₦airaland Forum

benalvino2:
Lol. I set a trap and he fell for it. I said let's see if...

If I complete the above it would be lets see if he understood or even read the pdf he presented. So I took a portion from the link or pdf he provide and just present it as my argument.

And behold, he disagrees with it

He disagrees with a portion in the article explaining what he claims.

If you read the pdf you will see that he made it white vs blacks neglecting Hispanics, immigrants etc.

You're a special kind of unintelligent I swear show me how I disagreed? I started with ''and?'' Then I asked how it the excerpt you quoted supported any alternate theory or argument you might support and thirdly I enquired about what special type of fruitcake liked your comment, the excerpt which standalone obviously offered no arguments obviously you can read but you either have a comprehension challenge or you're duplicitous trying to frame an argument in which you have little to no locus standing in terms of you said this not that while hoping I don't notice you skirting around the topic itself like you did in the other conversation we had
Your argument now is no longer whether over the decades white Americans have been the main benefactors of social security as compared to black Americans but that I somehow disagreed with you and as such contradicted my argument
And you're the one who obviously didn't read the article or you would have seen where it was stated repeatedly that for the time frame of this study there hasn't been enough Hispanic data to work with as Hispanics are relatively recent generational migrants and when they qualified to contribute they usually have fewer sufficient years to pay into social security as such that at the time of retirement many don't qualify for it and the Hispanics born in America and currently working they are not old enough to start benefiting from it. And also, social security is for citizens, wetin consign migrants for the matter mbok ?

Goofing with confidence! chai!

basilico:
An insurrection is a violent protest. Jan 6 there was only one death , a protester shot by a black. I repeat a black cop.
Cops allowing protesters in..

And you need to explain why Trump requested for 5000 National Guard that day, a request that Nancy Pelosi turned down. Why did she turn it down only to call tens of thousands of them the following day. What was her motive. A setup to me it seeems.


https://www.youtube.com/watch?v=lX2gQsQElJY

are you sure congressional republicans have this evidence? If yes then why did they vote against a bipartisan enquiry into the insurrection where they'd have had the chance to present this evidence?
Your arguments most times are much ado about nothing. A big great nothing burger

benalvino2:
Budaatum like chasing ambulance so he will never get it. I am sure if trump was grabbing girls by their pussy without consent we would have heard about it long before he ever thought about being the president.

Locker room talk. Nothing to see here

but we did hear about it, didn't we?

benalvino2:
Let's see if...

blacks have tended to have larger families than whites, thereby creating a larger share of taxpayers receiving lower returns on their contributions relative to parent and grandparent beneficiaries who got higher returns.

And?
does this excerpt of yours suddenly support any contrary position you might take? I wonder who liked your post. I wonder, how does that excerpt interpret to you?

Alternatively, these are a few notable highlights

1. Social Security’s pay-as-you-go financing
redistributes from younger to older generations. Benefits are based on earnings history rather than contributions, and each succeeding cohort of workers has faced higher average lifetime OASDI tax
rates than the cohorts already retired.

2. The program’s progressive benefit formula redistributes from high earners to low earners. The first dollar of indexed earnings contributes more to one’s final benefit than the last dollar.

3. Forced annuitization—the requirement
to claim benefits as a perpetual stream of payments on or after reaching the eligibility age rather than as a lump sum—redistributes from those with shorter lifespans to those with longer lifespans because those who live longer in retirement get benefits for more years.

4. DI redistributes from the healthy to the less healthy.

5. Divorce, spousal, and survivor benefits redistributes to married couples from never-married households (and those with marriages too short to qualify for such auxiliary benefits). No additional tax is paid to receive those benefits, and groups with higher proportions of single household heads have less access to them, even though they share in the costs. Spousal and survivor benefits further tend to redistribute “upward” since these “free” additional benefits are not level but roughly proportional to the worker’s benefit, so the biggest winners tend to be those who marry the richest workers.

