₦airaland Forum

Yes

Mavor:
Did you use a GIC deposit to support your application?

nice 1.

AbelAbdul:
I used Wakanow. This is the breakdown.

Like what price did you get with Emirates...

AbelAbdul:
Ignore the guy pls. When I enter Toronto next month I will make a video.
He is doubting that passport submission and collection cannot happen within 5 days.

I wonder what he will say about people who got their study permit approved in less than 6 weeks when the IRCC website stated processing time 6 weeks. Ignore him pls so we won't derail the thread.

Glory to God!

abimonile97:
PPR ALERT!!!!!

Typing this with tears of joy and a heart full of gratitude! This journey has truly tested my patience and faith, but i'm here today to say GOD DID!

Mine was Ottawa, I think more goes into who handles application beyond what we know.

PhdCloakRoom:
Dont mind @Abel Abdul. Check it his own is the quickest and that shows you the scam red-flag. He knows that people re eager to get response once they start their visa application.


Its also a general awareness that If you completed your biometrics at the VFS Global Canada in Lagos or Abuja, your POE letter will typically be processed through regional visa offices in Accra (which handles many West African applications) or Kenya and routed directly to your online account or sent via email. So dont mind him by claiming he got his from Ghana as if its a special preferences.

Abel Abdul is a commercial bus driver in Portharcourt and he is sitting inside his bus right now. He works with travel agents and usually lures innocent people to them. He has been posting 3rd party documents and he will soon be nab.

Are you in Abj?

AbelAbdul:
Mine I submitted in Abuja though the letter of introduction I got was from Ghana.

Very normal

2011HajjWeber:
Submitted my medical since 18th June, more than 2 weeks now, no updates from IRCC.

What are possible reasons for delay?

Is this normal?

my Passport movement long oooh, like 2 weeks or more self as my visa was issued at RROC, not Lagos... Although my approval was fast but passport movement was slow

AbelAbdul:
Have you collected your passport? I submitted mmine on monday got it on friday.

Yes, Grey Finance Inc is a licensed MSB in Canada.

no tea on it. Just my personal preference.

It is not even necessary... I just prefer it, and it has its own risk too since we are not residents of their country...

Cullinane:
This is my thinking plus Grey is registered in Canada as an in-country and cross border payment service provider. It is so easy and smooth to use. Love their service like mad. Please what's the tea on the Swiss and Lithuania online bank account. Why was it necessary? Details please. Thank you.

I don't believe in that at all... I'm the king of using non-commercial banks for applications.

For my visit to CA, I used Rova (which is Nigerian MFi just like GREY) and a swiss online bank account and it was approved
my CA student visa, two Canadian bank accounts, a GIC, and a Lithuanian online bank account (bulk of the money) and it was approved
My parents' US visa: I used my Lithuanian online bank account only, as their sponsor failed them at the last minute so had to step in, and it was approved.

So far the bank is licensed and has the country's financial approval, and you are not cooking documents; my take is to use it.

Predator188:
High risk using this as POF red flagged by ai overview, this is not a traditional bank.

did you get a good deal with them...?

AbelAbdul:
Good morning bro. I am struggling to book emirates with my GTBank. Having issues with otp

Not yet, ooooh!
When are you leaving

AbelAbdul:
How far? You don book flight? I am trying to get the cheapest flight to Toronto.

The refusal rate and reasons are alarming... Omo, thank God I didn't check here before applying for my people. I pray they get their visas and others expecting too

Add a small amount of money to it and push it to GIC in Canada. Show evidence of the wire transfer to your GIC account.

Geetee111:
Hey guys, I need your help
I’ll jump straight into it, my aunt’s husband who’s a operations manager for air Côte d’Ivoire, gifted me about 20M, here is the problem the money wasn’t splitted into batch, he paid 9M, 9M and then 2M in the same day…. What’s the best way to prove to IRCC that the money is for my studies, I going to the bank on Monday to pay a deposit of $5k CAD for my school fees deposit, instead is 2k as required by the school, do I do a gift notarization, visa application isn’t due until August.

Congratulations!!! See you hopefully in CA someday!

