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Health / Types Of Health Insurance In Nigeria by cristofa: 11:58am On Dec 23, 2023
Health is the ultimate wealth, and as a Nigerian, safeguarding your well-being should be a top priority as your health is your most valuable asset. However, unexpected medical expenses can cause significant financial strain.

In the face of unexpected medical expenses, health insurance serves as a protective shield, ensuring that you can access quality healthcare without bearing the full burden of financial strain. Health insurance in Nigeria can be the difference between life and death.

In this comprehensive guide, we'll be discussing health insurance in Nigeria, shedding light on its importance, types, coverage, and more. Prepare to embark on a journey that will empower you with knowledge, enabling you to make informed decisions about securing your health and financial peace of mind.

Types of Health Insurance in Nigeria

Currently, there are two types of health insurance available to Nigerians. They are:

- National Health Insurance Scheme (NHIS).
- Private Insurance

While there are usually three major types of health insurance plans available to Nigerians;

- HSA (Health Savings Account)
- HDHPs (high deductible plans)
- POS (Point Of Service)

Source
Business / Best Loan Apps Without BVN In Nigeria by cristofa: 2:46pm On Dec 22, 2023
Are you in Nigeria and urgently need a loan, but the thought of sharing your BVN (Bank Verification Number) feels like a bridge too far? Well, you're not alone. In this post, you'll learn about the best loan app without BVN in Nigeria, where you can secure an instant loan without having to provide sensitive information like your BVN.
In Nigeria, BVN is a critical component of banking, but not everyone wants to share this sensitive information with loan apps as they aren't sure how the information will be used. Fortunately, there are reliable loan apps where you can secure a loan without collateral and without the need to provide your BVN.

Almost every finance app or platform in Nigeria requires users to provide their BVN to use the app, especially loan apps in Nigeria. They collect BVN as a way to easily identify borrowers and make sure they are who they say they are.

However, if you don't want to provide your BVN to a loan app and you want a loan app without BVN in Nigeria, I can assure you there's a loan app in Nigeria for you where you can borrow without BVN or collateral.

Best Loan Apps Without BVN in Nigeria

Here is a list of the best instant loan apps without BVN in Nigeria where you can easily borrow money from.

Aella Credit Loan App

Aella Credit is another popular loan app in Nigeria where you don't need to provide a BVN to loan money. You can get loans for as low as N2,000 Naira and as high as N1,000,000 Naira.

Aella Credit loan approval and disbursement process is really fast. You can have an Aella Credit loan in your bank account in 10 minutes after applying.

FairMoney Loan App


You can borrow money using this loan app without BVN in Nigeria. Fairmoney is a top loan platform for getting personal loans in Nigeria. And the best thing? No need to provide your BVN or even collateral to get a loan from Fairmoney

With the Fairmoney loan app, you can get loans of up to N1,000 to N150,000 with a repayment period of 2 – 12 weeks depending on the loan amount. Fair money offers loans based on how creditworthy the borrower is.

Carbon Loan App

Carbon which was popularly known as Paylater is another loan app in Nigeria that doesn't require your BVN to grant you loans.

Carbon doesn't just offer collateral-free instant loans, the fintech company offers high-yield savings accounts as well as banking services on its app.

Carbon loan amounts range from N5000 Naira to N1,000,000 Naira with a loan tenure of 7 – 180 days.

As mentioned above, Carbon offers instant loans, so you can expect your account to be funded into your account without delay as soon as the loan has been approved at least within 3 minutes.

OKash Loan App

Formerly Opay's loan platform, Okash Loan which is now operated by Blue Ridge Microfinance Bank Ltd is another loan app without BVN in Nigeria that you can lend money from. You just have to download the Opay mobile app and apply for an Okash loan.

Okash provides up to N500,000 Naira in loans in Nigeria. So you can quickly borrow money from Okash without the need to provide your BVN.

Jumia Pay Loan App

Jumia Pay app is another lending app that doesn't require BVN in Nigeria for you to lend money from.

To get a Jumia Pay loan, you just need to download the app, then navigate to Financial Services, and then to the Loans Option. Follow the instructions, provide the information required and you'll get an instant loan in minutes without the need for BVN.

Quickteller Loan App

Quickteller is a fintech company offering payment services in Nigeria as well as a loan platform that consists of displaying lending options in Nigeria. With Quickteller you don't have to provide a BVN to get a loan. Loans on the Quickteller platform have competitive interest rates and flexible repayment terms, Quickteller loans offer the perfect blend of convenience and reliability.

Eyowo Loan App

Eyowo is a reliable loan app in Nigeria that provides loans to people in Nigeria without the need to provide a BVN. You just need a phone number to get a loan from Eyowo.

