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Dereformer's Posts

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PoliticsNaira Has Commence A Free For All Fall by Dereformer(op): 10:22pm On Feb 26
We said it that the recent marginal appreciation of the Naira against the USD is temporary.

There was a artificial injection of USD into the economy leading to the minute increase in Naira against the green back.

Those who are wise enough had already converted their financial assets into the USD.

As the naira begins a massive fall owing to the unprecedented demand for the American Dollar, more people will reap bountiful harvest from their foresight in financial arbitrage.
PoliticsCan Some Confirm What Is Currently Going On In Kaduna State. by Dereformer(op): 8:55am On Jan 01
Who is in Kaduna?

How are Gumi's freedom fighters doing?
PoliticsRe: See How Governor Sowu Olu Pays Homage To Sarkin Fulani Of Lagos (Photos) by Dereformer(m): 3:42am On Oct 11, 2025
mascot87:
LAGOS IN PERSPECTIVE (Because I can see some crying and making useless references)

You don't tell a state what it chooses to allow and what it chooses not to allow. Just like you have friends, out of your friends, you have those that you can allow to stay in your house, sleep over or even spend weeks with you. However, you have some that because of there attitude and wicked ways, you will never allow them to know your house not to talk of staying with you in your house in just 1 day. The attitude and behaviour of different people will determine how you relate with them.
[/b]Back to this issue, you will never see an hausa or fulani man dragging your land with you and call it no man's land.[b]
You will never see them dragging your political structures with you and want to impose a foreigner ad your governor or state reps.
You will never see them disrespectful to there host. They focus on there business and do there things without noise.
They obey the laws of the land of your host and will never engage in what the state will not approve of.
They are like the friends we would love to have around in our house because they respect us and in return we respect them which is mutual.

But you see this other people, they are the kind of friend you should keep at distance. They are the kind that will come to your house and will never coordinate themselves, jumping from one place to another. They can turn your house upside down, they can even set you up with one of your neighbours. They will disrespect you, do all sort that will even make you feel uncomfortable. They can even dominate you and before you know, people may even start to think they are the owner of the house you are staying.

That is who they are. So YES, cry all you want, wail all you want, Lagos prefer a fulani/hausa friend and would permit them to do some things because there intentions are pure than an igbo friend that would turn things upside down, disrespect you and even want to take your land from you.

And you don't deem it fit to look at yourself and ask if you aren't doing something wrong. But your arrogance and pride will not let you see all that.

They keep making useless senseless comparison

And YES i don't hate igbos and I will never hate them. But they are people you have to set some boundaries with.

Ghanaians say you should go
South Africans don't want you
Lagosians are complaining about you all the time

Enough said
At the bolded, time shall tell. You will never learn. Ilorin is gone forever, Lagos is next. Go and read what the fulanis told your people about lagos during the war. Igbos will laugh last finally.
PoliticsCompiling A Dossier On Killing Of Christians In Nigeria From 2015 To Date. by Dereformer(op): 7:33pm On Oct 06, 2025
The Middle belt, South East ans South South should compile a comprehensive dossier on the killing of Christians in Nigeria.

The document will contain a pictorial display of the carnage perpetrated by fulani herders, book haram, and bandits in the middle belt, south east and south south.

Biafrans should also use this opportunity to present their story.

The dossier and all associated documents should be forwarded to the United States president, and the heads of their legislature.

The world should be aware of the evil perpetrated by Britain in forcing people who have nothing in common together.
TravelRe: Why We Don’t Regret Moving Abroad – Nigerians by Dereformer(m): 10:16am On Jun 17, 2025
sonnie10:
There is nowhere you will not get in trouble if you deduct lunch from your gross income before tax.
You are expected to feed normally like everyone else who goes to work. Government cannot shoulder that responsibility.
For your feeding, you may be right. There is something called entertainment. Depending on the clime, a certain percentage is tax deductible if you can prove that the expense is wholly, reasonably, exclusively and necessary for the business.
TravelRe: Why We Don’t Regret Moving Abroad – Nigerians by Dereformer(m): 12:46am On Jun 17, 2025
The truth is, you may not be rich living abroad but good life and peace of mind if guaranteed even if you earn minimum wage.
TravelRe: Why We Don’t Regret Moving Abroad – Nigerians by Dereformer(m): 12:34am On Jun 17, 2025
sonnie10:
I will give you a breakdown of expected income if you decide to do Uber. No matter how you hustle, even if you put in 12 hours daily, you will hardly cross $300 -400 daily in most busy metropolitan areas.
Now expect to pay fees of about 25% and also income tax of about 15%. Total is 40%
less 40% of $300 = $180

Less petrol (gas) full tank $40
feed twice while on the road $10 x 2= $20

At the end of the day you go home with $180- 60 = $120'


Do you think working that hard for 12hours with a take home $120 is "flexing"?

