₦airaland Forum

As of today, Thursday  18th June 2024, the black market exchange rate for the dollar to the Naira reveals a slight adjustment. Here's the breakdown:
https://youtube.com/shorts/X56IxMLuIdo?si=FJ5ETJs0rh0DRLIO
This exchange rate reflects the dynamic nature of the currency market, influenced by various factors including economic indicators, government policies, and global market trends.

buying 1560

selling 1565

While the black market rates provide insight into the immediate demand and supply dynamics, it's essential to note that official exchange rates may differ. Government interventions, such as foreign exchange policies and monetary measures, also play a significant role in stabilizing the currency market.

The exchange rate between the US Dollar (USD) and the Nigerian Naira (NGN) in the black market, also known as the parallel market or Aboki fx, is a crucial indicator for individuals and businesses in Nigeria. Due to the significant demand for foreign currency in a country with a large import sector, understanding the dynamics of the exchange rate is vital for economic planning and personal financial management.Current Exchange Rate

As of 18th July 2024, the black market exchange rate for the Dollar to Naira stands as follows:

- Buying Rate: N1560 per USD

- Selling Rate: N1565 per USD

These rates are sourced from Bureau De Change (BDC) operators in Lagos, who provide the most up-to-date and practical exchange rates in the market.

Why is the Black Market Rate Important?

The black market rate, though unofficial, often provides a more realistic picture of the demand and supply dynamics for foreign currency in Nigeria. While the Central Bank of Nigeria (CBN) sets official exchange rates, the black market rates are determined by the immediate and pressing needs of traders, importers, and the general public. This often makes the black market rates more reflective of the actual value of the Naira in everyday transactions.

https://www.youtube.com/watch?v=7RAdKQYWRTg?si=3H7EfQ1at5FTQGFn

Are you searching for the current Naira Black Market Exchange Rate Today, 6th June, 2024, then this is the right page.
Watch video below

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The Federal Government, under the auspices of the Ministry of Industry, Trade and Investment, has unveiled the eagerly awaited MSME and Manufacturing segment of the Presidential 200 Billion Naira Fund. This landmark initiative represents a pivotal step towards unlocking the potential of Micro, Small, and Medium Enterprises (MSMEs) and revitalizing the manufacturing sector, which are integral components of the nation's economic fabric.

At the heart of this initiative lies a commitment to provide targeted financial support and strategic interventions to MSMEs and manufacturing enterprises, which form the bedrock of Nigeria's economic landscape. With the aim of driving innovation, enhancing productivity, and creating employment opportunities, the Presidential 200 Billion Naira Fund holds the promise of catalyzing transformative change across various sectors and empowering entrepreneurs to realize their full potential.

The launch of the MSME and Manufacturing segment of the fund heralds a new era of opportunity and inclusivity, as it seeks to address the financing gap and operational challenges faced by small businesses and manufacturers. By providing access to affordable financing, technical assistance, and market linkages, the initiative seeks to enable MSMEs to scale up their operations, penetrate new markets, and compete effectively on both regional and global platforms.

How to Apply for the N200 billion intervention fund for MSMEs 

To apply, please visit our official application portal at www.fedgrantandloan.gov.ng

Watch video below

https://www.youtube.com/watch?v=wdfMe-_PhH0?si=BYyJUkp-Yx646_Ux

For more information. Kindly visit the link below for more information about this program

You can read full article on the link on my bio

The allure of Canada beckons, promising a plethora of opportunities for graduates, college students, and those navigating the path of unemployment. Through the channels of visa sponsorship, a transformative journey awaits individuals seeking to traverse new horizons in the land of maple leaves and majestic landscapes.

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In Nigeria, the black market, also known as the parallel market, plays a significant role in foreign currency exchange. This informal market allows individuals and businesses to trade foreign currencies at rates that differ from the official exchange rate set by the Central Bank of Nigeria (CBN). Today, on the 29th of March 2024, the black market dollar to naira exchange rate is as follows

Watch video below

https://www.youtube.com/watch?v=bXrDbcodzaI?si=FDxOdteXiYrkh1w7
Visit the link below for full article

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Nigerian musician, Sean Tizzle has called out U.S rapper, Tekashi aka 6ix9ine for allegedly stealing the title of his EP, Dummyboy.

