₦airaland Forum

synoble:
Hi Ibrahim505, how can I start using Morgan capital. What steps do I need to take?
How much is registration with them as a broker?

Bamboo app is not so smooth

Send mail to Account Department => Yemisi Olatokun - yemisio@morgancapitalgroup.com
Its free

I and other investors here using Morgan Capital. always enjoy free active execution of trades.

@Mankind always has an inspiring post here and he now highlighted how his disciplined longterm investment strategy make him a billionaire.

@Locodemy is good at spotting the hidding gem but his hand tremor upon seeing small profits make him not to make billions with ngx.

Sterling Corporation disclosure: insider buying.

What’s cooking in Sterling? Shares on full bid!

Agbalowomeri:
You no know say groups get WhatsApp where they make plans and come here to hatch it?

Meaning it's a bait where a greedy uninformed member will send DM for the secret of making 900% within a half year😂

Below is Unilever Nigeria Plc
Unaudited Interim Financial Statements
For the Six Months Ended 30 June 2025.

https://doclib.ngxgroup.com/Financial_NewsDocs/44620_UNILEVER_NIGERIA_PLC.-_QUARTER_2_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_JULY_2025.pdf.

Here is the breakdown .

Unilever Nigeria Plc’s Unaudited Interim Financial Statements for the six months ended 30 June 2025 show strong growth and a significant improvement in profitability compared to the same period in 2024.
Key Highlights for H1 2025:
•Revenue: ₦98.1 billion (H1 2024: ₦63.9 billion). This is a 53% year-on-year increase, driven by growth across all product segments (Foods, Personal Care, Beauty & Wellbeing).
•Gross Profit: ₦42.1 billion (H1 2024: ₦26.2 billion).
•Operating Profit: ₦18.8 billion (H1 2024: ₦3.5 billion).
•Profit Before Tax: ₦24.2 billion (H1 2024: ₦6.3 billion).
•Profit After Tax: ₦14.4 billion (H1 2024: ₦4.4 billion).
•Basic and Diluted Earnings Per Share: ₦2.51 (H1 2024: ₦0.77).
Q2 (Three Months to 30 June 2025) Snapshot:
•Revenue: ₦51.1 billion (Q2 2024: ₦31.6 billion).
•Profit After Tax: ₦8.85 billion (Q2 2024: ₦1.08 billion).
•EPS: ₦1.54 (Q2 2024: ₦0.19).
Segment Performance (H1 2025):
•Foods: ₦58.7bn revenue
•Personal Care: ₦29.6bn revenue
•Beauty & Wellbeing: ₦9.8bn revenue
Financial Position as of 30 June 2025:
•Total Assets: ₦160.5 billion (Dec 2024: ₦141.6 billion).
•Total Equity: ₦92.3 billion (Dec 2024: ₦85.1 billion).
•Cash and Cash Equivalents: ₦83.7 billion.
•Current Liabilities: ₦61.7 billion.
Cash Flow (H1 2025):
•Net cash from operating activities: ₦17.4 billion (positive, reflecting operating turnaround from H1 2024).
•Net cash from investing activities: ₦4.0 billion (mainly interest receivable and lower capital expenditure).
•Net cash used in financing: -₦7.7 billion (mostly from dividend payments).
Operational & Strategic Notes:
•Revenue growth is attributed to increased domestic sales (domestic sales constitute 98% of revenue).
•There was a significant improvement in writebacks on receivables, reversing large impairment losses in 2024.
•Cost management remains in focus, with a moderate increase in marketing and admin expenses relative to sales.
•The company maintains strong liquidity, having paid down trade financing facilities and boosted cash balances.
•Dividend of ₦7.18 billion declared and paid in H1 2025.
Risk Management & Other Notes:
•No material changes in financial risk management policies.
•Company remains compliant with free float requirements on the Nigerian Stock Exchange.
•Major shareholders: Unilever Overseas Holdings BV (76%), Stanbic Nominees (4.4%), with 19.6% free float.
Conclusion:
Unilever Nigeria delivered robust revenue and profit growth for the first half of 2025, significantly improving margins and cash position. Key drivers were strong volume growth, cost discipline, and a favorable product mix, positioning the company well for the remainder of the year.

