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InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 10:42am On Nov 05, 2024
Aradel downward trend seem to be slowing.

The seller didn't come to market today?
Or has he ran out of sell volumes?
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 10:09am On Nov 05, 2024
ogoo4real:
Oando resumed trading on full offer!!
What is the price of Aradel right now?
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 11:03pm On Nov 04, 2024
UBA's Q3 2024 Financial Analysis: A Steller Performance

UBA has reported a remarkable financial performance for the Q3 2024, showcasing robust growth across several key metrics. The bank's gross earnings surged by an impressive 83.33%, rising from N1.308 trillion in Q3 2023 to N2.398 trillion in Q3 2024. This stellar performance highlights UBA's strategic initiatives and operational efficiency in the challenging economic environment.

However, a significant driver of UBA's revenue growth has been the dramatic increase in interest income, which soared by 170.0%, reaching N1.799 trillion compared to N666.3 billion in the previous year. This surge reflects the bank's effective lending strategies and the increasing demand for credit facilities amid economic recovery.

Conversely, non-interest income faced a decline of 24.1%, dropping from N574.54 billion to N435.84 billion. This downturn is attributed to include reduced transaction volumes and competitive pressures in the banking sector. Nevertheless, UBA's strong interest income compensated for this decline, underscoring the bank's reliance on its core lending activities.

Though the operating expenses rose significantly by 119.0%, increasing to N812.2 billion from N370.9 billion. This escalation is linked to investments in technology and infrastructure aimed at enhancing customer experience and expanding market share. Despite these higher costs, the bank reported a 20.2% increase in profit before tax, climbing from N502.1 billion to N603.5 billion. Similarly, the profit after tax saw a healthy increase of 16.9%, rising to N525.3 billion from N449.3 billion.

The growth in profitability, despite rising expenses, speaks of the company's strategic position and effective management practices that have allowed it to maintain a healthy bottom line.

While, on other hand, UBA total assets surged by 95.9%, reaching N31.801 trillion, compared to N16.235 trillion in the same period last year. This growth reflects the board's commitment to expanding its asset base and enhancing liquidity. The bank's loans and advances also saw a notable increase of 53.7%, rising to N7.78 trillion from N5.07 trillion. This expansion in lending signifies UBA's strong market presence and its ability to meet growing credit needs of its customers.

Customer deposits experienced a staggering increase of 97.5%, moving from N11.63 trillion to N27.10 trillion. This influx of deposits not only strengthens UBA’s balance sheet but also provides a solid foundation for further lending and investment activities.

The bank’s shareholder funds rose by 101.6%, reaching N3.59 trillion from N1.78 trillion, indicating robust capital growth that support future expansions. Earnings per share (EPS) also improved, increasing by 14.3% to N14.78, up from N12.93. This positive trend in EPS is a strong indicator of UBA’s commitment to enhancing shareholder value.

Therefore, looking ahead to Q4 2024, UBA is well-positioned to capitalize on its current momentum. The anticipated economic environment, characterized by recovery and growth, presents numerous opportunities for the bank. With the recent expansion in loans and a solid deposit base, UBA can leverage its financial strength to capture market share and drive further profitability.

Analysts are optimistic that UBA's potential to sustain its growth trajectory, particularly if the bank continues to innovate and adapt to evolving market dynamics. The possibility of an increased dividend, following the N2 interim dividend paid in the Q2 2024, is a topic of discussion among investors. Given the bank’s strong earnings performance and solid balance sheet, a higher dividend payout in the near future seems plausible.

As UBA's Q3 2024 financial results emphasis its resilience and capacity for growth in a competitive landscape. The impressive rise in gross earnings, coupled with robust profitability metrics and asset growth, positions the bank favourably as it moves into the final quarter of the year. Stakeholders look forward for UBA to sustained performance and the potential for enhanced returns as it continues to execute its strategic vision.

InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 8:07pm On Nov 04, 2024
delvzy:
ARADEL becoming cheaper is a good Dividend play until the ex-date. A fundamentally sound stock just gave you amount 50% discount.
From now on my eyes are on any significant purchase from the corporate disclosure.
As I allow SEPLAT escape my sight I no go allow this to pass me by.
Aradel is a rare opportunity for discerning investors. The stock is fundamentally sound and the current price makes it grossly cheap.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 6:39pm On Nov 04, 2024
Aradel Holdings Faces Mounting Pressure Amid Bearish Trends

In recent weeks, Aradel Holdings has found itself ensnared in a bear market characterised by consecutive declines that have triggered alarm among investors. Following its impressive 52-week high of N850.10, the company has faced a tumultuous phase marked by significant volatility and profit-taking behaviour. This downturn saw shares plummet to a 52-week low of N401.10, reflecting a staggering loss of N44.50 from an opening market session price of N445.60 during today Monday, November 4, 2024. Notably, the stock has exhibited a 9.99% drop on the loser's table, further compounding investor concerns.

