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Funkyshade's Posts

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BusinessRe: NYIF Loan Discussion Thread by funkyshade(f): 7:47pm On May 19, 2022
dhope:
With this legit platform you don't need any loan bro. Just dey enjoy ur package alone as ure already a big boy smiling up-and-down

BusinessRe: NYIF Loan Discussion Thread by funkyshade(f): 7:41pm On May 19, 2022
funkyshade:
It's basic maths sir,

Where: A = P(1 + rt)

P= 250,000
R= 5%
t= 5years


A = N312,500.00

Interest = A - P = N62,500.00

Equation:
A = P(1 + rt)

So the N312,500 will be spread across the 5years according to ur payment plan.
In this case, I will be paying 5,300 approximately monthly (that's against 60months)

Hope you gerrit now?
BusinessRe: NYIF Loan Discussion Thread by funkyshade(f): 7:36pm On May 19, 2022
Idrismusty97:
Sorry still don't get it huh. Does the interest accumulate yearly at 5%? And then on expiration of the 60 months you pay back all with accumulated interests?
It's basic maths sir,

Where: A = P(1 + rt)

P= 250,000
R= 5%
t= 5years


A = N312,500.00

Interest = A - P = N62,500.00

Equation:
A = P(1 + rt)

So the N312,500 will be spread across the 5years according to ur payment plan.
BusinessRe: NYIF Loan Discussion Thread by funkyshade(f): 7:24pm On May 19, 2022
From my observation, going to the bank may just be necessary.
BusinessRe: NYIF Loan Discussion Thread by funkyshade(f): 7:01pm On May 19, 2022
Idrismusty97:
5% of 250k is about 13k. Does this mean you are paying back 250+13k in 5 years time or how is it calculated? If it's as simple as that it's a bit fair especially for those with higher loan approved.
Nope:
Approved loan: N250k
Interest Rate: 5% per annum
Repayment frequency: monthly principal & interest
Tenor: 60 months
Moratorium: 12 months on both principal & interest.

You gerrit now?
BusinessRe: NYIF Loan Discussion Thread by funkyshade(f): 6:34pm On May 19, 2022
5% @ 60 months (5 years).
BusinessRe: NYIF Loan Discussion Thread by funkyshade(f): 3:59pm On May 19, 2022
Idrismusty97:
How much was allocated and did you signed any agreement?
Yes an agreement was signed & 250k was allocated
BusinessRe: NYIF Loan Discussion Thread by funkyshade(f): 3:07pm On May 19, 2022
Baobab visit was productive. Loan approved but was a little disappointed with the amount allocated.
RomanceRe: Did I Go Too Far With What I Did? She Thinks I'm Silly by funkyshade(f): 2:20pm On Aug 02, 2015
jidestroud:
First of all, please don't be too quick to judge me. Everyone is in Lagos is simple a walking time bomb of M.adness

On this very Monday in the heart of Lagos, Isolo (Jankade Estate precisely), I was all dressed up in my well ironed White shirt and trouser which i just retrieved from the dry cleaner a day before. i was all good looking and ready to go for a kill; a seminar presentation to sell my business to a group of companies who finally gave me audience that day. i decided to use the public transport to be able to meet up with my appointment for 8am.
Then it happened...
while at the bus-stop waiting to board a bus, this dude drove pass me and splashed muddy water water on me (was a rainy day). Good Lord, I had been covered with red muddy water...badly stained. Sh*t!!! I called out to the dude, he just drove off without saying nothing...not even SORRY (that indeed would have solved everything)
Guess what? there was traffic just ahead.
What my girlfriend said i did wrong!!!
I walked up to his car, He had a good looking lady just beside him...No wonder!!! (luckily for me, the car's windows was down) i bent down, my hands in the red muddy water from the pothole close by, took a handful of mud, my hands through his window, then dropped it on his head. Then i did the obvious...Ran all the way back to the estate grin

I told my lady and guess what? she thinks me mad!!! embarassed cry
what would i have done? undecided
isn't everyone mad in lagos? tongue
cc: lalasticlala ishilove
RomanceRe: Did I Go Too Far With What I Did? She Thinks I'm Silly by funkyshade(f): 2:13pm On Aug 02, 2015
jidestroud:
First of all, please don't be too quick to judge me. Everyone is in Lagos is simple a walking time bomb of M.adness

