Facts111:
Good day everyone..

I'll be 24 next month. The problem now is that am too shy. I don't have confidence. I don't have any girlfriend (am too shy to speak to a lady). You can wrongly accuse me and i will went away crying.

I am the first born of a family of six. A man once accused me of sleeping with his wife (the woman in question senior my mama) and i was like "me ? Me ? Me ? " and I went inside crying.

The only friend i have is my phone. The thing is affecting me seriously. I can't eat in public. I can't insult. I can't even look at your face to talk anything.... I talk alot inside... Am an online keyboard wariorr..

One boy was telling me yesterday to join 'cult' to improve. Though am thinking of it. People take me for a fool. Nairaland is my best website.

Please doctors in the house, is there any drug or medication that i can take to make me overcome shyness ?...

Used to be like that . Send me a dm . Will give you a few tips that helped me overcome it .

2021

Hmmn

NwaNimo1:
He rich but still poverty stricken,

This hate will get you NOWHERE.

Samsimple:
First Man Cured Of HIV Dies Of Cancer

The first person to be cured of HIV, Timothy Ray Brown — known as the “Berlin Patient” – has died after a battle with cancer, the International Aids Society announced Wednesday.



PUNCH NEWSPAPER

Something MUST kill a man. Death : the most CONSTANT thing in life. Life : while you still possess it, live it to the fullest, discover your purpose, achieve your dreams, use your God given talents and gifts. DIE EMPTY !

chieyine:


https://www.thecable.ng/buhari-makes-u-turn-to-deliver-independence-day-address-via-broadcast/

“60th Independence Speech”

Are we not tired of all these already? Less SPEECH, more ACTIONS sir �

Shortyy:

Good morning Sir, please check your mail.

Ok

csn01:

1. You Justify Buying the Cheap Stuff

We think we’re saving money if we opt for the cheaper options but in truth, quality lasts longer.

I do this alot. May God help my unbelief.

Lol. Amen O

Saving money in today’s economy can sometimes feel impossible – but it in fact is every achievable – regardless of how much/little you earn.

Do you often find you earn an okay amount but don’t seem to have enough at the end of the month?

Taking a good look at your spending habits and recognizing how you use your money can go a long way towards re-evaluating and cultivating a life where you only spend what’s necessary.

So, if you feel like you’re always running out of cash, check these 6 things that could be eating up your finances.


1. You Justify Buying the Cheap Stuff
We think we’re saving money if we opt for the cheaper options but in truth, quality lasts longer.

Looking at more expensive options as an investment rather than an unnecessary expense is a better mindset to have but we seldom think like this because in the moment more expensive equals more money.

Spending money on items that last rather than cheap ones that need replacing more often will save you money in the long run.


2. You Justify Buying Sale Items
We’re led to believe that buying stuff on sale is saving money. If you’re in a supermarket and what you intend to buy is on sale, then great.

But we can get caught up thinking we’re getting a bargain when really, we’d never have bought that item in the first place were it not on sale!

So, curb unnecessary purchases – don’t get sucked in to the sale items and justify buying them because you believe you’re saving money – you’re not.


3. Your Savings Account is Too Easy to Access
It’s so easy these days to with internet banking and ATM cards, to have easy access to our savings.

While your good intentions are slowly piling up in your savings account, if it’s easy to get to, you can sometimes delve into it if you feel you’re low on money.

So, find savings accounts that aren’t so accessible. This will help you think twice about transferring that money if it’s not so easy to do.

If you have some money that you will not be needing in some months’ time, you can lock it away in a secure investment plan that will not only restrict your access but also yield interest.


4. You Don’t Wait 30 Days Before Big Purchases
This is a good trick if you’re more of an impulse buyer. Impulse buying can drain your money extremely quickly and we can be very good at justifying why we need an item.

If it’s a big purchase then do this 30 day rule before going ahead with it. You’ll be surprised at how much your mind can change in this period and often you’ll realize you probably don’t need to buy it or, even better, find a cheaper alternative in the meantime.


5. You Don’t Set Realistic Goals
When we set the intention of saving money, we can get lots of big ideas on how to do this but most of the time, although it feels good and productive to set these big goals, you can’t realistically stick to them in the long term.

This then begins de-motivation. So, for example, instead of setting the goal of not eating out in the next month, set a more manageable goal of letting yourself eat out once a week instead of your normal 2 or 3 times.