AbelAbdul:
This thread has been abused. When I get to Canada on the 22nd Aug, I will create a thread on my personal process from when I got my International passport to when I landed in Canada.

Hints:

1. My International Passport took 5 business days (both capturing and everything) First timer.
2. I applied to schools in Canada some gave me offer in less that 3 days.
3. My study permit took 4 weeks and 6 days to get approved. Applied May got approved June.

I will be sharing my story (the documents I submitted) with evidence once I land Toronto.

PS: This is my first time applying to Canada. I do not have any travel history.

PPS: I did it all alone without a travel agent. Even when my school wanted to give me their immigration lawyer to assist in my study permit application I opted out.

PPS: Reason I don't use agents is because, apart from the fact that a lot of them are scammers, some of them do mistakenly mix applicants documents when submitting because they do not deal with just one application.

I learnt from Cubana Chief Priest who till his death cannot enter USA because of the messed an agent made on his application.

My visit visa was like 6 months some years back... my student permit application was less than a month for family applications without upfront medicals...

amnotapervert:
IRCC will teach you how to wait and pray. No one truly understands IRCC timelines.

One piece of advice for peace of mind and mental health as you move forward and continue dealing with IRCC: you need a lot of patience or you will get Hight BP waiting on IRCC Whether it's a student visa, PGWP, PR, or citizenship application, IRCC will definitely teach you patience.

To be fair, processing times have improved over the years. There was a time when student visa applications could take 4 to 6 months or even longer.

By the way, when does your school resume? I am asking because IRCC are aware of your resumption date and they always work towards that date in mind for the most part

Flight price, ehn... no be for the weak

I live in Nigeria, Oga...

We are talking about visiting Visa not schooling...

amnotapervert:
You still don't understand the context and context matters. I believe you are in Germany.

$10,000 CAD may be more than enough to cover tuition deposits, flights, and initial expenses, but IRCC knows you live in Germany, not Nigeria. They can see that your circumstances are different and that you may earn $10,000 CAD in a couple of months. You are not the average Nigerian applicant applying from Nigeria.

How do I even explain this further?

You are comparing completely different situations. Someone living and working in Germany has a different financial profile, earning potential, and access to funds than the average Nigerian living in Nigeria.

It's the same reason many Canadians don't keep large amounts of money sitting in a savings account.

Well me I do not I have they saved in investment accounts, TFSA etc

They have access to credit facilities, lines of credit, investments, and other financial tools that people in Nigeria.

You can't use your situation as the benchmark for everyone else because the circumstances are completely different

How much is flight to Toronto, hotel for 2 weeks...

POF of 10k is more than enough, Oga. So far the money has good origin and you have reasonable ties back to Nigeria, IRCC will grant the visa...

I didn't even spend 4k for my last trip in March...

An average person in CA doesn't have 10k sitting freely in an account...

How much do you think your Nigerians over there use as POF to invite their parents?

amnotapervert:
At this point, you believe 10 million naira is enough for someone living in Nigeria I am telling you it's not, but that's fine.

I had already typed a long reply with links and explanations showing why, but then I thought, Hahaha, everyone has the right to believe whatever they want.

It's Sunday, and free will was preached in church today. You have the free will to believe whatever you choose... I am just here to make commect I do not know what I am talking about

10k not being enough for visiting visa for a Nigerian living anywhere in this world is NOT TRUE..

amnotapervert:
People from Germany do not need a visa to visit Canada...

Nigerian has a higer rejection rate than others countriest that will use 3000k EUR... I wanted to pull out numbers links or anything but what good will that do

And yes, with a Nigerian passport, CAD $10,000 is generally not enough as proof of funds for a Canadian visa application, even if there is consistent inflow and outflow in the account...

Anyways at this point everthing is possible

Nigerian living in Germany oga...

amnotapervert:
People from Germany do not need a visa to visit Canada...

Nigerian has a higer rejection rate than others countriest that will use 3000k EUR... I wanted to pull out numbers links or anything but what good will that do

And yes, with a Nigerian passport, CAD $10,000 is generally not enough as proof of funds for a Canadian visa application, even if there is consistent inflow and outflow in the account...

Anyways at this point everthing is possible

I'm am... I'm not even looking for PR self but I have open mind sha if e come e come...

