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Educationalserv's Posts

Nairaland Forum › Educationalserv's Profile › Educationalserv's Posts

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Politics › Re: OBI And Kwankwaso Coming 3 In 2027 by Educationalserv(op): 1:10pm On May 05
Lithiumite:
And you believe that 5.8m will dash obi their votes, you are a delusional man.....well not surprised at your myopia when you believe obi won the elections.
it has moved to Atiku 4m of 5.8m
Politics › Re: OBI And Kwankwaso Coming 3 In 2027 by Educationalserv(op): 1:09pm On May 05
Total Votes 25.5
15.5 North
10m south

Atiku get 10 m
tinibu get 2.5m
obi and kwakwaso get 2.5m
North .
south
obi 5M
tinibu 4m
Atiku 1m.
total
Atiku 11m ,ok 7.5m tinibu 6.5m .
Atiku cannot fulfill requirement .
next round Atiku vs Obi
or Atiku vs tinibu.

Nigeria practice ethnoreligious contest not democracy
Politics › Re: OBI And Kwankwaso Coming 3 In 2027 by Educationalserv(op): 1:01pm On May 05
Atiku vote .
Regional sentiment
6m
0.9m PDP governors South

.2027
regional Sentiment 10m ( 6m +4m from Tinibu Northern m/m supporters reset by hunger and anger and tinibu tribalism )
Anti Tinibu and southsouth Vp 1m

total 11m.
no National Spread votes
Politics › Re: OBI And Kwankwaso Coming 3 In 2027 by Educationalserv(op): 12:55pm On May 05
SeeWahala:
Cry oooooo grin

Cry cry baby baby no dey shame 💋
counter it with intelligence, data no dullness like emotional obi
Politics › Re: OBI And Kwankwaso Coming 3 In 2027 by Educationalserv(op): 12:54pm On May 05
Tinibu vote .

Muslim Muslim
Islamic North 5.8
yoruba Muslim 1.2
ethnicity 1.9m

Total 8.9m.

Islamic North 5.8 has vaporized

left with 3.1m Yoruba Muslims + ethnicity and incumbency 3m

6m to 7m No partway
Politics › OBI And Kwankwaso Coming 3 In 2027 by Educationalserv(op): 12:47pm On May 05
Obi feeling Funky due to 2 million Christian votes in the North vs 12m Muslim North votes
the 2023 election was a religious contest and has noting to with Obi track record of performance
obi vote in the North ( Christians in the North where mandated in the North to vote for a Christian candidate ) and peter obi was the only Christian.
total is 2m
4m votes from his Ibo ethnic group ( ethnicity + religion ) 6m votes
100k came from end SAR crew .

2027 No more Christian North church mandated votes or obligation
Politics › Re: How The North And The FCT Voted For Obi And Kwankwaso In The 2023 - TheCable by Educationalserv: 12:30pm On May 05
EmpressF0911:
https://x.com/i/status/2051290652294455324
Cavet
total Number of Northern Christians voters .
this has Noting to do with OBI ( he has no known track record of performance or brilliance)

This was Church Mandates not rational vote .
Kwankwaso vote is due to his performance as Kano state governor ( trained 1000 PhD scholars )
Foreign Affairs › Re: Iran Destroys U.S Radars, Early Warning Systems In The Middle East (Photos) by Educationalserv: 7:15am On Mar 05
AustineE1:
Ha ha ha anything to massage your ego!....this kind of propaganda will lead to total obliteration of Iran. You guys are not helping Iran at all.
the worshipers of America and Israel as God
Foreign Affairs › Re: Killing Ayyotullah is like Killing Pope by Educationalserv(op): 1:19pm On Mar 03
TONYE001:
I'm particularly excited because in recent times, the world is rising up against terrorism from a particular group of people. I'm particularly proud of Israel for not allowing themselves to e blackmailed by the usual acts of these terrorists..... hiding behind human shields... building military installations in civilian populations..next to hospitals, etc.

Israel knows how to resist their usual weapon..... running to the media, displaying children and malnourished peeps... crying foul and gaining the empathy of the stupid Western liberals and leftists.

You say what happened since October 7th. Despite the screaming of the world, Israel didn't stop pounding their heads to oblivion. Israel isolated and killed those that participated in the massacre. Israel is still doing so. The UN, WHO, etc can continue screaming... Israel ain't stopping.

Aura for aura.

With Trump, leftists and liberals are losing hold of power. No more soft landing for terrorists.

Other nations are rising.

Terrorists from a particular group must be decisively dealt with this time.

You can't continue to hold the world to ransom.

Trump and Natanyahu are a perfect pair.

