Addme: I did one of recent. I was told to complete some tasks on Temu which I did. I was given 1k and later 1500 . Later,they brought one task which they called "Merchant Task" with different capital to get more money in less than 30 minutes and the least was 12k to get 18k. I initially wanted to pay the 12k but decided to hold on but when the so called receptionist abi na manager dem call am kept sending messages of missed opportunities and how much I would have earned if I had paid. I had to "give my self sense" and used the money for something else. I deleted and exit that group immediately.
You japa... Naa only that first Merchant Task me i dey always do... Once I get paid naa vamous...
seotools01: Theres new scam group on telegram. They changed the name after scammed so that you will not be able to report. It was named C1088 Task team and hide under the umbrella of JUMIA.
This is how to identify them.
You will just be contacted and ask you if you will be interested working with JUMIA. They will give you some task and you can be paid a little fund between 2 - 4k.... thats to bring you closer.
Be careful to send anyone money on Telegram, even on other platforms.
They make use of there fake site https://hery.top to scam many nigerians. and which they can receive there fund through many means. One of the fraud account is written below:
PRECIOUS CHINAZA NNOSIRI PAGA 9013266465
They also have many different account.
Please be careful!
I dey always do this now but know when to pull out don't let greediness to take over you, they will give you a free money like 2k or 3k on the first day and the second day for you to claim your payment they will ask you to do a buy back with least been 15k if you do that you payout will be 24k... Thats where me i will stop responding to them because I know the first one is to gain trust after which the next assignment your least money will be from 50k upward if anyone go for it your money don go be that
deetin: It’s just 6kobo less than the naira and you say it’s worthless meanwhile naira has been worse .. so what do we call our naira because it’s 6kobo better than the Argentine peso ? We are almost the same In worthlessness
You want to know the difference abi, try to check the price of commodity like rise and bread in usd and compare such amount to Nigeria naira and USD equivalent
QuinQQ: Simple resson: if you've had a child since infancy, he is your child and you're his father and you're obligated to take care of that child till age of maturity. That's how Nature intended it. It is NOT sperm that makes you someone's father! Other people fight for custody of children tooth and nail. You don't have to do any of that. He's your child and you get ALL the benefits of fatherhood. He carries your name, references you as his father, and if he ever becomes something ALL fatherhood glory will go to you!
If I want to do adoption it will be a decision by me and my wife, and if my wife now say the child she bore for me is mine and I was in doubt then doing a DNA should not triger any offence if truly shes loyal...... I can't raise a child that is not mine or I never agree to adopt
Nukilia: Script well played to discredit the state governor, Knowing fully well that he also wants to contest for presidents position from the Southwest. Anything to make him look incompetent is always welcomed by the cabals
Are you people daft someone that has not yet finish his primary assignment as a governor is want to run for President? And leave his primary assignment aside... And to talk of it on what Popularity do Seyi Makinde want to ride on? Whats his impact in other geo political zone that will warrant people voting for him outside Oyo state?
judewrites: I don't believe the report that ransom wasn't paid. likely propaganda to cover up lapses of government....if there was truly a gunfight, there would been casualties amongst the kids.
But if truly no ransom was paid, the government show us those arrested and those neutralized, failure to do so would mean propaganda.
Government don't need to inform or show your the aftermath of the event or people captured, you know it a propaganda when one of the teacher was behead abi... I don't know how you lot reason seriously...
