monthly over the tenor of the facility.
Interest element to be serviced monthly, while principal is paid back once as a single bulk payment.
Interest element to be serviced monthly throughout the tenor of the facility, a moratorium of 6 months after the conclusion of study (during this period, the proceeds of the refundable security deposit in the ducation savings account can be used to service the monthly interest), then an additional 12 month tenor is given to service both acrued interest and the principal. In effect the tenor of the facility is extended by additional 18 months. This option is only available for postgraduate students.
Options 2 and 3 are only available in cases where the borrower (student or sponsor) is abet to provide an acceptable security i.e. where the facility is collateraiuzed. If it is not, then the student/sponsor must service the interest and principal monthly over the tenor of the facility.


For further enquiries please call +234 1 7391701, +234 1 2719751-2 or send a mail to educationloan@bankphb.com

250 thousand naira

;d

what is it with bn tall??

que sera is the most angalic girl i ever met, BIG UP GIRL

,

Well Not all the options involve collerteral, though i like your contribution, well it sounds more like slavery!! and i was seriously considering it!! maybe i should go to my village and borrow!! lol

ity also extends to external programmes

NANO BY TATA motors

NANO by TTA motors is the cheapest car in the world.slightly above =N=250,00 Naira
What do you think about this car? ANY HOPE FOR NIGERIANS that needs a car without much cash??

Develop your English skills with us through our family of English language websites. Whether you prefer to learn through chat, language games, culture, or courses, we offer a range of online services to suit your needs. And because it's online, you can learn at your own pace, in the comfort of your own home. What's more, most of our services are free.


http://www.britishcouncil.org/learnenglish
http://www.britishcouncil.org/nigeria-learning-english-online.htm

[b]The Bank PHB UK Education loan is a partnership product between Bank PHB and the British Council office in Nigeria. It is aimed at encouraging eligible Nigerians to study in the UK universities through the provision of education finance facility.

THE loan facility allows Nigerians to take advantage of the education and career development opportunities available in the United Kingdom. It is available for undergraduate and postgraduate studies in universities recognized by the British Council.


For Whom

   Parents/Guardians who wish to give their children or wards quality education in UK higher institutions. Such parent or Guardian will have regular source of income or acceptable convertible collateral (share or landed properties). 
   Students who wish to pursue higher education in the UK. Such student will be required to have a sponsor (sponsor with convertible collateral). The sponsor shall assume the responsibilities of the borrower. 
   Working individuals who wants to pursue any undergraduate or postgraduate course in any UK university recognized by the British Council. 


Process of getting the loan

Open a UK Education Account in Bank PHB.   
Build it up to 10% of the School fees as advised by the school in question. The built up amount attracts interest and is domiciled in a non withdrawal UK Education Account, held in Bank PHB till the completion of academic programme. This built up amount is treated as refundable security deposit.   

Apply for a UK Education Loan that will cover 80% of the following:

   School fees, accommodation, maintenance and flight tickets, 
   Subject to a maximum of N5million (Five Million Naira). 

Student/guarantor/parent can apply for the UK Education Loan as well as service the debt over the tenor of the facility


Repayment Options

Any of the following repayment option is acceptable;

   Payment of interest and principal monthly over the tenor of the facility. 
   Interest element to be serviced monthly, while principal is paid back once as a single bulk payment. 
   Interest element to be serviced monthly throughout the tenor of the facility, a moratorium of 6 months after the conclusion of study (during this period, the proceeds of the refundable security deposit in the ducation savings account can be used to service the monthly interest), then an additional 12 month tenor is given to service both acrued interest and the principal. In effect the tenor of the facility is extended by additional 18 months. This option is only available for postgraduate students. 
   Options 2 and 3 are only available in cases where the borrower (student or sponsor) is abet to provide an acceptable security i.e. where the facility is collateraiuzed. If it is not, then the student/sponsor must service the interest and principal monthly over the tenor of the facility.


For further enquiries please call +234 1 7391701, +234 1 2719751-2 or send a mail to educationloan@bankphb.com
[/b]



      What do you all think about this?

HOLLAND OUT, OUCH!! the orange boys thrown out just like that?? this whole set up is getting unpredictable!!Spain -italy will be a cracker!!

Events and projects   


  The British Council and Bank PHB present the International Young Screen Entrepreneur of the Year (IYSEY) Award 2008


IYSEY, a British Council initiative, is a strand of IYCE. IYSEY is designed to recognise young, creative entrepreneurs under 35-years of age, showing leadership skills and proposing innovative solutions in the Nigerian Screen sector.


To enter, you must:

Be Nigerian
Be aged between 25 and 35
Already work in the Nigerian screen sector (as defined below)
Be entrepreneurial and have shown your ability in the promotion of screen in Nigeria, particularly in a commercial context
Through your character, drive and abilities demonstrate your potential to be a future leader of the screen industry in Nigeria
Have English language skills to IELTS 6 or above- ‘competent user’ or above.