Source
Nairaland / General / Re: Sassa Grant– All About SRD R350 by cristofa: 11:54am On Dec 22, 2023
You can also change your banking details for the SASSA R350 grant.

Do you want to ensure the smooth processing of your financial support in South Africa? You must provide the correct banking details to receive your SRD R350 grant money without delays. if your banking details are not correct, here's how to change banking details for Sassa r350 grant.

How To Change Banking Details For Sassa r350 Grant

- Login to SASSA & Submit ID Number. Log into SASSA website and submit your ID Number. This will trigger an SMS containing a secure link that is unique to you. You will receive this SMS on the mobile phone number you used during the grant application.

- Open Secure Link. Open the SMS sent to you and click on the secure link provided. This link will take you to a webpage or an application where you can proceed with changing your banking details.

- Provide Banking Details. Once you are on the secure webpage or application, carefully follow the instructions provided. You'll provide your new banking information and other relevant details.

- Verify Ownership. If you choose to have your grant paid into a bank account, make sure that you are the owner of the account. SASSA cannot transfer funds to another person's bank account.

- Mobile Phone Number Verification. If you opt for the money transfer option via one of the major banks, ensure that the mobile phone number receiving the SMS is registered in your name. SASSA cannot transfer funds to a mobile phone number registered to someone else. Understand that the new banking details you provide will be used for future grant payments, but they will only be activated after verification.

- Confirmation. Once you have completed the process, you will receive a confirmation message indicating that your banking details have been updated. Keep this confirmation for your records.

It's important to note that this process is based on your provided information and might change or be updated over time.

Always follow the instructions provided in the SMS and on the secure link accurately. If you encounter any issues or have questions, it's advisable to reach out to SASSA directly for assistance.

Source
Business / How To Reverse Money Using Capitec App In SA by cristofa: 4:30am On Dec 22, 2023
Sending money has become incredibly convenient because of how effortless it is to make digital transactions.

However, there are moments when you make an unintentional slip and send money to the wrong person, regardless of how careful you are. But, the good news is that as a Capitec Bank customer, there's a solution that lets you reverse the money you sent wrongly.

Understanding how to reverse money using Capitec app can be a lifesaver in such situations, allowing you to correct a mistake before it becomes irreversible.

In this article, we'll guide you through the steps on how to reverse money using Capitec app, ensuring that you can navigate the process seamlessly and recover your funds if the unintended recipient hasn't yet accessed them.

How to Reverse Money Using Capitec App

Accidental transactions happen, but with the Capitec app, you have the power to rectify them. Follow these simple steps to reverse money using Capitec App:

- Access Your Capitec Mobile Banking App. Open your Capitec Mobile Banking app on your smartphone. Make sure you're connected to the internet for a seamless experience.
- Navigate to the Transact Menu. Locate and tap on the "Transact" option to initiate transaction-related actions.
- Choose Debit Orders. From the Transact menu, navigate further to find and select the "Debit Orders" section. This is where you'll be able to manage and reverse debit orders if needed.
- Sign In. For your security, the app will prompt you to enter your Remote PIN. Input this PIN to access the Debit Orders section and proceed with the reversal process.
- Select the Debit Order. You'll now be presented with a history menu of your debit orders. Carefully review and select the specific debit order that you wish to reverse.
- Provide a Reason for Dispute. Capitec values your feedback. In this step, you'll be asked to indicate the reason for disputing the transaction. Choose from the available options that best match your situation.
- Accept the Dispute Agreement. Before proceeding, the app will present you with a disputed agreement. Read through it carefully to understand the terms and conditions. If you agree, go ahead and accept the agreement.

Please keep in mind that Capitec has a policy regarding the reversal of debit orders.

Currently, they can assist with disputes for debit orders of R800 and below via the app. If the transaction in question exceeds this amount, you'll need to visit a Capitec bank branch for further assistance.

It's important to note that while Capitec endeavors to accommodate your reversal requests, there's no guarantee that every dispute will be approved.

The eligibility of your request depends on factors such as the nature of the transaction and whether it meets the criteria outlined by the bank. Capitec encourages customers to primarily dispute unauthorized debits.

Source
Business / 12 Profitable Businesses To Start With 500k In Nigeria by cristofa: 2:29am On Dec 22, 2023


Want to start a business in Nigeria and you only have 500K? Here are the best and most profitable business ideas you can start with 500K if you live in Nigeria.

There are not a lot of lucrative businesses to start with 500k in Nigeria that can give you a profit consistently. Especially with the uncertainty of the Naira and the current harsh economic conditions in the Country.

There are plenty of business ideas in Nigeria that have the potential to make you lots of money in the long run but starting them depends on your capital and how you go about running the business. While some businesses require little to no capital, every successful business needs some capital eventually.

