₦airaland Forum

Mindlog:
Let them all collect their N6m, even though it has lost value.....im eyes go clear later.

If they had left that money in the bank, even in savings account without fixing it or investing, it would have yielded 480k in a year.
The silly guy just casually returned the exact money he borrowed as if it was not supposed to be a big deal.

He must be a very big idiot.

themanderon:
The UK has been submerged into the north sea didn't you hear it in the news?

I seem to have lost touch with latest world news .

smartkester:
Never heard of this but I will do my research. Thanks anyways

That's true. The EuroAsians .

How come the poster is showing Cyprus in both Asia and Europe? And what happened to United Kingdom? Have they registered their own Continent or what?

Learnt Cyprus is very confused . Geographically Asian but, politically European .

udeh3:
I bought 9" for N800 or so

Exactly!

ezineexpert:
I did the math last December.

In 24 months, I had sent $12,000 home.

Not for luxury. For love. For responsibility.

$300 here for Mama’s drugs. $500 there for Dad’s hospital. $2,000 for blocks. $1,200 for my younger brother’s school fees. $800 because there was a funeral. Another $1,000 because the roof leaked.

I opened my gallery expecting to see progress. A house at lintel level. Receipts. Something.

I had nothing. No house at roofing. No hospital card. No school receipts. Just 143 debit alerts and a growing resentment I was too ashamed to say out loud.

I loved my family. I also started to dread their calls.

If you have ever felt that, this is for you.

Where Did the $12,000 Actually Go?

I was angry, so I did what we all do: I called and interrogated. “Where is the money?!”

It didn’t work. It broke the call. My mother cried. My uncle said, “If you don’t trust us, don’t send money again.”

Then I did something different. I stopped asking where the money went. I started asking where the money was supposed to go.

I printed my bank statements for those two years. I categorized every single transfer.

CARE (Parents upkeep, drugs, food): $4,800
BUILD (Land, blocks, cement): $4,200
SCHOOL (Brother): $2,100
EMERGENCY (Everything else): $900

The money wasn’t stolen. It was shapeless.

My $4,200 for BUILD was never $4,200 for BUILD. It was $4,200 that arrived as “just manage it.”

$1,200 went to a cousin’s hospital bill because it was urgent.
$800 went to fix the family car that “we use to carry Mama.”
$600 went to a chieftaincy contribution that my father couldn’t say no to.
No one was lying. But every purpose was diluted. When money has no name, it obeys the loudest emergency.

I wasn’t funding a house. I was funding whoever shouted the loudest that month.

The Shift That Saved My Next $6,000

I realized my family didn’t need more money. We needed a language for money.

We use English for love. We need a ledger for money.

I created one page. I called it The Elder’s Ledger: Protect the Money, Preserve the Relationship.

It’s not an app. My mother in Ikeja, Lagos will not download an app. It’s paper, voice notes, and one photo — things elders already respect.

Here is the exact protocol that stopped the leak:

1. Tag The Money Before It Leaves Your Phone

Now, every transfer has a name in the narration.

Not “For home.”

But: “CARE - Mama Aug Drugs” or “BUILD - 100 Blocks Sept”

Four tags only. Nothing else:

CARE / BUILD / SCHOOL / EMERGENCY

If you send money without a tag, you have already lost it.

2. Track It With 3 Envelopes, Not Shame

At home, we use three physical envelopes or one notebook. Money goes into its envelope the same day it lands.

Rule: You cannot borrow from BUILD to pay for CARE without a call. That one rule saved my building project.

On one page:

Date | Tag | In | Out | Balance

My mother keeps it on top of her fridge. It’s not policing. It’s memory.

3. The Respectful Receipt (This Changed Everything)

Asking “Send me receipt” sounds like “I think you are a thief.” No elder will respond well to that.

We changed the language:

The Weekly Voice Note:

“Mama, how did the CARE money help this week? I want to thank God with you.”

Same information. Different spirit. Now I get a 2-minute voice note every Friday without me begging.

The One Photo Proof:

“What we see, we can thank God for. Send me one photo of the drugs/blocks so I can rejoice.”

One photo of the malaria drugs. One photo of blocks on the site. Not because I doubt them, but because pride replaces shame when they can show progress.

The 10-Minute Monthly Call:

Same Sunday every month. Same time. Speaker on.

What came in (by tag)
What went out (by tag)
What is left
What is needed next month
We end with prayer, not argument.

What I Have to Show Now

In the last 8 months using this system, I sent $4,000.