6. You Don’t Write Lists of What You Need Before Shopping (and Stick to It)
Being purposefully mindful before you leave the house by making strict lists of what you need, will cut down more spending than you realize.

Research recipes, electronics, furniture, etc. – in advance and stick to only what you’ve written down. If it’s not on the list, it doesn’t make the cut!


Conclusion

You’ll only start saving money when you learn healthy money habits and let your future needs be more important than your current wants—aka when you make saving money a priority.

With a few tweaks to your spending, you’ll be on the fast track to saving money in no time. It’s not plug and play though, but with consistent practice, you will master it soon.


SOURCE: http://opinions.ng/youre-wasting-money-if-you-do-any-of-these/

Shortyy:
Nairalanders, I'm really in need of a job. Please, administrative, secretarial, logistics, customer service. Etc. I don't mind the location.

Send me a direct message.

daddy001:
g

Yo

In the build-up of the 2015 election, my immediate older brother supported the candidacy of President Jonathan. Realizing that he has no prospect of getting anything at both federal and state governments, given that PDP lost the election at both levels, he delved into rain-fed farming. It was his first experience farming anything as an economic activity. Luckily for him, Maize and Rice fetched a premium price that year. He doubled the investment in 2016 so much that he produced more than 1000 sacks of Maize, Rice, and Beans. I will come back to this later. However, in December 2017, there was a policy directive that gave waiver to a certain company to import Maize. That singular decision crashed the price of Maize in 2018 and the effect spillover into 2019. My brother has abandoned farming for good in 2020.

The import of the above anecdote is to point out what drives economic activity and human motivation. My brother ventured into farming to make a profit. If he had wanted to do charity work he would have joined any non-profit organizations. And when he realized nothing was forthcoming (at least from his experience) he abandoned it for something better.

The hue and cry on price hiking of agricultural produce we are currently dealing with is a misplaced agitation. I am not being insensitive to the plight of the many who may not be as fortunate and lucky as I am. By the way, the last time I received my salary was in May. So, in a way, I am also a victim. Basic economics should tell us that what drives investment in any business activity is the prospect of profit. Part of the reason why we abandoned agriculture in the 70s is that oil exploration is more profitable.

My brother opted for another venture in 2020 because Maize didn’t fetch premium prices in 2018 and 2019. And that happened because we allowed the importation of cheap Maize from countries that highly subsidized agriculture. That we are witnessing continuous investment in Rice milling all over the country is because of the prospect of profit in the endeavour. There must be sufficient incentive and prospect of profit in agriculture to attract investment into it. And profit can only come when agricultural produce fetches premium prices. And premium price can only come when there is high demand. And demand is the chief motivator for investment. So our yearning for food security, self-sufficiency, value addition, and processing can only come when agricultural produce continues to fetch premium prices. The agitation for the reduction in the prices of agricultural produce is a misplaced protest, and praying for the prices to go down is a misdirected endeavour. Ours is to strive hard to improve our productivity and reign in our expenditure. Alternatively, the government can introduce another policy that would lessen the suffering in the land but import of agricultural produce is not an option.

It’s on this note that I am appealing to President Buhari to overrule the poorly thought policy directive that gave waiver to WACOT, Premier Feeds Mills Company Ltd, Chi Farms Ltd, Crown Flour Mills Ltd to import Maize. That policy is counter intuitive to your administration’s effort to achieve food security and it would lead to a reversal of the gains made in the agricultural sector.

Source: http://opinions.ng/much-ado-about-price-hiking-of-agricultural-produce/

cc: Lalasticlala, Mynd44

Updating9JA:
Ugandan comedian, Godfrey Baguma aka Ssebabi who has been dubbed as the world’s ugliest man, recently got married to his third wife in a grand style.

According to Updating9JA , The bride and groom were joined in holy matrimony and they look so happy in the pictures going viral on social media.

Godfrey Baguma, 47, who is believed to suffer from a rare, unknown medical condition, and his second wife Kate Namanda, 30, welcomed a baby girl some years ago.

Baguma won the less-than-favourable title in 2002, after he entered the competition to make money for family.

Before his marriage to Kate, Godfrey had two children with his first wife, but their marriage came to an end when he caught her cheating.

Ssebabi’, is a father of seven. He earned his nick name ‘Ssebabi’ after winning in the ugliest man contest. He lives in Kyazanga, Lwengo district, and is married to Kate Namande, 28, with whom he has five children and newly married to his third wife.