My country I hail thee, from the comment section, it shows that some people really wish non will be rescued, they begin to ask question like which agent rescue them, that they are not sure Ransome was paid...... I just want to ask question is it that you hate your country to thaat extent just because your favourite is not in Power?? Your same Favourite that let us know that if such thing happen he will leave just the way he run from one party to others?? We are all joker I think
Engrgabi: In the last ten years, my parents have lived a financially stable life. I wouldn’t describe them as struggling, because at least they can afford three square meals a day. However, they cannot afford the luxuries of buying an expensive car, traveling abroad, building a luxury house or even renovating our family home. My dad who is a politician, in Nigeria when you hear “politician” the assumption is that the person is doing extremely well. But in reality, my father has struggled financially and this often worries me whenever I visit them. Recently, the state government reached out to him regarding an abandoned contract awarded to him about 20 years ago. He had used his own money to start the project back then but couldn’t finish due to lack of government funding. Now, the government is offering him about ₦200 million to complete the project. The estimated cost to finish is between ₦70–₦100 million and after all bureaucratic processes, my father’s take home will likely be around ₦50–₦60m. Here’s the dilemma, what should he do with at least 50% of that money? He mentioned a fixed deposit offer that sounds too good to be true, but it isn’t operated by a bank which makes me fear it could be a ponzi scheme. Other options include; Investing in land or developing his land(though the land he owns is in an undeveloped area of our home state). Re‑investing in his medical clinic (he is a doctor, but the clinic has not been doing well and he has lost hope in medicine). Buying a new car worth ₦12–₦15 million (he currently drives a Toyota Camry Spider bought brand new in 2009). Supporting my “japa” ambition (to relocate abroad for better opportunities). We’ve agreed that at least 50% of the money should be kept as longterm savings. But the challenge is that my dad has made terrible financial decisions in the past if not for my mother’s wisdom, we might have been forced back to the village long ago, my mother even with their financial status managed to build a rented apartments.
That’s why I’m seeking advice on what would be the most productive use of this money.
Go to stanbic IBTC bank near you, the 50% invest it in their Mutual funds... Or open cowryrise account and invest the 50% the interest can be use by him to get a small car for now, cowryrise will give him his interest upfront while the main capital will still be intact for a year
AMINDA: Okay o. So Tinubu is now legalising a militia from his own tribe that is actively promoting pogrom against another ethnic group right? Is this any different from what Nnamdi Kanu did that made Tinubu send him to prison? Continue. We know all these are just to destabilise Seyi Makinde's hold on the state and shore up support for Tinubu that is fast dwindling, even in his base.
So this what you could say, many are daft actually... The Nigeria military are stressed and can't proffer solution to the current situation.. You are here saying something about Seyi Makinde... Tell me what your Seyi has don over 30 days ooh... We talking about human being ooh... So until your family is been kidnapped abi... You people will not stop to make me laugh... Even if Makinde is contesting for President... Will he leave his post as the governor and be campaigning around 36 state??
Les you forget He is still the governor of Oyo state... Why can't you finish your wrap of fufu before you will you go dey fight for akamu.... Nigeria get what dey deserve throughly... Among the southwestern State Lagos and Oyo get the highest security vote.... Even Ogun state get the least... You are here defending nonsense
..the person was being insulted and called a Racist. Apparently, apart not having the mental capacity to govern society, it appears we don't even have the mental capacity to LIVE PEACEFULLY WITH EACH OTHER!
This is not about Black people, it about human being no matter how we try to stay calm... We still have that urge to kill either physically or spiritually... That is the way we are build.. You might be saying me i no dey ooh but every human have enviness in them their is natural I want to be better than...
21lucky: Think before you talk because you are talking nonsense here and no one will understand what you are saying not even the op
Think for what exactly.... Two of your kinsman are fighting... You now find a way to lure Yoruba into it... Are you this duuuummmb?? Read your write up again and reason if you are normal
1nice: Yorubas in NDC should watch their backs because we igbos are monitoring them and also observing their every move in NDC to see how they planned to sabotage peter obi because any evil intentions by yorubas towards peter obi will fail and not succeed.
1nice: A Yoruba socio-political group has called on members of the Yoruba community to refrain from encouraging former Labour Party spokesman, Kenneth Okonkwo, to continue his public criticisms of NDC Party presidential candidate, Peter Obi.
In a statement issued on Tuesday, the group expressed concern that some yoruba individuals who are politically opposed to Obi may be celebrating and amplifying every criticism directed at the former Anambra State governor, thereby deepening political divisions in the country.
According to the group, while Kenneth Okonkwo has the constitutional right to express his political views and disagreements, supporters should avoid turning personal political differences into a sustained campaign against Obi. "We urge our yoruba people not to see Kenneth Okonkwo as a weapon for attacking Peter Obi. Political disagreements are normal in a democracy, but they should not be exploited to create hatred or division among Nigerians," the group's spokesperson said.
The organization noted that some political actors and commentators who do not share Obi's political ideology appear eager to use the ongoing disagreement between the two former allies as an opportunity to discredit the NDC Party leader.
