₦airaland Forum

two down already. just send email if you interested

I am offering link exchange opportunity to mutually boost our seo efforts. you send me a link to one of your articles, i give you one do-follow linkback and I do the same.

Anyone interested, one of my domains is streetsofkante.com

send email to ismailmuhd007@gmail.com

We are looking for writers and bloggers who can contribute contents to a finance, tech and geopolitics e-magazine. We publish daily contents for African audience home and overseas.

Contributors will be expected to contribute daily between 2 to 8 news articles in finance, tech or geopolitics from across Africa.

Pay will be performance based. We'll pay 1 naira per page view in perpetuity. We accept social media traffic, so earning potential is unlimited.

Our ideal candidate is social media savvy, ready to draft instant content as soon as a news event breaks.

Interested candidates should send email to ismailmuhd007@gmail.com cc admin@streetsofkante.com

In recent times, the digital asset trading platform, CBEX, has garnered significant attention in Nigeria. Promising substantial returns on investments, it attracted numerous investors eager to capitalize on the burgeoning cryptocurrency market. However, recent developments have raised concerns about the platform’s legitimacy and operations.

Understanding CBEX: The Platform’s Proposition
CBEX, short for Crypto Bridge Exchange, presents itself as a global digital asset trading platform, claiming operations in over 130 countries, including Nigeria. The platform offers users the ability to trade various cryptocurrencies, with the allure of expert-provided trading signals and an AI-driven “Hosting” feature that purportedly guarantees 100% profit on every trade.


Investors are enticed with promises of doubling their investments within a month, a claim that has historically been associated with Ponzi schemes. The platform’s referral system further incentivizes users to bring in more investors, offering bonuses and additional trading signals based on the amount deposited by referred individuals.

Red Flags and Investor Experiences
Despite its professional appearance, several red flags have emerged:

Guaranteed Profits: The promise of consistent, risk-free returns is unrealistic in the volatile world of cryptocurrency trading.
High Withdrawal Fees: CBEX imposes a 20% fee on withdrawals made before completing a 34-40 day trading cycle, discouraging early fund retrieval.
Unregulated Operations: There is no evidence of CBEX being registered or regulated by Nigerian financial authorities, raising concerns about its legitimacy.
Many Nigerian investors have reported being unable to withdraw their funds, with some accounts showing zero balances after withdrawal suspensions. This has led to widespread frustration and allegations of the platform operating as a scam.

CBEX Offices in Nigeria
For those seeking to locate CBEX offices in Nigeria, the following addresses and contact numbers have been associated with the platform:

https://streetsofkante.com/cbex-nigeria-office-location-addresses-contact-phone-numbers/

Airtel is one of Nigeria’s leading telecommunications companies, providing a broad array of services that cater to millions of users. Whether you’re a new Airtel customer or a long-time subscriber, it’s crucial to know how to check your Airtel number and data balance quickly and efficiently. This guide will walk you through the various methods available to check your Airtel number and data balance, ensuring you stay informed and in control of your mobile experience.

Why It’s Important to Keep Track of Your Airtel Number and Data Balance
Staying informed about your Airtel number and data balance is more than just a matter of convenience; it’s a vital aspect of managing your mobile experience. Here’s why:


1. Avoid Unexpected Disruptions
By regularly checking your data balance, you can avoid running out of data unexpectedly, which can lead to interruptions in your internet connectivity. This is especially important for those who rely on their mobile data for work, communication, or entertainment.

2. Efficient Data Management
Knowing your current data balance helps you manage your data usage more efficiently. Whether you need to top up your data plan or adjust your internet usage, having up-to-date information allows you to make informed decisions.

3. Easier Account Management
Regularly checking your Airtel number and data balance simplifies account management. Whether you need to contact customer service, make payments, or subscribe to new services, knowing your number and balance ensures smooth and hassle-free transactions.

