₦airaland Forum

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AbelAbdul:
Man u enter Canada in Sept and waited till Oct to get your SIN? hmm. Anyways thank God you got it.

I later did it online and got it after 12 hours...

dsureguy:
I was in 1 in Ottawa yesterday; the queue was not here. Ooooooh.

I was in 1 in Ottawa yesterday; the queue was not here. Ooooooh.

AbelAbdul:
Less than 5 mins. I only went with my international passport and study permit.

Thanks

AbelAbdul:
Less than 5 mins. I only went with my international passport and study permit.

For TD, You will get 8,500 on arrival

Mavor:
Yes, that split works — GIC for living costs, mutual fund as your own extra asset.

For anyone wondering what a GIC is: you deposit CAD 20,635+ with a Canadian bank (Scotia, CIBC, RBC, ICICI, SBI Canada) before you apply. They lock it and give you a certificate for your application. When you land, you get about CAD 2,000–3,000 upfront and the rest comes back to you in equal monthly chunks over 12 months. No early withdrawal. That’s exactly why IRCC loves it — it’s living money they know you can’t touch.

Fund it once, lump sum. Monthly top-ups just look like money being gathered.

And no, you can’t send naira straight — the bank takes a wire in CAD or USD, so there’ll be a trail regardless. Don’t fight that; use it. Wire from your sister’s account, or from yours with her transfer plus her sponsorship letter. “My sister sponsored me, here’s her letter and statement” is a one-line story officers approve every day. Trying to hide where the money came from is what gets people refused.

How did your SIN process take?

AbelAbdul:
When we complain of cold we would be told that winter never start o.

5° is very cold for me I wonder what will happen to me when it enters negative degrees.

God abeg o.

I get a job with FedEx but due to cold and their early morning shifts I declined the offer.

This 1 Nigeria don get first ebola case... Abeg make the person recover ooooh and the 44 potential ID be negative oooooh...

There comes a stage in life that more money or anything gives less satisfaction or degree of happiness...

Diminishing Marginal utilities (a point where more consumption gives less satisfaction) or adaptation (a point where more of anything feels less satisfying, they are both economics concepts.

Things like this can easily be explained. I'm sure a black man wasn't the first person to put this concept on ink.

amnotapervert:
Getting admission is never the problem. Schools are looking for international students' money, and going back to school at 40 is not a problem either. The Western world values upskilling and improving your educational qualifications.

Your only challenge in this journey is explaining to IRCC why an economist, a licensed ACCA accountant, and a business owner with 15 years of work experience suddenly wants to study Social Service Worker in Canada.

IRCC understands that your main reason for choosing Social Service Worker may not be a newfound passion for social work, but rather the fact that the occupation is currently in demand, just like healthcare. And there is nothing wrong with choosing a career because of its demand. In fact, the average age of Canadian social and community service workers is around 41, so being 40 is not the issue.

What I see here is that your biggest challenge is explaining the career transition. After spending years earning a BSc in Economics, obtaining your ACCA qualification, and working as an accountant for 15 years, why do you suddenly want to switch to Social and Community Service Work?

If you can convincingly explain to IRCC that transition and demonstrate how the program fits into your career plans, you are in a much better position. If you cannot, that is where the problem lies.

https://www.canada.ca/en/immigration-refugees-citizenship/corporate/mandate/policies-operational-instructions-agreements/ministerial-instructions/express-entry-rounds.html

Lufthansa, Airfrance, KLM, British Airways – you won't need a visa

teegirl20:
please do i need transit visa when travelling with lufthansa airline to toronto ?

Yeah, you can check with the prof/library or bookshop...

AbelAbdul:
I don’t think my school does such but I will ask. Thanks for the info.

na like this the flier we got dey, both links can buy the book. The top is the direct connect link, and the bottom 1 is the school's bookshop.

AbelAbdul:
My prof sent us the link to purchase and there was no redemption or so

If it is a trial book like my accounting, only lecturers can get the physical copy. If not, the physical book should come with a redemption code for e-copy, although I'm not sure sha. In any case, buying via your school will be cheaper

AbelAbdul:
if I pay for ‘connect book’ will I have access to the assignments?

Connect has 3 packages.

1. Just the book
2. Just the connect
3. Connect and book.

The payment via your school library/store is not a new process like that... Instead of going to the Connect site to pay directly, your school should be selling the Connect redemption code for the book too at a reduced price... Like 2 accounting books I needed for my course on the Connect were over 100 CAD each, but via my school store, I got both for 150 or 140 CAD (I can't remember), and I got a redemption code for the Connect site, which I used to access the books and my assignments.

Those who paid more since they bought directly from the Connect site, the prof promised to help them get a refund of the excess from the Connect firm.

,

AbelAbdul:
if I pay for ‘connect book’ will I have access to the assignments?

Connect has 3 packages.

1. Just the book
2. Just the connect
3. Connect and book.

You can pay for your Connect book via your school book store/library; instead of directly, it will reduce the cost a bit.

