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Educationalserv's Posts

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InvestmentFIRS /adedeji New Tax Can Lead To Collapse Of Naira by Educationalserv(op): 1:36pm On Oct 30, 2025
FIRS/Adedeji in other to impress President Tinibu is implement a 10 percent tax on treasury bills investment .
This tax was suspended due to it negative impact on the a very competitive market we are competition with other stable Africa Nation .
With this 10 percent leading to lost of over 600 bn naira by diaspora investor and FPi who normally send FX inflow.
How it will affect the Naira
Maturing Treasury bill by FPi and Diaspora will now convert back to US at an accelerated rate leading to collapse in Value of the Nara .
Adedeji is supposed to engage private sector investment professional to see the over all pictures Not just TAX TAX TAX
InvestmentRe: FIRS / Adedeji Destroying Investment Confidence In Nigeria by Educationalserv(op): 1:30pm On Oct 30, 2025
sholatech:
He is not taxing the treasury bills. He is going to tax the GAINS from the short-term treasury bills sales. The aim is for the FDIs to stay longer and not be doing hot money flows all the time. Trade in treasury bills for longer terms and get tax waivers. Trade for shorter terms and pay capital gains tax on your gains/profits. I am in support of this, professionally and for the good of our Nation so the funds stay longer in-country
FPI by design are short term money coming into Money market and not FDI which stay longer .
The source Location for FPI are Max 1 year due to risk associated with Investment in weak Africa countries like Sudan and Nigeria
Imagine all the FDI ,FPI in Sudan .
Adedeji competence is currently in question
As Majority of his work experience is in Govt work and they normally fest on other persons effort .
Why would any FPI invest in Nigeria Treasury bill and be Tax WHT after collecting VAT ,bank charges ,commission and risk of Devaluation.
InvestmentFIRS / Adedeji Destroying Investment Confidence In Nigeria by Educationalserv(op): 11:18am On Oct 30, 2025
With the fragile recovery FIRS Adedeji is about implementing a 10 percent tax on treasury bills .
Making it unattractive for FPI you bring in million of USD to invest in such debt instruments
Other Nation still have Tax waivers .
Treasury bill rate in Nigeria are currently in negative return but the FIRS want to tax a negative real return at profit .
Is that Madness and deinventive
I call on president to Half FIRS before they destroy the economic recovery.
Short term instrument are for Liquidity management, FX inflow etc. Not a source of FGN revenue
Foreign AffairsRe: Russia Tests Doomsday Nuclear-Powered Missile With Unlimited Range (Photos) by Educationalserv: 10:43am On Oct 30, 2025
WriteerNg:


Ukraine small?? Are you high?

The second largest country in Europe after Russia.

The second largest Army in Europe after Russia. Ukraine had a larger Army than France and Germany combined.

Ukraine received more weapons than France and Germany had. Google it.

Over $450 billion worth of weapons have been expended by Ukraine in just 3 years. That's more than the GDP of 100 countries.
Am not high Russia is a paper tiger
I don't US invading any Nation for 4 years without fishing the job as Per super powers
Foreign AffairsRe: Russia Tests Doomsday Nuclear-Powered Missile With Unlimited Range (Photos) by Educationalserv: 9:37am On Oct 30, 2025
Kaliningrad:
This is for the hot heads in the US and Europe who think they have a slight chance of surviving a nuclear war with Russia.

Before the start of a nuclear war, Russia can launch about 100 of this missile. Because they're powered by a nuclear reactor, they can circle the globe for 30 years while waiting for the last U.S survivors (President, VP, Chief Of Defense and other top military brass) to come out of their underground bunkers.

Then it strikes them again. The Americans were getting too confident that their President can wait out a nuclear war... Well this missile can wait even longer. And when they're out of their secret bunkers.... BOOM!!! Another bright red flash. The last thing they'll ever see.