C:@bivins

Lafarge Africa Plc’s financial statement for the six months ended 30 June 2025 reveals strong financial performance compared to the same period in 2024.

Key Highlights:
•Revenue: The Group’s revenue rose sharply to ₦516.98 billion from ₦295.58 billion in H1 2024, indicating robust sales growth.
•Gross Profit: Gross profit for the period more than doubled to ₦295.77 billion from ₦147.64 billion, reflecting increased efficiency and higher sales.
•Operating Profit: Operating profit surged to ₦192.27 billion compared to ₦78.91 billion previously, showing improved core profitability.
•Profit before Tax: There was a significant jump in profit before tax to ₦199.74 billion from ₦46.63 billion, driven by higher operating profit and a favorable finance cost position.
•Profit After Tax: Profit after tax increased strongly to ₦132.68 billion, up from ₦29.35 billion, illustrating excellent bottom-line growth.
•Earnings per Share: Basic earnings per share rose to 824 kobo in H1 2025 from 182 kobo in H1 2024.
•Expenses: While selling, distribution, and administrative expenses increased, these were outweighed by revenue growth and efficiency gains.
•Financial Position: Property, plant, and equipment stood at ₦422.3 billion, showing continued investment in fixed assets.
Overall, Lafarge Africa Plc demonstrated substantial improvement in revenue, profitability, and earnings for the first half of 2025, indicating a strong operational and financial position.

Credit @bivins1

click the target name here
scroll down to where you see block streetinvestor for 3weeks
tick the box
Then, click the box with the 'block street investor' intruction

The volume in UBA share purchase today and the total number of bids after market closure is a good indication of institutional investors interest in the stock.
We keep riding

These three miserable giant men guarding Kwankwaso should have stay aside. Dangote with his influnce on the african economy shouldn't have turned his back, but there is trust. To us kanawan Dabo, Kwankwaso is like a father to everyone.

He was now arrested by police as he agreed to descend on condition of meeting a tiktok influencer. He is a 19 year old from Adamawa state. He will undergoes psychiatric screening before being arrainged in the court.

Gbogboski:
Manir, when will rioting erupt in northern Nigeria as is usually the case when there's a war in the middle east?

No cause for protest as, the one who started the conflict is the one crying for help.

BREAKING: CBN suspends dividend payments executive bonuses & foreign investments for 7 Nigerian banks under regulatory forbearance:

🏦 Zenith Bank
🏦 GTCO
🏦 Access Bank
🏦 UBA
🏦 FBNH
🏦 FCMB
🏦 Fidelity Bank

📉 Suspension holds until capital adequacy is independently verified.

📲 Stay informed. Follow
@TNIPodcaster
for real-time market updates!

A Kano senator that claimed to be spending 12m per each borehole in 2012 was tagged 'thief''. However, corruption keep worsening in Nigeria as if it's hardened thieves that are leading the nation.

Mankind2024:
Registrar Ratings (2025)
Based on my personal experience, here's how I'd rate some registrars:
1. African Prudential - 5/5 stars✔️👑
2. Datamax - 4/5 stars
3. Coronation - 3/5 stars
4. First Registrars - 2/5 stars
5. Veritaz - 1/5 star
6. All others - 0/5 stars
These ratings reflect my satisfaction level with their services.

I was paid my recent access bank dividend without filling the e-mandate form. I rate coronation 5/5,

The shop owner deserve commendation for outsmarting him in day one. He could have bankrupt the the business in year one.

AcadaGuy:
The way veritas is ignoring me is vexing me. I haven’t received my zenith bank shares and nobody is talking to me there. What kind of registrars are these people? Can I report to SEC or something? Any ideas?

i followed all the due process with morgan capital to claim my Zenith dividend but veritas kept frustrating the process. I sold all my stocks in their register and ignored the unclaimed dividend. Any stock in veritas register is a no for me-they can cause volatility in your blood pressure!