Sean Tizzle claims he had a previous agreement with the rapper who is currently in jail.

He tweeted

1st off let’s congratulate @6ix9ine and his entire team for stealing my new EP title “Dummy Boy” & putting it out there despite our gentleman’s agreement…anyway most Yankee artist are known 4 stealing/tapping our afrobeats culture��

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Source: https://gqvibes.com/sean-tizzle-calls-out-6ix9ine-for-stealing-his-ep-title/

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Tiwa Savage – One, When Tiwa Savage announced we are going to feel this “One” We actually thought it was a drill, the Best MTV Ema Female Act rises above hate as she bring up yet another mind blowing single titled “One” which was produced by Killertunes.

The veteran singer has really had a good year and now she is counting her blessings with “One”

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Download Mr P Mp3 ft. Simi Zombie
Mr P ft. Simi – Zombie, One-half of the now defunct group Psquare, Mr P round off the year with the release of a song titled “Zombie“. Mr. P collaborates with X3M singer and songwriter Simi.

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Bucie Ft Yemi Alade – You Chose Me Mp3, This here is a hit track by the House queen Bucie, she teamed up with afro beats artiste and awards winning Nigerian Diva Yemi Alade for the collaboration titled “You Choose Me” which is off her newly released independent album Rebirth

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One Of The biggest challenge any Entrepreneur or Businessman/woman would face is how to raise Capital To start up a business. It doesn’t matter how profitable you think the proposed business is, doesn’t matter how little the money you needed to start is – once you’re not able to raise money to start the business, the business can never be started.

Raising money for a business is the biggest achievement any aspiring Entrepreneur or Businessman/woman could make. Because with my little research, I think there is no genuine business without Capital.
I’ve seen a lot of cases where business ideas die due to inability to raise up Capital to make it come to reality. But today, I am going to give you some useful tips on how to raise Capital for a small business in any part of the world.

7 Ways to Raise Capital For Small Business

1. Personal Savings

The best person to give you money is yourself… If you plan to start a business soon, start saving for it now. Open a savings account in any bank and start saving bit by bit, spread your savings over the period of time you intend to kick-start your business and make it a target to save a certain amount periodically.
To be able to achieve this, you’ll need to be resolute and disciplined. Cash demanding Problems may come along the way, look for other means to solve them — ask yourself ‘what if there are no savings what would you have done? Go with whatever answer you get and use it to solve the problems instead of using the saved fund. With this, you will be able to raise money for business through personal savings.

2.Take Advantage Of Social Media & Word Of Mouth Advertising:
Social media has more than proven itself as a reliable tool to promote any business. Today, many fashion boutiques sell their items through Instagram, some through Facebook, and others through both.
Depending on what you’re offering, there’s always a social media platform with your target audience. If you have 1000 followers on Twitter, start with that. By promoting to a closely targeted market through your social media account, you would be spending far lesser cash to promote it than you would have.
Remember: Social media and word of mouth advertisement can be highly effective and free!

3. Co-Operative
The type we normally refer to as “Daily Contribution” It can be daily, weekly or monthly contribution — look for a group of people with common interest and start the contribution with them. This is similar to personal savings, the only thing different is that others are involved.
Each time you contribute, someone among you take it — do it until it reaches your turn. When you get yours, quickly put it into the business before other expenses carry it off.
Everyone in your co-operative must be people you trust to an extent if not someone might attempt to disappear after collecting his without fulfilling the same obligation to others. It is a bit risky but sure way to raise money for business in Nigeria, especially if you are fortunate to be the number one or two in the collecting order.