Checkmate ✅
Am disappointed with Russia claims they can't finish up small Ukraine na america and NATO
PoliticsRe: Top 25 Countries With The Lowest Quality Of Life In 2025 by Educationalserv: 8:06am On Oct 30, 2025
Jobs/VacanciesRe: Monthly Net Salary Of Federal Government Ministries,departaments, Agencies And P by Educationalserv: 9:14am On Oct 29, 2025
Geeprince1:
Hi everyone, I really need your advice.
I have an OND and HND in Accounting, but someone once advised me not to stop at HND. So I went on to earn a B.Sc. in Accounting and Finance, and by God’s grace, I also completed an MBA in the same field.
Currently, I’m pursuing my ICAN certification, and I recently got a job that pays ₦450,000 per month. However, the workload is extremely demanding, it’s literally Monday to Monday, and even when I work tirelessly, the tasks just keep piling up.
I’m an accounting professional with strong skills in Excel, Power BI, and various accounting software, but lately, the job has started taking a toll on my health. Constant laptop use has affected my eyesight, caused back pain and poor posture, and I often feel mentally and physically exhausted. I can’t even prepare to read for my ICAN exams or study on weekends because of the constant body aches.
Now I’m at a crossroads, should I quit this job and look for a lower-paying but less stressful one, or should I hang on until I secure a good federal government job or top private firm?
For context, I leave home by 6:00 AM and don’t get back until around 9:30 PM daily, and remote work isn’t an option.
Please, I’d really appreciate your honest advice.
sub contract the Job for 50k per month to reduce work load
InvestmentRe: Treasury Bills In Nigeria by Educationalserv: 1:45pm On Oct 28, 2025
RayRay06677:
Treasury bills (T-bills) in Nigeria are now subject to taxation following the expiration of a previous tax exemption order. The interest earned is subject to a 10% withholding tax (WHT) for corporate entities, while individuals are exempt from this tax, although corporate income tax may still apply.



Please note that individuals are tax free on Tbills.
individuals investing through First bank or All banks Cos the guy complaining invested via GTB
InvestmentRe: Treasury Bills In Nigeria by Educationalserv: 10:34pm On Oct 27, 2025
heavenisreal18:
I was told they have implemented WHT that it was Instruction from FIRS.
Bunch of criminals this will lead to exit of FPI from the Market
You offer TB at 19
With the WHT is not more 19 it now 17
You remove VAT
You remove Custody Fees
You devalue along the line
They should just stop issuing TB
InvestmentRe: Treasury Bills In Nigeria by Educationalserv: 7:40am On Oct 27, 2025
heavenisreal18:
I sent mail tire for the certificate but my account officer didn't send it ,one of my account officer has blocked my mail from reaching her. Her mail usually bounce back now
And you can't go to the bank ?
PoliticsRe: Ned Nwoko Defends Polygamy, Says Men With One Wife Deserve Pity by Educationalserv: 7:38am On Oct 27, 2025
SpecialAdviser:
Unfortunately many of our people are dieing in the sea to go to Europe. We also sit back and watch their football every weekend and wish we were born in Europe. Why wont I love been brain washed by them? Do you even know how polygamy is amplifying corruption in Nigeria? You dont know why Hausa people are destroying the country with corruption and banditry. Do you?
it you that is wishing dont used your narrow yardstick to measure everyone.
How are hausa people destroying the Country with Corruption?
Cos the Last I check .
Ibori , Dezani , Alam , Fasoye, Apakbio Ifanyin okowa are Non Hausa people
Also Majority of Yahoo boys /Men are Non Hausa people
Also Majority of Cocaine trafficker are Non Hausa
Majority of importers of Fake drugs and spare part are non Hausa
Majority of producers of Fake drinks are non Hausa
Majority of hook up girls , international prostitutes are non Hausa
Majority of Drug baron in prison in Asia ,south Africa are non Hausa
Majority of Democratic leaders since 99 are Non Hausa
Obasanjo, Jonathan and now Tinibu Total 18 years
Largest grants to State and. Non Hausa state Delta, Akwai IBom Rivers yet they can't Match Hausa run state of Kano ,Kaduna
Majority of terrorist in south are non Hausa

So how is Hausa people destroying Nigeria ?
By Farming and supplying your Lazy ass
Beans ,yams ,tomatoes,beef , carrots,onions Millets ,Maize , soya bean and accomdating Million of Nigerians in Hausa land peaceful
PoliticsRe: Ned Nwoko Defends Polygamy, Says Men With One Wife Deserve Pity by Educationalserv: 6:33am On Oct 27, 2025
SpecialAdviser:
There is no bitter and honest truth in it. I dont know why many of you clap at every statement without deep research about it. Monogamy seems troublesome now because many of us never witnessed polygamy in practice. Every type of marriage comes with its own drama, you cannot just believe one is so perfect.

Below are some of the insights. For every marriage, three major parties are involved. Father, mother and children. Polygamy may look like benefiting men but the mothers and their children will be getting the hits.

1) Father: Yes options for sex. Options for loyalty etc
2) Children; Except the father is rich, may drop out of school. May witnessed constant problems at home, quarrels and envy most times. Go to northern Nigeria and see their kids. With all the money they steal in government, still the most backward region. There can never be a man that loves two women equal! Even God does nit love us equal. If not why did He chose Israel those days in the bible. Why was DAVID His friend? For as long as you cannot love those wives equal, trouble sets in and the kids get the hits.