AbelAbdul:
Please also inform him that it’s not only school fees o. There are only bills to pay. Depending on the course and school sha. Some textbooks are as high as $210 minus tax.

If I tell you how much I’ve spent on textbooks alone just four textbooks the money don reach to buy Honda Civic 2008 model.

you dey use Connect too, that thing be like ripoff too me... I prefer to own the hard copy

Cook ke...

I see why Ppl with here in Canada always discourage ppl from coming via school route... Because they end up seeing ppl crying up and down which most of them are international students from 3rd world countries...

After you cook finish, please note that some part of your school fees may be due in few days or a month or 2 when you arrive, no work is assured and you have limited hours to work etc.

palaurry:
well explanatory enough, I will clock this. appreciate and coming back with my good news soon.

Yes, oooh...
I have not been to Brandon at all. I wanted to visit there and Winnepeg sometime in 2024, but my friends told me not to come due to heavy snow and roadblocks.

Predator188:
Really
Stayed just 19hours in calgary back to brandon..
Calgary just made me realised, I am living in rural town all this while even though I knew!!

lol

AbelAbdul:
Leave that troll please.
I said outdoor in Canada is colder than indoor. An agent who issue permanent study permit assumes that I meant outside of Canada is colder than inside of Canada.

I met with some Calgary FC players here this month...

Predator188:
...

Lol... At this point, I give up. Lol... Let me go and sleep back.

Imalwayshorny:
Who know maybe you're really in Canada

I know someone who got a 5-year ban due to fake POF...

amnotapervert:
Posting here or not, IRCC knows it all.

The funny thing is that IRCC knows all these tricks people play when showing that they have money as POF, even when they actually borrowed the money just to put it in their account.

IRCC knows the different money tricks people use. They are not new in this game.

I pray that people who play these games don't meet an officer who has no patience and decides to take the matter seriously. You could end up with a 5-year ban.

I might sound harsh, but it is the truth: if you don't have the money, don't claim that you have the money.

If an officer has concerns about a large lump sum or unexplained money in your account, they can ask you to explain where the money came from and provide supporting documents by sending you a LOE to reply in 15 to 30 days

Don't assume that because the money is sitting in your account, IRCC will automatically accept it as genuine proof of funds

Some officers that dont have time to send you a LOE will just refuse the application if they are not satisfied which most do...

But the one that does will just send LOE and if they are not satified its 5 years ban ooo as they will call it suspect misrepresentation and determine that false or misleading information.

Don't play Russian roulette with your future just because you want to show POF.

If you don't have the money, don't claim you have it. If someone gives you money, be honest about where it came from and document it properly

Cc rightminds

https://www.canada.ca/en/immigration-refugees-citizenship/corporate/transparency/committees/cimm-apr-20-2026/oag-report.html

https://www.canada.ca/en/immigration-refugees-citizenship/corporate/transparency/transition-binders/minister-2025-03/visa-integrity.html

No transit visa needed for any of the 3 you mentioned... KLM, British Airways and Lufthans...

I used took
all my pof docs + tuition minimum deposit confirmation (I was ask how much I paid to school, but no evidence requested)
All my flight bookings (I was ask if I had a ticket to my destination but no evidence requested)
My reservation
My university certificate
Class registration
My LOA, no PAL in my case (I show this to them)
My Insurance and IOM medicals
IRCC Letter of introduction (they asked of this)
The asked of the self declaration printout...

I stamped all related items together so when I gave my LOA, it also had my Degree and course registration together.

godsplan001:
Hello everyone. Thank you for all the support through my study permit application.

My permit has been approved and I'll be travelling to Toronto shortly. Two things I'd appreciate help with.
1. Airline

Flying out of Nigeria. Choosing between Qatar Airways, EgyptAir, KLM, Lufthansa, Etihad Airway, Turkish Airlines, and Ethiopian Airlines. Based on experience:
• I’m tilting towards Royal Air Maroc Ethiopia Airlines, Lufthansa, KLM and British Airways but I have fears of transit visa issues with KLM, British Airways and Lufthans. Anyone with experience with this airlines, transit visa requirements for Nigerian passport holders and which one will you recommend?

2. Port-of-entry documents
This is my list so far:
• Passport
• Letter of Acceptance
• Provincial Attestation Letter (PAL)
• Tuition payment receipt
• GIC confirmation letter
• University degree certificate and transcripts
• O'level (WAEC) certificate

What am I missing please? Thanks a lot.

The guy after me was asked for his reservation self...

AbelAbdul:
Nobody can possibly tell what would happen at the pot of entry.

The officers there ask random questions. A guy that was in front of me during my time was asked where he planned to stay in Canada. I was not asked that question.

There was one other guy that was asked to produce a copy of his first degree certificate.

So random questions were asked. You might be asked for that account statement you might also not be asked.

Best is to go with everything.

Secondly are you aware that you can’t withdraw all the funds in GIC at once?

In the GIC account only 22875 will locked, the remaining will be in your student account...

No part of the money can be accessed till you go to TD yourself in person then you will get 8,500 from the 22,875 and your remaining balance....