On this very Monday in the heart of Lagos, Isolo (Jankade Estate precisely), I was all dressed up in my well ironed White shirt and trouser which i just retrieved from the dry cleaner a day before. i was all good looking and ready to go for a kill; a seminar presentation to sell my business to a group of companies who finally gave me audience that day. i decided to use the public transport to be able to meet up with my appointment for 8am.
Then it happened...
while at the bus-stop waiting to board a bus, this dude drove pass me and splashed muddy water water on me (was a rainy day). Good Lord, I had been covered with red muddy water...badly stained. Sh*t!!! I called out to the dude, he just drove off without saying nothing...not even SORRY (that indeed would have solved everything)
Guess what? there was traffic just ahead.
What my girlfriend said i did wrong!!!
I walked up to his car, He had a good looking lady just beside him...No wonder!!! (luckily for me, the car's windows was down) i bent down, my hands in the red muddy water from the pothole close by, took a handful of mud, my hands through his window, then dropped it on his head. Then i did the obvious...Ran all the way back to the estate grin

I told my lady and guess what? she thinks me mad!!! embarassed cry
what would i have done? undecided
isn't everyone mad in lagos? tongue
Odikwa serious!!! Loool. Crazy as usual. Hope u didnt spare d lady too?
FamilyRe: Let's See How Old You Are: Can You Remember This chewing gum? by funkyshade(f): 10:18am On Jul 06, 2015
;DYelse
FamilyRe: Compilation Of The Funniest, Weirdest Reasons Nigerian Couples Divorce by funkyshade(f): 10:07pm On May 30, 2015
Hian! Silly,crazy nd funny excuses!
RomanceRe: She Asked Me To Come Visit Her In Borno State To Prove My Love For Her by funkyshade(f): 12:50pm On May 20, 2015
It cool to fall inlove buh fall inlove wisely oooooo! God help u
RomanceRe: 16 Things You Should Know Before Dating A Short Girl by funkyshade(f): 7:19pm On Mar 16, 2015
So wat r u insinuating naw? So short gurls cn nt date tall guys nii?
RomanceRe: How Many Guys Can Do This To Their Love.. by funkyshade(f): 3:14pm On Mar 03, 2015
Dis one na love of life tooo bad grin
Jokes EtcRe: Jackie Chan, The Founder Of Shoki Dance. See Proof [photo] by funkyshade(f): 7:52am On Jan 11, 2015
smileyHaaaaaaa shoki smiley
FoodRe: What Is 'Agbari Ojukwu'? by funkyshade(f): 3:49pm On Dec 21, 2014
:Agbari ojukwu is a very big pot used for cooking party jollof rice tongue
Jokes EtcRe: Pics Of The Day: .Describe This Guy In One Word! by funkyshade(f): 7:52am On Dec 20, 2014
Curious
Forum GamesRe: Eye Test: What Number Do You See? by funkyshade(f): 8:31pm On Dec 18, 2014
Na 74 jooor
RomanceRe: Help, In My 30s And Still A Virgin by funkyshade(f): 8:51am On Dec 17, 2014
Gud for u dear,don't let dat boda u
Christianity EtcRe: HELP! My Prayers Work On People Than Myself... by funkyshade(f): 7:43am On Dec 17, 2014
It jes means u r spiritually inclined! All u nid to do is to be more closer to God so dat dere wil be brktru for u too.
RomanceRe: Ladies, What Attracts You In A Guy's Personality?? by funkyshade(f): 9:04pm On Dec 13, 2014
I love guys dat r caring,undastnding nd appreciate wah dey avnd also guys da r strait 4ward wif dere ways of life!
CelebritiesRe: Denrele Is Ready To Get Married by funkyshade(f): 9:43pm On Dec 07, 2014
OMG!!! If I hear undecided Denrele is for ladies dat r desperately in need of husband ooooooo,make una grab him sharpally grin
Art, Graphics & VideoRe: Creativity: See What A Nigerian Made With A Water Melon by funkyshade(f): 10:58am On Dec 03, 2014
Woooooooooow shocked dis is very great
RomanceRe: Can A Prostitute Make A Good Wife? by funkyshade(f): 2:52pm On Dec 02, 2014
;Wella sef ;Dy not if not
Christianity EtcRe: 10 Sermon Youths Will Most Likely Find Uninteresting by funkyshade(f): 8:22am On Nov 30, 2014
we are guilty of this.
RomanceRe: Do I Have The Right To Collect My Phone Gift Back From My Ex? by funkyshade(f):
.

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