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Harjay1986's Posts

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Business › Re: Cdcare Is A Criminal Enterprise by harjay1986: 8:46pm On Oct 28
Sorry for this, they are not scarm, I think we Nigerian refuse to read clause and any other message before we sign up to many agreements and when we want to step out we think those clause are foreign and is not suppose to be in the first place... Same thing happen to people who buy from Temu they will see a picture of AC around 10k whereas it has been stated to be miniature but after they receive such goods they will shout Temu scam them
Politics › Re: Peter Obi Dropped Bombshell Again. (video) by harjay1986: 6:45am On Aug 30
Kdon2:
Peter obi has described every Nigerian that is happy currently as an animal! He made the statement when he was addressing a gathering recently. The statement highlighted the twisted mindset and the narrow optic with which Peter obi view Nigerians, his political inclination and suitability for a progressive Nigeria.

Everyone know if you give Obi mic he will campaign against himself now
TV/Movies › Re: Igbos Built Nollywood But Yorubas Have Become Dominant — Francis Duru by harjay1986: 7:49pm On Aug 29
Kingzjayzee:
Veteran Nollywood actor Francis Duru has sparked debate with his views on the changing ethnic influence within Nigeria’s film industry, arguing that the Yoruba community has become more dominant because of its ability to organise and promote its own.

In a recent interview on Gbam, aired on the Yan Content Factory YouTube channel on Friday, Duru acknowledged the contributions of Yoruba pioneers such as Herbert Ogunde to Nigerian theatre and performance arts in the 1950s.

However, he argued that the modern Nollywood home-video industry was largely driven by Igbo entrepreneurs during the 1990s and early 2000s.

According to the actor, Igbo traders played a major role in developing the home-video market that eventually evolved into the Nollywood industry known globally today.

Duru argued that the Yoruba community was more effective at pooling resources, creating opportunities for its members and protecting its cultural interests.

“The Yorubas epitomise the saying, ‘Charity begins at home.’ We need to learn from them. If you don’t protect and project your own, who will do it?” he said.

He also cited streaming platforms such as Netflix as evidence of what he described as the decline in the visibility of Igbo stories within Nollywood.

“We [Igbos] created Nollywood, but if you go to Netflix today, you hardly see one movie that speaks of Igbo heritage. But the Yorubas, on the other hand, created opportunities for themselves and utilised them,” Duru stated.

The actor blamed what he described as an individualistic mindset among some Igbos for the loss of influence.

“Igbos failed to learn because of their individualistic mentality. You think you are the big man, so you are self-centred. But you forget that a time will come when you need to be expansive,” he said.

Duru further expressed concern that Igbo history and culture are increasingly being portrayed by filmmakers from outside the community.

“We have great writers who are now writing for the Yorubas. You even see the Yorubas crossing over to write Igbo stories like Ahamefuna and making a mess of who we are,” he said.

Despite his criticism, Duru said his comments should not be interpreted as an attack on Yoruba filmmakers. Instead, he urged Igbos to learn from how the Yoruba community has promoted its own people and culture.

“Don’t get angry with them. These are people who saw their own and protected their own. What happened to you?” he asked.

He also questioned why more films had not been made about prominent Igbo figures and historical personalities.

“Igbos have many great men in Nigeria. When was the last time you saw the epic of one of these great men?” Duru asked.

His comments have since generated discussions around ethnicity, cultural ownership, collective investment and representation in Nigeria’s entertainment industry.


https://www.vanguardngr.com/2026/08/igbos-built-nollywood-but-yorubas-have-become-dominant-francis-duru/
To me ooh, he is right yes Yoruba might be pioneer of stage play, like late Ogunde and Ade Love, the Igbo modernize it into what we call Noollywood today.. Just like he mentioned self center producer loose it when some part begin to embrace their history
Family › Re: Kuku Kill Me: Nigerian Woman Shares Disturbing Video Alleging Repeated Abuse by harjay1986: 7:15pm On Aug 16
yaroinsiders:
A Nigerian woman has triggered widespread reactions on social media after posting a video in which she accused her husband of repeatedly assaulting her during their marriage.

