Good day

Recently I took loan from some loan apps with hopes of paying back through business but due to their short time frame of repayment I've been unable to pay back. Am asking them for more time but they'll not willing to listen and are threatening to ruin my image by sending messages to my contacts with my picture calling me a theif.
Right now I need help with a loan that I can pay back in a month's time at least.
I'm not a theif or a fraud I just need time I'd pay back whoever is willing to help me .