I have some questions for you first,
(1) Does your organization have a solid legal backup?
(2) Is there any provision for overdue?

If the answers are yes,then provide all details and informations of the defaulter for your legal team and let them take actions,it's understandable you chose to bend some rules but whichever way,the money has to be retrieved meanwhile the repayment would've been in overdue.

Haven said that,i also work in a microfinance bank and my years of experience has made me to understand that;
(1) The police or any force can not do justice whatsoever to the issue on ground,
(2) The organization would find a means of apportioning all the blames on you forgetting that they were constantly pressurizing you for productivity (this doesn't mean that you were not at fault though)
(3) DO NOT TAKE ANY LIABILITY LETTER,do not sign this please
(4) You have the grace of having some portfolio at risk,,,,,,Do not be fooled
(5) The Law supports a defaulter than the borrower
(6) Always carry your immediate Boss along and ensure he's carrying his own immediate boss along too

Do Your Best,let your best be significant and leave the rest,if the organization cannot support in the retrieval,let them add it to their Portfolio At Risk

Please create a group and add us up,so i don't always get to miss your games always

08160938916

Please add me up in your group
08160938916