Current Market Dynamics

The recent trajectory of Aradel Holdings is a stark reminder of the unpredictable nature of the stock market. The stock's decline is largely attributed to broader market pressures, investor sentiment, and a series of profit-taking that have added to the downward momentum. The 50-day moving average stands at N606.45, indicating that the current trading price is significantly below this benchmark, raising questions about the stock's valuation and potential recovery.

In analysing the recent performance, it's essential to view broader economic indicators and sector-specific factors that influence investor behaviour patterns. The persistent bearish trend suggests a lack of confidence in the stock, with traders opting to liquidate positions in light of declining prices. This caution is further exacerbated by the stock's inability to maintain stability following its recent highs.

Future Outlook: BUY or HOLD?

As we assess the future outlook for Aradel Holdings, several factors could be taken into account. First, the prevailing bearish sentiment poses significant risks; continuous drops of 10% create a sense of panic among investors, leading to further sell-offs. This self-perpetuating cycle hinders any immediate recovery attempts.

However, it's crucial to consider the fundamentals that underpin Aradel Holdings, as the financial health remains robust, with strong earnings, solid management, and growth prospects, the current price present a potential buying opportunity for long-term investors. Conversely, the underlying business is facing operational challenges or market headwinds. It is prudent for investors to adopt a more cautious stance.

In conclusion, the decision to buy or hold a position in Aradel Holdings hinges on individual risk tolerance and investment strategy. While the stock's current price appears attractive for value investors, the ongoing bearish trend and market uncertainty necessitate a careful evaluation of both macroeconomic conditions and the company's performance. For those willing to weather the volatility, this could be a pivotal moment; however, for risk-averse investors, maintaining a hold position until clearer indicators emerge may be a more prudent approach.

InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 4:13pm On Nov 04, 2024
BabsO2:
First Bank 1 for 6 Rights at N25 announcement.
Does it mean if I have 100,000 units of FBNH shares, I will now have 600,000 shares given the ratio of 1 to 6?
CrimeRe: Gunmen Kidnap A Businessman In Anambra by designking: 1:07pm On Nov 04, 2024
How do rich people survive in the East. Once you have money in the East, your life is in danger.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 1:06pm On Nov 04, 2024
bolton08:
News are coming for Aradel...

1. Divestment of 1.3billion dollar shell on shore assets by renaissance consortium which comprises Aradel

2. PMS train in Aradel refinery is posed to be commissioned

These are fact you can verify

If you have it hold it for long term. Its a healthy coy. No shaking
If this true, then Aradel is a priced jewel to hold. Hopefully if it dips around 10% tomorrow, I am buying another 1,500 units
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 11:50am On Nov 04, 2024
Harvestock01:
Nice catching a falling knife 🔪
It is fun catching a falling knife with a full iron shield.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 11:46am On Nov 04, 2024
yMcy56:
Officially 401.10.....
Until the dumper is done dumping.....
Hopefully it will dip further to ₦360 tomorrow. The deeper the merrier.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 10:09am On Nov 04, 2024
pluto09:
Must you tell everyone your move or what you are buying?
And how is that your concern?
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 10:04am On Nov 04, 2024
Market has opened.... Hoping to see Aradel drop another 10% today so that I can load my major stake.

How much did Aradel opened today?
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 10:31pm On Nov 03, 2024
Ades1:
Same boat, buying Aradel on any weakness until I run out of money
Yes ooo. We ain't scared... We keep buying every major deep until we run out of funds. Aradel will deliver the next big money after Oando on the NGX.

The dipper it falls the merrier the returns.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 8:47pm On Nov 03, 2024
USAfall2024:
It might open with #401 tomorrow but I don’t know expect it to close on full offer. But no worries if it does, I will still pick more units @#401.
I pray it opens at ₦401 on Monday. I suspect a slight pull back around that price ₦401. We might not see a full bid (-10% dip) on Monday.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 8:27pm On Nov 03, 2024
KarlTom:
Which side of the divide are you?
I have taken a lot of profit from Oando. Over ₦5million profit and the ₦2million worth of Oando stock I have will remain there till 2031.

My current pre-occupation is Aradel. I am very much interested to learn more about Aradel.

Oando is a settled deal. It will definitely hit ₦150/share before close of Q1 2025 though I am not adding any further units to what I already have.

I have invested ₦2million on Aradel and I am hoping to complete the btotal investment of ₦5million as it dip further. So tell me more about Aradel.

InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 7:13pm On Nov 03, 2024
megawealth01:
What's the MARKET CAPITALIZATION OF ARADEL?
Let's talk about Aradel. I prefer this Aradel talk than Oando.

Will Aradel fall further on Monday or will it pull back?
FashionRe: Mandela Foundation Seeks Chidimma Adetshina's Disqualification At Miss Universe by designking: 4:02pm On Nov 03, 2024
ednut1:
Nawa. But lets be honest here if a Nigerian with South Africa origin was found to have used fake documents to get Nigerian citizenship. Same treatment would be meted on her.
Dey are not accusing her but her mother.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 2:46pm On Nov 03, 2024
BullBearMkt:
I cannot agree less with you. The old @emmanuelewumi that I knew "talked" less; he shared his opinion with a few posts, after which you either took it or left it. His recent posts on OANDO may have more to do with personal vendetta.
grin grin grin grin grin
grin grin grin
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 11:41am On Nov 03, 2024
emmanuelewumi:
Haba little me, can't face the giant called Oando oooo.