Source: https://updating9ja.com.ng/135/godfrey-baguma-ugliest-man-in-uganda-marries-third-wife-in-grand-style-photos/

Just have money. And shey jeje �. Beauty lies in the eyes of who sees it.

Fight for God ❓

BASICALLY, there are seven reasons why degree holders are poor.

1. THEY DON’T THINK BEYOND THEIR CERTIFICATES

Albert Einstein said, “Education is not the learning of facts, but the training of the mind to think.” Have you ever heard creativity term “Think outside the box”? One of the major reasons why most graduates are poor is simply because they can’t see and think beyond their certificates.
I have seen engineering students work as bankers. I have seen medical doctors with great skills in web and graphic designs. I have seen lawyers that are very dexterous with finances. The list is endless!

The basic truth of life is that the skills that are needed to be much sought after and become more successful in life are not really found within the walls of the classrooms. Your certificate is just a proof that you are teachable, it does not suggest what you are totally capable of doing. You are full of possibilities when you think beyond your degrees and certificates.

2. THEY PRIORITIZE THEIR CERTIFICATES MORE THAN THEIR GIFTS AND TALENTS

I have often advised some of my colleagues, never to leave their gifts dormant while pursuing and hunting for jobs with their certificates. There must be a complementary balance in the pursuit of your passion and in the search for jobs.

Everybody is gifted for something, but the winning edge comes from our ability to work on our gifts and bless the world with it. The very best way to develop yourself is in the direction of your natural talents and interest. In order to live a fulfilled and impactful life, we need to work harder on our gift than our job. We need to discover our gift, develop it, and sell it. Don’t bury your TALENT with your certificates.

3. THEIR CERTIFICATES PREPARE THEM FOR A WORLD THAT NO LONGER EXIST

It has been found that most of the skills taught in schools are becoming obsolete in the present world. The world has changed a lot, and so are people’s need! It is imperative to know that the present form of university education does not prepare students for the future.

Graduates are becoming endangered species in the face of a changing world. Our archaic methods and approaches of learning are preparing graduates for a world that no longer exist, as we are churning out degree holders every year with certificates that have face value but no intrinsic worth. Most learning institutions are filled up with lecturers and pseudo-educators with lecture notes, methods and approaches that have lost relevance in a changing world.

4. THEY KNOW LESS ABOUT THEMSELVES BUT MORE ABOUT THINGS

Certificates and degrees don’t reveal people to themselves; they at most measure our IQ (Intelligent Quotient). I have often tell people that there is no Recovery without Discovery. A poor man is simply someone that has not discovered himself.

The more you discover yourself, the more you realize the treasures that are hidden deep within you. We carry inside ourselves latent treasures that can only be unveiled through self-discovery.

5. CERTIFICATES AND DEGREES CAN KILL INITIATIVES

Degrees and certificates can close up your minds to ideas while initiatives open it up. If you are not careful, your degrees and certificates can close up your mind. The purpose of education is to keep your mind perpetually opened towards limitless possibilities!

Fred Smith saw an opportunity for overnight delivery of anything anywhere in the USA, and ultra- fast delivery anywhere in the world, FedEx was born. It will be interesting to know that Fred Smith got a grade “C” in a Yale economics class for an idea that the professor belittled as unworkable.
Fred Smith’s company became the first American business to make over ten billion dollars in annual profit. Beginning with just 186 packages delivered the first night, FedEx now delivers in over two hundred countries using over 6,030 aircraft, 46,000 vehicles and 141,000 employees.

6. DEGREES AND CERTIFICATES POSITION YOU TO LOOK FOR JOBS AND NOT FOR OPPORTUNITIES

Our certificates and degrees prepare graduates to look for jobs and not open our eyes to life-changing opportunities. You are not poor because you don’t have a job; you are poor because you are not seeing and seizing opportunities.

Being POOR is simply Passing Over Opportunities Repeatedly! What keeps people ahead in life is not their education or degrees, it is simply the opportunity that they seized. Jobs may be scarce but not opportunities.

As long as there is a problem to be solved, there will always be opportunities. It is a waste of our education, exposure, and experiences if after we graduate from school, all we think about is searching for a job. An enlightened and educated mind should be able to see and seize opportunities.

