₦airaland Forum

I gave myself a new policy since 2011, I shall not 'lend' nor 'borrow' anybody anymoney. Even if the person is my mother.

People are wicked! They'd borrow money from you and refuse to pay back and expect you not to ask for it.

Some will even go to church and pray that you'll forget or overwrite their debt.

I have a friend/brother who still owes me N1.15 Million since 2010. Funny enough, he never talked about it.

I am the one chasing him and he is yet to pay me a dime out of it.

I am not angry that I loan him that much, I am angry with myself for trusting people same way I trust myself.

I got my first loan from a mentor of mine about 10yrs back. It was N120,000 and I was 19yrs or so then. I made sure I paid everything back that same year.

I have never owed any body any cash without paying it back. So it bothers me when I am being owed and not paid up.


There is another guy (business friend) I loaned 250k and up till this moment never paid off.



And that is the reason for that policy.

Funny enough, my wife's friend asked her for a loan and my wife ran it past me if she could lon...I simply said 'NO'. She argued with me for ages, and I simply told her there are 1001 things we could do with the cash.

I don't give people loan. And yes, I am not planning to ask for it too.

Its a policy and its helped.