The group stressed that Nigeria's democracy would benefit more from debates on governance, economic policies, security, and national development rather than personal attacks and political vendettas.
It further urged yorubas to stop going to Kenneth okonkwo house to manipulate him to continue his fight against peter obi while urging political supporters across ethnic and regional lines to respect differing opinions while maintaining civility in public discourse. "Whether one supports Peter Obi, Kenneth Okonkwo, or any other political figure, the focus should remain on issues that affect the lives of ordinary Nigerians. We must reject politics of bitterness and embrace constructive engagement," the statement added.
The group concluded by calling for unity among Nigerians and warning against attempts to use political disagreements to fuel ethnic or regional tensions ahead of future electoral contests.
And your Yoruba group no con get name.... If you don't want to be drag like spoilt generator no join politics in Nigeria... Watin concern una brother life with Yoruba.... Let us be please... Naa Igbo vs Igbo so make una do una thing anyway
I'm from the middle belt and I can tell you that every region has its benefits and you cannot independently survive as a region without other regions....
We also want the regional government so that we will start selling our crops and not feed other regions for free ... How does that sound?
The regional government is to allow each region develope based on visionary leaders and having regional capitals to allow development and standard infrastructures that will compete with the west...
Also know that each region will manage its natural resources enough to be able to generate steady revenues... This will create serious competition amongs regions...
Who is delusional here? Every farm product that comes from the so call middle belt... We pay for it and the money goes into farmers pocket not Government pocket... The oil from Niger delta the money Goes to Government pocket who latter distribute it to other can you see where you are wrong... If you don't sell your farm produce other from neighbouring country are willing to sell... Have you forget so quick under Buhari that farm produce trailers are stopped from coming down south Who loose My own issue with una wey dey call yourself middle belt is that, you people don't know whom you are... When the core north want to use una head they will call una North center when dey finish using you people una go return to middle belt... Use and dump feple
guobe: Young men now having white beards is becoming very rampant.
This is common now because of stress level we have now... Imagine working in VI whereas your resident is in Ayobo... Also what we take too alot of fake and expire product out there brandishing as New one
Ifeoluwadev: Before anybody calls me a liar or a complainer, sit down and read this first. Because I have numbers. And numbers don't lie.
In 2019, I was earning ₦150,000 per month. Junior staff. I was not rich at all. But I was comfortable. I could breathe.
Today in 2026, I earn ₦500,000 per month. On paper that is more than 3x growth. I should be living large. I should have savings. I should be talking about investments by now.
Instead I am broke before the 25th of every month.
Let me show you exactly why.
THE NAIRA ITSELF In 2019, one dollar was roughly ₦360. Today in 2026, one dollar is over ₦1,500.
The naira has lost about 75% of its value against the dollar in 7 years. So anything imported, whether electronics, medicine, baby products or even some food, now costs 4 times what it used to.
My ₦500k today equals roughly $333. My ₦150k in 2019 was worth roughly $416.
Read that again.
I earn more naira but fewer dollars. In real purchasing power I have gone backwards even though my salary tripled on paper.
FOOD
In 2019, I fed myself comfortably for around ₦30,000 per month. Decent food, market twice a week, occasionally a small restaurant.
Today that same lifestyle costs me at least ₦120,000 and that is me managing carefully.
My food budget went up by 400%. My salary went up by 233%. The food is winning.
RENT
In 2019, I paid ₦350,000 per year for a decent one bedroom in a Lagos suburb. That is about ₦29,000 per month if you break it down.
Today that same apartment, same area, same size, same leaking ceiling, is ₦1.2 million per year. That is ₦100,000 per month equivalent.
I now spend 20% of my gross salary on rent alone. And landlords still want one to two years upfront. So every renewal season I need to drop over ₦1 million at once like I am buying land.
ELECTRICITY AND GENERATOR In 2019, NEPA was bad but manageable. Fuel was ₦145 per litre. My monthly gen fuel was around ₦8,000.
Today petrol is close to ₦1,500 per litre. My monthly generator fuel alone is ₦45,000. And NEPA is still giving me the same 4 hours they gave me in 2019. Nothing changed on their side except the bills went up.