7. CERTIFICATES AND DEGREES PREPARE PEOPLE TO LOOK FOR SECURITY AND NOT TO TAKE RISKS

We must be willing to make mistakes and take breakthrough risks. Taking risks and learning from mistakes help us in knowing what works and what does not! When Thomas Edison was being questioned by a mischievous journalist on how he felt for having failed for 999 times before getting the idea of the light bulb, his response stunned the whole world when he confidently said, “I have not failed 999 times, I have only learned 999 ways of how not to make a light bulb”.

Many graduates and degree holders are becoming progressively poor because the skills required in the modern world to get rich are not taught in schools and institutions.

By 2025, we’ll lose over five million jobs to automation. This means that future jobs will look vastly different by the time many people graduate from the university.

Future jobs will involve KNOWLEDGE PRODUCTION/CREATION and innovation, and people that are only equipped with skills found in the classroom will definitely be a misfit in an ever-changing world. Skills like critical thinking, creativity, people’s skill, STEM skills (e.g Coding), complex problem-solving skills etc. are central to living a more comprehensive and productive life.

8 THEREFORE, in conclusion, My humble and candid advice to graduates and students in institutions is to think wide, deep and outside the box. Take volunteer jobs, and don’t be afraid to navigate fields that are different from your field of learning. Your future career will require you to pull information from many different fields to come up with creative solutions to future problems.
Start by reading as much as you can about anything and everything that interests you. Once you get to college, consider double majoring or minoring in completely different fields. Trust me, it’ll pay off in the long run.

Don’t limit yourself to the classroom. Do something practical. Take a leadership position. Start a business and fail; that’s a better entrepreneurship. Contest an election and lose. It will teach you something political science will not teach you. Attend a seminar. Read books outside the scope of your course.

Think less of becoming an excellent student, but think more of becoming an excellent person. Don’t make the classroom your world, but make the world your classroom. Step forward and try something extra.

Invest in something you believe! Real financial security and freedom is not in your job, but in your passion, gifts, talents, and your ability to see and seize opportunities.


SOURCE: http://opinions.ng/7-reasons-why-degree-holders-are-poor/

JarusHub is a Nigerian consulting firm with focus on careers and employability issues. Our team consists of experts who have worked in top companies in Nigeria spanning oil and gas, investment banking, professional services firms etc.

We deploy our vast experience and industry network to prepare candidates for interviews and assessment centers of top companies in Nigeria and abroad.

We offer the best preparation for job interviews in any industry, including banking industry. We have coached more than 250 candidates for interviews and assessment centers of top banking corporations companies like Access Bank, First Bank, GTB and top other companies like Shell, KPMG, PwC, NLNG etc

If you have been invited for an interview, you can engage the service of JarusHub to prepare you (Graduate Trainee or Experienced Hire).

Please call or text 08060482880 or 0809952777, 08085404500 (Whatsapp) to book date and time.

https://www.jarushub.com/interview-coaching/

JarusHub is a Nigerian consulting firm with focus on careers and employability issues. Our team consists of experts who have worked in top companies in Nigeria spanning oil and gas, investment banking, professional services firms etc.

We deploy our vast experience and industry network to prepare candidates for interviews and assessment centers of top companies in Nigeria and abroad.

We offer the best preparation for job interviews in any industry, including banking industry. We have coached more than 250 candidates for interviews and assessment centers of top banking corporations companies like Access Bank, First Bank, GTB and top other companies like Shell, KPMG, PwC, NLNG etc

If you have been invited for an interview, you can engage the service of JarusHub to prepare you (Graduate Trainee or Experienced Hire).

Please call or text 08060482880 or 0809952777, 08085404500 (Whatsapp) to book date and time.

https://www.jarushub.com/interview-coaching/

JarusHub is a Nigerian consulting firm with focus on careers and employability issues. Our team consists of experts who have worked in top companies in Nigeria spanning oil and gas, investment banking, professional services firms etc.

We deploy our vast experience and industry network to prepare candidates for interviews and assessment centers of top companies in Nigeria and abroad.

We offer the best preparation for job interviews in any industry, including banking industry. We have coached more than 250 candidates for interviews and assessment centers of top banking corporations companies like Access Bank, First Bank, GTB and top other companies like Shell, KPMG, PwC, NLNG etc

If you have been invited for an interview, you can engage the service of JarusHub to prepare you (Graduate Trainee or Experienced Hire).

Please call or text 08060482880 or 0809952777 to book date and time.

https://www.jarushub.com/access-bank-interview-coaching/