I can show you:

400 blocks on my land in Oyo State (with photos and dates)
6 months of Mama’s drug receipts filed in order
My brother’s school fee receipt for this term
Not because my family changed. Because our system changed.

I still love them. I just stopped funding confusion.

The $12,000 I lost was tuition. The protocol that came from it is what I now share.

If you’ve ever sent money home and felt that knot in your stomach when you had to ask about it, start with one tag this month. Just CARE. Tag it, track it, and ask for that one voice note.

You might save more than money. You might save the relationship.

Have you ever calculated how much you’ve sent home in the last year? Put the number in the comments. Let’s not do shame — let’s do structure.

I wan hear from those wey dey build for village — how una dey track am? Make we share tactics.


Tags: Nigeria, Diaspora, Remittance, Personal Finance, Family Finance, Money, Japa

You sent over 15 million naira to your family members in 2 years? You must be a very nice person.
As for $4,200 ~ 150 blocks, I don't even know what to say. It wasn't until recently that blocks got expensive as a result of increase in cost of fuel which was due to the US-Iran war. Even at that, blocks no suppose pass 1k per one. It is really a serious case o.

Inspirer1:
it depends on what you meant by herbalist, I am talking about pure herbs (leaves and roots) NOT those who combines with incantation or sacrifices.

What I mean bii ti bawo? I am just putting what Jide Kosoko said in other words.

I am sure you know that it's the combination of the different kinds of offers with both categories you raised in your comment that they would have received.
Even the effectiveness of pure herbs at this point will be doubted. Only God can heal him.

BabaAduras:
Tell/Show me one person with Stage-4 cancer that has been successfully treated and saved by herbalists and Spiritualists. I will tell you of many that depended on herbalists and Spiritualists (the likes of TB Joshua and co) that died quicker and painfully from cancer.

While conceding it is almost too late (except for God's miracle that you will not get from Pastorprenuers) for remediation/reversal of Stage-4 cancer, one thing the hospitals are good at given in such case is palliative care.

Whoever that is suggesting taking out of the hospital for treatment is doing so out of ignorance on treatment of cancer.

I am kuku just replying the person who thought the transfer Jide Kosoko and co were blocking was to another specialist hospital.

For pure herbs sef to reverse this stage 4, it will take the grace of God.

Inspirer1:
I strongly support using alternative medicine (herbal).
The people around him are not babies, they should at their best be able to screen out fake from real, take the man to where he'll get the best alternative medicine (herbal) treatment, not keeping him in the hospital managing him to a situation we all wish against and be saying he can't be moved! As how na?? If someone wants to sponsor that he be moved to another hospital where he will get better treatment will they say he cant be moved?

They should face reality and do the needful.

Not to another hospital, but to a herbalist's place.

HelipsTech:
That guy is a trafficker or an addict

Really!

anslemarinze52:
I think una jus de make this thing look like a big sin!! E de pain most of una say he de successful in the business. Drug trafficking isn't a big sin na... It's not a big sin or crime compared to murder, rape, false accusations etc. so why una de make it look like a big deal when it's actually not!!!!

You don't think the thinking of a person using can be distorted to the extent that he carries out murder or rape that he would not have done if he were to be in his right sense of mind?

epainos:
Three days ago my aged father asked me to assist him with fresh maize. I was tempted to visit a seller near his house when I visited him. I had to abort the plan. Mehn... I saw it clearly in all the cobs. I had to make calls to get fresh corn for him. It is a big issue.

Even in fresh corns? That's a very serious issue. I used to think it was usually rampant due to our poor storage system.
And you know some dried maize are usually crispy dry without any trace of aflatoxin, but it is very rare. This is just because people will never throw away moldy corns for any reason. They'd believe that they will be okay once they become properly dried.

I sincerely wish that people would be properly enlightened about this issue of aflatoxins in grains and its implications. The truth is that most people don't really know about it.

AndroBlaze:
You mean a simple google search like this abi......

Which is not a problem so far they know their maths.

epainos:
May mercy and grace find Ogogo.

If one of the top oncologists in Nigeria says it is stage 4, trust me...it is very likely... and for this lady to come out for an alternative help for her dad, it means that most likely hospice care has been recommended with a deadline. But there is nothing mercy, grace, & favor cannot achieve.

I remember vividly that he was so sick some years back and he lost so much weight before he bounced back. My guess what that he beat something serious and may likely be cancer, and most likely, the thing came back active.