With just 500k in your pocket and some determination, you can start a business that generates a good source of income for you.

Some of the best profitable businesses to start with 500k in Nigeria are a POS business, a Used books business, a Car Wash business, a small logistics business, a beauty and barbing salon as well as an online store.
Now let us go into more detail. Here are the best businesses to start with 500k in Nigeria and how to go about it. Let's get started.


1. Become a POS Agent



POS business in Nigeria is now a very popular business in the country. If you already have a shop where you sell items then this business is perfect for you. Even if you don't have anywhere where you sell things, you can still start this business.

The stress of visiting banking halls and ATMs has created an opportunity for people to become POS (point of sale) agents and offer financial services in the local community.

Starting a POS agent business in Nigeria doesn't require plenty of capital or any technical knowledge to begin.

POS business is one of the easiest profitable businesses to start with 500k in Nigeria. Here are the requirements to start this business:

- A shop in a good location
- Register with a mobile money agent company
- Get a POS device
- and some cash in hand to pay customers who want to withdraw

Some of the best POS agent businesses to start in Nigeria are GTB POS, Moniepoint POS, Opay POS, Baxi POS, Kudi POS and Palmpay POS.

2. Start a Beauty Salon


This is one of the top profitable businesses to start with 500k in Nigeria, especially if you're a lady.

The beauty market in Nigeria is projected to be around $34.5 billion (2021). Women spend a lot of money on their beauty in their bid to look good. Whether it's making hair, fixing nails, or doing makeup, a beauty salon business is a very profitable business to start in Nigeria with 500k.

What you need are: a good location, top-notch beautician skills (yourself or hired help), and good customer service and your 500k invested capital will start to rake in the millions.

3. Open a Barbing Salon Business



Similar to the Beauty Salon business, a barbing salon is similar, albeit for a man (Women are now going into this business like crazy).

Barbing salon business is one of the best businesses to start with 500k in Nigeria as people cut and treat their hair every day. However, you need to be able to cut hair very well to make money from this business. You don't have to do it yourself, you can recruit someone good at barbing.

In this business, location is important, your space or shop has to be very comfortable for people as well.

4. Sell Fashion Items



Selling fashion items is a very profitable business. Whether it is used or new items, there is a market for it in Nigeria.

If you have great fashion taste, this is one of the most lucrative businesses to start with 500k in Nigeria. You can own a physical shop where you sell and you can also own an online store as well. Doing both is the more profitable strategy.

If you're going to go into this business, make sure you keep in touch with fashion trends and you always sell quality at very good prices.

5. Logistics & Courier Business



This is another business that a lot of people are going into because of the high demand. With the internet and social media, more and more people are buying online, so there's a need to get these items delivered. This is where a logistics and courier business comes in.

This is a great business to start with 500k in Nigeria. However, with 500k you might be only able to buy just one used bike for your logistics and courier business. But if you know what you are doing, you can grow it into a business with multiple bikes.

But it is going to take dedication and innovation

Just make sure that you always deliver your customer's item, safely and fast.

6. Open a Block Moulding Business

As long as real estate continues to thrive, people will continue to build houses. So a block moulding business is one of the best businesses to start with 500k in Nigeria.

The main requirements for this business are:

- You need to understand how the block mold business works
- a space (rent a land maybe?) With a nearby source of water and near where there will be ongoing construction for a long time.
- Get Moulding Machines ( Pallets, Block Mould, Lister)

You can read this guide to checkout the other lucrative businesses you can start with 500k in Nigeria

Take action today. Thinking about it is not enough. If you have more ideas you think should be included please share your thoughts please leave a comment.

Source: https://koboline.com.ng/businesses-to-start-with-500k-in-nigeria/
Investment / Re: Ponzi Scheme GMG Has Finally Crashed. by cristofa: 1:49am On Dec 22, 2023
GMG Investment has been confirmed as a Scam. Anyone currently saying they've paid them is part of this Ponzi scheme. Stay away from them.

You can find out more about GMG Investment in this comprehensive guide that explores whether GMG is legit or a Scam.
Business / Re: How Safe Is CALA Investment? by cristofa: 1:45am On Dec 22, 2023
Cala Investment Nigeria has crashed and has been confirmed as a scam. It isn't safe at all, if anyone is saying you should invest in Cala wants to scam you.

You can find out if Cala Investment is legit in Nigeria in this Cala Investment Nigeria guide.
Romance / Re: Best Hookup Apps In Nigeria by cristofa: 1:55pm On Dec 21, 2023
You can find more top hookup sites in Nigeria like Sweetmeent, OKCupid , Tinder & more. Find out more here
Business / How To Save Money In Nigeria Right Now by cristofa: 3:13pm On Oct 05, 2023
Saving money is a superpower, especially in a country like Nigeria, where the cost of living can sometimes feel like a never-ending uphill battle. It's not just about stashing away a few Naira here and there; it's about how to create a financial strategy to weather the country's economic storms.