If only we had this combo 20 years ago.

Lots of things for no happen at all.

Rant all you want, Iran and every sponsor of terrorism are paying the price...

Our back and forths on this site don't matter much.
the act of terrorism was created by the fake Nation Israel . built on Palestinian land .
You need to go back 80 years to understand .
Notting like fake Nation Israel .
If someone came into your house and take it over how will you react?
Foreign Affairs › Re: Killing Ayyotullah is like Killing Pope by Educationalserv(op): 12:51pm On Mar 03
CyynthiaKiss:
May God forgive you for comparing Pope with an animal
Catholic pope have a history of annihilation of other societies .
All the crusades war of 1600 was fought by the Catholic church lead by a pope .

They killed more people than ayatollah Khomeini
Foreign Affairs › Re: Killing Ayyotullah is like Killing Pope by Educationalserv(op): 8:35am On Mar 03
Air power don't change regime .
Infantry troop will ne massacred in hilly Iran .
Ayyotullah was the divisive figure in Iran now a rally figure of shia
You cant kill ayyotullah cos is an ideology there are 1000 replacement
Foreign Affairs › Killing Ayyotullah is like Killing Pope by Educationalserv(op): 8:33am On Mar 03
Americans Bleep up big time they should just allowed the 86 old die naturally
Hes the spiritual leader of 500 Million shia world wide .
Is like killing the pope of catholic .
More all Americans are global targets they don't life in isolation
Foreign Affairs › Re: 6 Soldiers Lost In An Iranian Strike On Kuwait - USA CENTCOM by Educationalserv: 8:24am On Mar 03
Politics › Re: Central Bank Stopped Naira From Appreciating To ₦1000/$ – Shetttima by Educationalserv: 7:58pm On Feb 25
Richtaiwo:
This makes absolutely no sense to me, unless there’s some secret dictionary defining what I just read.

CBN deliberately slowing appreciation of the naira? For what exactly?
it will create panic for FPI that came in .
Meaning a USD loss
Investment › Re: Treasury Bills In Nigeria by Educationalserv: 8:08am On Feb 25
DAramis:
Okay. makes perfect sense now. Going based on that, 15 percent is really a terrible rate to tie your money down for long term.

It would be better if it is Treasury bill purchase that was made hoping for opening of better rates for future investment.

Investment is not for the faint-hearted 😥
Non really so .most people that got capital and choose other scheme have their hand Burt . Some don't have time to Manage business or are not business inclined.
Imagine all those monies lost in MMM ,MBA ,CBEX and NGX .
70 percent of new business fail in Nigeria
Politics › Re: Profile Of Tunji Disu, Inspector-General Of Police (Acting) by Educationalserv: 5:49pm On Feb 24
fergie001:
He was appointed Principal Staff Officer to ex-IGP Kayode Egbetokun in June 2023 and subsequently FCT Police Commissioner on 7th October 2024.



Culled from:
https://www.nairaland.com/7739361/tunji-disu-appointed-principal-staff#123987285
Dam lucky 2 Months to retirement
Travel › Re: Canadian Student Visa Thread Part 23 by Educationalserv: 5:21pm On Feb 23
Please any person that secured admission using Nigeria university post graduate diploma in Management for Msc in business analyst
Travel › Re: Canadian Student Visa Thread Part 23 by Educationalserv: 5:16pm On Feb 23
ATTAHDYE:
Depending on what you graduated with in your B.Sc, you can apply for a Master or Post Graduate Diploma/Certificate in Canada.
I have done PGD in Management
Looking forward to an MSC cos of progression

Any PGD / cert will lead to same outcome
Travel › Re: Canadian Student Visa Thread Part 23 by Educationalserv: 4:21pm On Feb 23
I applied for Canada student visa but visa was rejected due to the course BSC Business administration after having a BSC

I have now done a PG in Management

Which university can I apply again for MSC with my PGD .
Am self sponsored submitted 60m bank balance .
Politics › Re: Nigeria Wins $6.2 Million Arbitration Case Against European Tech Giant by Educationalserv: 7:33am On Feb 23
AnonPoet:
European tech giant loses $6.2m international arbitration in a case against Nigeria
* It's no longer business as usual – AGF Fagbemi
*Victory sends strong signal, says BPP DG



source
Iif na Malam the Buhari AG na to cut deals make Nigeria pay and receive kickback
Autos › Re: Brand New Howo Cabin For Sale In Nigeria by Educationalserv: 10:40pm On Feb 22
AlphaAutos:
I have units of brand new Howo cabins for sale in Nigeria at unbeatable prices and I deliver nationwide. The cabins are well equipped and they come with full equipment.