In the emotional footage circulating online, the woman appeared visibly distressed as she described what she claimed had been a pattern of physical abuse in her home.

According to her, she had reached a breaking point after enduring what she described as frequent beatings from her husband.

“I’m tired of the beating. You beat me every day. I cannot take it anymore. I don’t want to marry again. You are very wicked,” she said in the video.

The video quickly attracted attention across social media platforms, with many users expressing concern for her safety and calling on relevant authorities, family members and community leaders to intervene.

While details surrounding the incident remain limited, the footage has reignited conversations about domestic violence, emotional abuse and the challenges many victims face when seeking help.

Advocates against gender-based violence say incidents like this highlight the importance of creating safe channels for victims to report abuse without fear of stigma, retaliation or social pressure. Cases of domestic violence remain a significant concern in Nigeria, with rights groups repeatedly calling for stronger enforcement of laws protecting victims.

The latest incident has also sparked debate online, with some users urging the woman to leave the relationship immediately, while others called for a proper investigation into the allegations before conclusions are drawn.

As of the time of filing this report, there was no publicly available statement from the husband regarding the allegations contained in the video. The claims therefore remain allegations that have not been independently verified.

Domestic violence experts advise victims facing immediate danger to seek assistance from trusted relatives, community leaders, law enforcement agencies or support organisations capable of providing protection and counselling.

The viral video continues to generate discussions online, with many Nigerians calling for greater awareness, stronger support systems for victims and increased efforts to address domestic violence in society.

Watch video here: https://youtube.com/shorts/P-9Yel421Jg?si=cRkFwX5O3AMPj50b
This make me remember a video on tiktok, a bride to be and her friends was ask... Can you date a man that beat you any given time, the bride is the only one that stand saying I will change him... Sometime they see the sign but ignore it... I made a vow with myself that if am dating any lady and something lead to something I slap her that will be the end of our relationship... This have make me loose more than 5 ladies.. Because I belive if we ignore that and beg each other for forgiveness it will repeat it self
Business › Re: Rent The House Below Your Means, Not The House Above Your Means - Man Advices by harjay1986: 8:36pm On Aug 12
Lovelink1991:
A heart broken man has come out to advice those Youngs boys who wants to rent house for the first time, that they should learn from hia mistakes which is hurting him down now.

That they should rent their house that their means can afford not the one above their means


https://www.youtube.com/watch?v=dh5SQ87JfuQ?si=IxVS3obxPJnMfkrl
God really helping me on this one my two bedroom flat that I rent with my family, the owner is in another state is just 200k per Month all room ensuit... I earn 450k per month and this has allow me to save more
Business › Re: IPPs Should Become Gencos by harjay1986: 5:14pm On Aug 12
lawani:
You are in charge of your power and you sell to your surroundings for profit. Can you explain how it is possible to not gain? Somebody who has invested 20 million dollars should be able to gain something substantial if they partner with a disco
If those Genco or Disco are truthful to themself then Nigeria shouldnt be bad like this when it come to Power generation and distribution. That is why MTN or Econet did not join the existing NITEL when Nigeria split the telecommunications bottleneck... Many company fold up today due to inefficient of Disco and Genco..
Business › Re: IPPs Should Become Gencos by harjay1986: 6:30am On Aug 12
lawani:
IPPs should become GENCOs

If you are investing or you have invested millions of dollars into power generating as a manufacturer in Nigeria, it is better for you to connect the power to the national grid under a special arrangement that you will have priority and you will reconcile accounts with the grid administrators. Be metered. You should be able to give a disco at least one percent or even less to ratify the partnership while you collect ninety percent of whatever they sell from your plant to your surroundings. All that can be negotiated.

All of Dangote, Coleman cables, universities and etc can make money from this arrangement which will make them Gencos. Some of them will even scale up their generation capacity under such an arrangement.
This is wrong move for me, no IPPs should submit for this because at the end the problem we are trying to run from will come back which is inefficiency, Government influence, theft and many more.... If private individual have the power to distribute let them be... The company I work with in Ogun state do pay 38 million naira for diesel per month and around 1 million for Nepa despite not up to 48 hours supply every month and Generator maintenance... But now we have connet to IPPs we only pay 9 million 24/7 light ooh saving more than 20 million for the company per month
Phones › Re: What's Your Views On Honor | Sony | Nokia Android Phones? by harjay1986: 5:39pm On Aug 09
yungchap:
Hello NLanders,

I have heard alot of views about Honor , Sony & Nokia Android phones . But I want to hear from the Users for Factual information.