4. Micro Finance Banks
Open Account with any microfinance bank or co-operative bank of your choice and start saving a certain amount regularly. Once you’ve saved up to six months, you’ll qualify for a loan of twice your saved amount. One thing I don’t like about microfinance is the fact that you’d have to wait for six months to qualify for a loan and having to pay interest in the loan even though your money have stayed with them for six months with no interest accruing to you.
However, that is the price you’ll have to pay to raise money for your business and many people are finding success using it. So why not give it a trial. Look for any microfinance of your choice and start saving towards raising money for your business. Most of the major banks have their own version of microfinance — you may go with this one for they’re more reliable.

5. Angel Investors
If you are not a control freak, if you are ready to give up some percentage of your company’s equity then go for Angel Investors. Angel Investors are business startup incubators and they are not in any particular place — your rich uncle could as well be your Angel Investor. Prepare a bankable business proposal — clearly, state your business plan and objectives. If the Angel finds your proposal appealing, they will invest in it. But, prepare to give up a good part of your company up to 40% in exchange for the needed capital.
If you have any question, drop it below in the comment box


6. Reduce your expenses:
With little to no real startup capital, you cannot afford to have expenses eating into the little revenues you’re generating. Check every way cash might leave your business and try to completely block it out. The more loopholes you cover, the greater your chances of staying afloat till you acquire considerable investment.

7. Talk to family & friends:
These are not just the closest people in your life but are the major individuals that can give you some money with only a simple motivational speech.
Family and friends usually don’t require that you show them a business plan because their loan or investment in your startup is motivated by their belief in you and not the idea or skills you possess.
Talk to the closest people in your life. If you understand what makes them tick, push those buttons and you may gain some financial support from their pockets.

Source: https://www.247informative.com/2018/04/6-top-genuine-ways-to-raise-capital-for.html

What is Catholic Relief Services?
According to Wikipedia, Catholic Relief Services (CRS) is the international humanitarian agency of the Catholic community in the United States. Founded in 1943 by the United States Conference of Catholic Bishops, the agency provides assistance to 130 million people in more than 90 countries and territories in Africa, Asia, Latin America, the Middle East and Eastern Europe.
A member of Caritas International, the worldwide network of Catholic humanitarian agencies, CRS provides relief in emergency situations and helps people in the developing world break the cycle of poverty through community-based, sustainable development initiatives as well as Peacebuilding. Assistance is based solely on need, not a race, creed or nationality. Catholic Relief Services is headquartered in the Posner Building in Baltimore, Maryland while operating numerous field offices on five continents. CRS has approximately 5,000 employees around the world. The agency is governed by a Board of Directors consisting of 13 clergies (most of the bishops) and 10 lay people.

CRS programs also assist persons on the basis of need, regardless of creed, ethnicity or nationality. CRS works through local church and non-church partners to implement its programs, therefore, strengthening and building the capacity of these partner organizations is fundamental to programs in every country in which CRS operates. CRS re-established the presence in Nigeria in 2000 and currently focuses on vulnerable children, agriculture, health and HIV, extractives and governance, and peacebuilding programming.We are recruiting to fill the position below:
Job Title: Emergency Monitoring Evaluation and Learning Coordinator
Req Number: I4175
Location: Maiduguri, Borno
Department: MEAL
Position Type: Full Time
Reports to: Emergency Coordinator
Background/Job Summary

Now in its ninth year, the Lake Chad Basin crisis has been estimated to affect 10.7 million people in one of the world’s poorest, most drought-prone regions.
As of January 2018, an estimated 5.2 million people are in dire need of emergency food assistance in Northeast Nigeria.
Despite a scale up in humanitarian assistance, significant gaps remain, as thousands of people affected by the conflict have not been reached with adequate humanitarian support. Communities are in immediate need of food, nutrition, WASH, emergency shelter, and NFIs to save lives and restore dignity.
Agriculture and livelihood support remain key as the ongoing humanitarian response transitions to support early recovery and resilience. Social Cohesion forms an integral part of the overall response.
To effectively respond to the crisis, CRS’ Northeast Nigeria emergency and early recovery program provide a holistic support package including food assistance, nutrition, NFI, WASH, shelter, agriculture, livelihoods, and social cohesion for both IDPs and host families.
Where possible, CRS seeks to maximize project impact, efficiency and effectiveness by adopting market-based approaches through e-vouchers and empowering targeted communities through participatory approaches.
The primary roles for Emergency MEAL Coordinator include providing technical and field level support to improving emergency MEAL and information management systems in CRS’ emergency responses in Northeast Nigeria.