6. Benefits to dependents of the elderly, disabled, or deceased redistribute from smaller families to larger families. The effect of this is more limited, however, as these dependent (mainlychild) benefits form only a small portion of Social
2006).

7. By crediting only a limited number of years of contributions toward workers’ benefits, Social Security redistributes from longer-term workers (those who work more than 35years) to shorter-term workers (Steuerle and Spiro 1999).

Because of these and other design features, differences among racial and ethnic groups in incomes, life expectancy, years paying tax, and other factors will subject them to multiple progressive and regressive forces. On average, blacks are more likely to be low income and shortlived and are less likely to marry than whites. Blacks also are more likely to be disabled. Given this, one would expect forced annuitization and auxiliary benefits related to marriage and divorce to redistribute from blacks to whites.

DI and a progressive benefit formula, on the other hand, should on net redistribute from whites to blacks. Hispanics, meanwhile, tend to have higher life expectancies and lower disability rates than the general population. However, they tend to have lower educational attainment and wages. Non-native Hispanics tend to have fewer years of earnings covered by Social Security, and some will lack the required 10 years of coverage to qualify for Social Security disability or retirement benefits. Thus, the progressive benefit formula tends to favor those Hispanics eligible for benefits, because of both lower annual income and a lower measured lifetime income due to fewer years of coverage, but disfavor those ineligible for benefits. US-born Hispanics are a much younger population as well, so most working Hispanics have contributed at today’s higher OASDI tax rates, and relatively few contributed at the lower historical rates
Previous research has sorted through some of these relationships and come to the following conclusions:
gave larger absolute transfers net of taxes to upper-income families. When allowing mortality to vary by income, the disparities in net OASI transfers increased further for stylized high and low income
households. On the basis of net transfers, then, in the early generations OASI was regressive at least for stylized households.
Projected increases in progressivity were primarily the result of lower net transfers for high income groups, not higher net transfers for low income groups (Steuerle and Bakija1994).

•Using the Modeling Income in Near Term (MINT) model, Steuerle, Carasso, and Cohen (2004a) examined internal rates of return as a measure of progressivity in Social Security, first only under OASI. They found that higher benefits under the system’s progressive benefit formula did not significantly raise returns for high mortality, low education, and low income groups, among which minorities have high representation relative to their proportion in the overall population.
Roughly speaking, the two biggest redistributive factors—the progressivity induced by the benefit formula and the regressivity induced by annuitization offset each other. When analysis was expanded to include DI (Steuerle, Carasso, andCohen 2004b), some progressivity was restored to the system, especially for blackmen. However, black and Hispanic women in the 1931–40 and 1956-64 birth cohorts received lower rates of return than white women under both OASI and OASDI (Cohorts between 1940 and 1954 were not shown.) •ACBO (2006) study showed how life-time benefit to tax ratios vary with lifetime household earnings in the 1960s birth cohort. Its results confirmed overall worker benefits.
Others have analyzed how these redistributions play out in the living standards of retirees. Recent studies have found that certain subpopulations of Social Security beneficiaries remain vulnerable to poverty in old age. Blacks, Hispanics, and Asians (another high recent-immigration group) have lower Social Security wealth and median payouts than whites, even as some of those groups rely more heavily on Social Security for income security in retirement (Bridges and Choudhury 2009). Poverty rates remain high for the unmarried over 65—those widowed, divorced, or never married. Poverty rates for both minority men and women over age 65 are between 10 and 20 percentage points higher than for their white counterparts (Favreault and Mermin 2008)

These findings illustrate the limits of trying to assess the progressivity of Social Security based solely on a single factor, particularly the progressive benefit formula that guarantees higher replacement rates for lower wage workers. Someone also must pay for the regressive portions of the system, whether due to the higher net benefits for the richer members of early generations; the differential mortality that pays more benefits to longer lived, high income beneficiaries; or the design of spousal and survivor benefits that pays higher benefits to non working spouses of high income workers.