Do the phones have Google play store ?

Are they Dual Sims?

Are they Durable?

What about the OS ?

Please kindly share your reviews here.

Gadgets marketers and phone engineers we also await your views pls

Note

I'm actually talking about the fairly used or Tokunbo of this phones

Thanks
Currently using Honor X9c.. It a bae, fast and power pack, all honor phone comes with Google play... You will surely enjoy any one you get
Health › Re: Have You Ever Gone To Work While Down With Malaria? by harjay1986: 5:07pm On Aug 07
PharmaTimesng:
Nigerians, be honest 😂

Have you ever had malaria symptoms, taken some medication and still gone to work because you could not afford to miss a day?

Or do you believe once you are sick, you should stay home and properly recover?

What made you go to work — work pressure, money, fear of losing your job, or because you felt you could manage it?
From my side ooh you will not be allow to sign in... Once the temperature checking machine don show day you get high temperature naa to go home
Crime › Re: New Scam Group On Telegram (C1088 Task Team) Exposed by harjay1986: 7:06am On Jul 19
Addme:
I did one of recent. I was told to complete some tasks on Temu which I did.
I was given 1k and later 1500 . Later,they brought one task which they called "Merchant Task" with different capital to get more money in less than 30 minutes and the least was 12k to get 18k.
I initially wanted to pay the 12k but decided to hold on but when the so called receptionist abi na manager dem call am kept sending messages of missed opportunities and how much I would have earned if I had paid. I had to "give my self sense" and used the money for something else. I deleted and exit that group immediately.
You japa... Naa only that first Merchant Task me i dey always do... Once I get paid naa vamous...
Crime › Re: New Scam Group On Telegram (C1088 Task Team) Exposed by harjay1986: 6:13pm On Jul 15
WhiteIverson:
You still get their number?
Make I collect my share
Them no dey get number dem go just add you up from no where
Crime › Re: New Scam Group On Telegram (C1088 Task Team) Exposed by harjay1986: 5:21pm On Jul 15
seotools01:
Theres new scam group on telegram. They changed the name after scammed so that you will not be able to report. It was named C1088 Task team and hide under the umbrella of JUMIA.

This is how to identify them.

You will just be contacted and ask you if you will be interested working with JUMIA.
They will give you some task and you can be paid a little fund between 2 - 4k.... thats to bring you closer.

Be careful to send anyone money on Telegram, even on other platforms.

They make use of there fake site https://hery.top to scam many nigerians. and which they can receive there fund through many means. One of the fraud account is written below:

PRECIOUS CHINAZA NNOSIRI
PAGA
9013266465

They also have many different account.