Specific Responsibilities
Monitoring & Evaluation:

Champion and maintain a robust MEAL system for emergency response where MEAL related documents, reports and tools including ICT4D are organized, up-to-date and accessible.
Lead and ensure that all emergency and early recovery projects follow CRS’ MEAL Policies and Procedures, CRS’ project management standards as they relate to MEAL.
Ensure that donor’s MEAL and reporting requirements are adequately incorporated in projects’ M&E plans.
Develop and continually update a MEAL operation manual in line with SMILER (Simple Measurement of Indicators for Learning and Evidence-based Reporting) approach for emergency and early recovery projects.
Ensure the consistency of tools, indicators and methodologies for data management and analysis across projects as appropriate.
Lead the implementation of data quality controls and annual data quality assessments to ensure the integrity of project data.
Coordinate the implementation of program assessments and evaluations including baseline, annual, and end line assessments to recognize results of emergency response.
Coordinate and lead needs assessments that may be required to inform new or adapted programming.
Collaborate with the program team and Emergency Coordinator to communicate assessment findings to different stakeholders, tailored to the needs of various audiences.
Ensure MEAL systems allow for timely and quality reporting both internally and externally and for timely decision making.
Work closely with emergency state-based MEAL team Abuja-based MEAL Manager, ICT staff and emergency program staff to incorporate and maximize the value and utility of ICT4D initiatives, including ICT4D software, license management and necessary technical support when needed
Conduct field monitoring visits events frequently with project teams and implementing partners. Document, summarize and report monitoring findings for program quality and decision-making purposes on regular basis.
Conduct, document and report Post Distribution Monitoring, Real Time Evaluations and On-Site Monitoring using scientific methodologies oriented to emergency context including sampling and analysis.
Monitor Gateway and coordinate staff for regular updates on critical and time-bound project specific information including annual BSDI updates for all emergency projects.

Learning:

Coordinate and facilitate After Action Review and reflection events for learning with Project Management and Emergency Coordinators.
Promote learning and assist response team in documenting and implementing lessons learned and good practices.
Coordinate and conduct annual MEAL self-assessment of emergency response with Projects and emergency response leads.
Support the elaboration of success stories and case studies – modify as needed based on intended audience.

Accountability:

Lead the development and implementation of feedback and response channels to reflect the preferences of community members and beneficiaries.
Coordinate and support emergency response for accountability specific requirements including accountability needs for distributions interventions
Support programming staff to incorporate participatory methods into community-level M&E systems and tools.
Orient program staff and partners on the basic principles and practices of beneficiary accountability.
Guide project managers to ensure that they consult with male and female beneficiaries in one or more communities to define indicators for project success.
Ensure that beneficiary feedback is adequately analyzed and documented.
Ensure that all sensitive and not sensitive cases are channeled (including documentation) according to the framework with a high level of confidentiality and neutrality
Coordinate with Gender and Protection Focal Persons for accountability related cases that involve gender and protection factors

Capacity Building and Supervision:

Train and providing on job support on MEAL and ICT4D to state-based MEAL leads and their teams.
Engage direct reports regarding their development plans, determine their professional aspirations, and manage/coach them towards development objectives.
Provide high quality mentoring and coaching of staff and partners.
Address poor performance promptly and constructively, ensuring fair treatment of staff by identifying, documenting and providing adequate support to address performance and behavioral issues.
Promote a work culture in line with CRS values: promotion of international and national talents, collaboration, and uniform adherence to CRS programming principles.