It's a lucrative programme in radio stations in Kano where politicians sponsored thugs to abuse, discredit and even throw false accusation against the target-they most get improsoned.
The restrictions is a good developmen!

freeman67:
It's finally been paid ooo.

Sukuk rentals just recieved
As usual, 90% is heading to fugaz stocks while the remaining 10% is for upgrading my comport zone.

servicom101:
Buying/selling USDT
WhatsApp +2349030810528

I want to sell my usdt from binance
How do you process the trade?

debeey87:
When investing and making great profits, at what point do you actually enjoy the gains in terms of benefits to oneself(buy a house, take a vacation , maybe a car etc) without the guilt of oh I could have reinvested this profit and made more gains.

Always use 10% of your total passive income per annum to upgrade your life.

The girl closed her eyes as her pe;vic outlet said she is the only onr capable of giving birth.

USAfall2024:
You simply overreacted😅. Iinvest app doesn’t do real-time update on Coronation MMF rates since they are third party so the 0% showing for 4 days just signified that they didn’t know the real-time defined rate for those days, you can see this info if you click on the MMF. The displayed rate is always updated like twice a week circa 20-24% range. Anyway the security of your money is more important than ROI so your decision was for the best (due to your uncertainty).
Attached below is the current rate showing (personally I just take 20-22% on average to calculate my expected quarterly interest and have never been shortchanged).

Nice update. Its now reading 22.88%

RonuMiscreant:
Why is it 0%

Perhaps there's dispute between them. However, I liquidated my available cash out yesterday and I was credited within the first hour.

Neurotika:
0%…What does this mean? I don’t understand.

It persist for almost 4 days.
Perhaps, the collaboration is no longer working.

Neurotika:
Negative returns are getting higher too. Stanbic and those still on 20% should do better…

The current return from Coronation mmf of iiinvest is o%.
Be thankful of yours.

RonuMiscreant:
The MMF I bought on wednesday is not show whether there's interest/loss

They normal;y updated it once or twice a week.
No loss

RonuMiscreant:
All the staanbic MMF I tried opening aren't working .
Who uses Iinvest for the CoronationMMF?

i am using it

Batman2412:
Yes its safe. Note that your tbills fund won't be with I-invest but rather with CBN.

I've being using for over 7 years. It's like they are re-selling it from their ownership-no upfront interest. It's high liquidity in case of preliquidation is why I always prefer it over that of CBN and banks.

Emzedz:
Who has tried fairlock on d fairmoney app..

I'm in to it.

Youngzedd:
Hello everyone,


How legit is Risevest?
And how long have they been operating?

Meta AI response:
Risevest is considered a legit investment platform, with over 80,000 users and a reputation for providing a safe and secure investment environment ¹. They're registered with the Corporate Affairs Commission in Nigeria and have partnerships with regulated entities in other countries to hold non-Nigerian investments ¹.

Risevest has been operating since 2019, and their platform allows users to invest in dollar-denominated assets, including US stocks, real estate, and Eurobonds ² ¹. They offer a user-friendly interface, low minimum deposit requirements, and a focus on educating their customers on investing and wealth management ³ ².

Some benefits of using Risevest include:

- *Diversified investment options*: Invest in US stocks, real estate, and Eurobonds
- *Low minimum deposit*: Start investing with a relatively small amount
- *User-friendly interface*: Easy to navigate and manage your investments
- *Financial education*: Risevest provides resources to help customers learn about investing and wealth management

However, it's worth noting that Risevest charges management fees, which can eat into your returns ². Additionally, their customer service has received mixed reviews, with some users reporting difficulty in getting assistance ².

Overall, Risevest appears to be a legitimate investment platform with a strong reputation and a user-friendly interface. However, as with any investment platform, it's essential to do your research, understand the fees and risks involved, and make informed decisions about your investments.