Whether you're learning financial responsibility as a student or navigating the salary-to-savings balance as a professional, let's talk a bit more about how you can easily start saving money in Nigeria.

1. Make Your Rent Manageable

To begin, let's address your rent. It's important that it only consumes a little of your income. As a general guideline, keep your rent below three months' worth of your salary. This way, you'll have more financial flexibility and the ability not just to survive but also thrive.

Keeping your rent within this limit prevents the terrifying cycle of debt. High rents can often lead to a financial squeeze that's hard to escape. Affordable rent equals financial stability.

Another hack for making your rent manageable is saving in dollars instead of Naira. When you save money from your salary in dollars, it can help you tackle the inflation that the Naira is currently facing.

2. Open a Designated Savings Account in Dollars

Protecting your wealth in Nigeria is crucial as the Naira is volatile and heavily influenced by global oil prices. As the Naira's value continues to slide, it's essential to consider saving money in a more stable currency like the US Dollar.

Why save in Dollars? Because as the Naira depreciates, the Dollar retains its value. This makes it a superior store of wealth, protecting your hard-earned money from inflation's erosion. You can save in dollars in Nigeria securely using apps like Sats App and Piggyvest.


3. Create a Detailed Budget

If you are a student or employed in Nigeria, it is essential to become proficient in saving money and keeping track of your expenses. Begin by creating a budget that outlines your monthly payments. Determine which costs are not essential and reduce them. This habit will enable you to allocate more towards your savings objectives.

If you want to be able to save money in Nigeria and be financially disciplined, then having a budget is a necessity.

4. Budget for Your 'Black Tax’ aka Billing

In Nigeria, supporting your family and community is a deeply ingrained tradition. While this is admirable, it's crucial to establish a budget for these commitments. Allocate a specific amount for charitable donations and volunteer work, and stick to it. Remember, maintaining your financial health through saving is equally important as helping or giving to others.

This tip is significant for those who want to consistently save money from salary in Nigeria.

5. Entertainment on a Budget

Entertainment can be expensive, especially in bustling cities like Lagos, Abuja, or PH. Create a monthly or weekly entertainment budget that aligns with your income, saving goals, and other expenses. Stick to it, even if it means passing up some outings. Seek free or low-cost activities and events in your area to enjoy without emptying your wallet.

Creating an entertainment budget goes a long way in helping you save money in Nigeria, whether you're a salary earner or a student.

6. Opt for Home-Cooked Meals

Eating out frequently can drain your budget quickly. Preparing meals at home is not only cost-effective but also allows you to control what you eat. Buying groceries in bulk can save money and prevent impulsive spending as well. Here are some breakfast and lunch ideas in Nigeria you can try.


Source: https://koboline.com.ng/how-to-save-money-in-nigeria-best-ways/

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Business / Sats App Review: Save, Spend & Send In Dollars In Nigeria by cristofa: 10:59am On Sep 30, 2023
Managing your finances in an increasingly digital world should be as easy as sending a text message. That's where Sats App comes into play, promising to simplify your financial life. This review thoroughly examines how the Sats App simplifies financial management, helps achieve financial goals, and facilitates global digital currency transfers.

Save and Win Big with Sats App



Sats App encourages you to save money by offering a unique stimulus - the chance to win up to $1,000 weekly. Imagine saving towards your dreams and getting rewarded for it. While some savings accounts offer paltry interest rates, Sats App allows your money to work harder for you. It's like having a digital piggy bank that keeps your money safe and grows your wealth over time.


Spend Anywhere, Anytime with Sats App

Sats App offers a USD virtual card that allows you to shop globally without restrictions. It's your passport to online shopping, paying for goods and services, subscribing to online courses, and much more. Whether traveling or shopping from the comfort of your home, the Sats App virtual card is your trusted companion.

Adding funds to your Sats App USD debit card is a breeze — no more hassles or delays. Our top-up process is quick and convenient, ensuring your spending is never interrupted.

Shop for goods and pay for your subscriptions with Sats App USD card now
Sats App offers World-Class Security

Financial security is essential, and Sats App takes this seriously. They partner with regulated and trusted financial institutions to ensure the safety of your money so you can confidently save with them, knowing that your hard-earned dollars are in secure hands.

Sats App already has over 170,000 downloads across Google Play and Apple App Store!

Instant and Secure Money Transfers



Sending and receiving money worldwide has never been easier. Sats App ensures that your money reaches its destination instantly and securely. Whether you're transferring money to other Sats App users, digital wallet,, or US bank accounts (coming soon), the process is hassle-free. Say goodbye to lengthy delays and expensive transfer fees.