The truth is that cancer cells dont die like that, and this is the mistake the world is still making. Maybe not a mistake but sacrifices the world must pay first. Why did I say so? This present world will never go into organic and natural food production at this time. Chemical food will not stop. So, add one plus one, you shoukd get two if you are wise. I wont say more. They will continue until commercial production of food is safe. But now that they know it is not safe, they wont stop cos they have to make profit. Just that they are also spending heavily to find a way of making good food, patent it, and keep making money. But for them to say, lets go back to the traditional way where anyone can make his seeds and grow without buying chemicals......dey play.

To prevent cancer, dementia, diabetes, high blood pressure, and many other sicknesses, you must go organic at least 70% and use some other methods to keep flushing out toxins from the other 30%. To me, over 95% is the best, so you dont need to flush anything...your body does it for you effortlessly at 95 to 100. And i believe to recover from cancer and to not make it come back after doctors say you are free,at least 95% is non negotiable for at least 5 years. But when you have already done something for 5 years straight, its already part of you.

Note that these things arent killing us before chemical industrialization. I am not here to argue with anyone. If you like, attack me. I always tell such person..."na your die...not mine".

In Naija, there is nothing like organic food ooo. You cannot even go to grocery stores and find a section for organic food. Lol. Rather, the market is filled with bad products. Food with extremely pesticide residues used by farmers and warehouse owners. Just forget it...all grains in Nigeria are messed up. If you doubt me, google Nigerian bean/cowpea and see that it has been banned in EU for over 15 years now. Our yams cannot enter the US too. This issue is why we are losing forex seriously. Farmers use dangerous pesticides, but those warehouse owners use more deadlier chemicals. Then, fresh food traders too....those ones are experts in buying unripe fruits and then using chemicals to ripen them in batches. If they buy naturally riped fruits and veggies, they dont have power (electricity) to keep them fresh na. So, thats their secret. Lol. And fresh meat/fish sellers. Just know that you are likely consuming the same chemical used for preserving dead body in the morgue. If you know, you know.

Now, tell me why people wont die young? Many die and they weren't diagnosed cos they dont have money for good medicare. But you are hearing about famous people because they still went for proper check up. But most times, it is non stop of rating these bad food that wont allow them recover. Life expectancy is 53 years. Ogogo has passed it na...so, kudos to him. When they tell you that Nigeria has young population more than the old and we are close to or even over 300 million, tou dont get it. It means people die like chickens in Nigeria. Lol. If things continue like this, it means that over 90% of everyone below 30 years will die before 60 years. This is exactly what this means. So, what are we saying? If Nigerians arent dying like fowls and with the rate the north is producing kids, we should be over 600 million now. But people die like fowls in Naija. Even the rich. Take for instance how Isiaka Adeleke died. Pram! Look at the way Mohbad passed too. "Some nurses shook both injections". E craze oooo. Na naija for you.

Solution: go and get at least one plot. With this, you can feed your family at least 80% organic food. This is what I have been teaching free of charge my friends and relatives. And many people are getting better. I am giving you the tip here, so go use it. I cannot teach everyone cos I will be worked out. Even on half plot of land, you can grow different green vegetables and fruits like watermelon, cucumber, tomatoes, onions. carrots, pawpaw, banana, plantain, etc. Go buy raw cassava and supervise its conversion to garri. Also, go buy enough yam from raw farmers you know dont use chemicals and process into powder yourself - amala, poundo yam etc. The rest are so hard. All grains ...chai. However, I still know some farmers I buy grains from. There are researches IITA did on growing some grains using bio approach rather than chemicals. For example groundnuts, maize, and some crops...there is something called aflotoxin (a poison) in them caused by some pathogens in the soil. And its so rampant in our soil, it is why groundnuts from nigeria cannot easily enter many EU nations too. And then, our maize...I pity people ooo. Chai. So, there is a laboratory made fungi IITA developed that once spread in the soil will fight the bad ones so the harvest can be okay for consumption. Just imagine... the feed of chickens, livestocks are made from maize. Lol. All eggs in Nigeria are rubbish. Chickens eat the toxins and plus antibiotics farmers use..and pass them to you. I pity those who eat those old layer live chickens. Ha! That is do bad. So, i buy some of these inputs and give to farmers who i work with and they grow for me. Do they cheat me? Yes, I know they do. Do I care? Nope. All i want is like 10 bags of each grains i eat annually so I can share with my close family members. So, the loss there is part of the cost of production. As long as I dont catch you using chemicals when I have paid you well, no wahala. And I test the products too when I feel there is a foul play.