My point is, if you don't maintain a regular job abroad, you are a in for a long thing, even with your $1M. That is how the system is set up, to only reward working people.
Bro, you were wrong in your computations.

Taxes are not before your expenses but after it.

Let's take your computation for illustrative purposes:

If your turnover is 300 USD, less your fees 25% (75), full tank (40), feeding (20) net income before tax = 165usd. Tax @15% = 24.75
Net income after tax = 140.5.

A 6day week = 140.5 ×6 = 843. Per month is 3,372 usd.

Here, I have used your numbers.

You cannot exhaust a full petrol tank in a 12 hour drive because for Uber, there are stops time.
TravelRe: Why We Don’t Regret Moving Abroad – Nigerians by Dereformer(m): 8:31am On Jun 16, 2025
HEAVEN4444:
hehe. But truly life can be very peaceful in naija. But abroad ? There is no peace. The bills keep flying at you
Life peaceful in Nigeria? Haha. Go and tell that to the 200 that were murdered in Benue.
TravelPlease Advice Our Brother In SPAIN by Dereformer(op): 6:52am On May 16, 2025
Our brother has been in Spain since 6 years ago and has been able to raise the equivalent of 150 million Naira.

He is planning to retire in 5 years time, by then he will be 60 years.

He is very certain that by the time he retires in 5 years time, he would take his savings to the equivalent of 250 million naira.

Our brother wants to retire back to Eastern part of Nigeria and want to know the kind of business to invest in that will keep him going for the rest of his life.

His family will stay back in Spain and he will visit them from time to time and they can visit him also.

The brother wants to know they type of investment, whether to invest now or wait until after retirement
Foreign AffairsThe Keeper Of Isreal Never Sleeps: Iran Will Be Decimated. by Dereformer(op):
Iran will be turned into a barren and desolate land.

Those uncircumcised philistines will understand that the God of Abraham is jealous about his people.

Iran has broken an hedge, they should expect the serpent's bite.
BusinessRe: Stanbic IBTC Pensions Must Explain The Reduction In RSA Balances. by Dereformer(op): 9:40am On Mar 08, 2024
Naturalista:
I noticed the same thing too, for about a week now.Just wondering what could cause it
BusinessStanbic IBTC Pensions Must Explain The Reduction In RSA Balances. by Dereformer(op): 11:15am On Mar 05, 2024
Has anybody noticed that the RSA balances of all STanbic ibtc pension subscribers are continually on the decline.

IBTC must provide explanations for this ugly trend.
FamilyRe: For Women: Before You Divorce Your Husband Please Think. by Dereformer(op): 10:54pm On Mar 01, 2024
Kingrshd3:
Oga marry the girl.

At least she won't feel the divorce again
..

So with all the rate of hardship in Naija na this kind post u con write mtheeww
FamilyFor Women: Before You Divorce Your Husband Please Think. by Dereformer(op): 10:57am On Feb 28, 2024
We are presently witnessing an unprecedented rate of divorce in Africa. A good percentage of women are becoming disillusioned in their marriages and as such many are filing for divorce or separation almost on daily basis.

A recent visit to a customary court (name withheld) in Lagos shows that more than 60% of all cases that came up in a particular day is on divorce.

While many women have good reasons to divorce their partner that they vowed to love until death do them part; a good number have no cogent reason apart from being seen as feminists.

Before you divorce your husband, it is important you consider that the next person you are falling for may be worse than the person you divorced.

A woman who divorced her husband and married another is mostly likely going to be at a receiving end in the second marriage. No body is an angel. Trying times will come in your union with the second man. You will most likely be reminded that it was your bad character that made the first man leave you. You may not find any defense when your second husband reminds you that you are in capable of keeping a home. References will be made to your failed marriage.

One reason why I support divorce is domestic violence. Even at that, the second man may even be worse than the first. If you divorce the second, you may likely be alone without a man. No man will take a woman divorced 2 times seriously.

There is a case that made me bring up this advice. A lady divorced her husband for a reason only God knows. The husband made every effort to save his marriage, all to no avail.

The lady in question married another man who appears a little more classy and well to do than the first. Three months into the marriage, it crashed. Both divorced and the new husband threatened to kill her if she comes near his house.

This lady is depressed now. I have been encouraging her that the world has not ended. She confided in me (because we are in the same office and she have some respect for me) that if she had known, she wouldn't have treated the first husband the way she did. She told me that she had to endure in her second marriage what she was unable to bear in the first just to make the second marriage work.

But alas, it crashed. Most women in their second marriage tend to endure what they were unable to tolerate in their first. This is just so the second wouldn't crash.

The society will normally blame a woman who is divorced twice. Think about this, no reasonable and responsible man will ever have anything to do with a woman who is divorced 2 times.

If you divorce your husband at the flimsiest of excuses, chances are that you may get someone far more worse than your first husband.