Contact me on 08107992356 for inspection and pickup.
price and location interested...
Investment › Re: Treasury Bills In Nigeria by Educationalserv: 7:23pm On Feb 22
jedisco:
Considering their footprint, the banks are not doing enough. I'd expect that to be the next direction of drive for the CBN. Banks cannot be reporting record sums in profit without tangible support for the local economy.
I remember a video from Tinubu in 2021 advocating cheaper lending rates to boost growth.
Introducing widely available lending rates of under 10% and widening our mortgage system with rates sub 10% would get us to a $1 Trillion economy in no time. All that wouldn't happen overnight but it's high time the CBN steps in.
how do you achieve that ?when the basic infrastructure for economic prosperity is unavailable.
Electricity, security and roads
a under 10 percent loan offer by bank of industry is prone to round Tripping back into Fixed income securities at 20
CBN intervention on how bank loan out money is anti capitalism .
Bank are rational investor and the operate and put funds where return is high and short term
They are not emotional and political beings.
Nigerians got loans from Covid funds at zero
They Majorly refuse to pay back

Operating in hostile Red ocean fill with Vampires and sharks ( Nigeria citizens) need Dracula's banking skills to deliver deviden to shareholders.
Investment › Re: Treasury Bills In Nigeria by Educationalserv: 9:54pm On Feb 21
jedisco:
I agree there have been decent macroeconomic changes that are yielding fruit and should get better down the line. Security is now a top issue that needs to be fixed. It doesn't take loads to get our economy growing at 10% pa for the next 10 yrs.
Buhari was a disaster who lacked the technical knowhow to grow an economy.

I think the USD play is no more alpha. It was an assured bet from 2014 - 2022 as the CBN set a fixed exchange rate not in keeping with reality and also gave cheap dollars to certain folks which fueled round-tripping as a means to generate billions out of thin air. Economic collapse was certain if that continued. Today, Nigerians can spend internationally with their bank cards and banks annouce rates daily. Remittances don't need to flow through backdoor channels to get good rates.

Holding the USD longterm also comes with its risk. Lets not forget the dollar is being devalued and that is accelerating. The USD has lost 10% of its value this year. If holding USD and wishing to retain ones buying power, the aim isn't just to hold cash but to invest it by way of fixed market instruments or index fvnds (if the money is not needed in the near future). That way, you either abate or beat inflation.

To me investing in the Nigerian economy is looking to be the next alpha. Baring any unforseen circumstance, the naira should hold steady between 1000 - 1500 ngn per usd. All folks want is stability so businesses can thrive. Also, as inflation comes down, the CBN needs to quickly cut rates and mandate banks to reduce lending rates and support the wider economy. I cannot understand how a bank is quoting 36% and a 2yr repayment period to a thriving business. How can the economy and companies grow with such rate? We need proper credit facilities and access to cheaper loans. Banks have been allowed to make too much money holding TBs and bonds. Ideally, the return on bonds should be less than inflation. That'd force capital into the real economy. The st0ck market has done well and that should feed into the local economy. That in addition to macroeconomic changes and falling inflation, has made me bullish on the Nigerian economy for the first time in a very long time
there a lot of opportunities in Nigeria for risk takers but Nigeria bank don't have long term funds to lend . majority of funds are Short term deposit at call .
Our economy is still in transition and developing at we progress economically people tend to keep fund in long term in the bank making them loan to business at affordable rate going forward .bank are rational
Investment › Re: Treasury Bills In Nigeria by Educationalserv: 9:47am On Feb 21
jedisco:
FDI was just 565 million out of the 16 billion (i.e just about 3.5%).
Interest on most money market funds are mainly driven by treasury bills and bonds i.e government borrowing
NGX has done well on the back of the exchange system relaxation and currency devaluation. It's been on a tremendous run and foreign capital would not ride it forever. At some point, they'd seek to capitalise profits.

Sure, they have weighed their risk and reward and would likely make bank. The question is have we as a nation weighed ours?

To be clear, this is not Buhari's government and there is improved economic competence in todays leadership. The ultimate backstop to these inflows would be if the local economy can grow faster than the liabilities due in future.
in. psychology the prediction of future behavior is former behavior .
I don't trust the Nigeria state and it leadship
I will not liquidate my USD position to be mess up by Nigeria politicians due to past experience.
1 USD = buy 1 USD worth of service at any time and season ( 90 percent accuracy)
I bought a 10k USD car when USD was 650
After several years I can still get same car for 9k USD .
There no guarantee from Naira .( 10 percent accuracy)
The car went from 7m to 16m back to 13 m soon to 11m .
It can also flung up to 18m when they start pilling up USD for election.
Investment › Re: Treasury Bills In Nigeria by Educationalserv: 9:40am On Feb 21
jedisco:
FDI was just 565 million out of the 16 billion (i.e just about 3.5%).
Interest on most money market funds are mainly driven by treasury bills and bonds i.e government borrowing
NGX has done well on the back of the exchange system relaxation and currency devaluation. It's been on a tremendous run and foreign capital would not ride it forever. At some point, they'd seek to capitalise profits.