None of these analyses looks at redistributions from a multigenerational family perspective. To simplify matters, think of a two family economy where both families have equal earnings. Family A, with two living parents and have three children and family B with two living parents and only one child, when the families get older they create a social compact to support both sets of parents, and they do this by assessing all four children equally. Looking at this compact multigenerationally, Family A, which pays the benefits for its own parents and one of Family B’s as well, redistributes substantial amounts to Family B. Even if the four children later all got equal benefits, Family B is permanently ahead.
Of course, Social Security is much more complex, as it contains many of the other types of redistributions discussed above. But, in some respects, it operated at its beginning like the simplistic model noted above. The first (parent) generation or two paid very little in tax at low rates for a few years, so most of its Social Security benefits were nearly pure transfers from the next generations. But then the process continued. Succeeding generations also got increases in benefits for which they contributed little or nothing for only a portion of their careers. For instance, as noted in the intergenerational literature cited, a benefit increase financed by an across-the-board tax rate increase meant that someone age 50 would pay at the higher rate for at most 15years if retiring at age 65, whereas someone age 20 would pay at the higher rate for as much as 45 years. These successive windfalls continued to redistribute among families of different sizes when considered multigenerationally. Children of larger families were left paying higher tax rates for the benefits of both their parents and the parents of smaller families.
If the system had somehow only provided windfalls to the first generation, then the transfers from smaller to larger families might have been limited or might have been offset through other redistributive forces. This is not what happened, largely because new windfalls kept being created and paid for by taxes assessed disproportionately on succeeding generations

Black people not getting vaccinated at the same rates as white people due to poverty and lack of trust for the healthcare industry due to one of those things the all knowing benalvino2 dismissed as irrelevant which is ''historical antecedents''

https://www.facebook.com/thedailyshow/videos/746499119392569

A study showing the redistribution of social security showing it to have been flowing from blacks to white and projecting to continue in the same direction at least in the next 2 decades, analysis was from 1970 till date and the multigenerational trends weren't even factored in
https://www.urban.org/sites/default/files/alfresco/publication-pdfs/412943-Has-Social-Security-Redistributed-to-Whites-from-People-of-Color-.PDF

But the perception the republicoons propagate which are regurgitated by people like benalvino2 is that black people are social security mooches. The truth is that perception is always different from reality

basilico:
If the valid votes only were the ones counted, democrats would be very happy with the audit

Why are you dismissing it. You cant imagine being wrong.
I don't mind being wrong, on this I think im right based on how the democrats are resisting it.

validity as determined by who basilico? you? A partisan republicoon party? I thought you wanted to stick to facts, not opinions

Prideofcornpop:
Too dumb to understand
When some dude say you didn't do that because you can't kill a fly, go ahead nigger, explain how you can

exchange no 2.

Now this is your final exchange with me being your superior in all things positive you can go frame it, make a non fudgeable token of it or whatever
You presume that I care to understand what you imply? Bwahahahahaha you think I care to impress you or your ilk of loud mouthed, verbose and unwashed riff-raffs pretending to be rap poets, lyricists and the best things to happen after 2pac and biggie? there were better wordsmith like LordAdam before his expose here and even he couldn't hold a candle to moa because after all the sermonizing I ignore his verbose distractions and stick to the logic of the argument for which he lacked comebacks and the entirety of the rest of you combined couldn't hold a candle to him so you coming solo at me........FAIL!
Now, it will do you well to rationalise (If you're capable of rationality) that this is neither
1984 or George Orwell' s animal farm and you're not the top honcho porcine pretending to Lord it! Now toddle of my mentions ham boy, I have weighed you, I have measured you, and I find you unsurprisingly wanting.



Now I need soap, bleach and gallons of water to wash this stench completely of me!

Prideofcornpop:
You can't even catch a fly.

exchange no 1.

Why would I want to? A porcine attracts them as such that will be definitely easy for you but why da f**k would I want to do that? it's not a human thing porcini!

