₦airaland Forum

Smattrader:
How did you train or program your ChatGTP for this though ?

Lol it’s mostly a conversation i have with it. I just told it there are rumours that the amount i used as input for zedcrest yesterday was wrong. I then inputed the new amount. I also told it to always say “Dingo Banger, Green day” anytime there is a gain compared to the previous day balance.

I got the term from EquityM. He can help us with the meaning lol.

EquityM:
I also use Excel and AI to calculate my gains. Anyway, I hope Zedcrest will improve their platform.

Absolutely. They need to step up. I dont think integrating the tracker would even be a big deal

Uberchic1:
Omo, it is o. I must track my funds gains/losses myself if the app won't do it for me. I take screenshots daily for Paramount too. I'll likely switch to chatgpt to track both as I'm sticking with them, tracker or no tracker. But I'll still take screenshots just in case.

Anyone using ZC should find a way to track their funds themselves if they know they plan to leave their money there. Ai is there. Screenshots is there. If that's too much wahala, you already know what I'm about to say: avoid ZC and move funds ASAP.


Btw, is it chatgpt you use for tracking?

I used to take screenshots too but then i hate that it makes my pictures folder messy, plus i have to do some manual calc too which can be a hassle.

Yup i use chatgpt. You can download the app so it keeps the history. You can then instruct it to compute daily growth for you while using prev day balance as the base. The insights it’s able to draw are amazing and scary. It can spot patterns the human mind may miss

Salarys:
There was a loss, boss. You see the issue?

This is what a simple percentage gain/loss update will fix.

Another thing I noticed after trading on some days ago, they updated the YTD twice. And no, I'm not kidding.

I'm even just seeing uberchic's post where he said Thursday's YTD was 52.38%. Over here was 52.74%.

I'm sure it was same thing that played here. He most likely made a screenshot before they updated it again.

They should do better.

Damn you were right. I put my AI agent to work

Uberchic1:
They definitely need to do better and add a daily gains/losses tracker.

Re: the ytd, remember, their ytd updates at 1am daily to reflect the gains/losses of the previous day. The first screenshot showing 52.38% is actually for Wednesday. I took it at 00:50am on Friday, yesterday. By 1am on Friday the 13th, the ytd updated to 52.74% and reflected Thursday's gain/loss. That's the second screenshot. I took that at 18:45pm on Friday the 13th, same yesterday.

By 1am this morning, Saturday the 14th, the ytd updated to 52.13% and reflected Friday's gain/loss.

Always remember their ytd updates at 1am to reflect the previous day's gains/losses.

Until they update their app and hopefully add a tracker, either use chatgpt to keep track or take screenshots. My own advice remains, stop opening zedcrest and move your funds ASAP if you're already invested. I will continue to use them cos I understand the app. But for others, high ytd should never make anyone forsake peace of mind and transparency. For your own peace of mind, if you're new here, don't do zedcrest. And if transparency is your utmost concern and you're already with them, pls move your funds. If you want to tough it out, well, na me and you dey dere.

Your phone must be filled with these screenshots

Salarys:
There was a loss, boss. You see the issue?

This is what a simple percentage gain/loss update will fix.

Another thing I noticed after trading on some days ago, they updated the YTD twice. And no, I'm not kidding.

I'm even just seeing uberchic's post where he said Thursday's YTD was 52.38%. Over here was 52.74%.

I'm sure it was same thing that played here. He most likely made a screenshot before they updated it again.

They should do better.

Nawa. That means i should brace for impact then

Uberchic1:
If I am a zedcrest rep, will I be asking people to open CD instead? Please let's ask reasonable questions this early morning. God bless.

This same issue has been talked about before. This zedcrest lack of transparency like CD isn't new. So I truly don't get why people ignore it when they go through the thread and still open zedcrest. High ytd should not be enough reason to forsake transparency and peace of mind.

I have no issue with anyone questioning anything about zedcrest. Why would I? Have I said anything when people have pointed out their lack of transparency before in this thread? No. But don't just throw suspicion and accusation of fraud around lightly. Worse, based on someone's one mistake. That's not defensiveness.

Can you help us tell zedcrest to include %gains or losses like CS?

truthbetold22:
It is important we stick to the issues raised. Nobody says all equity funds have to gain daily. In fact, I am more concerned with safety of funds than growth. The idea of this thread is to scrutinize and determine which funds are safest so nor be quarrel.

I also have huge funds there so losses here and there is not a problem for me. However, you should be concerned if ytd increases on a particular day and the fund records losses. This is not the first time we are seeing losses but I am pointing out a pattern.