So, tell me who can do what I am doing. Who? But when you are abroad, you can just walk to the grocery stores shelves and buy organic products, or you can go to where they sell them if not from grocery stores. Just know that if you pay $1 for inorganic, you may pay $8 for organic. So that if you spend $500 for inorganic food a month, you may spend $4,000+ for quality organic.

It is well with you all. If you can produce your own poultry meat, eggs, vegetables, and some fruits, you have solved about 65%.


Goodluck to you all.

You are very much correct. And honestly, that aflatoxin is a very big issue. It is very visible in some maize grains being sold in the market.

lordm:
Try training goat for human consumption. That's one business we underestimate

I laugh in Spanish🤣🤣🤣.

Sticking to dog will fetch more money than goatery o.

Unless of course you want to mix it with other animals too like poultry and the likes.

Wickedtruths:
Adeleke is currently working on burying Obi and delivering for Tinubu and APC in next year's Presidential elections.

😝

E wo, e jowo e je ka lo sun😅

zoedew:
Great perspective to the discussion. Thanks!

You are welcome sir. We might not even know if the man is doing one part time lecturing in their Berklee's equivalent😅.

You know those guys value icons like Lagbaja more than us in fact

zoedew:
A different thing you talk about came out of something that was before. What I am pushing is that Lagbaja is of more or a better use to mankind living in Nigeria than elsewhere on the globe. It is his choice though but followers of his art form cannot but have their say. I will not be surprised to get to know that he is a course of study in schools of music and Universities just like Beethoven, Handel, et al are! Too many times African do not sufficiently appreciate what they have got in terms of talented art. Back then across Muson Centre which is now elitist, stood an art village and museum where secondary students debated themselves and folks unwind in a healthy manner. Uncle Kuboye, Uncle Peter King, Uncle Jimmy Solanke, and others. Uncle Peter King trained Asa the female music icon! I look forward to having Lagbaja back in Nigeria someday. When he was here he had patrons in high and lowly places in the society who after work made straight for Motherlan at Opebi!

I understand your point perfectly but, he is the only one who can decide whether to stay or leave a particular place. Me thinks he has tried though. If he wants another kind of experience, he is free to pursue it.

God forbid but, what if he left the earth? Would we look for a way to call him back or just reminisce?
Sincerely, I think he has tried. If he wants to come back to Nigeria once in a while and still jamz with his old folks and for his fans, it's okay.

press9jatv:
see from day 1, I knew Omisore is a scatter scatter man. You will understand more in 2030

We all know nau. But they did him a strong thing. Why would Ambo in his right mind though expect to be supported by someone who defied all odds in 2018 to backstab Osun people and now got stabbed by the same party he risked people's hatred for?

Even if he was allowed to proceed to primaries but was not supported, it would still have been better than what was done to him. I laughed really hard when I heard that particular news that day, after first getting over my shock. 😂

Or was it not something similar I believe happened to you that you could not stomach that made you to turn your back on someone you aggressively supported in 2022? Why didn't you forgive him and yet expected Omisore to do the same?

Firstorderwizard:
Anything you don't know no dey put your mouth theirby exposing your ignorance.
Lagbaja is an institution who ought to have stayed around to nurture the young generation of artists in his unique genre of music. It will take a thousand years for us to recover the loss if he goes to grave with that talent without replicating it. Op is on point

Do they want to be nurtured?

And how will he nurture them? Will he start his own school of music or what? Don't they have several materials of his that they can fall back on or what? Tori ko ye mi o.

Moreover, this generation is not doing badly either when it comes to arrangement of songs. Just that they want something different which we can't blame them on.

zoedew:
How can a man represent to others he lives for a given cause and suddenly abandon that cause!😳. That is what Biased Ologunde a.k.a. Lagbaja has done!! It raises the question about how genuine his purported conviction of purpose was in the first place. Put in simple terms Lagbaja appeared to have used that representation to gather money so he can japa to America! He must be told in no uncertain terms that his life is wasting away in Manhattan real-time! One hopes he will return to Nigeria someday to come and fulfil purpose!

Which purpose again? Person wey done dey old. You don't want him to rest and enjoy the remaining portion of his life?

Or do you want him to come and campaign for presidency?

yarimo:
I am new here please welcome me, how do I post comment

Pele, ma yari mo. Go and cool down and rest.

reddingtonblack:
I dont know what Osun people see in Adeleke, buh truth be told Adeleke is an embrassment

I was pissed myself you won an election nd the 1st person to thank is the president ...does it mean you dont believe power was with the Majority votes

Why i am not worry about Adeleke is that, he does not know Osun people enough ... they voted adeleke cos of luv for the Adelekes family that does not extend to telling osun people what to do, even Aregbesola could not force them

From '99 till 2023 Osun never voted for APC to win, in presidency

Please don't take panadol for our headache. We like the fact that he thanked Tinubu and of course he knows the people of Osun voted him in, not the president. But, as omo Yoruba atata, he was supposed to greet and appreciate his elders even if no support came from them. That is how it is done here.

yarimo:
Adeleke should 100% thank TINUBU and INEC if not, he could have been the new chief lamenter

Just like you are the chief lamenter here?