Screen sector definition

In the term ‘Screen’ we include feature film, documentary, shorts, television production, and animation.

For the purpose of this award participants can be drawn from any of the following areas of the industry:

Development, production, post-production
Distribution and/or sales
Exhibition –  cinema/venue and/or festival/event programming and management
Journalism (print and broadcast) and publishing
Marketing, internet websites/ web networks, public and media relations
Promotion, education and retail
Artist management
Consultants providing specialist services in any of the areas outlined

Benefits for the Nigeria Winner

The Nigeria winner will qualify as one of the 10 finalists competing for the global IYSEY award, and be part of a UK tour scheduled to take place in October 2008.
The tour will include visits to London, Cardiff and Bristol to meet leaders and innovators in the UK film and TV business.
Within the tour, the finalists will:

Actively participate in all organised IYSE meetings and events.
Participate in the judging procedure to select the global IYSEY winner.
Attend London Film Festival as industry delegates and take part in a variety of tailored events for screen professionals, including screenings, seminars, workshops, and networking opportunities.
Participate in the IYSE award ceremony and film showcase.

The Global Award

A financial award (£7,500), which is to be spent on a project (in collaboration with the British Council) that builds the relationship between the winner’s country and the UK.
The project will be linked to the UK and tailored to the winner’s specific needs (the winner will be encouraged to come up with their own proposal).


How to Enter

Download application forms here. (MS Word 77kb)  http://www.britishcouncil.org/nigeria-arts-events-and-projects.htm


Deadline for applications 28 June 2007


Please Note

Only Short listed applicants will be contacted (e-mailed/telephoned) by 10 July. They will be required to come for an interview at the British Council Lagos on Thursday 17 July.


Contact Information: olamipo.bello@ng.britishcouncil.org


,

wow

cool

judges are human, anybady can collect bribe

How much can i get a Belgium GOLF 3?

@poster
Aaight, i hope it will not be too expensive??

--------------------------------------------------------------------------------
@ Everyone
   FOR those that don't seem to get the point here, This thread  was a query if THIRD CLASS holder have hope or NOt, it has nothing to do with competition between third class and the rest of the world!!
@ the perceptive minds
      THird class degree may appear to be an impediment for getting jobs or competing in the Labour market but there are many solutions to every challenge, 1 there is no proof the a first class holder will always make it in class and 2 there is no proof that a third class holder will notmake it in life!!  IF SOMEONE THAT DID NOT GO TO SCHOOL AT ALL CAN BE SMART ENOUGH TO MAKE GOOD MONEY LEGALLY THEN A THIRD CLASS HOLDER WHO is DETERMINED WILL AND CAN EVEN PERFORM IN LIFE BETTER THAN THOSE WITH HIGHER GRADES.

--------------------------------------------------------------------------------
@ Everyone
   FOR those that don't seem to get the point here, This thread  was a query if THIRD CLASS holder have hope or NOt, it has nothing to do with competition between third class and the rest of the world!!
@ the perceptive minds
      THird class degree may appear to be an impediment for getting jobs or competing in the Labour market but there are many solutions to every challenge, 1 there is no proof the a first class holder will always make it in class and 2 there is no proof that a third class holder will notmake it in life!!  IF SOMEONE THAT DID NOT GO TO SCHOOL AT ALL CAN BE SMART ENOUGH TO MAKE GOOD MONEY LEGALLY THEN A THIRD CLASS HOLDER WHO is DETERMINED WILL AND CAN EVEN PERFORM IN LIFE BETTER THAN THOSE WITH HIGHER GRADES!!

@ Everyone
   FOR those that don't seem to get the point here, This thread  was a query if THIRD CLASS holder have hope or NOt, it has nothing to do with competition between third class and the rest of the world!!
@ the perceptive minds
      THird class degree may appear to be an impediment for getting jobs or competing in the Labour market but there are many solutions to every challenge, 1 there is no proof the a first class holder will always make it in class and 2 there is no proof that a third class holder will notmake it in life!!  IF SOMEONE THAT DID NOT GO TO SCHOOL AT ALL CAN BE SMART ENOUGH TO MAKE GOOD MONEY LEGALLY THEN A THIRD CLASS HOLDER WHO is DETERMINED WILL AND CAN EVEN PERFORM IN LIFE BETTER THAN THOSE WITH HIGHER class

@poster
simply put its the differnce btw the chicken and the egg

@ poster
     There is Hope for the folks with 3rd class, its all about looking for what you know how to do best and channel your energy towards it, you have many options infact,
1.if you want to correct the tiny disadvantage of your first degree.you cn do that and there are many options

2. if you want to go into busiess.that is entrepreneurship, take calculated risk, you can succeed here  if you use Smart work as opposed to hard work!!