Please be careful!
I dey always do this now but know when to pull out don't let greediness to take over you, they will give you a free money like 2k or 3k on the first day and the second day for you to claim your payment they will ask you to do a buy back with least been 15k if you do that you payout will be 24k... Thats where me i will stop responding to them because I know the first one is to gain trust after which the next assignment your least money will be from 50k upward if anyone go for it your money don go be that
Business › Re: Argentina's Official Currency, Peso Completely Crashes by harjay1986: 9:45pm On Jul 14
deetin:
It’s just 6kobo less than the naira and you say it’s worthless meanwhile naira has been worse .. so what do we call our naira because it’s 6kobo better than the Argentine peso ? We are almost the same In worthlessness
You want to know the difference abi, try to check the price of commodity like rise and bread in usd and compare such amount to Nigeria naira and USD equivalent
Family › Re: Why Government Should Ban DNA Testing Of Minors by harjay1986: 9:32pm On Jul 14
QuinQQ:
Simple resson: if you've had a child since infancy, he is your child and you're his father and you're obligated to take care of that child till age of maturity. That's how Nature intended it.
It is NOT sperm that makes you someone's father!
Other people fight for custody of children tooth and nail. You don't have to do any of that. He's your child and you get ALL the benefits of fatherhood. He carries your name, references you as his father, and if he ever becomes something ALL fatherhood glory will go to you!
If I want to do adoption it will be a decision by me and my wife, and if my wife now say the child she bore for me is mine and I was in doubt then doing a DNA should not triger any offence if truly shes loyal...... I can't raise a child that is not mine or I never agree to adopt
Crime › Re: Wild Jubilation In Ogbomoso As Kidnapped Pupils, Teachers Return Home (Photos/vi by harjay1986: 7:32am On Jul 11
Nukilia:
Script well played to discredit the state governor, Knowing fully well that he also wants to contest for presidents position from the Southwest. Anything to make him look incompetent is always welcomed by the cabals grin
Are you people daft someone that has not yet finish his primary assignment as a governor is want to run for President? And leave his primary assignment aside... And to talk of it on what Popularity do Seyi Makinde want to ride on? Whats his impact in other geo political zone that will warrant people voting for him outside Oyo state?
Politics › Re: Tinubu Orders Relief Support For Rescued Oyo Schoolchildren, Teachers by harjay1986: 8:35pm On Jul 10
BlocksNG:
It's a bad news. FG paid billions of naira to secure their release. They will use the billions to procure weapons, Nigerians in trouble .
Ooh you are the Terrorist Accountant general, I see
Crime › Re: Kidnapped Pupils & Teachers In Orire, Oyo Rescued (Photos, Video) by harjay1986: 8:01pm On Jul 10
judewrites:
I don't believe the report that ransom wasn't paid. likely propaganda to cover up lapses of government....if there was truly a gunfight, there would been casualties amongst the kids.

But if truly no ransom was paid, the government show us those arrested and those neutralized, failure to do so would mean propaganda.
Government don't need to inform or show your the aftermath of the event or people captured, you know it a propaganda when one of the teacher was behead abi... I don't know how you lot reason seriously...
Crime › Re: Kidnapped Pupils & Teachers In Orire, Oyo Rescued (Photos, Video) by harjay1986: 7:57pm On Jul 10
My country I hail thee, from the comment section, it shows that some people really wish non will be rescued, they begin to ask question like which agent rescue them, that they are not sure Ransome was paid...... I just want to ask question is it that you hate your country to thaat extent just because your favourite is not in Power?? Your same Favourite that let us know that if such thing happen he will leave just the way he run from one party to others?? We are all joker I think
Investment › Re: How Should My Dad Invest His Contract Settlement by harjay1986: 7:00am On Jul 10
Engrgabi:
In the last ten years, my parents have lived a financially stable life. I wouldn’t describe them as struggling, because at least they can afford three square meals a day. However, they cannot afford the luxuries of buying an expensive car, traveling abroad, building a luxury house or even renovating our family home.
My dad who is a politician, in Nigeria when you hear “politician” the assumption is that the person is doing extremely well. But in reality, my father has struggled financially and this often worries me whenever I visit them.
Recently, the state government reached out to him regarding an abandoned contract awarded to him about 20 years ago. He had used his own money to start the project back then but couldn’t finish due to lack of government funding. Now, the government is offering him about ₦200 million to complete the project. The estimated cost to finish is between ₦70–₦100 million and after all bureaucratic processes, my father’s take home will likely be around ₦50–₦60m.
Here’s the dilemma, what should he do with at least 50% of that money? He mentioned a fixed deposit offer that sounds too good to be true, but it isn’t operated by a bank which makes me fear it could be a ponzi scheme. Other options include; Investing in land or developing his land(though the land he owns is in an undeveloped area of our home state).
Re‑investing in his medical clinic (he is a doctor, but the clinic has not been doing well and he has lost hope in medicine).
Buying a new car worth ₦12–₦15 million (he currently drives a Toyota Camry Spider bought brand new in 2009). Supporting my “japa” ambition (to relocate abroad for better opportunities).
We’ve agreed that at least 50% of the money should be kept as longterm savings. But the challenge is that my dad has made terrible financial decisions in the past if not for my mother’s wisdom, we might have been forced back to the village long ago, my mother even with their financial status managed to build a rented apartments.