Join the Mission as a Sats App Ambassador

If you're a big fan of Sats App, you can become a Sats App ambassador and get some exclusive rewards! As an ambassador, you'll be part of a mission to make finance more accessible and inclusive. The Sats App Ambassador and Marketing Program offers valuable personal and professional growth opportunities.

Is Sats App Legit? Transparency and Trust

Accessing financial products is one thing. However, users must know that the financial product is legit and their funds and financial information are secure. With Sats App, you can rest assured knowing that you have a reliable and trustworthy solution for global access. Sats App is committed to transparency and working with trusted and regulated partners. Moreover, their user-friendly interface and swift customer support make them a reliable choice. With a growing community of satisfied users, Sats App is gaining recognition as a legitimate and trustworthy platform.


Sats App is a promising solution for those looking to simplify their financial lives and explore the benefits of digital dollars. It's a valuable addition to your financial toolkit, with opportunities to securely save, spend, and send money. Join the Sats App community today and experience a new way of managing your finances.

Source: https://koboline.com.ng/sats-app-review/
Business / Top Daily Income Business In Nigeria Right Now by cristofa: 6:00pm On Nov 22, 2022
Lucrative business opportunities are abundant in Nigeria and you can take advantage of them. A lot of people in Nigeria are looking for a profitable daily income business in Nigeria that they can do full-time or even as a way to supplement their income.

Here is a breakdown of the daily income business in Nigeria you can do. For each of these daily income business ideas, it is important you know what you're doing.

A great way to start is to create a business plan; Your business plan doesn't have to be elaborate. It can be as simple as a one-page business plan, as long as it captures the important details.

Let's find you a daily income business in Nigeria you can start as soon as possible.

List of Daily Income Business in Nigeria (Online & Offline)

Here's a list of daily income business in Nigeria both online and offline you can start:

1. POS Business (Mobile Money Agent)
pos business in Nigeria
POS business is one of the popular daily income business in Nigeria. With this business, small trader or merchant can use their existing business structure to help people living around them perform financial and banking transactions.

In essence, a POS business or mobile money agent makes cash available to people in exchange for a commission or fee through a POS machine.

If you live in an area where it is difficult to get to a bank or ATM and where a lot of POS agents do not exist, you can really make a daily income if you position yourself right.

Since every bank has a POS agent service alongside other financial institutions. You can join up to 3 of these POS Agencies so you can avoid downtime. Some of the popular and best POS business agents in Nigeria to join are GTB POS, OPay POS, Moniepoint POS, Kudi POS & BAXI POS.


2. Food Restaurant Business

This image has an empty alt attribute; its file name is mobile-food-truck-business-300x225.jpg
This list of daily income business in Nigeria would be incomplete without including the restaurant industry, which has a massive constant demand.

A lot of people no longer make eat at home like they used, preferring instead to dine out because of work constraints and so on. If you are a good chef or cook, I recommend that you start this restaurant company. This is not just a business for women; men may also start it if they know how to cook or employ a good cook for the business.

You may also prepare quick fast food at your restaurant and offer cold beverages and water, all of which will allow you to supplement your income.
The food business can be very profitable because people eat food every day. However, a lot of restaurants still fail and close up because they had poor business strategies and tactics. A very important feature of the food or restaurant business is located.

Ensure your restaurant is located strategically in areas where students and workers can easily access it. And the most obvious one, your restaurant must be very hygenic and must make great food if you're going to have loyal customers who keep coming back every day.

The Starting Cost of a food restaurant business is anywhere between N50,000 to N300,000. The business requirements include; Space, Good cook, Cooking & serving utensils, and diverse Menu tables & chairs.

3. Food Delivery Business

If you're not interested in starting a restaurant but you want to be in the food business, a home food delivery business is a great daily income business in Nigeria for you.

If your meals are usually complemented because you’re a great cook, then you could cook for others as a home service, and train them in cooking.

You can use word of mouth to market your new home food delivery starting with friends and family. You can also deliver to offices or even events. it's up to you how you'll run this business.

4. Catering & Bakery Business
This business is lucrative because people would always need food. If you are passionate about cooking, then you need not waste any more time.

Turn that passion into a daily income business that can bring you financial freedom. From weddings to birthdays to events, the list is endless.

There is a huge market out there waiting to buy from you. It is important to build a strong relationship with your customers and also provide good customer service.

This is another lucrative daily income business in Nigeria. Pastries, snacks, cakes and others are in high demand in Nigeria. All you need are baking tools, and equipment and you can start selling from the comfort of your home.

You can bake cakes and pastries for parties and events and make lots of income on the go. You can leverage the power of social media to promote and sell your product.