Chigbo55:
My sponsor has funded my GIC with CAD22,000+ and the student chequeing account with 20,000CAD all in TD bank Canada just to show as POF, and he will need back his money in no distant time. If eventually my study permit got approved,
Is it advisable for him to withdrawal his money immediately after I got approved, or just leave the money intact in the GIC till I enter Canada?

Will Canada immigration check and verify my POF at the port of entry to know wether the funds are still intact? He will need his money soon. Please I need answers, my question hasn't been answered

At all, unless you are denied the visa then the bank will return the money the same way it came

rightminds:
Thank you for your response. If I get a GIC account and fund it with a sponsor money, will be i be able to get the money out to the owner any time?

The first day you visit TD in person, you will only get 8,500k later on that day.

AbelAbdul:
Money in GIC are released in stages. First, an initial amount when you arrived and identified yourself, followed by the remaining funds in monthly or bi-monthly instalments over 10–12 months.
Do your research well.

He can't even withdraw the money...

amnotapervert:
Question: if he withdrawals his money how do you intend to pay your school fees when you are in canada

If you cannot afford to school abroad without doing all this, please don’t. I am not discouraging you from coming I am just saying the bitter truth before someone says I am, but please, do not set yourself up for failure. I take God beg you.

Two of Una ehn

amnotapervert:
Please, please, and please you can call me all the names possible but all I ask is that when you accuse me of something, come with a screenshot showing exactly where I said what you claim I said.

https://www.nairaland.com/7776621/canadian-student-visa-thread-part/730

https://www.nairaland.com/7776621/canadian-student-visa-thread-part/688

Lol, dem dey withdraw GIC like that?

Only the person whose name is on the GIC can withdraw and you can't withdraw until you get your student permit not student visa and you visit the branch in person.

Chigbo55:
My sponsor has funded my GIC with CAD22,000+ and the student chequeing account with 20,000CAD all in TD bank Canada just to show as POF, and he will need back his money in no distant time. If eventually my study permit got approved,
Is it advisable for him to withdrawal his money immediately after I got approved, or just leave the money intact in the GIC till I enter Canada?

Will Canada immigration check and verify my POF at the port of entry to know wether the funds are still intact? He will need his money soon. Please I need answers

I applied for my family together with mine. My plan was if they didn't give us the visa, I would just do something very meaningful with the money.

I told my spouse if they don't give us it is not the end of the world; I won't even reapply but use the money for better things.

I didn't want a case that I would be in and they would be struggling to come in. On my hard-earned money, no way!

jamespi2008:
How did you apply?

That is why I didn't apply alone for mine.

They should try to address the concerns and reapply.

jamespi2008:
A friend wife that already have student visa and now trying to add two minor kids to accompany her got reject and its a bit strange same pof use for wife now got not eligible when applying for kids . I have reviewed the application. The applicant's assets and financial situation are insufficient
to support the stated purpose of travel for the applicant (and any accompanying family
member(s), if applicable). The applicant is a minor who has applied for a study permit to join
parent in Canada on a study permit. I note that the applicant has not provided a copy of their
parent's approved visa, nor the expiration date. Applicant's expenses to be covered by their
parents. Father's bank statement is illegible. A proper review and assessment of the statement
cannot be done. Their tax clearance certificate (TCC) shows modest total income: CAD $1531
(2025), CAD $1270 (2024), CAD $1096 (2023). Father is a business owner, but there is
insufficient evidence of company viability, including reported revenue, earned profits or loss.
Applicant's mother provided a personal account statement; however I am not satisfied that the
provenance has been well documented. Their company TCC for years 2022 to 2024, is blank. A
current statement of account from parent's DLI has not been provided. As a result of the
documentation provided, I am not satisfied the applicant has provided sufficient financial details.
Based on the documentation provided, I am not satisfied that the sponsors have provided
sufficient evidence of their unhindered access to a stable source of funds to support their
dependents and themselves during their proposed stay in Canada. Based on the financial
documents submitted, I am not satisfied that the applicant has sufficient funds to pay for living
expenses for the proposed studies. Weighing the factors in this application, I am not satisfied that
the applicant will depart Canada at the end of the period authorized for their stay. For the reasons
above, I have refused this application.
Requesting ODNs in your official language of choice:
In some cases, Officer Decision Notes may not be available in your official language of choice
(English or French). To receive the notes in your preferred official language of choice, please
send your request to translate.ODN-traduire.NDO@cic.gc.ca and include the following
information in your email:

Subject line: “ODN translation request”

lol... the crazy thing about CA account... I have been keeping 1 for 3 years

Predator188:
Note: hope you are on a student account better check if not they will charge you upto 16 dollar monthly fee service charge for opening that account in Canada 🇨🇦
If you have multiple accounts here you will be paying multiple services charges all over,not like Nigeria where one person can have upto 5 different bank accounts and receive interest,In canada bank inerest is peanut compare to Nigeria..
Nigeria banks are doing give away on interests.