₦airaland Forum

dottozil:
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dottozil:
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dottozil:
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axcal:
I have been dating a girl for over three years with the intention of marriage and she's very nice to me but had not introduce me to her family. I suddenly begin to see some changes on the way she cares, so I decided to search her phone and find out that she had gotten a new boyfriend that was seeking for her acceptance to tell his parents about their relationship. I then called two of her friends that she chatted about the guy and pretend as if I'm the guy, they all showed positive reaction towards her love for him. I even copied the chat and printed it for her.
Since then, she became annoyed with me and refused both my calls, texts and any other form of communication. I sent several messages, but no reply. I later get another girl which right from the beginning took me to their family. After a while, I called the former one and we greeted. From then, we continue to communicate as if things were normal and she's pretending as if nothing had happened. Pls do I quit the new relationship because of my ex, or I should stop my ex for the new relationship?

Tsufyaan:
Macy's card 200$

Rooneyx:
Any 50$ gift card

frozen70g:
That unnecessary charges that you don't want is the exact thing you will get

mfm04622:
The beginning is to ask why you want a current account? What benefit do you think a current account will give you that a savings account won't?

The only difference between a saving and current account is the fact you can give a cheque to another person to withdraw money from your account without you being present. You can also deposit cheques into your current account but can't do this for savings. For savings account, you have to present yourself to withdraw money. Apart from that, interest on savings account is usually higher. That is all

sterlingD:
A corporate account is a type of current account.There are two types of current account

We have the individual current and the corporate accounts so when you say current account you have to specify is it individual current or corporate.

happydays1:
Sorry my brother current account mustn't be a business account, individual can own current account, let me list some difference between both.
Current account has a cheque book, which u can use for settlements, cheque book is like money in a way.
Cheques can be paid into a current account, so if u receive a cheque from some one, knows as a third party, for settlement, or exchange of value, u can pay the cheque into your current account, the cheque will go through clearing house. Clearing is a place where cheques are verified, since d cheque may b another banks cheque.
Your can get a business loan or overdraft from your current account, but not savings.

Banks charge COT charge on turnover, for every withdrawal. they charge u a certain amount, like #3 for every 1k.
From an x

EgunMogaji2:
Both individuals and businesses can have checking account.

Open a Rubies account if you are concerned about fees. I use it exclusively now.

https://rubiesbank.page/?ibi=com%2Ehighstreetmfb%2Erubies&isi=1458430556&apn=com%2Equcoon%2Erubies&link=https%3A%2F%2Fwww%2Erubies%2Eng%2Fibanker%3Freferral%3Dsomorinwyhcch

RichDad1:
With the advent of e-banking, Online transfer etc, there’s no difference between both type of accounts.
Before, having to issue a check to a third party is an edge that Current account holders had over Savings account. But it’s longer a relevant thing because you can always make a transfer.
Savings account is also valid for issuance of Visa now.
To me , it’s just a status symbol. Nothing much.
I pay far more charges on my current account compares to the savings account.
Aside Corporate Account, I don’t see anything special in issuing a check when you can actually make a transfer.

sonature1:
The new generation banks have introduced lots of similarities between the two accounts, making it difficult to spot a difference.

By and large, individuals own savings account while businesses own current/account.

More importantly, opening a current account comes with more headaches because you will be asked to provide references