How to Check Your Airtel Number
Knowing your Airtel mobile number is essential, especially when you need to share it with others or use it for various services. Here are some simple ways to check your Airtel number:


1. Using USSD Code
One of the quickest and easiest ways to check your Airtel number is by using a USSD code. Follow these steps:

https://streetsofkante.com/ways-to-check-your-airtel-number-and-data-balance/

The Tinubu administration is facing significant challenges. One year into his four-year tenure, notable achievements have been elusive. A year ago, the dollar traded at around ₦500/$, and petrol pump prices hovered around ₦300/liter. Now, the dollar has soared to over ₦1400/$, and petrol prices start at ₦700/liter. Widespread insecurity persists, factories struggle to stay operational, and the country grapples with persistent power outages.

Undoubtedly, Tinubu inherited a daunting situation from Buhari. The level of spiteful incompetence witnessed during Buhari’s tenure is unlikely to be forgotten in the short term. However, Tinubu has made his own missteps. Floating the currency of a nation with minimal production capacity inevitably leads to the economic hardships currently plaguing Nigeria. Additionally, appointing individuals to government based on loyalty rather than competency exacerbates the problem. Ministers play crucial roles in shaping policy and governance.

Here are 10 Tinubu-appointed ministers whom you’ve likely scarcely heard about:

1 Joseph Utsev, Minister of Water Resources and Sanitation

This minister is from Benue state, and that seem to be the only information about him. His ministry has no functional website and there are barely any news articles where the minister or his ministry are mentioned regarding any policy programs. Even the Wikipedia page of the ministry still contains information about the previous minister of water resources.


2. MINISTER OF YOUTH– HON. JAMILA BIO IBRAHIM


Part of her mandate is “to empower Nigerian youths to becoming self-reliant and socially responsible.” But her performance is a little bit hard to assess because her ministry does not have a functional website and there are barely any news articles mentioning her programs.



3. MINISTER OF TOURISM – HON. LOLA ADE-JOHN


Tourism is supposed to be one of the major drivers of the Nigerian economy. But 10 months since this minister resumed office, her ministry does not have a functional website or any notable presence on social media. We simply dont know what she is up to.


4. MINISTER OF POLICE AFFAIRS -HON. IBRAHIM GEIDAM


With the current level of widespread insecurity across Nigeria, one would assume that the minister of police affairs would be a household name assuring Nigerians of government’s protection. Unless you are from Yobe, where Geidam is a former governor, you’ve probably never seen or heard of this guy.


5. MINISTER OF INNOVATION, SCIENCE AND TECHNOLOGY – HON. UCHE NNAJI


The ministry’s website is a WordPress site that displays “There has been a critical error on this website” error message on the homepage. That is about the only thing there is to know about our “minster of innovation, science and technology.”


6. MINISTER OF NIGER DELTA AFFAIRS – HON. ABUBAKAR MOMOH

The Ministry of Niger Delta Development was created to promote and coordinate policies for the development of peace and security of the Niger Delta region. The region is Nigeria’s oil producing region but has experienced underdevelopment due to exploitation of oil and lack of investments in the region over the years.


7. MINISTER OF STEEL DEVELOPMENT – HON. SHUAIBU A. AUDU

Like most government agencies in Nigeria, this ministry has no functional website making it hard to know the programs of the ministry.



8. MINISTER OF AGRICULTURE AND FOOD SECURITY – HON. ABUBAKAR KYARI

This minister needs to do more telling Nigerians about his programs and policies. The ministry has no functional website making it hard to figure out his programs.


9. MINISTER OF TRANSPORTATION – HON. SA’IDU ALKALI

Just like most Nigerians, you would be forgiven for thinking a minister of transportation does not exist since Amaechi left office.


10. MINISTER OF HOUSING & URBAN DEVELOPMENT – HON. AHMED M. DANGIWA


Tinubu’s ministers have fallen short of expectations, even within the APC’s standards. Rumors of an impending cabinet reshuffle abound, raising hopes for improved governance. Let’s anticipate that Tinubu selects more capable individuals to join his government, steering Nigeria toward a brighter future.

https://streetsofkante.com/10-tinubu-ministers-youve-probably-never-heard-of/

Eagle Cash is an instant loan app that provides digital loans of up to #100k with a maximum pay back period of 180 days. The short term loan can be availed by anyone who has a smartphone and a little bit of credit record.