P.S you have one more chance to impress, I woulda thought noisemakers like you would be primed for this but it seems it was all just huff and puff! To say I am disappointed will be repetitive and imply I still have any expectations of you

Prideofcornpop:
Sarcasm = failed.
Nigger got confronted with the bs they spread. Nigger tried sarcasm and failed

unfortunately for you, judgement is not yours to make
Now, are you eager to continue this little exchange? By my assessment you aren't even near intelligent enough for it and me? I'm just catching cruise so if yes, I will gift you with three more exchanges so you can impress me because right now I am extremely not impressed

Prideofcornpop:
See how dumb y'all reason. The camera man in London I a Lil bit behind you in reasoning but y'all are dumb as a monkey

a ham-to-be with opinions on intelligence! ooh! this is getting interesting! What next ham boy? You've decoded the true nature of dark matter?

Bwahahahahaha

Prideofcornpop:
Y'all are pigs. Leftwing pigs or rightwing. Choose your side

over yon there be a patch of fetid mud, try not to be impatient, go make yourself at home I'm sure basilico will be generous enough to allow you the spotlight and the mud spa sometime soon now go sit before I turn you to ham!

budaatum:
There are some people who's mouth will continue to parade the conspiracy even after the audit finds nothing. Hopefully they'll be the minority come election time.

and funny enough those some people declared themselves adults and those who refuse to engage them in their q-anon lunacies children like why the hell would I want to be an A-dolt? To waste my time validating their lunacy? I just want to tickle them a little I would revert back to norm soon
Wow, so this is how trolling feels especially when the object of your attention are dunces, I must confess it feels relieving

Prideofcornpop:
The last guy destroyed you and budaatum combined. Basilico will do no different

one pig at a time kiddo, one pig at a time

basilico:
They don't want the audit They done everything to stop it.
You don't stop something if all i right.

behold! The great adult basilico! the (man?) With aaaaaall the facts! (no opinions mind you )

The challenge right now is for me to stop trolling you where typically I would have ignored you, damn! You're just too easy to troll A-dolt!

budaatum:
According to Mike Lindell, the MyPillow guy,you seem to have forgotten to inform us! What's his official role again? Is it Head Bamboo Auditor, perhaps?

Mike lindell is a credible source and a Facebook commentary referencing a study done by the new York Times is a childish source/opinion and yet basilico claims to be the adult? budaa, check and see if basilico has successfully mud splattered you! Pigs will be pigs you know

basilico:
Kindly be advised to stop commenting when grown ups are talking. take your position outside the gate,eat the roasted intestines you will luckily be offered while real men eat the goat ribs.
Your childish opinions are just that. Childish.

how nice! You're a grown up? What next? Santa and the Easter bunny are real? My post bothers you enough to comment, ignore and go ad homini on me and you're the adult? I know you're baiting me to result to insults instead of engaging in issues but unfortunately for you I have resolved not to mudslug with pigs, especially the brainless variant like you so have fun in your mud spa! I ain't jealous typical coon

Turns out Americans were pro-democratic socialism all along until people of other races stood to benefit from it and now it is all toxic capitalism! The switch occurred between 1960 and 1964 I wonder what happened in America in that period
https://www.facebook.com/1829276903763253/posts/4070351469655774/

How did we get here? Police brutality against minorities on Amber Ruffin show
https://www.facebook.com/AmberMRuffin/videos/2954839038095270/
And talk about double standards when white terrorists are concerned https://www.facebook.com/AmberMRuffin/videos/275532080956491/

Yeah, Obama f*****ked up!

budaatum:
Please do not engage it. We know it is pointless.