Sure, they have weighed their risk and reward and would likely make bank. The question is have we as a nation weighed ours?

To be clear, this is not Buhari's government and there is improved economic competence in todays leadership. The ultimate backstop to these inflows would be if the local economy can grow faster than the liabilities due in future.
yes Buhari was a socialist and Soviet union style leader cant govern a Mordern state he emotional and emotions don't bring needed results.
We as a Nation lead by this team have weigh our options too like the FPI .
1
NNPC rackets has come to and end with the executive order all PSC income goes to FAAC
This are mainly USD inflows.
2 . Tax reforms increasing tax payer and under payment.
3. Healthy USD reserve of 50 bn USD while any further USD income can be used to Manage liquidity .
4 return of 150k USD to BDC in the interim ot Market rate to remove distortion tendencies and speculation
5. Increase in crude production ( 1.5m) with more well been drill 20 bn USD by Exxon
6. Printing of Naira in the name of ways and means and other interventions by CBN that lead to free naira in hand of crook whom bought USD at any amount.

7 . 800 m USD saved from 40m litres produced by Dangote refinery.Bua , Waltesmith and azekel coming on
8 Reduce Japa to UK ( 500m USD saved )
9 . Reduced import of Tokunbo car , cloth etc due to high exchange

10 . Exports income from urea , cocoa, ginger ,zobo etc balance of trade in favor of Nigeria

NB don't trust 100 percent the Nigeria economy and leaders election is coming they can do any thing to make it look good temporary.
Ganduje constructed a 5km road in 48 hours after abandoning the road for 20 years .
If I have investment in USD I will not change to Naira
Autos › Re: Clean Tokunbo Toyota Camry LE 2017 @ N14,700,000.00 by Educationalserv: 11:44am On Feb 20
coolcars:
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Price: N14,700,000.00

Call: 09034045333
12m cash in hand .......hhhhhhhhh
Islam › Re: Kano Hisbah Arrests 9 Muslims For Not Fasting During Ramadan by Educationalserv: 11:39am On Feb 20
Omihanifa:
Hypocrites grin
Nah by force to fast??
What of people that will still observe the fasting and after breaking their fast, they still pound other people's wives a minors?

Many years ago when I was in the north, most hausa guys will go to brothels during breaking of fast and tell you so far the act was done after the break of fast, it's not a sin.
na only brothel and brothels be your talk .
Can you give another example .
Are addicted to brothels
Investment › Re: Treasury Bills In Nigeria by Educationalserv: 8:55am On Feb 19
jedisco:
Interesting read...
This part got me thinking. Dejavu perhaps.
I remember when Buhari et.al did their majic and boasted about inflows from portfolio investors but they forgot they were going to pay back with interest in 1-2yrs time. These portfolio investors don't stick around. They're in and out, moving to the next country they'd benefit from. It's the citizens that deal with the aftermath of their visit. I wonder if the structural changes by the CBN could weather the storm when that $16 Billion (plus interest) seeks to leave


According to data cited by the National Bureau of Statistics, about $16.7 billion flowed into Nigeria in the first nine months of 2025, yet only $565 million of that was foreign direct investment, representing just 3.3 per cent.
The rest was largely portfolio investment, which is another way of saying money that packs light and travels fast.


https://nairametrics.com/2026/02/15/the-dangers-of-an-appreciating-naira/
The inflows is not only FGN loans ,it Majorly investment in NGX , Money Markets and FDI
with the liberalizing of the exchange rate they can buy USD from parallel Markets at point of exit .
Unless like Buhari Magic they needed CBN intervention to exit
They have weighed their Risk VS Reward
Properties › Re: Abuja Luxury Plots For Sale In Abuja With Flexible Payment Plan by Educationalserv: 4:10pm On Feb 18
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can I see pictures of the plots
What streets
How far from Qatar foundation
Autos › Re: SOLD Foreign Used 2006 Corolla Luxury Edition SOLD by Educationalserv: 2:10pm On Feb 17
uniquetechng:
no oooo, that's the landing cost.
Just chat me let's see what we can work out.
that my budget

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