₦airaland Forum

SaintEddie: Which year and will u collect 350k? E-mail me if u agree @ toranyiinedwin@gmail.com

aejaywhite: Pics

aejaywhite: Pics

Krasid: Nigeria is still learning.We will get there someday.

Dietrich92: what if every1 in the world had a ak-47? interesting. . .

babestell: Nice topic. Am guessing those who contributed work with the civil service. What of those of us who don't contribute, can we still access the loan and how much is the interest?

amokemi: From my own investigations, this is how it works.
1. All employees are statutorily obliged to contribute to the scheme.
2. Your employer deducts your contributions at source and remits to federal mortgage bank.(FMB)
3. You will be issued a passbook where records of your contributions will be updated on a monthly basis.
4. After contributing for six months, you can access the fund.
5. You approach a recognized primary mortgage institution(PMI)n open an account and apply through the PMI to FMB for the loan.
6. Before applying, you must have identified a property you want to buy, have your equity contribution in place with the PMI. The equity is btw 10 and 30% depending on the amount you want to apply for. The maximum you can get is #15m.
7. The interest rate on the loan is 6%.
8. It is a long and cumbersome process, but if you are patient, you will get the loan. I will advise anybody who wants to apply for it not to do it alone. You can get your colleagues who share the same vision to apply together so you can be encouraging each other.
9. Finally and most importaant, make sure you apply through a very reliable PMI because this will determine if and when you will get it.

I hope we find this very useful. God bless us all.

amokemi: From my own investigations, this is how it works.
1. All employees are statutorily obliged to contribute to the scheme.
2. Your employer deducts your contributions at source and remits to federal mortgage bank.(FMB)
3. You will be issued a passbook where records of your contributions will be updated on a monthly basis.
4. After contributing for six months, you can access the fund.
5. You approach a recognized primary mortgage institution(PMI)n open an account and apply through the PMI to FMB for the loan.
6. Before applying, you must have identified a property you want to buy, have your equity contribution in place with the PMI. The equity is btw 10 and 30% depending on the amount you want to apply for. The maximum you can get is #15m.
7. The interest rate on the loan is 6%.
8. It is a long and cumbersome process, but if you are patient, you will get the loan. I will advise anybody who wants to apply for it not to do it alone. You can get your colleagues who share the same vision to apply together so you can be encouraging each other.
9. Finally and most importaant, make sure you apply through a very reliable PMI because this will determine if and when you will get it.

I hope we find this very useful. God bless us all.

amokemi: From my own investigations, this is how it works.
1. All employees are statutorily obliged to contribute to the scheme.
2. Your employer deducts your contributions at source and remits to federal mortgage bank.(FMB)
3. You will be issued a passbook where records of your contributions will be updated on a monthly basis.
4. After contributing for six months, you can access the fund.
5. You approach a recognized primary mortgage institution(PMI)n open an account and apply through the PMI to FMB for the loan.
6. Before applying, you must have identified a property you want to buy, have your equity contribution in place with the PMI. The equity is btw 10 and 30% depending on the amount you want to apply for. The maximum you can get is #15m.
7. The interest rate on the loan is 6%.
8. It is a long and cumbersome process, but if you are patient, you will get the loan. I will advise anybody who wants to apply for it not to do it alone. You can get your colleagues who share the same vision to apply together so you can be encouraging each other.
9. Finally and most importaant, make sure you apply through a very reliable PMI because this will determine if and when you will get it.

I hope we find this very useful. God bless us all.

ayoku777: Gen 4v4 ...And the Lord had respect UNTO ABEL and to his offering.

Gen 4v5 ...But UNTO CAIN and to his offering he had no respect.

This two verses answer your question. God accepts a man before he accepts his offering. Cain offered his fruit but not himself. When you do that, God will respect NEITHER. God is not remotely as impressed with what we give as much as he is with our life. And that was made obvious from God's rebuke in v7 ...If THOU doest well, shall thou not be accepted? So what
as wrong with cain's offering? CAIN.

So to answer your second question, you make your offering more acceptable to God by first offering yourself. Your life is the true worth of every other thing you offer. The best offerings are the ones that come with the life of the offerer.

ayoku777: Gen 4v4 ...And the Lord had respect UNTO ABEL and to his offering.

Gen 4v5 ...But UNTO CAIN and to his offering he had no respect.

This two verses answer your question. God accepts a man before he accepts his offering. Cain offered his fruit but not himself. When you do that, God will respect NEITHER. God is not remotely as impressed with what we give as much as he is with our life. And that was made obvious from God's rebuke in v7 ...If THOU doest well, shall thou not be accepted? So what was wrong with cain's offering? CAIN.

So to answer your second question, you make your offering more acceptable to God by first offering yourself. Your life is the true worth of every other thing you offer. The best offerings are the ones that come with the life of the offerer.

ayoku777: Gen 4v4 ...And the Lord had respect UNTO ABEL and to his offering.

Gen 4v5 ...But UNTO CAIN and to his offering he had no respect.

This two verses answer your question. God accepts a man before he accepts his offering. Cain offered his fruit but not himself. When you do that, God will respect NEITHER. God is not remotely as impressed with what we give as much as he is with our life. And that was made obvious from God's rebuke in v7 ...If THOU doest well, shall thou not be accepted? So what was wrong with cain's offering? CAIN.

So to answer your second question, you make your offering more acceptable to God by first offering yourself. Your life is the true worth of every other thing you offer. The best offerings are the ones that come with the life of the offerer.

Blackteeth: Out of the numerous puzzles on earth this is what someone spent his time thinking about.
That's how Nigeria would land a man on the moon.