this is for the benefit of anyone else who mistakenly stumbles into this thread

Weregonnalose:
Yo, the screen grabs pretty much clear. Y'all be dancing like Chris brown but y'all downplayed education and hard work, y'all claimed white people employ Nigerians because Nigerians can handle racism from whites but African Americans can't. Read the screenshots from budaatum. That is exactly what the nigger meant

a blind man sees by touch and sound, one of them(you) was taken to see an elephant, he asked to feel it and by happenstance held it by the tail, when asked what an elephant ''looks'' like, this blind man who can not see who held an elephant by the tail and who refused to be convinced otherwise by anyone else claimed it felt like a rope therefore it looks like a rope ergo an elephant is rope-ish! I just summarised your thread for you now you can clap for me

budaatum:
I do not engage this foul mouthed cretin. I avoid it like it is the plague, which is likely why it created this thread pained not to get my attention, which is a good thing really because it has simply shown how devoid of a brain like itself it thinks others are that they would not request context for a couple of posts it took out of context from a thread of 2305 pages!

our attention seems to be the highlight of its existence! Just imagine that I'd be so jobless as to create a thread to misrepresent what certain monikers discussed on another thread? that is exactly what surprised me, and discuss it badly at that to frame it in a guise that reeks of inate stupidity! Certainly it can't be that jobless.........................or can it?

And I will advise anybody interested in the actual exchanges to go to the source thread and study the evolution of the conversation not just reading snippets posted by a vacuous nonentity

You mistake every physically appearing humanoid for a sapient man! Your expectations were too high budaatum. This is what you get when you engage shell headed humanoids. How do you expect it to understand any point you're trying to make when it simply lacks the facility to comprehend it?

Spambot has banned me on the other thread hence my absence

basilico:
I schooled when there was no internet. Had to go buy , borrow and crunch books.
They taught me to defend my opinions however unpalatable.

so you admit the unpalatability of your opinions right? Care to remind me what exactly makes them unpalatable?

basilico:
I used to work with white people. Hit glass ceiling. Quit.
Nowadays I have all the time to chit chat.

what as a black man aren't you willing to tolerate against other blacks in a bid to own the libs I wonder? At this stage I'm not even sure

opamoses1:
I bet you have lots of horsewhips and also cut toes of runaway slaves at the plantation (that's if they are lucky enough not to get lynched). This is just incase Ben decide to run.

It wouldn't also be a bad idea putting locks on his lips to prevent him from tasting the sugar from the sugarcane on the plantation too lol.

too mild I plant to reinvent what torture means if I can successfully transport benalvino2 back to this nirvana

benalvino2:
GalaticHorde take it or leave it
Fact

https://www.youtube.com/watch?v=mTcViL8Udo0

fine example you give here, a fine specimen of a black republicoon conservative hope you're proud of him? he's about as socially intelligent as.................................. I refuse to yield to the temptation to call monikers! Bwahahahahaha

opamoses1:
I watched about 5 min of that video. I just busted into laughter when that dude said he preferred the plantation (slavery) to the Democrats plantation. Of course far right and white nationalist would applause that sort of video lol

He also failed to discuss why the black family where breaking apart. He rather said it was something in the like of abortion, lack of moral character e.t.c. he completely disregarded racism. One thing I have noticed is that if you don't give people a level playing ground or opportunity to excel, it could also break family apart which the guy failed to realise.

John Lewis, MLK and many late civil right activists would be rolling in their graves because of the stuffs coming out from the mouth of that guy. He wouldn't have a platform to discuss the stuff coming out of his mouth if he was still in the slave plantation that he prefers to the Democrat's plantation.

The Nigerians we talk about currently exceling in the US also have the democrat's plantation/civil right movements to thank for that.

My 2 cents

the funny thing is that benalvino2 asked me to take it or leave it well, I have a time machine and a nice plantation in need of hardworking nigger*s I wonder if he is up for a trip down memory lane, after all it is better than the democrats plantation, isn't it?

benalvino2:
Lol, who is saving face? I helped you on what you dont know you should be telling me thanks.

Lols you are a clown wallahi! What I didn't know? Go back and read our previous exchanges to know that not only do I know about it, I infered that the author of that article is uniquely unqualified to throw shade at black Americans on account of that since he was hypocritical enough not to talk about the cause. That was one of the major things my whole ''cause and effect '' talk was about but enjoy your amnesia.

That school choice I mentioned affects whites too.