Qualifications

Master’s Degree in a field related to International Development, Research or Social Sciences or equivalent relevant experience and Bachelor’s Degree
Excellent planning and organization skills
Flexibility to work both in a team and independently
Excellent communications skills, both oral and written
Excellent self-motivation skills
Ability to exercise sound judgment and make decisions independently
Experience using MS Windows and MS Office packages (Excel, Word, PowerPoint), Power BI, Web Conferencing Applications, ICT4D software ad devices, information management systems.
Experience living and working, preferably in an emergency context
Willingness to be based in rural North-East Nigeria and travel to field locations
Familiarity with Red Rose One System preferred
Minimum of 3-5 years of work experience in a project management position involving MEAL responsibilities with an international NGO
Strong knowledge of principles and current approaches to MEAL development programs using both quantitative and qualitative methods, especially those of USAID
Knowledge of beneficiary accountability mechanisms and ability to implement these
Proficiency in database development/management, and skills in analyzing, interpreting and communicating data and information to various stakeholders
Strong experience in conducting assessments and surveys
Experience with facilitation, capacity strengthening, and partnership building, with the capacity to empower staff through opportunities for growth & development
Experience contributing to the development of technical proposals
Supervisory experience and management and team building skills

Personal Skills:

Strong critical thinking and creative problem-solving skills with the ability to make a sound judgment.
Strong relationship management skills and the ability to work effectively with culturally diverse groups.
Strong written and verbal communication skills with the ability to write reports
Proactive, results-oriented, and service-oriented
Cultural sensitivity, patience, and flexibility
Demonstrated personal accountability and driven to serve others
Required/Desired Foreign Language: English fluency, including excellent oral and written skills, required.

Key Working Relationships

Supervisory: Reports to Emergency Coordinator with support from the CRS Nigeria MEAL Coordinator (Abuja-based). Supervises state-based MEAL Manager.
Internal: Emergency program team, in particular, WASH, Shelter, Livelihoods, Cash and Food Program Managers; Admin and Finance Managers, CRS Nigeria MEAL Coordinator (Abuja-based), CR, DCR Operations, Program Quality Manager.
External: International and local implementing partners, including Caritas; Government of Nigeria; UN agencies; USAID; program volunteers; program beneficiaries.

Agency-Wide Competencies:

These are rooted in the mission, values, and guiding principles of CRS and used by each staff member to fulfill his or her responsibilities and achieve the desired results.
Serves with Integrity
Models Stewardship
Cultivates Constructive Relationships
Promotes Learning
Focuses on Improving M&E Practices: Supports M&E staff involvement to strengthen all phases of project design, planning and implementation and in responding to business development opportunities.
Actively Promotes Evidence-based Programming: Ensures colleagues value and apply M&E and other sources of information to improve strategic and programmatic decision-making.
Strengthens the Capacity of Others to Implement Quality Systems: Guides others to develop attitudes, approaches, and activities that lead to better M&E in CRS.

MEAL Competencies
Emergency Competencies:

Each CRS staff member working in emergencies is expected to use the following competencies to fulfill his or her responsibilities and to achieve the desired results.
Communicates strategically under pressure.
Manages stress and complexity.
Actively promotes safety and security.
Manages and implements high-quality emergency programs.

How to Apply
Interested and qualified candidates should:

If You Are Interested, Kindly Visit Here=>> https://www.247informative.com/2018/04/appply-now-catholic-relief-services.html

This is for those interested and searching for INEC Recruitment 2018/2019 Application Form, with this page i assure you 100% success during your registration.