I'm doing well in Nigeria, I work within Europe on 3 jobs... I will still coming back in October for some things and I was in GTA in March this year and returned back to Nigeria in April.

Japa isn't my thing for now...

How 10k no go reach for visiting visa? it will even remain well well!!!

AbelAbdul:
Dont mind that scammer. Na because I exposed him here na why he's always against any post I made.

Are you the guy coming to Ontario this August? That one clown here was saying you won't get a PR?

10m is about 10k cad, haba... Why won't he get a visa if there is a constant inflow and outflow...

Ppl in Germany and other countries get Canadian visa with 3000k EUR oga...

amnotapervert:
I have done a breakdown of this before countless times on the Nairaland visitor visa page, but people said I was a mad man because of my breakdown and the links I provided.

My position still stands: if you have only 10 million naira in your savings account in 2026 with a nigerian passport, it is not enough to comfortably support a visitor visa application to Canada. Yes, people will tell you what you want to believe thats it is enough, but being direct and not sugarcoating things is usually where people get offended by me.

Anyway, anyone can do whatever they wish. I am just a mad man behind a keyboard who am I to tell you what to believe or not believe?

Yes... Why not

amnotapervert:
visitor visa with 10 million naira hahahahah ok

how do you people come up with all this numbers ?

Lol... You can do it yourself

lilzeel:
Someone told me I only need to pay 30percebt for a start and pay up twice in installments.

The person said I can pay the balance using proceeds from student work permit to pay up the balance.

Unless there is a POF some where it will be hard to proof home ties and Canadian living cost.

lilzeel:
Hello guys...
Cam someone please be kind to guide me on step by step process of going to Canada for study with 10m. Please no agent, I want to do I my self.

Bank loan for schooling? You need to trend carefully on that.

Then to get a loan in Canada, you need a credit score for which you won't have that when you arrive in Canada.

machine606:
Greetings, I would love to inquire from all here, especially those who had been able to secure education loan from "unpopular financial institutions". Got a conditional offer recently from Thompson Rivers University (MBA) , and just found out the institution isn't on the list of popular student loan financers, such as MPower and progidy, despite lower tuition fees.

Using another offer but not Canadian, MPower was will to offer x3 of the amount of TRU. I kind of find this intriguing. Now, I am inquiring for legit loan financers that might be unpopular or less known, or better still Canadian banks that offer even cosigner loans. I would appreciate response especially from TRU applicants or students, or students who had successfully navigated this challenge previously. Shalom and thanks in advance

There is multinational and there is multinational, if the multinational doesn't affect your reserves money wise then visa applications will be hard.

If you work in a multinational that long, you have money, good home ties and can show why you will come back then you will get it.

Mavor:
And if the person has been working professionally with global multinationals for the past 18 years since graduation?

10m is not enough for schooling obviously but it is enough for visiting... Although I get what you meant, it could easily pass wrong message to another reader who only wants to visit and has 10m

amnotapervert:
One thing you should understand is that schooling abroad is not cheap

10 million naira is not enough money for study in Canada even vistors visa don't let anyone tell you otherwise.

You need a minimum of about 45 million naira, which is roughly CAD $45,000. Let's assume you're attending a relatively affordable school such as Memorial University. Tuition for a two-year program could cost around 20 million naira, give or take. On top of that, living expenses are currently estimated at about CAD $22,895. https://www.canada.ca/en/immigration-refugees-citizenship/services/study-canada/study-permit/get-documents/financial-support.html

So, in summary, you need at least CAD $45,000 to realistically cover your studies and living costs that's even when you are going to a cheap school

10 million naira is simply not enough. Maybe in 2011, 10 million naira was sufficient for Canada as that 10 million naira in 2011 was about $63,000 CAD, but in 2026, it won't get you very far.

Congratulations!

JMG12:
Assumption. First time applicant did upfront medical, never applied to any country before, no travel history.

If you meant school, not really,i applied around Feb and it's a master like Abdul said...

apexrankis:
That's good to hear. Congratulations. Did you apply early and also which program?

Amin

AbelAbdul:
See you Aug 22nd. Insahallah