Online loans provide emergency funds to salary earners or anyone with a regular source of income who needs to get a quick loan before their next pay day. The loans are usually short-term, starting with a repayment period of just seven days. Customers however get a revolving credit line, which means they can get higher loan amounts and longer tenor everytime they repay their previous loans. These kinds are loans should not be used to fund ones lifestyle or used for business as they are short term loans with very high interest rates.


Pros
Digital and instant application process.
No collateral or paperwork required.
Instant loan disbursement upon approval.

Cons
No reliable customer service support.
very expensive interest rates and short repayment period.
Eagle Cash loan apk download

How to use the Eagle cash loan app?

Download from the Eagle Cash loan app from Google play and log in with your mobile number to register;

https://streetsofkante.com/eagle-cash-loan-app-apk-download-customer-care-number/

Cashlawn is a dependable financial ally, offering swift and hassle-free personal loans for individuals in Nigeria. This review will delve into the intricacies of Cashlawn’s loan products, application process, eligibility criteria, security measures, and the overall customer service experience.


Loan Product Details
Cashlawn’s loan offerings boast flexibility and accessibility, featuring a loan amount ranging from ₦10,000.00 to ₦100,000.00, with a repayment period spanning from 91 days to 360 days. The Annual Percentage Rate (APR) ranges from as low as 8% for short-term loans to a maximum of 32%.

Example Calculation:
For a transparent understanding, consider borrowing ₦20,000 with an APR of 21%, a service fee of 0, and a 91-day loan term. The total repayment amount on the due date would be ₦21,047.12, calculated precisely to ensure clarity for the borrowers.


How to Apply for a Cashlawn Loan

https://streetsofkante.com/cashlawn-loan-app-review-apk-download-customer-care-number/

A Chinese supermarket located in Abuja has ignited fury among Nigerians following allegations that it systematically denies sales to local customers. Outraged citizens have taken to social media platforms to express their frustration and call for action against what they perceive as discriminatory practices.


According to a social media user who recently visited the store, local customers are consistently turned away at the entrance by security personnel. Additionally, all items within the supermarket are reportedly labeled exclusively in Chinese. Furthermore, the individual claims that receipts are printed in Chinese, and all transactions are conducted using the Chinese Yuan currency.

Reacting to the video, one social media user wrote “When the government has zero respect for its citizens, foreigners will do the same.” “Even inside our own country, foreigners dey see us finish. They’ll see us finish in their country and still come to our own country and see us finish still. Nawa for Nigerians. We know how to tolerate a lot of rubbish,” wrote another.


In 2020, operatives of the Federal Competition and Consumer Protection Commission (FCCPC), shut down a number of Chinese restaurants and malls in Lagos after it was alleged that they refused sell food and drinks to Nigerians.


There is a large population of Chinese people in Nigeria which can include Chinese expatriates and descendants born in Nigeria with Hakka ancestry. An estimated 40,000 Chinese people live in Nigeria with about 9,000 of them working as expatriates mainly in Abuja, Lagos and Kano.

https://streetsofkante.com/chinese-supermarket-in-abuja-sparks-outrage-for-allegedly-refusing-sales-to-nigerians/

eepeepook:
Nairaland trolls will migrate to this new initiative.

Everyone is a troll until its time to share national cake.

The Nigerian government has introduced a new Social Empowerment Program called Skill Up Nigeria. This new program is an expanded version of N-Power, which was temporarily suspended due to irregularities. The Ministry of Humanitarian Affairs and Poverty Alleviation announced this development, stating that N-Power 3.0 aims to serve Nigerians better. In a statement released by Akindele Egbuwalo from the ministry, it was mentioned that Skill Up Nigeria is the transformed and restructured version of N-Power, targeting five million beneficiaries over five years.

Why the Government Temporarily Suspended N-Power
N-Power was a National Social Investment Program initiated by the previous administration in Nigeria. Former President Muhammadu Buhari launched the scheme in 2016 to address youth unemployment, reduce poverty, and promote social development. N-Power was designed for unemployed graduates and non-graduates between the ages of 18 and 35. The program lasted for two years, during which the government assigned beneficiaries to various government jobs in their respective states and paid them a monthly stipend of 30,000 naira.