TRANSPORT
Bus from my estate to office in 2019 was ₦150 each way. That is ₦300 per day, about ₦6,600 per month.
Same route today is ₦700 minimum each way. ₦1,400 per day. Nearly ₦31,000 per month.
Ride hailing? Multiply that by three. I now spend between ₦30,000 and ₦50,000 every month just moving my body from home to work and back.
SO WHERE DOES THE ₦500K GO?
| Expense | Monthly | |---|---| | Rent (broken down monthly) | ₦100,000 | | Food and groceries | ₦120,000 | | Generator fuel | ₦45,000 | | Transport | ₦35,000 | | NEPA bill | ₦18,000 | | Airtime and data | ₦12,000 | | Toiletries and misc | ₦20,000 | | Tithe | ₦25,000 | | **Total** | **₦375,000+** |
That leaves me ₦125,000 for savings, emergencies, hospital, clothes, sending money home, school fees if you have children, and anything unexpected.
In 2019 on ₦150,000, my total expenses were under ₦90,000 and I had ₦60,000 left. That leftover was worth $167 at the time. My ₦125,000 leftover today is worth $83.
I saved more real money when I earned less. That is not a feeling. That is arithmetic.
THE PART NOBODY TALKS ABOUT Beyond the numbers, what has changed is how money feels.
In 2019, seeing ₦100,000 in my account felt like safety. Like I had options. Like I could breathe easy.
Today I see ₦500,000 land on payday and my first feeling is anxiety, not happiness. Because I immediately start calculating what is owed, what is running out, what will still not be enough.
That shift from feeling okay to feeling like you are always one emergency away from trouble, even as your salary grows, is what this economy has quietly done to the Nigerian middle class.
We are not imagining things. We are not lazy. We are not bad at managing money. We are just running on a treadmill that keeps speeding up.
MY QUESTION TO NAIRALANDERS: What was your salary in 2019 and what is it today? Are you genuinely better off or are you like me, earning more and living less?
Drop your numbers in the comments. No judgement for anybody. Let us count together.
This is one of the effect of minimum wages increase every eke market... We only complain about government but forget we citizen that are devil incarnate... Some other country even if government increase their minimum wages you will hardly see any increase in foodstuff and many other goods but here any pin on minimum wages you go hear Dollar don increase on Ponmo.... Local firewood seller go tell you the same... My advice is that if you can move out of Lagos and still get the same pay just do it... Lagos no be for 500k earner if you want to leave comfortable ooh..
TheBTCinvestor: My ride just landed after a grueling 5 months wait from Carlifonia USA. Spent a Lotta time at Freeport Texas ports for 2months because of Grimaldi delays at that port. Omo special thanks to Gimporters I met on Nairaland that I blindly trusted and he delivered. Haven't met him b4...Very credible guy....This car is very very fast and it pops and bags and turns heads....damn! Nothing beats a German machine..... the way babes dey turn heads as I dey pass eh..dey fear me lol..
Englishisamust: Good evening, I saw this question online. Can someone earning 600k per month build a house in Nigeria??
Depend on the State you reside... I dey Ogun state my salary is 350k my building is in progress... The land is around 250k when I paid yes it a small village.... Where you reside will tells you if such can be achieve with your salary... In Lagos I will say it can never happen.. Because your house rent alone can take up to 3 month of your salary... Me I pay 200k for 2bedroom here
temmyyem: Is there a single great thing that can be done by black people without involving a white man?
For now non... You do things you don't know how by involving people that have achieve such for many times this is not about been africa.... Is there any African or black that have record of doing this in the past capital no
I notice this like around February.... Naa only me they use my 30gb.... At work I make use of free wifi till 5pm only when I get home that I will be using their network... Naa so the data go finish within 2 week despite using it only on phone ooh
[quote author=Kaliningrad post=139254067]The US war against barefooted goat herders in Afghanistan dragged on for 20 years.
Did they win? NO
The US fought Iran for only 30 days and lost more than what Russia has lost in 4 years. Despite America boasting about defeating Iran in 48 hrs. Trump boasted Iran would surrender quickly.
Did they win against Iran? NO
Instead they ended up with a Strait of Hormuz blockade and went around begging even enemies to help them fight Iran. Only 30 days!