Oh really? Please in that case show me a white parent that has been sent to jail for enrolling their child in a school outside their school district https://abcnews.go.com/US/ohio-mom-jailed-sending-kids-school-district/story?id=12763654

The breaking up of the nuclear family is one of the things they do against blacks and today they are doing it through blm. The Republicans telling them to pick themselves and aspire are called racist. A black man who who says the same thing is called a coon. What is your solution? Sit in your couch eating potato while you call a white man racist because he employs a Nigerian who puts in the hardwork

wow! talk about standing logic on it's head! I guess someone should have told the civil rights movement activists to just pick themselves up and aspire to equality without marching or protesting! Yeah! Sounds about right! Racist laws would've righted themselves on account of such righteous aspiration! continue clowning

When MLK was speaking the truth of education and color blindness he was killed. There is a reason he taught forgiveness because they cannot move forward if they don't.
Margaret Sanger used the church to pass her racist ideas into the black community. Today they still do it by controlling the celebrities people worship.

When the right wingers try to tell them to work hard and value father figure they are called racist and you I presume will call them racists for good advise

MLK was killed because he was speaking about color blindness and education? please please! I don't want to question your education! Pray tell, what racist ideas did Margaret Sagner pass to the black church?
Whoever said blacks weren't working hard? Your numerous erroneous assumptions eh! It is well sha. And what has valuing a father figure got to do with anything? Maybe if they had a father figure not imprisoned on trumped up charges they would have at least had the option your points are pointless

But the main point is those laws are not there anymore. If you know you will take advantage of the new system. Go to school, stay in school, get your degree and search for job till you get it.

No the main point is the sociocultural offshoot of these laws and policies are alive and well today even in the absence of these laws. Gerrymandering is an offshoot of redlining, restrictive laws on voter participation of minorities is an offshoot of jimcrow laws

Don't shout racism if a Nigerian who is more qualified than you get the job and you don't. The job market is a competition.

Again, BLM makes millions from the death of black men, non of those cash go to the family or neighborhood that was burnt. Big corporations give them millions which they use to go on vacations and buy houses all over the place.

Oga show us your proof or swallow your lies! Better lies were told about the civil rights movement than your lame lies here, you conservatives are good at projecting! Projecting your Steve bannon/border wall funding movement crimes and stupidity on the BLM

I Don tire for this talk. But know that the people you support politically are the ones who put blacks in this situation and continue to do it.

instead of African Americans complaining racism, which exist, they should focus on achieving goals because nothing is stopping them from getting there except the propaganda the leftwing media feeds them. HENCE THEY SHOULD MOVE ON, don't see themselves as victims and strive to get what Nigerians are getting. Both are blacks. One don't buy the BS narrative coming from the left while the other who struggle does.

You can carry your move on parade and stuff it somewhere that doesn't see daylight! As I said, until you can empathise, don't presume to know what is going on in another person's life

PrideofLincoln2:
You are wasting your time arguing with a guy that never lives a day or school nor work with Whites. I live in a city (Oak Park) with 70% Whites and my neighborhood around Chicago and Harlem very near the Famous Architect Wright House in Oak Park, Illinois is probably about 85 to 90% caucasian. I work in an office with probably 90% Whites and I attended a Jesuit Loyola University in Chicago for my Bachelor's and Master's Degrees and the school is probably 80% White or more. There's no single Black man or woman that I know in America that says that White people are holding them down . What they are saying is the effects of slavery, Jim Crowism and systemic racism like applying for loans to buy your house or cars where your rate will be higher than whites with the same scores. Police brutality and injustices dealing with minorities in America and so many other things. These Umudikeans do not know anything because they never steps outside of their comfort zones but they are the loudest about a culture they know nothing about. Jews never forget the horrors of Holocaust and these Umudikeans wants African Americans to forget the horrors of slavery. Isn't that something. They know more about Americans than Americans even though they never spend a day of their lives in America.

honesty i'm near exhaustion on account of the effort