5. Transportation Business

The ever increasing population of Lagos state and Nigeria at large makes transportation a major need for the average Nigerian. You can start transporting people to various destinations. All you need is a car and registration and you can start making daily income

This is another popular business idea that can help you generate income daily in India. If you have the capital, you can go purchase a second-hand vehicle or tricycle, or motorcycle (if it is not banned in your state) and start making money daily.

The transportation business is one of the most lucrative daily income business in Nigeria. Movement is a need and a necessity for people. People are always moving, whether interstate or within the same state. For E.g. people move from home to work or to social functions and religious gatherings.

You can run this business by using your car as an Uber in which you receive money daily or you can buy buses, Okada or Keke-napep. The opportunities in the transport business are many. Since people move daily, you can be sure to make money daily also.

6. Laundry Business
This is one of the most profitable OG daily-income business in Nigeria. Since a lot of people are out of their homes early to hustle and come back late, a lot of people don't have the time to wash their clothes and would rather pay someone to do it for them.

This is an opportunity for you to make some money daily. However, it's a business that demands care as you don't want to end up ruining customers' clothes and ruining your reputation as well.
So, if you want to establish this Laundry business and make it a long-term success, you'll need to acquire a washing machine, set up an office, and employ washermen/washerwomen to get started.

7. BarberShop Business

A Barbershop business is a great daily income business in Nigeria where you can make at least N5,000 daily and more on weekends.

You just need to rent a space that isn't too expensive based on your location. You also need to get work equipment like clippers, chairs and all the essentials of a barbershop workstation.

You'll also need a signpost to let potential customers know about your barbershop. Make sure you do some market research to know how much your completion charge is so you can charge your customers effectively.

The location you chose for this business is important as well, get a space where people can easily park securely and where there's a lot of leg traffic.

8. Beauty Salon (Hairdressing & Make-up)

You'll be surprised how much a beauty salon can make daily. A beauty salon is definitely one of the best daily income business in Nigeria.

Women love to look good, so the services that a beauty salon offers are highly in demand

Starting a beauty salon requires that you're a great hairstylist or makeup artist or at least you can employ people with these skills. Having the skill yourself would be a good plus for you and the business.

You don't even have to wait for customers to make their hair, you can make the hair already and then sell it. At least that's the in-thing these days.
All you need is a very professional space and the required tools. If you can’t get a store, you can start right from your home. You can also leverage the power of social media and word of mouth to gain visibility and attract customers.

While for the make-up section, if you don't already k ow how to do make-up professionally, you can learn online by watching videos on YouTube or even taking physical make-up classes/courses.

9. Professional Car wash Business

You don't need any particular technical skills to start this profitable daily income business in Nigeria. Apart from getting a space for cars and vehicles to park and get washed up.

Every day people wash their cars as most don't have the time to do it themselves, which makes this business a very good one to start.

You may need to get guidance from others who have done this sort of business before to help you establish your own car wash daily income business in Nigeria effectively.

Location is also important for this business. Try to get a space in a street or junction where plenty of cars ply through. You can also add a bar and a barbecue and grilling section to this business to boost your daily income.

10. Betting Shop Business
Sports are quite popular in Nigeria, more so sports betting, as individuals of all ages are often interested in it.

Many individuals are earning a lot of money in the sports betting industry, but a lot more are losing mind you. So this business not only works, but it also allows you to maintain a consistent flow of revenue as long as you know how to operate a sports betting company or shop.

Finding a place (A very important part), joining a franchise (Bet9ja, BetKing, etc), purchasing computers, and other necessary items is all that is required to get started.

Once you have your sports betting company up and running, you can expect to start generating money every day.

11. Used Clothes Business
There's an unverified stat that over 48% of Nigerians buy used clothes. Maybe you're one of them. I certainly am, sometimes.

This is a good daily income business in Nigeria, because of the number of people buying used clothes in the country.

If you find the right niche; shirts, underwear or gowns, you're definitely going to generate enough daily income from this evening.

12. Gym Business
With the world becoming more aware of healthiness and fitness partly because of the pandemic, more and more people are looking to go to the gym. Making starting a gym a great daily income business in Nigeria.

However, this might be one of the most expensive businesses on this list to start but if you do your research well, you can always reduce the starting costs.


13. Pure Water & Bottled Water Business
The first person that sold packaged water was laughed at, today tons of people are into this business. A lot of people in the world don't even have access to clean water.

Any important human need that can be packaged well will sell well. Selling Pure water or bottled water is a great daily business in Nigeria since the population demands it.

You can make up to ₦7000 with this business daily, especially if you are in a great location. However, if you are producing the pure water and bottled water yourself and distributing it, you can make up to 10x of the person that is retailing it.