That’s why I’m seeking advice on what would be the most productive use of this money.
Go to stanbic IBTC bank near you, the 50% invest it in their Mutual funds... Or open cowryrise account and invest the 50% the interest can be use by him to get a small car for now, cowryrise will give him his interest upfront while the main capital will still be intact for a year
Politics › Re: Warning: Sunday Igboho's Actions May Fuel Ethnic And Religious Tensions by harjay1986: 11:27am On Jun 22
AMINDA:
Okay o. So Tinubu is now legalising a militia from his own tribe that is actively promoting pogrom against another ethnic group right? Is this any different from what Nnamdi Kanu did that made Tinubu send him to prison? Continue. We know all these are just to destabilise Seyi Makinde's hold on the state and shore up support for Tinubu that is fast dwindling, even in his base.

So this what you could say, many are daft actually... The Nigeria military are stressed and can't proffer solution to the current situation.. You are here saying something about Seyi Makinde... Tell me what your Seyi has don over 30 days ooh... We talking about human being ooh... So until your family is been kidnapped abi... You people will not stop to make me laugh... Even if Makinde is contesting for President... Will he leave his post as the governor and be campaigning around 36 state??

Les you forget He is still the governor of Oyo state... Why can't you finish your wrap of fufu before you will you go dey fight for akamu.... Nigeria get what dey deserve throughly... Among the southwestern State Lagos and Oyo get the highest security vote.... Even Ogun state get the least... You are here defending nonsense
Travel › Re: Ireland Deports 42 South Africans by harjay1986: 8:16am On Jun 20
QuinQ:
They deport Nigerians too. Has nothing to do with Xenophobia.
You'd be surprised half of those "South Africans" are Nigerians!😅
Before deportation each country involved would have check their citizen documentation... So what are you saying
Dating And Meet-up Zone › Re: I Need Someone To Talk To by harjay1986: 9:16pm On Jun 16
CryptowithLucy:
I need someone to talk to

I'm lady, I have no one to talk

I'm looking for a lady that I can talk to just for this night

My number is 07010491777 Whatsapp
Since is a lady you need to talk to good luck
Foreign Affairs › Re: Multiple Attackers Kill 12, Wound Nine In Johannesburg, South Africa by harjay1986: 9:33pm On Jun 10
Stephen0mozzy:
And when someone once said:


..the person was being insulted and called a Racist. Apparently, apart not having the mental capacity to govern society, it appears we don't even have the mental capacity to LIVE PEACEFULLY WITH EACH OTHER!
This is not about Black people, it about human being no matter how we try to stay calm... We still have that urge to kill either physically or spiritually... That is the way we are build.. You might be saying me i no dey ooh but every human have enviness in them their is natural I want to be better than...
Politics › Re: Yoruba Group Warns Yorubas To Stop Using Kenneth Okonkwo To Attack Peter Obi by harjay1986: 12:19pm On Jun 10
21lucky:
Think before you talk because you are talking nonsense here and no one will understand what you are saying not even the op
Think for what exactly.... Two of your kinsman are fighting... You now find a way to lure Yoruba into it... Are you this duuuummmb?? Read your write up again and reason if you are normal
Politics › Re: Yoruba Elders Warn Yorubas In Ndc Not To Sabotage Peter Obi Because Of Tinubu by harjay1986: 12:10pm On Jun 10
1nice:
Yorubas in NDC should watch their backs because we igbos are monitoring them and also observing their every move in NDC to see how they planned to sabotage peter obi because any evil intentions by yorubas towards peter obi will fail and not succeed.
You dey monitor from you room abi
Politics › Re: Yoruba Group Warns Yorubas To Stop Using Kenneth Okonkwo To Attack Peter Obi by harjay1986: 12:05pm On Jun 10
1nice:
A Yoruba socio-political group has called on members of the Yoruba community to refrain from encouraging former Labour Party spokesman, Kenneth Okonkwo, to continue his public criticisms of NDC Party presidential candidate, Peter Obi.

In a statement issued on Tuesday, the group expressed concern that some yoruba individuals who are politically opposed to Obi may be celebrating and amplifying every criticism directed at the former Anambra State governor, thereby deepening political divisions in the country.