3) Mothers: Lack of attention, Unhealthy competition, Sometimes lacking sex, Their husbands gets the licenses to honourably chase women since they can bring in another wife. Go to Abuja and see how Alhajis chases young girls for sex. I have seen first wives suffer in Kano state and wonder if polygamy worts it. It looks like its succeeding in the north because most of the women are uneducated and religion also used to calm them. If your child drops out of school, its the will of God. My dad was born into a polygamous home. Very brilliant man. They called him uneducated professor but he never went to school. I still thank God my dad did not bring in another woman to compete with my mum all the time they had issues. It would have been a disaster. I would never have been educated and will still be suffering now. People are blind sha

Summarily, Its only selfish for men to believe their sexual satisfaction and attention is enough for marriages. Do you think of being born into polygamous homes? Most of us would not have attained our heights Most tich people will always make polygamy look perfect until you get into it as a poor man.
you have been brain washed by Europeans.Polygamy bad Gay good
Polygamy is a Natural order
It help women breed
We not have a pandemic of well trained unmarried sisters
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 9:16pm On Oct 26, 2025
kenben:
THIS IS FALSE AND VERY MISLEADING. NOT TRUE AT ALL.
OK state the UnFLASE FIGURE
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 8:31pm On Oct 25, 2025
Brendaniel:
And you expect maximum productivity by doing this ?

So essential services like doctors, nurses, military should also run the same way?

no wonder Nigeria is the way it is today...

Does it look like what a normal person is governing?
How can there be productively on Bad pay .
Doctor, nurses and police are already paying them self productive wages
InvestmentRe: Treasury Bills In Nigeria by Educationalserv: 6:45pm On Oct 25, 2025
heavenisreal18:
Someone asked if it was written in my certificate,but sadly GTB don't give certificate anybody using GTB who got certificate of investment.
look like Fixed deposit .
Go back and look at the Transaction description electronically
Bankers can be funny
Do you FD
The do TB with capital
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 6:33pm On Oct 25, 2025
My post doesn't mean Nigeria better pass UK
UK better pass Nigeria in Majority of aspect
While Nigeria get some advantage over UK
Example for Nigeria you go sell Land 100m
Pockets the money no taxes etc
You go collect rent chop everything no tax
But to buy house You cought out Millions at once UK na instalment
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 6:30pm On Oct 25, 2025
Lilfire:
People defending this 200k salary unna no get shame? Seriously how much this wicked man they pay unna is that what he promise? When he decided to devalue the naira and remove fuel subsidy? What have they don to check mate the effects nothing apart from this sham called 70k minimum wage do you know that a state worker now earn more than a federal worker in this government? Shame no they catch unna suffer no they tire unna tuaaah
Shameless they want a family man to Magically appear in office daily ,pay rent,pay transport eat pay school fees ..pay Electricity etc
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 6:28pm On Oct 25, 2025
Brendaniel:
First, is it normal?, secondly do you have any evidence to prove that?

Thirdly, does the constitution permit civil servants to do side hustles aside from farming?

and finally if the civil servant is unable to get a land close by to his house, should he and his family starve to death because the FG refused to pay them well?

please answer all these questions if you are replying me, I hate arguing with irrational thinkers...
when the Nigeria state pay 70k Minimum and post a Civil servant to Abuja where two bedrooms is 1.5m
The Nigeria state has failed in it primary responsibility to demand civil servant come to work daily . The current pay only Last 1 week So they come to work ,8 days in Month
Lagos State has reduced work days to 3
Kaduna 4
Kano 4 Katsina 3
They know they are paying impossible wages
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 11:01am On Oct 25, 2025
smartkester:
And I am telling you again, none of these guys take home 1m monthly. The upfronts and bonuses are paid just once in a year so you can't add that to their basic salaries. Like I wrote, no government agency pays entry level a million naira in Nigeria. Stop peddling wrong information
Am not talking about basic salary
Am talking of total compensation .
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 11:00am On Oct 25, 2025
smartkester:
And I am telling you again, none of these guys take home 1m monthly. The upfronts and bonuses are paid just once in a year so you can't add that to their basic salaries. Like I wrote, no government agency pays entry level a million naira in Nigeria. Stop peddling wrong information
Honestly you don't know what you are saying .
NNPC entry is currently 1.5m
Nuprc is 1.8M
NDiC is 13m
The upfront payment is still part of your pay any bee paid
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 9:32am On Oct 25, 2025
guobe:
I don't have an idea about that but from the way their salary is,their pension should be quite hefty too.
Many retired as NNPC agency staffs and collected tens of Millions as exit packages and immediately rejoin NNPC limited under new term .
Over Enjoyment
This one only go for holidays
Always in the office
No need for side hustle
No need for Japa to cut grass ,face reform UK
Paid travel to UK for Conference
A Japa Nigeria might be in Cleaner In a Conference attended by his University mate from Nigeria paid by NNPC OR NFIU