14. Bread Bakery Business
Nigerians consume bread a lot, so this is a good daily income business in Nigeria to start. However, this business requires some capital if you want to own the bakery yourself, if you're lucky you might find a bakery to rent.

Alternatively, you can always start small, with a couple of ovens in a small space and grow from there. You also need a vehicle to help you distribute your bread, then there's the need to join the bread bakery association and might need to get a NAFDAC license.

15. Hotel & Bar Business
Nigerians are a very sex-oriented people, whether they are more accepting of that is another question entirely. It is evident in their songs, culture and very much the massive hotel presence in every nook and cranny in the country.

Nigerians use hotels a lot for business and pleasure likewise, that is why a hotel business is a very lucrative daily income business in Nigeria. As long as it is well located and your hotel offers excellent service.

In the hotel business, there are multiple ways to make money. You don't just make money from renting out rooms, you make money from food, from drinks, from renting out a space (if you have one) for events. There are so many add-on services you can provide and make money from with this business.


16. Trading Business
Buying and selling is one of the oldest business known to mankind. A lot of people (merchants) have become wealthy from trading, which makes it a great daily income business in Nigeria for anyone that knows what to trade and how to trade to make a lot of profit.

Trading is simply purchasing products and selling them for a profit.

So all you have to do is acquire high in-demand products and commodities in bulk, store it at a location, and sell your goods as a retailer or a producer.

Your storage location can even be your house and you can decide to trade online only. Or open a store, you could even do both. It is all up to you.

This is also one of Nigeria's fastest-growing daily income businesses since people will always have wants, and if you can provide those needs in return for money, you are a successful daily income entrepreneur.

17. Mobile Phone Repairs
If you know how to fix phones or accessories, this is one of the fantastic daily income business in Nigeria you can start.

People often experience problems with their phones and must have them fixed.

This is one of the quickest-growing daily income businesses in Nigeria, but it's mainly just for those who know how to fix phones.

Perhaps you could learn how to repair phones and devices so that you can start earning money regularly.

18. Tailoring & Fashion Design

There are a lot of wealthy people that earn their income from the fashion industry, some years ago, a fashion businessman was the richest man in the world. So the fashion industry makes a lot of money, which makes a tailoring or fashion design business, one of the best daily income business in Nigeria.

Once you can sew well, you can make money daily if you build a business around this skill.

You can scale this business by finding tailors as an employee or even training apprentices, to help you create more turnover in the business.

Top Online Daily Business in Nigeria

19. Online Shop Business
Starting an online shop or store business is a great way to make daily income anywhere in the world.

Most people now live their lives online, so you can sell anything to anyone as long as they need it. Starting an online store is a very good daily income business because of the low barriers to entry.

The main issue for people is knowing what to sell, you just have to pick a product that has a lot of demand and one that you believe in. You can even start a free online store in Nigeria today and start selling products in a few minutes.

20. Blogging
Many individuals pick blogging, but it is difficult to start earning immediately, and it takes time to start producing money from your blogging site.

There are various methods to generate money from your blog daily, but the most essential thing is to set up your site first, then establish an audience of followers. Once you have a large volume of daily traffic, you will be well on your way to earning a solid daily passive income.

Is this passive daily income that makes blogging a great daily income business in Nigeria.

Starting a blog is very easy these days. As long as you have good writing skills and content, you will do just fine.

You can monetize your blog for income and make money via advertisements on your blog, sponsored posts, affiliate marketing and even by selling digital and physical products. This business is already saturated but you still can carve a niche for yourself.


Source: [url]https://koboline.com.ng/daily-income-business-in-nigeria/ [/url]

1 Like

Phones / Re: Which Cool Phone Can I Get For N35,000? by cristofa: 12:29pm On Sep 27, 2018
Hello, there are lots of phones with good features you can buy with #35000. Howerever here's a link to a list of cheap phones you can buy.

https://koboline.com.ng/best-budget-andriod-phones-2018/

Wish you all the luck!.
Education / Turning The ASUU Strike Into A Blessing by cristofa: 1:23pm On Sep 07, 2017
ASUU strikes have become a big hallmark in the university environment in Nigeria. The effects of all the strikes declared by aAssu have partly cumulated to the deterioration of country’s tertiary education. The indefinite strike announced by ASUU offers its victims, the students no delight at all but disillusions. Impeding school activities as well as student timelines.

The students are presented two options the way I see it; complain and vent about the strike while waiting for it to end, which is a legitimate option. Take the Initiative by transiting from victim to a better-off person.

With the ever growing comparison between private and public universities, public university students must seek to take advantage of every opportunity even those disguising as disappointments and setbacks

Amid the ASUU strike in 2009, the Jobberman website one of the most prominent job boards in Nigeria was created by three undergraduates from the Obafemi Awolowo university.