Where will I get the strength for a personal attack
But you dey shake everywhere... It is you against Oando fans on this thread since the report came out.

Oando FC has the highest and most loyal shareholders on this thread. Oando made me more money than any stock I have ever traded on this thread.

I am hoping Aradel will do wonders hence I am hoping it drops to ₦200/share because I am certain it will do ₦1,000 before the close of Q2 next year.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 11:30am On Nov 03, 2024
emmanuelewumi:
Because they were not repackaging old stories that will attract more people into the stock unlike the other one that is always doing that.

Oandos deteriorated financial health is in the public domain, but they always hyped the stock
This is becoming a personal attack against Oando... Hope you don't have a personal grudge against this stock.

Anyway Oando of 3years ago is not same as 2024. Oando currently enjoys a lot of preference and also its recent acquisitions has placed it in a vantage point.

The books might not reflect the progress right now but the future seem very bright for at least till 2031 when its main sponsor (President Tinubu) leaves office.

For now let's enjoy the #1 performing stock on the NGX.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 9:05am On Nov 03, 2024
Contrary views help balance the discussion for informed investment decision.
TravelRe: Libya Begins Mass Arrest Of Nigerians After CAF Verdict by designking: 8:39am On Nov 03, 2024
Over 90% of Nigerians living in Lybia are from the Eastern part of Nigeria.

Majority of Easterners probably supported Libyans action against Nigeria but they are still the ones been arrested.
PoliticsRe: Treason: Attorney General Considers Dropping Charges Against ‘Hungry’ Minors by designking: 8:35am On Nov 03, 2024
The Tinubu led government is just "anywhere belly face". Very direction-less and uninspiring.
PoliticsRe: Herbert Wigwe Estate: Family Distrusts Brother, Uche To Handle Assets by designking: 8:34am On Nov 03, 2024
osuofia2:
The wife and the eldest child died along side Wigwe on the I'll fated crash
What a calamity.
PoliticsRe: Herbert Wigwe Estate: Family Distrusts Brother, Uche To Handle Assets by designking: 8:18am On Nov 03, 2024
But Wigwe has grown up kids and a wife.

I thought the kids and the wife should take control of their father's asset
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 1:00pm On Nov 02, 2024
ProphetUtuocha:
Beware
Of those who write in anger
Who spills out emotionally laden analysis as holy grail
Driven by their previous losses, miscalculation
And blinded by their hatred of an individual

Beware
Of those who promoted dangsug and aradel
As if they knew what they were saying
And got folks trapped therein
Just because of their vested interest and MH

For, whether they like it or not, Oando's audited 2023 result is "RENEWED HOPE RELOADED". The foundation of greatness has been laid and the future is brighter than ever!
Your prophesy has always been correct... You spoke about Oando, it happened and you warned about Aradel it also happened.

Many are trapped in Aradel and those without deep pockets are not able to average down.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 7:14pm On Nov 01, 2024
Oando don finally arrive. It will be a weekend of thorough analysis.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 6:53pm On Nov 01, 2024
Harvestock01:
Loading the dip.
Yes ooh... Every die na die. No retreat no surrender.

It is a gamble I am willing to take. I have a gut felling it is going to bounce back before close of the month. It is more profitable to me if it keeps Deeping 10% daily till it gets to ₦150.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 6:48pm On Nov 01, 2024
SonofElElyonRet:
So you intend to keep buying until it gets to your expected N150? grin
Yes. I initially wanted to invest ₦5million on Aradel but held back after it was listed on NGX. I planned entering from ₦500/share and I have been going in ₦500k+ every time it dips 10% till I exhaust the ₦5million.

If it dips 10% on Monday, I will go in again. It is a risk/gamble I am willing to take.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 5:04pm On Nov 01, 2024
jonnysessy:
From N800 - N150 is impossible, the worst case Aradel can get is N400. If you are waiting at N150 junction, train will leave you behind. This is no prophesy, after Monday, forget about 10% loss. All that left us will start rushing back and before you know it we are back in the upward trend. grin
That is my prayer. I have been buying 1,500 units every time it dips 10%.

The downward trend is only caused by sellof by a major shareholder. The fundamentals remains intact.

Aradel is still a very good share to have.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking:
ProphetUtuocha:
I only warned folks based on what I saw
Since then, the shadow has lost over
1 trillion market cap

Sadly, folks who were carried away by
Arm chair analysts are now entrapped
For the shadow will still dust off weight
You got the prophesy right. You warned about this Aradel and today the street is filled with tears and pains.

It is now daily -10%...

Aradel dropping from ₦800 to ₦150 will be a shocker
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by designking: 1:38pm On Nov 01, 2024
unite4real:
700m units is no joke at all. if we go by the daily average volume, then it will take not less than 10 months to get them all cleared.
That might smash Aradel share price to pieces. It might even fall below ₦100 if this is true.

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