₦airaland Forum

Topsmamen:
You're welcome.

"If your spouse is coming with you, you can count money you have together in a joint account. You may be able to count money in an account under their name only, but you must prove you have access to the money". - Government of Canada.

If your husband's bank account has the required funds, then you don't need to use your bank account, just use your husband's bank statement ONLY. Your husband should also submit a letter (signed by him) indicating that he has no objection that you (as the wife) has complete access to the money in his account and will be utilized by you at any point in time. So yes, your husband's bank statement and the signed LOE will do just fine.

You are a blessing @Topsmamen
Thank you soooooooo much.

Topsmamen:
Yeah sorry. I initially said your hubby can transfer the funds to you and do a gift deed (a notarized letter to attest that he gave you the funds), which is optional. A simple letter of explanation (LOE) would do just fine. Here is a sample of an LOE.

Thanks so much @Topsmamen.
So he still has to transfer the funds to my account? Unfortunately, we are in different countries. I don't know how easy that will be. What if I use my own bank statement as well making 2 statements although I have just a little amount in there? I am just trying to see if we can work around him not having to do a transfer.
Will both bank statements and a LOE suffice?

Xclusivemaama:
He can transfer it to your account since you are the PA... He can write a simple letter to show he transferred the money to you for POF

Thank you so much

Topsmamen:
Hi.

1. No, you do not need to be currently employed to begin the process. Your work experience is what matters.
2. As the PA, your husband can transfer the funds to you. Since the funds are from your spouse, no gift deed is needed.

Scratch my earlier statement.

Thank you, @Topsmamen. But what do you mean by "Scratch my earlier statement"? Please.

Thank you, sis. Can we use ONLY my husband's bank statement as POF?

Hello house,

I am new here. Please assist me with the below.

I have 2 certificates while my husband has 1 hence, I will be the primary applicant(PA). But I have been out of job for 1 year for some reasons. I intend to start working again in 6 months time. But of course, we cannot wait till then before we begin the EE process.

1. I have heard someone say the PA needs to be "currently" employed while applying. Is this true? Hope this will not jeopardize our application?

2. We will be using ONLY my husband's financial statement for the POF since it is more robust than mine. Is this fine?

NB:
I had 3.5 years work experience before I resigned and my husband who is currently working, has about 8 years work experience till date.

Please help, guys.