A 6 month internship that prolonged into a year due to one of such ASUU strikes at the time afforded Oluyomi Ojo, the CEO of printivo to build his printing and design business.Students should not halt their progress because the universities are on strike. This strike provides them an opportunity to improve themselves, gain valuable experience and learn new significant skills particularly in this digitized economy, where technical skills are gaining accelerating relevance over university degrees.

There are many online and offline learning opportunities to help students achieve this such as:

INTERNSHIPS

Internships afford students numerous perks, they are central to building experience as a student, provide an avenue to gain and develop skills, make connections, strengthen your resume, learn about a field, and assess your interests and abilities.

Some places where you can find internships include:



Stutern ; a platform that connects interns with prospective employers in fields where their skills will be relevant.



247 Interns; a social professional network designed to connect the most talented interns (both students and graduates) with employers and also creates a platform for networking of interns.


An employer opening their doors to students seeking an internships.



You can also write for campus cabal if you’re seeking to become a writer or improve your writing skills here or send your article to contribute@campuscabal.com

MOOCS

Massive Open Online Courses (MOOCs) are internet-based courses, mostly free of charge, that have incredibly large numbers of students. Where Students watch short video lectures online and complete the assignments that are graded either automatically or by peers.

Some of the popular MOOCS are Coursera, Udacity[/url=https://www.edx.org/], [url]edx.

FREELANCING

You can decide to rack up some spare cash by taking up available freelancing openings that might not require a degree by visiting www.placements.com.ng



If you’re are affected by this recent ASUU strike, do endeavour to make every moment of the break matter by putting your hands to a plough.


Source; www.campuscabal.com/turning-ASUU-strike-blessing/
Adverts / Re: Free Logo Design - Come In!!! by cristofa: 11:30pm On May 10, 2016
Hey SNL did a great job for me. Thanks once again

1 Like 1 Share

Art, Graphics & Video / Re: Home Of Hand Made Cards by cristofa: 1:26pm On Mar 28, 2016
Nice work. How about we get in touch so we can have a discussion.
Programming / Re: Practical Introduction To Python Web Programming by cristofa: 2:18am On Jan 09, 2016
Squirrel:
@basbone @Djangocode @AnyoneElse: Can we create a Github or Bitbucket repository for these tutorials? I think it'd be great if we can document all this knowledge somewhere.

Effectively, we would be teaching people how to use Git, Python (Flask, Django, e.t.c) and whatever else is relevant to software development. I have a repo already which I'm using for a more general tutorial on Software Development but I recommend @basbone creates the repo for this since he/she initiated this thread and the rest of us can contribute via Pull Requests.

Thoughts?


Hey what a great idea this is! Can you repo link be dropped here and some way to contact you. Thank you please.
Programming / Programmers Help! by cristofa: 11:18pm On Jun 23, 2015
Hello pyton programmers in the house. I recently began learning python and i came across a concept that i have failed to grasp:

class. method = method
or better still:
class Dog(object):
def __init__(self, name, breed, sex, age):
self.name = name
self.breed = breed
self.sex = sex
self.age = age
def bark(self):
return "Woof!"

Dog.bark = bark

Why do i have to this "Dog.bark = bark" what does it signify.

Thnks for your help
Programming / Re: Let's Code by cristofa: 11:11pm On Jun 23, 2015
Thanks man
tr3y:
Good luck on your journey.

If you come across any hiccup don't hesitate to post it here. I'm sure NLers will be glad to help.
Programming / Re: Let's Code by cristofa: 11:11pm On Jun 23, 2015
I would love that.You can send me a mail fosipo@gmail.com

handsomeness:

Chris, I'm currently learning python too - how do we communicate? I'd love that very much.
Programming / Re: Let's Code by cristofa: 9:56am On Jun 10, 2015
seunthomas:
Best of luck guys. Dont fall along the way though. Many fall and give up. Words advice from a pro, NEVER EVER GIVE UP.

Thanks sir.Blessings
Programming / Re: Let's Code by cristofa: 8:40pm On Jun 09, 2015
franklyneo:


same as u..am learning to code too,but just html,moving to css next...u way ahead of me lol

that's good, how's it coming?
Programming / Let's Code by cristofa: 5:00pm On Jun 09, 2015
I just recently started learning how to code, started with html and css and now i'm learning python and js. I would'nt mind any help i can get here and would love to have a mentor/partner that can be easily assessed and can discuss ideas with.Please kindly respond if unterested. Thanks, God's blessings
Jobs/Vacancies / Re: Andela: IT Training And Job by cristofa: 10:15am On Apr 30, 2015
Hello everyone, I did the home study test on the 24the and got an undisclosed score, I haven't gotten any notification of any sort since then. Can anyone help me with this or tell me what to do? thank you

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