What I am concerned about is transparency and you should be concerned too. This is Nigeria.

Well i recorded a gain yesterday on zedcrest. Where did you see the loss?

Salarys:
How does this work?

Where's the percentage increases for today coming from since it hasn't been updated?

This was for yesterday. Today has been updated on zedcrest though

EquityM:
The latest SEC report as of March 6, 2026.

Zedcrest continues to lead, with Paramount and Zrosk following.

https://sec.gov.ng/for-operators/keep-track-of-capital-market-data/net-asset-value-data/weekly-net-asset-value-for-cis/2026-weekly-nav-for-cis/

True. Even my local AI partner thinks thesame. Looking forward to today’s update

cyrilex202:
Stanbic also recorded Little green today. Far more better than Monday green. Up to 15% of Tuesday and Wednesday loses combined. I pray for a better green tomorrow

Wowzaaa their fund managers must be vegetarians. Once the market picks, it’d be all green for a long time

Nice

welzyj2:
I belive March red is due to the new year share price getting balanced and people adjusting to some stocks for dividend purposes

Makes sense

truthbetold22:
You gained 60k yesterday? Or day before yesterday?

Lucky you.

Its been updated. Lost 20k

truthbetold22:
You gained 60k yesterday? Or day before yesterday?

Lucky you.

Gained by 12am yesterday then capital remained untouched by 12am today

truthbetold22:
Very likely you did not take note of your last balance the day before yesterday. If you do not monitor daily, you may not even notice fluctuations. These things are automated so I doubt anyone can be skipped.

Very sure it’s static between yesterday and today. Yesterday i gained 60k and its been on same balance

EquityM:
Chief, no be juju be that.

😁😁 i prayed a dangerous prayer last night before I slept so not surprised

truthbetold22:
Click portfolio, then investments. Then mutual funds. You ll see your current balance

Still same. The red distribution finished before it reached my side. Bab God do this one

mikeayus:
I also lost 6k

Ahh when was it updated

truthbetold22:
They did not. I lost 26k

My own hasn’t changed since yesterday o

Zedcrest held the line

EquityM:
The new equity I want to dive into with my foreign bank here is more like a hedge fund; I will update how it goes once I sign up today at the bank.

Nice. I pray it makes sense so you can stop hurting from FX conversion issues

Niiade:
Please do you have set up prompt. Thank you

Just tell it what you want and how you want it

EquityM:
Haha, I no sabi 1+1. Lolll

😁😁😁

Who knows anything about Medallion Fund? The largest hedge fund in the world and they donot hire Finance People. They trade using mathematical algorithms and believe the market follows a mathematical pattern more than anything else. Infact they believe wall street and Finance folks do not know anything about how the market works.

If you had invested 100dollars with them in 1988 when they started out, you would be worth 400milllion plus now.

Seeing this screenshot from EquityM shows a historical trend of red in March. Perhaps medallion has a point

EquityM:
This might be useful.

Interesting. There’s a school of thought that believes the market follows a mathematical pattern.

Infact, the biggest hedge fund in the world does not hire finance people. They only hire mathematicians. They believe finance people donot know anything about the market. The fund is called medallion fund and no other company beats their year on year growth.

They trade using mathematical algorithms and completely disregard all finance indices wall street uses 😂. I guess this March trend lends credence to their ways

jurjes:
Is there a place on the app you click on to monitor the greens and red? Or just monetary increase?

I just feed the daily balance to chatgpt. You have to retain the chatgpt thread though

Zedcrest gave me green yesterday.

Coolis:
Following, thank for your input to this matter

Simple. Plug in your numbers to this calculator. Scenario 1, use monthly compounding with 15% interest rate. Scenario 2, use quarterly compounding with 19%. Let us know what you find.

https://www.bankrate.com/banking/savings/compound-savings-calculator/

EquityM:
Nigerian banks are nuts, and every naira in your account goes immediately to other channels to make extra cash for them. They are not joyful if a customer makes an inquiry about MMF, as it will be a loss for their shady system. Nowadays, I only have like 2k and 3k in my bank account; I basically use the FirstAlly MMF and savings as my bank now. Moreover, I saw on the news yesterday a man being robbed of 10m in front of the bank. Literally, who keeps that amount in a bank? Even though I need to make a huge transaction, I would rather use online channels.

Honestly Bro. Watch them frustrate withdrawal efforts once its a huge amount and they know its for MMF. Even worse when your account officer knows you are abroad.

welzyj2:
This is the critical info most people don't know and are not even wanting to understand

Exactly. The market has an inbuilt protection mechanism