According to the group, while Kenneth Okonkwo has the constitutional right to express his political views and disagreements, supporters should avoid turning personal political differences into a sustained campaign against Obi.
"We urge our yoruba people not to see Kenneth Okonkwo as a weapon for attacking Peter Obi. Political disagreements are normal in a democracy, but they should not be exploited to create hatred or division among Nigerians," the group's spokesperson said.

The organization noted that some political actors and commentators who do not share Obi's political ideology appear eager to use the ongoing disagreement between the two former allies as an opportunity to discredit the NDC Party leader.

The group stressed that Nigeria's democracy would benefit more from debates on governance, economic policies, security, and national development rather than personal attacks and political vendettas.

It further urged yorubas to stop going to Kenneth okonkwo house to manipulate him to continue his fight against peter obi while urging political supporters across ethnic and regional lines to respect differing opinions while maintaining civility in public discourse.
"Whether one supports Peter Obi, Kenneth Okonkwo, or any other political figure, the focus should remain on issues that affect the lives of ordinary Nigerians. We must reject politics of bitterness and embrace constructive engagement," the statement added.

The group concluded by calling for unity among Nigerians and warning against attempts to use political disagreements to fuel ethnic or regional tensions ahead of future electoral contests.
And your Yoruba group no con get name.... If you don't want to be drag like spoilt generator no join politics in Nigeria... Watin concern una brother life with Yoruba.... Let us be please... Naa Igbo vs Igbo so make una do una thing anyway
Politics › Re: Regional Government 2027 by harjay1986: 7:45am On Jun 09
JASONjnr:
You're completely delusional.....

I'm from the middle belt and I can tell you that every region has its benefits and you cannot independently survive as a region without other regions....

We also want the regional government so that we will start selling our crops and not feed other regions for free ... How does that sound?

The regional government is to allow each region develope based on visionary leaders and having regional capitals to allow development and standard infrastructures that will compete with the west...

Also know that each region will manage its natural resources enough to be able to generate steady revenues... This will create serious competition amongs regions...
Who is delusional here? Every farm product that comes from the so call middle belt... We pay for it and the money goes into farmers pocket not Government pocket... The oil from Niger delta the money Goes to Government pocket who latter distribute it to other can you see where you are wrong... If you don't sell your farm produce other from neighbouring country are willing to sell... Have you forget so quick under Buhari that farm produce trailers are stopped from coming down southhuh Who loosehuh
My own issue with una wey dey call yourself middle belt is that, you people don't know whom you are... When the core north want to use una head they will call una North center when dey finish using you people una go return to middle belt... Use and dump feple
Nairaland General › Re: I Observed This Too On Young Men by harjay1986: 12:58pm On Jun 08
guobe:
Young men now having white beards is becoming very rampant.
This is common now because of stress level we have now... Imagine working in VI whereas your resident is in Ayobo... Also what we take too alot of fake and expire product out there brandishing as New one
Business › Re: I Earn ₦500,000/month But I Am Poorer Than When I Was Earning ₦150,000 In 2019 by harjay1986: 7:38am On Jun 08
Ifeoluwadev:
Before anybody calls me a liar or a complainer, sit down and read this first. Because I have numbers. And numbers don't lie.

In 2019, I was earning ₦150,000 per month. Junior staff. I was not rich at all. But I was comfortable. I could breathe.

Today in 2026, I earn ₦500,000 per month. On paper that is more than 3x growth. I should be living large. I should have savings. I should be talking about investments by now.

Instead I am broke before the 25th of every month.

Let me show you exactly why.


THE NAIRA ITSELF
In 2019, one dollar was roughly ₦360.
Today in 2026, one dollar is over ₦1,500.

The naira has lost about 75% of its value against the dollar in 7 years. So anything imported, whether electronics, medicine, baby products or even some food, now costs 4 times what it used to.

My ₦500k today equals roughly $333.
My ₦150k in 2019 was worth roughly $416.

Read that again.

I earn more naira but fewer dollars. In real purchasing power I have gone backwards even though my salary tripled on paper.


FOOD

In 2019, I fed myself comfortably for around ₦30,000 per month. Decent food, market twice a week, occasionally a small restaurant.

