₦airaland Forum

Jchi9876:
Hey Deadfool did you get that emergency money you were hustling for?

no... I didn't need it anymore, as my mom who I wanted to use it on, passed away... Thanks for asking anyway

vicardino:
Laptop configuration and honest evaluation please

it's an HP probook 6550b...

Intel core i3

480gb hard disk space

2.27ghz processor

3gb ram

64 bit operating system

Everything is working perfectly, except the backup battery... The battery is 5k... I should have changed it, but I don't have the funds to...

I'm still in need of this please

nelcliff:
Good Luck And Remember To Payback As Promised If Your Request Is Granted.

thanks... but no one has requested to help yet...

MrCuteking:
You stay in Lagos? I would rather prefer to buy your laptop. How much is it? Please don't chat me privately if you are not serious..

I just sent you a message on whatsapp...

akinonigbinde:
if you are indeed serious, then photocopy of your university result isn't anything. If you agree to 10% interest rate for one month along with the originals of your university certificate and original of national ID card as substantial collateral , then hit me up

I don't have my original university certificate with me at the moment... but I can drop my original national id card and my laptop (with receipt) with you instantly... I would also drop my facebook handle, so that in case I don't pay back, you can go there to disgrace me, for my family and the whole world to see... I could also drop my house address, so you can verify it in person, my church address also, so you can report me to my pastor if I default on the loan... I honestly need this loan and I don't know how well to convince you that I'm genuine and that i"ll pay back

I'm still in need of this please...

Jchi9876:
Red flags Just dey follow you like fly

if you are smart enough, you should know that these loan apps use details from your sim to calculate your loan offers... the fact that I no longer have in possession my bvn registered sim, is enough for me not to get a loan offer...

But well , since you have already written me off, good for you... one day you'd need help desperately too... and you'd understand how I'm feeling right now

Jchi9876:
He is looking for easy peasy mugu done pay money

stop this already... it's not funny anymore...

let's just forget it... I don't want to derail this thread further... my apologies guys...

pateffy:
Bro go to play store and please kindly download any of the loan app quick cash, jumia, opay, paylater , branch e.t.c.

I actually tried that out before coming online to seek for assistance... for reasons unknown to me, most of the apps did not offer me loans... perhaps because I'm not using the sim attached to my bvn or bank account (the sim is actually lost)... only branch offered to loan me, but they offered just #2,000 ... and I didn't take it, because the emergency I need to take care of right now, require more than that...

Jchi9876:
Go to the banks or talk to your co-workers, family members even your job can give you your paycheck in advance they call it "I OWE U" LOL


Your poor savings excuse is lazy and dead on arrival

There are people who are earning less than you and still saving.

30k is relatively "small" in today's economy to be called an emergency.

In the long term join a credit/thrift/co-operative society it will help you

And also cut down on your lifestyle. Smoking ,drinking, womanizing, gambling

If you can afford a laptop 3 times that cost as you said 30k should be a small change lol

You go pay me for this free coaching ooo

Thanks for your advice, but first off, let me clear some things up...

you can't just go to the bank and just request for a loan and just get it easily... it doesn't work that way... I don't have Co workers as I work online... I manage 2 different blogs for two different people... the money they pay be combined is what makes up to 28k-30k monthly... and If I had family members that could help out, I wouldn't have sort help online in the first place...

I agree I've poor saving habits, but I'm striving hard to work that out...

and the habits you mentioned above does not describe me in anyway

Carbon2Oxide:
Your moniker is enough for me to TURN YOU DOWN

Regardless your genuineness

honestly, it's very unfortunate that that was my mood/situation when I opened this account a year ago... but what should I do? open a new account because I want to request for a loan? that would simply make people believe I'm a scammer... if you want to truly help, I implore you to please look beyond the moniker

Jchi9876:
Lol You have a real job and you cannot afford a 30k emergency? You must be kidding me.

If it was REALLY an emergency, the best place to seek such funds will be a portal like this?

Hahahaha try again. Wack format.

Just in case it did not sink deep I am NOT A DEADFOOL

stop using my username to attack me...

maybe you have the best life, but you should know that 80% of Nigeria active workers have no active savings in their bank accounts... I earn roughly 28k-30k monthly, as my job is not stable... in a place like Lagos, it is almost impossible to save much from that...

so tell me other better platforms I could seek such funds from... I would greatly appreciate it..

the reason why most Nigerians fall easily for scams is because when they see scams, they perceive it as genuine... and when they see a genuine request, they see it as format...

seriously, I'm pained greatly by your post... if you don't offer to help, that's different.. but outrightly calling me a scam, that's uncalled for...

and besides I'm not even asking someone to dash me money ooo... I would even drop collateral in person first... and all you can see is format... too bad

Jchi9876:
I am not a deadfool like your username

O boy go find work before EFCC start to use you shine

Infact, I should even be the one scared of being scammed, because my laptop is worth two times more than the amount I want to borrow... what if I want to pay back the loan, and the lender runs away with my laptop... but still yet, I'm ready to take the risk because the need for the money is urgent... I wonder what prompted your conclusions

Jchi9876:
I am not a deadfool like your username

O boy go find work before EFCC start to use you shine

I don't get you... have I scammed anyone before??

I need help, and I'm willing to drop my hard earned laptop as collateral to the lender in person first, before I'm loaned the said amount... where does scam come back in?

and BTW, I have a job, but that does not mean emergency needs that require funds when you don't have it, can't occur...

if you can't help, you look away... don't bring down an unknown person reputation with your words

Good morning guys... Pardon me if I'm posting this in the wrong section, but I need this urgently.
I need a loan of #30,000 , to be paid back fully in 30 days time, with an interest rate between (5-10%)

I reside in Lagos, and I'm ready to leave my HP probook 6550b laptop (with receipt) as a collateral with the lender, till I'm able to settle the debt fully... I could also drop my university certificate if you want, to show you how serious I want this loan, and how genuine I am.
please, if you can help me out, you can reach me on 09075849861.... please Lagosians only ooo, because I cannot drop my laptop with someone in another state

Good morning guys... Pardon me if I'm posting this in the wrong section, but I need this urgently.
I need a loan of #30,000 , to be paid back fully in 30 days time, with an interest rate between (5-10%)
I reside in Lagos, and I'm ready to leave my HP probook 6550b laptop (with receipt) as a collateral with the lender, till I'm able to settle the debt fully... I could also drop my university certificate if you want, to show you how serious I want this loan, and how genuine I am.
please, if you can help me out, you can reach me on 09075849861.... please Lagosians only ooo, because I cannot drop my laptop with someone in another state

let someone help me out please.... or if you're ready to buy my laptop, hit me up please..
I need that money before today runs out...

please guys I need the loan latest before tomorrow ending... i'd provide my laptop, receipt, photocopy of my university result, photocopy of my national id, my house address, and I'd meet you up at any location of your choice to drop these items before you give me the loan, to be paid back with interest in 30 days time, before I claim back my items.