Which humiliation pass this one
He rather meet you as Polytechnic lecturer Even is not about Conversion rate
Educated humans need Dignity .
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 9:25am On Oct 25, 2025
MatrixCircle:
Stamer is a Public servant who uses Public funds for Public Good. Akpabio and kalu are corrupt politicians who believe Public funds are for personal good. Stamer is accountable to the British people. Akpabio and kalu are not accountable to anyone, no matter the amount of the treasury being looted. That's a little of the comparison.
it not about you is accountable or not .
One UK worshipper say persons in old people home are living better than Nigeria senators.
Him don't know who is a Nigeria senator.
Boris Johnson was partying during COVID-19 lock down .Forget accountability you have been brains washed .
Prince Andrew is also accountable
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 9:22am On Oct 25, 2025
Love800:
What do you mean by this post pls?
Am trying to comprehend it.
Payment of Living wage .
Before a salary is announced as Minimum is must be able to pay house rent , transport, pay for food etc
Not abitary announcement of impossibilities.
70k
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 7:42am On Oct 25, 2025
lawjjj:
you can't sell all bags in 1 month, have you considered other costs
open near a wealthy Farming Community like a river basin authority during farming season you even sell 1 truck per week .
The 700 bn naira fertilizer Dangote sold is from where .
2 billon daily
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 7:40am On Oct 25, 2025
smartkester:
All the salaries you mentioned are far below that. None of those guys pay entry level 1m
Is more than they have Lump sum paid yearly and unexplained allowance and bonuses
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 7:38am On Oct 25, 2025
MatrixCircle:
That old people's home you talk about, are not cheap to live, most of them the old people pay upto £1000 ( 2 million naira) to stay there per week, so per month is about £4000 (8 million naira). How much does your senator pay for house rent in a month. I believe not upto 8 million naira.
Also, in the UK 🇬🇧 there are labour laws that governs every job, that grass Cutter has a pension contribution which every employer must abide by, no one will embezzle his pension just like they do in Nigeria. His pension runs in £ one of the strongest currencies in the world. If he retires and decide to return home, his pension comes in £ while he is in Nigeria, his NHS medical treatment in case of any health challenges is still there, he may decide to fly back in UK 🇬🇧 and see his Doctor for free but your President and governors will pay millions of naira of tax payers money to access it.
The grass Cutter will walk in for free. grin
Story all this yarns are for Novice who never touch UK before with internet now everything is Very Clear .
Less than 1 percent of working population make 8k in the UK
Doctor in the UK are always protesting pay 2300 and Japing to Australia.
Reforms UK is gain ground and English defense league just know you cannot be British enough even Kemi is about to be kick out
Majority of pensioners are on 1000 pounds pay and struggling
NHS is crumbling and wait time for surgery and dental care is endless unlike Najia you have your money treatments happens
Hope you heared the story of a Nigeria woman that drug her daughter to sleep so she can work .If na Nija neighbors dey ,sister dey sense of Communal living
Don't compare Nigeria senator to British grasss cutter he lives a High Class life even the British PM can only dream of .
You wan compare stamer with Abapkbio or Kalu
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 7:58pm On Oct 24, 2025
enemyofprogress:
your wife's friend. I hope not what I'm thinking. Your closeness to her is too good for comfort.
Freedom of taught is allowed we are free society
False allegation is criminal offence
CareerRe: Nigerian Civil Servants Will Receive Their Salary And Fall Into Depression by Educationalserv: 7:51pm On Oct 24, 2025
MatrixCircle:
No Nepa wahala, food cheap , their children will school in Oxford, Cambridge and among the world top 100 universities, they is NHS for health care, and above all there is security. You can go to sleep without worrying about bandits, armed robbery, kidnappers invading your house or receiving a phone call for ransome payment. The best schools for children in the UK are free. The same kind of international school the wealthy in Nigeria send thier kids and pay 10 million naira pay term. All those British international schools in Abuaj and Lagos, that grass Cutter in Uk his children attend it for free.
That same grass cutter his children will get UK 🇬🇧 passport in future and become British citizens. That passport cannot be bought with 1 billion Naira. Dangote with all his wealth can't buy it.

Can you see the reasons he spent so much millions to go cut grass for UK.
you forgot they can come out gay or lesbians and keep you in old people home when you need them Most and no strength to cut Grass
Reform UK can kick your Ass back to Africa
PoliticsRe: AVM SK Aneke: Profile Of The New Chief Of Air Staff by Educationalserv: 5:01pm On Oct 24, 2025
AndSunGorilla:
Son of a recruit (warrant officer) now chief of air staff!!! I love stories like this.
I swear this when there was resemblance of fair play .
Now and Man know man rackets .

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