The goal of Independent National Electoral Commission (INEC) is to serve as an independent and effective board committed to the conduct of free, fair and credible elections for sustainable democracy in Nigeria.
Independent National Electoral Commission (INEC) is responsible for organizing and supervising all elections to the offices of the
President and Vice-President
The Governor and Deputy Governor of a State.
Membership of the Senate
House of Representatives
House of Assembly of each state of the federation
Register political parties
Conduct voter
Civic education
Here is how to apply for independent and National electoral commission Recruitment 2018/2019 job vacancy.
We have listed some of the generals required things for inec online recruitment. All applicants must possess the following qualifications:
Must be between 18 and 35 years.
Must have SSCE/NECO/GCE/NCE/ND/HND/BSC/ and must apply as an individual ( Constituency Returning Officers, System analyst, Quantity Conveyor, Engineering and Technical Officers).
Must have SSCE/NECO/ GCE/ ND/HND/BSC/ Or any other relevant certificates of good government-approved institutions.
Both Male or female is fine and must be between 1.68 meters tall, while 1.65 meters tall for female applicants.
How To Apply For INEC Recruitment 2018/2019 Application Form
If you have interest in joining independent and National electoral commission, then you need to follow the guide below. You have to kindly forward your Applications to:
Secretary to the Commission,
Independent National Electoral Commission (INEC),
Plot 436 Zambezi Crescent,
Maitama District,
Abuja.

For More Info Visit =>>>https://www.247informative.com/2018/04/inec-adhoc-staff-recruitment-for-2019.html

Nokia Company has been one of the best in the Gadgets industry and they have been proving that up till date.

About Nokia
Nokia used to be one of the world's biggest mobile phone manufacturers but it fell behind with the advent of iPhone and Android smartphones. In 2014, Nokia's Devices and Services division was sold to Microsoft. In 2016, Finnish company HMD Global bought a part of Microsoft's feature phone business and has a licensing agreement that allows it to make smartphones under the Nokia brand.


Nokia 1 smartphone was launched in February 2018. The phone comes with a 4.50-inch touchscreen display with a resolution of 480 pixels by 854 pixels.

The Nokia 1 is powered by 1.1GHz quad-core MediaTek MT6737M processor and it comes with 1GB of RAM. The phone packs 8GB of internal storage that can be expanded up to 128GB via a microSD card. As far as the cameras are concerned, the Nokia 1 packs a 5-megapixel primary camera on the rear and a 2-megapixel front shooter for selfies.

The Nokia 1 runs Android 8.1 and is powered by a 2150mAh removable battery. It measures 133.60 x 67.78 x 9.50 (height x width x thickness) and weigh 131.00 grams.

The Nokia 1 is a dual SIM (GSM and GSM) smartphone that accepts Nano-SIM and Nano-SIM. Connectivity options include Wi-Fi, GPS, Bluetooth, FM, 3G and 4G (with support for Band 40 used by some LTE networks in India). Sensors on the phone include the Proximity sensor, Accelerometer and Ambient light sensor.



Nokia 1 detailed & specifications

GENERAL
Release date February 2018
Form factor Touchscreen
Dimensions (mm) 133.60 x 67.78 x 9.50
Weight (g) 131.00
Battery capacity (mAh) 2150
Removable battery Yes
Colors Warm Red, Dark Blue
DISPLAY
Screen size (inches) 4.50
Touchscreen Yes
Resolution 480x854 pixels
HARDWARE
Processor 1.1GHz quad-core
Processor make MediaTek MT6737M
RAM 1GB
Internal storage 8GB
Expandable storage Yes
Expandable storage type microSD
Expandable storage up to (GB) 128
CAMERA
Rear camera 5-megapixel
Rear Flash LED
Front camera 2-megapixel
Front Flash No
SOFTWARE
Operating System Android 8.1
CONNECTIVITY
Wi-Fi Yes
Wi-Fi standards supported 802.11 b/g/n
GPS Yes
Bluetooth Yes, v 4.20
NFC No
Infrared No
USB OTG No
Headphones 3.5mm
FM Yes
Number of SIMs 2
SIM 1
SIM Type Nano-SIM
GSM/CDMA GSM
3G Yes
4G/ LTE Yes
Supports 4G in India (Band 40) Yes
SIM 2
SIM Type Nano-SIM
GSM/CDMA GSM
3G Yes
4G/ LTE Yes
Supports 4G in India (Band 40) Yes
SENSORS
Proximity sensor Yes
Accelerometer Yes
Ambient light sensor Yes

SOURCE: https://www.247informative.com/2018/04/nokia-1-specifications-everything-you.html