@ MRbrownJAY

truthfully, love is the greatest thing in the whole universe for God is love, and with God you have all...but believe me, there are a lot of broken home which was broken due to money. may be the husband loosing is job or facing financial break down

Importance of Love in a Marriage

Marriage is one of the oldest institutions. When two people want to tie the knot, it is usually because they love each other and want to spend the rest of their lives together - "till death do us part." But some, however, cynics as they may be called, do not believe that love will always keep a marriage going forever and there should be other factors to consider, like money. Others see marriage as a contractual agreement between two families and love between the two people was seldom considered. Thus one has to decide whether love indeed 'makes the world go round' and is 'a many splendoured thing' that binds the marriage partners or are there other things to consider?

Marriages in the past have been known to succeed without love. During our grandparents' time, marriages were arranged and they did not see their spouses until the wedding day itself. Some learnt to love them as time passed whilst others did not. Nevertheless, the marriage endured. As long as man and wife fulfilled their basic responsibilities to their family and children, the marriage was considered to be "working."
As society is now more affluent and has changed, feelings are considered important. To many people now, love is extremely important in a marriage as it is love that will bring them through good and bad times and will bind the family as one. The warmth and care love generates can never be replaced. Many believe that. the love expressed between the two people will show their children the strength of love and illustrate how love makes the family stick together. Children will then learn the importance or love as seen in their parents' relationship and that love has carried them through thick and thin. It is the foundation of a marriage and family.
But others, on the other hand, argue that love in a marriage is purely idealistic. "'There are certainly other things to consider," they say. Financial stability is the foundation of a strong marriage, they believe, as material wealth can give what love cannot. - a shirt on the back and a full stomach. Of course, one can have love and be financially stable but the point one is trying to make is that. love should not. be given top priority. For a marriage to work, there must be financial stability, so that the couple will not. spend so much of their time worrying about bills and more bills which, in fact, might cause a strain in the marriage. The children might also be affected as they will not have, the comfort that their parents want them to have. This might cause them to consider material wealth above not. only love but everything else as they have seen their parents quarrel acrimoniously over money. Thus making money might become their primary objective in life as they become totally disillusioned about love.
I am not trying to throw a wet blanket on those hopeless romantics who believe that love can save the world. The point I am trying to make is that without a stable roof over one's head and clothes on one's back there will be little time for love. So, I maintain that love is important but, equally important, is money. So love plus money may make a successful marriage.

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Ten of the best ways to make money in an hour
From ID parades and old mobile phones to planning meals, there are many ways to make and save money