Today that same lifestyle costs me at least ₦120,000 and that is me managing carefully.

| Item | 2019 | 2026 |
|---|---|---|
| Bag of rice (50kg) | ₦18,000 | ₦85,000+ |
| Cooking gas (12.5kg) | ₦3,500 | ₦18,000+ |
| Groundnut oil (4 litres) | ₦2,800 | ₦12,000+ |
| Tomatoes (paint bucket) | ₦800 | ₦5,000+ |
| Full chicken | ₦2,500 | ₦10,000+ |
| Big loaf of bread | ₦350 | ₦1,500+ |

My food budget went up by 400%. My salary went up by 233%. The food is winning.



RENT

In 2019, I paid ₦350,000 per year for a decent one bedroom in a Lagos suburb. That is about ₦29,000 per month if you break it down.

Today that same apartment, same area, same size, same leaking ceiling, is ₦1.2 million per year. That is ₦100,000 per month equivalent.

I now spend 20% of my gross salary on rent alone. And landlords still want one to two years upfront. So every renewal season I need to drop over ₦1 million at once like I am buying land.



ELECTRICITY AND GENERATOR
In 2019, NEPA was bad but manageable. Fuel was ₦145 per litre. My monthly gen fuel was around ₦8,000.

Today petrol is close to ₦1,500 per litre. My monthly generator fuel alone is ₦45,000. And NEPA is still giving me the same 4 hours they gave me in 2019. Nothing changed on their side except the bills went up.


TRANSPORT

Bus from my estate to office in 2019 was ₦150 each way. That is ₦300 per day, about ₦6,600 per month.

Same route today is ₦700 minimum each way. ₦1,400 per day. Nearly ₦31,000 per month.

Ride hailing? Multiply that by three. I now spend between ₦30,000 and ₦50,000 every month just moving my body from home to work and back.



SO WHERE DOES THE ₦500K GO?

| Expense | Monthly |
|---|---|
| Rent (broken down monthly) | ₦100,000 |
| Food and groceries | ₦120,000 |
| Generator fuel | ₦45,000 |
| Transport | ₦35,000 |
| NEPA bill | ₦18,000 |
| Airtime and data | ₦12,000 |
| Toiletries and misc | ₦20,000 |
| Tithe | ₦25,000 |
| **Total** | **₦375,000+** |

That leaves me ₦125,000 for savings, emergencies, hospital, clothes, sending money home, school fees if you have children, and anything unexpected.

In 2019 on ₦150,000, my total expenses were under ₦90,000 and I had ₦60,000 left. That leftover was worth $167 at the time. My ₦125,000 leftover today is worth $83.

I saved more real money when I earned less. That is not a feeling. That is arithmetic.



THE PART NOBODY TALKS ABOUT
Beyond the numbers, what has changed is how money feels.

In 2019, seeing ₦100,000 in my account felt like safety. Like I had options. Like I could breathe easy.

Today I see ₦500,000 land on payday and my first feeling is anxiety, not happiness. Because I immediately start calculating what is owed, what is running out, what will still not be enough.

That shift from feeling okay to feeling like you are always one emergency away from trouble, even as your salary grows, is what this economy has quietly done to the Nigerian middle class.

We are not imagining things. We are not lazy. We are not bad at managing money. We are just running on a treadmill that keeps speeding up.



MY QUESTION TO NAIRALANDERS:
What was your salary in 2019 and what is it today? Are you genuinely better off or are you like me, earning more and living less?

Drop your numbers in the comments. No judgement for anybody. Let us count together.
This is one of the effect of minimum wages increase every eke market... We only complain about government but forget we citizen that are devil incarnate... Some other country even if government increase their minimum wages you will hardly see any increase in foodstuff and many other goods but here any pin on minimum wages you go hear Dollar don increase on Ponmo.... Local firewood seller go tell you the same... My advice is that if you can move out of Lagos and still get the same pay just do it... Lagos no be for 500k earner if you want to leave comfortable ooh..
Crime › Re: Bandits Pinned Down With Juju In Akoko by harjay1986: 3:22pm On Jun 06
All of you that do come to the media for all this news suppose collect watin no good... No be everything should come to media

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