Estello:
https://applesbite.com/access-bank-moves-to-recover-%e2%82%a61-34bn-lost-in-cyber-fraud/

Wow. Access bank don je gbese.

Na even that MIB own do me like this

kunle4toyeyaho:
A party that polled over 444,000 is what you said Osun don't want anything to do with? Your comment is funny.
However, It is true APC hasn't been fair to Omisore despite his sacrifice. If Omisore had supported APC, Adeleke wouldn't have won.

We all know how the poll came about. Awon eeyan mi tifunloran obviously gave him that huge number.
Afi ki Olorun gba wa lowo dibo ko sebe.

epainos:
Is it what happened or that you made negative impression here on NL? From day 1, you came out attacking the man. Making bogus statements, attacking everyone you cautioned you. Yet, you have not learned. When we know the Oyetola failed as a governor there. Even the whole Osun rejected him. Like we dont know? The man owed civil servant salaries. He quickly did a fake promotion exercise like 3 mths to the end of his first term...lol. and the workers were expecting income increment. That man refused ooo. Make him dey increase salary with N1000. Lol. Yes...N1k. Or you think we dont know? The whole Osun rejected him. Lol. They kicked him out. He did nothing.

We didnt know what went wrong there like we dont even know what is goiojg on....dey play. We predicted that Oyetola is a failure and you will fail with him. And it happened. Now, you want to explain to us what happened behind the scene. You go explain tire. We dont know what happened, yet, we told you that you are going to fail with Oyetola.

You wan blame Omisore. Lol. Una no serious.

Anyway, you have said na epistle I wrote...meaning that you know it all. Whatever. What I know is that most people are enjoying bashing you. Lol. Lol. Lol.

If you like keep following failure. And see....brace yourself up. Start attacking Adeleke again from next week. Start fast. I admonish you. I wont advise you again since you arent teachable.

Goodluck to you.

Bros, where have you been all this while?

press9jatv:
God bless you for this comments. I really appreciate it here. After Tinubu wins his Reelection bid, what is the future of APC in 2031? That's the question we should ask ourselves. Tinubu allows Adeleke to win. It's very obvious. Omisore too will feel the heat of defeat in 2030 when political stakeholders avoid him and his governorship bid in 2030

Did you just say "allow"?

Why didn't you say it on Saturday that he would allow Adeleke to win?

You are a clown, Oga

lapintoz:
It will only decieve the jobless obidense....and their social media voters

You are the dense one here if you are concurring to the moniker you quoted🤔.

stuffs2002:
Learn to give credit to whom it is due.


The main reason Adeleke won his re-election was because Tinubu ensured Free and fair election

You have come again to open this your mouth?
Very anyhow person.
What you saw above was what played out.
You kuku were not here in Osun State with us.

Stephen0mozzy:
Lol... The margins were not so steep Oga. So the people were not exactly civilized, if there were a good number of people from both sides that voted in exchange of 15k.

There were allegations of vote-buying by both camps.

The federal might you think is partial, is also the possible partiality of the power of incumbent.

Come 2027, guess who's the incumbent?

Both camps ke?

You don't get. Anyone that voted Accord and still collected money did because they wanted to actually vote in Accord. Do you want to know how much APC was giving voters yesterday?
If it was all about the money, APC would have won outrightly yesterday cos they paid better. In fact, that was just the reason why they got as much votes as they did yesterday, but, unfortunately for them, not everyone's conscience can be bought. It was the people's candidate that got voted in.

HeadBoy9:
Very true. Even the Adeleke that the people went all out to reject Tinubu and APC's government has betrayed the people by endorsement the same Tinubu.

Such immediate betrayal. Nigerians made a statement by rejecting the bad government and hardship of the APC government yet Adeleke wants us back in it.

He has not betrayed us in any way.
No be you get your thumb? Do you believe anyone can force you to vote for who you don't want?
What happened in Osun just points to the fact that people's votes can count if they want it to.

People decided to vote Adeleke in regardless of whatever party he was in, not because he promised to or not to work for Tinubu next year.