What are your opinions.
PoliticsRe: Biafra: BRGIE Begins Self-referendum Voting For All Igbos by Dereformer(m): 10:05am On Feb 01, 2024
We are finally going home.

Long live Republic of Biafra (RoB).
FamilyRe: Don't Let Your Daughter Be Too Close To Their Pastor- Journalist Advises Mothers by Dereformer(m): 12:33am On Jan 31, 2024
I will add, don't let your WIFE get too close to your pastor.
PoliticsRe: Former Head Of State General Yakubu Gowon Dies At 89 by Dereformer(m): 7:24pm On Oct 09, 2023
May his soul be eternally damned in the hottest part of abyss for the murder of 3 million Biafran women and children.

His people are being butchered day and night by the fulanis that sent him to kill Biafrans.

#wewillneverforget.
PoliticsThe Mighty Shall Not Fall And No Story in Ashkolon by Dereformer(op): 7:13pm On Oct 09, 2023
Isreal must prevail.

The keeper of Isreal neither sleeps nor slumber.

As the good people all round the world rally support for God's chosen people, we are certain that the uncircumcised Philistians will be sent 100 years backwards.
Foreign AffairsRe: Taliban Has Asked Iran For Passage To Join Terror Campaign In Israel – Report by Dereformer(m): 8:42pm On Oct 07, 2023
All Islamic terrorists will be roundly destroyed.
Foreign AffairsRe: Isreal Is God's Chosen Nation. No Power Can Defeat It by Dereformer(op): 8:05pm On Oct 07, 2023
Hamas and its supporters will be destroyed within days.

The God of Isreal neither sleep nor slumber
Foreign AffairsIsreal Is God's Chosen Nation. No Power Can Defeat It by Dereformer(op): 7:58pm On Oct 07, 2023
Islamic terrorists must know this, you will be decimated beyond what you have ever suffered I life.

The creator of heaven and earth will never abandon Isreal.

#isrealwillprevail.
PoliticsRe: How Much Is US Dollar Today? Heard It's #1,230/usd by Dereformer(op): 9:48pm On Sep 30, 2023
Dereformer:
Heard dollar exchanged for #1,230 to a USD today.

What in God's holy name is Nigeria turning to?
PoliticsRe: Nigeria Government Are Extremely Jealous Of Biafrans Plan To Exit Nigeria by Dereformer(m): 2:45pm On Sep 30, 2023
Biafra will exit Nigeria. This I have seen.
PoliticsHow Much Is US Dollar Today? Heard It's #1,230/usd by Dereformer(op):
Heard dollar exchanged for #1,230 to a USD today.

What in God's holy name is Nigeria turning to?
PoliticsRe: Naira Now #810 To A USD. Vote Out APC Now by Dereformer(op): 8:10pm On Oct 31, 2022
lereinter:
Vote out apc is a relative statement. No action and intent in it.

Only pdp's candidate has the influence, numbers and strength to defeat apc.

Nigeria can't be turned in Europe or America in 4yrs but from empirical evidence pdp is better than any thing apc.

That's the only option we have

If innocent nigerians don't vote PDP, unfortunately we are going to get apc back.

Vote sensibly
Vote AtikuOkowa �

Vote PDP
If you're from the south, your mental slavery is incurable.

A Fulani to hand over to another Fulani.

You should be shot a close range.
PoliticsSoutherners Campaigning For Atiku Have No Brain by Dereformer(op): 7:56pm On Oct 31, 2022
How can a Fulani hand over to another Fulani?

This is one question I have always asked myself.
Is Nigeria a Fulani Republic?

While fulanis pay allegiance to ETHNICITY, most southern governors and political leaders pay allegiance to party.

Recently, most northern APC members are trooping to PDP, a party they so much despised in 2015 and 2019. The reason is simple - one of their own is contesting under PDP.

Just few days ago, Atikus true nature was led bare when he opening told Northerners not to vote for Igbo or Yoruba candidates. What other evidence do you need that Atiku is going to represent the North more than the south.

Buharis disdain for South East and South South became so clear when he decided to build a rail track from Kano to Niger Republic, even when no such development happened in the said two regions.

If you think Buhari sidelined South East and South South in developmental patronage, wait until Atiku became the president of Nigeria. You will understand that the North had it all planned out.

One of the incidences that greatly surprised me is the decision of PDP to hand over its ticket to Atiku.

It was Atiku who worked tirelessly to see to the defeat of PDP in 2015. PDP goofed big time by allowing a man who worked against her interest to clinch the party's ticket.

As it stands now, those in the south who are campaigning for Atiku for their personal interest should know that we the masses are not fools.
We are going to disappoint you and we know who to cast our protest votes for come February 2023.
PoliticsNaira Now #810 To A USD. Vote Out APC Now by Dereformer(op): 8:03am On Oct 31, 2022
Naira now #810 to a USD.

Benin Republic CFA valuable than Naira.

Vote out APC now. It is a satanic party.

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