₦airaland Forum

Thank you @Brightingsus.

So I attached a sponsors statement- who is my fiancee, who was to provide 300k as his support....that was not mentioned.

I was to visit my older sister who is a uk citizen, she provided her payslips and her savings account. She supposed to provide accomodation and feeding.

I am COMPANY SECRETARY at my job as well as head of admin. Thats why i submitted the cac documents.

As per the payments into my account- my salary account reflected my monthly salaries. I only just got a review to that amount 3 months before.
My account receives a lot of cash, mostly payments for company incorporation which i do as a side hustle.
I am a lawyer, so I have legal consultancy i provide to friends and family.
I did not know i should have explained the source of funds.

Do you think i should reapply correcting all these bearing in mind that this application took 3 months and i have my salary dropping into my salary account.
I included another account before i have my savings in another account, as at date I have a savings account with about 700k balance. And i will still have my fiancee co sponsor the trip.

Whats your opinion...
quote author=Brightingsus post=61136435]


I have some observations...

I was wondering why you included CAC documents. CAC documents are for people that own businesses or self employed with a company registration. For a visit visa applicant who is an employee whose name is on a company's payroll, you do not need CAC. Too many documents that are irrelevant to an individual's application can be disastrous especially if they open new avenues for the ECO to seek verification.

I do not know why you included two bank statements. You said one is for salary account and the other for your previous earnings. While you changed your job, did you change your bank account as well?

Do you have an additional job or source of income apart from your employment which started in 2015? I think you confused the ECO. Remember it's not enough to just lump up documents and expect the ECO to figure which is which. It's on you to explain everything. I do not know to which extent you were able to do this. The refusal stated there were deposits in your account other than your salary. When you use bank statements, you must explain in writing; especially under 'additional comments' section of the application form, all transactions that do not reflect on your payslip. You must also provide the source, e.g. If it's gift from family or payment for services you rendered.

Let me shock you. The ECOs do not take time to study applications. It's on you to explain everything explicitly like you are talking to a 5 year old. If you expect an ECO to understand what you wanted to communicate, they will always assume the negative.

Also, your closing balance was N600k+ and you quoted to spend N300k; half of your closing balance Now, the ECO would weigh this against the importance of the visit to the UK. You quoted to see family and for tourism. You would have benefitted from saving up more before making the application.

More so, you did not provide enough ties to Nigeria. You being a young adult, I mean in active employment, must provide ties to Nigeria more than ties to the UK. If you provide more ties to the UK and less to Nigeria the ECO would doubt you. I do not know if you are married. If you are you wshoukd have included your marriage certificate.[/quote]

Hello...did you read what i wrote please? Ill prefer to have responses from people who will take time to read, ask relevant questions and provide HELP. Thanks.

lekibraky:
Brother reason am na what will family back home fall upon when u have 600k and want to spend 300k for travelling an the VO will woner what u do with all your money 300k per month and u cant save up to 1.5m to get the visit visa u need people to tutor u to run ur package

@justwise @brightinhus and everyone, good afternoon everyone.
I became an avid reader of nairaland on this wave of uk visa decision delay.....so after waiting for over 64 working days, i got a refusal.
.
My application history is as follows
In 2009 while waiting admission to law school, i applied and was denied based on insufficient economic ties
In 2010 after completing law school, before my call to bar, i applied and was refused again due to the above reason
I chilled till 2015, when i had started earning salary and applied but was refused again for insufficient funds
In the last quarter of 2015, i got a better job with about 3times what i was earning at my last refusal and waited till July this year when I had gotten 2 salary reviews . My last salary review was to 301k .
I applied and here is the refusal document, please note that i submitted letter from employer, payslips, employment letter, and 2 salary review letters, I also attached 2 bank statements, 1 for salary account while the other was to shiw my previos earning.
The refusal stated that
1. I said i was "self employed "
2. That I did not show proof of my salary and additional income
3.that i did not prove evidence of other family members
P.S
I clearly stated my employment with my employer with all neccesary letters, i even attached cac documents as the company secretary to 3 companies which are our affiliates
I dont know what other documents i should have attached.
I think i want to reapply because the ECO was unfair. Please assist or refer me to particular posts that have similar outcomes