You can earn money by disposing of your old mobile phone. Photograph: Chris Jackson/Getty Images Europe
1. Dig out your store cards
With purses and wallets bulging with credit cards, debit cards, work passes and driving licences, loyalty cards can easily be relegated to the kitchen drawer. But, having a quick scout around for these cards or requesting new ones could reunite you with scores of unused points that could be translated into pounds.
Most of the supermarket and high street store schemes, including Nectar and Tesco Clubcard, offer replacement cards so you don't lose out on your points. To make your loyalty cards more profitable see if you can collect extra points from other companies that are part of the same schemes, such as electricity and gas suppliers. Eon, for instance, offers Tesco Clubcard points to its customers.
2. Resist eating takeaways
Planning meals in advance is the best way to make sure you don't end up grabbing a takeaway on the way home, or throwing away unused food. Spend some time each weekend working out which days you will be in and what you can eat. If you know you will be late one night, plan a meal for the night before that can be doubled up so you have a homemade ready meal to pop in the microwave.
If you're not a big cook, start realistically. Pick out some easy ideas from recipe books and foodie blogs and put the list of ingredients in your bag, so the next time you find yourself wondering what to eat when you get home you have a list of ingredients for some home cooked food.
3. Switch your bill payments to direct debit
Photograph: Graham Turner Switching your utility, telephone and television bills to fixed monthly direct debits could be a quicker way to save money than changing supplier. Last year a survey by Bacs, the not-for-profit body behind direct debits, said you could save as much as £230 a year by switching to monthly bill payments. Paying this way also helps with budgeting.
To encourage customers to switch, many firms offer discounts. The biggest tend to be for dual fuel customers paying by monthly direct debit – npower is giving customers a £100 annual discount for making the change, which only takes a couple of minutes. BT offers customers £1.25 off their line rental each month if they opt for paper-free billing and pay by direct debit. Don't forget to regularly check your bills for discrepancies and make sure you are still getting the best deal.
4. Renegotiate or cancel your subscriptions
Check your standing orders and direct debits to see if you are paying for subscriptions you do not use. If you are paying for magazines, TV or gym membership you may decide it is time to cancel some of these, or ask if you can renegotiate to get better value.
Cable and satellite TV companies may be able to reduce the amount of channels you receive, while mobile phone companies might offer to reduce your bill by lowering your free minutes and text allowances.
You might also be able to save money by adding to your list of subscriptions. Work out how often you buy your favourite newspapers and magazines and look into subscribing as this often works out cheaper.
5. Sell your old mobile phone
Listing, selling and posting unused items on eBay takes time, but there are quicker alternatives. If you have an unused mobile phone you could make anything from a couple of pounds to £200 depending on the model and condition by sending it to a phone recycling site. Love2Recycle and Mopay offer some of the best amounts for old phones.
Selling your phone is easy. You typically search the sites to see how much it is worth, send it off in a freepost envelope and sit back and await payment. Some of the sites offer more if you opt for high street shopping vouchers instead of cash.
6. Make sure you are claiming your full benefit entitlements
Photograph: Alamy The variety and complexity of state benefits and tax credits means you may not be claiming everything to which you are entitled. However, there are a couple of quick ways to check. The Directgov website has a benefits calculator, which can give you an estimate of what you are elligible to claim.
By inputting your savings, earnings and outgoings it estimates what you should be receiving. The site also has a benefits adviser, which tells you what help is available.
7. Fit water-saving devices
Photograph: Luc Porus/Alamy If you are on a water meter you can cut costs by installing a couple of simple devices to reduce your usage. Flushing the toilet accounts for about a third of all household water use, and several water companies offer free "save-a-flush" devices. Putting one of the in your cistern will reduce the volume of water used every time you flush.
Meanwhile, free ShowerSmart devices help cut the amount of energy used having a shower. They can be easily installed on non-electric showers to regulate the flow of water, and the makers claim the yearly savings for an average family are about £30 on gas bills and £30 water bills.
8. Do an hour's work
The government-funded service Slivers of Time Working lets you pick up work by the hour. Would-be workers register on its website and detail their skills, experience and availability, and wait for a local agency to give them a call. At the moment the site offers work in east and west London, Leeds and Cambridgeshire, but coverage is spreading as employers sign up.
When you sign up you say how much you expect as a basic hourly wage, as well as how much you would want that to rise if you had to travel to a job, work on a particular day or work at short notice. A spokesman for the site says all kinds of work is available, from answering phones in a call centre to security work, and workers can flag up when they are available.
9. Scour freebie sites
If you get carried away with freebie websites you could end up drowning in a torrent of annoying emails and strange samples. However, there are some useful freebies out there. HotUKdeals has a list of offers, which currently includes free film screenings and a voucher for a 100g Milka chocolate bar.
Many online photo printing firms give away a number of free prints if you open an account. At the moment most will charge you for postage and packing, but you could still make some good savings on your holiday snaps. Have a look at Free Photo Printing for a list of the latest offers, which includes 50 free prints from Snapfish for only 99p P&P. Other good freebies include free DVD trials.
10. Police ID parades
Photograph: Linda R. Chen/AP Police forces used to pay volunteers to turn up and stand alongside suspected criminals while witnesses tried to pick out the guilty party. Now most use video ID parades, but they still need people to appear alongside suspects. West Yorkshire Police runs the video database, which goes by the name Viper. It pays volunteers £15 for their time. Its website lists the types of people it is currently looking to film, and there is an application form if you fit the bill (boom boom).

more on: www.zlmh..com
twitter: @zolass