According to Betta Edu, the Minister of Humanitarian Affairs, a total of 960,000 people have benefited from N-Power since its inception. Many beneficiaries from N-Power 1.0 and N-Power 2.0 Batch A and B have completed their program cycles. The Ministry of Humanitarian Affairs, which oversees the program, discovered numerous irregularities within the program.

However, Ms. Edu explained that they had to temporarily suspend the N-Power program nationwide to investigate its operations over the past twelve months. “Recently, we discovered that some beneficiaries whose contracts ended in 2022 were still expecting payments from the government. Some beneficiaries did not report to their primary assignment but were still receiving monthly payments. Some had other jobs and had exited the program but were still benefiting from the payments, while those genuinely working were not receiving payment. Findings showed that consultants were holding onto beneficiaries’ money and were not paying them, even though their contracts had ended since March 2023 without any renewal,” the statement said.

See also Who Qualifies for the Conditional Cash Transfer Palliative in Nigeria
The ministry has expressed its commitment to investigating the program and assured all genuine beneficiaries with complaints that their cases will be resolved after the verification exercise.

What to Know About Skill Up Nigeria
Although not much information is available about Skill Up Nigeria, which is N-Power 3.0, the ministry has indicated that this new N-Power level is still under development. The ministry mentioned that it will include new programs in education, health, works, agriculture, technology, fashion, entertainment, and other relevant areas of skill acquisition and employability.

The restructured program will also extend its reach to beneficiaries aged 18 to 40, expanding the previous age limit of 35. The target is five million beneficiaries over five years, with a pace of one million per year under both the graduate and non-graduate streams.

Skillup Nigeria login

Source: https://loancrib.com/what-you-need-to-know-about-skill-up-nigeria-which-will-replace-n-power/

Opay Have over 25 Offices across 24 States in Nigeria

Opay company has its headquarters in Lagos, as well as other offices in Ikeja, Abia, Enugu, Abeokuta and Abuja. My research claim that OPay has offices in 24 states.

The Official List of all Opay Offices in Nigeria is now out, and the major focus is the Opay Offices in Abuja, Lagos, Kano and Port Harcourt. We have done justice by giving you the full list of all recruitment guides to show you the full list of all Opay offices in Nigeria, including Abuja.

Opay office in Aba

Phone number: 07037532091

No 135 Azikiwe Road, Aba south local government Area, Aba Abia State.

Opay office in Abeokuta

Phone number: 07087310050

DOLLY HOUSE, OPPOSITE LAROY HOTEL, ABIOLA WAY, ABEOKUTA

Opay office in Abuja

Phone number 07032120580

NO 36 OKOTIE EBOH STREET, OPPOSITE IFESINACHI MOTOR PARK UTAKO ABUJA

Opay office in Akure

Phone number: 08030525403

19 mama gold building along cathedral road Akure

Full list https://loancrib.com/opay-customer-care-number-whatsapp-number-and-office-address/

Moniepoint physical customer service office locations enables customers and agents to get advanced solutions to their problems and ask detailed questions to a physical company rep with adequate knowledge. This post will cover Moniepoint physical office addresses in Nigeria and how to contact the company for customer support.

Moniepoint Microfinance bank is one of Nigeria's leading digital fintech banks with over 21M registered users, the company's POS is one of the cheapest and most widely available to POS agents in Nigeria.

Besides POS and bank accounts, some of the other services Moniepoint provide includes; business loans, ATM card issuance, bill payments platform amongst other services. With such a wide array of services and huge customer base, an effective customer service network is necessary.



How Many States in Nigeria Does Moniepoint Have Physical Customer Service Offices?

Headquartered in Oyo, Moniepoint has customer support offices in 33 states in Nigeria and thousands of business relationship managers directly assigned to each business owner. This demonstrates a strong commitment to ensuring that businesses on the Moniepoint platform get access to all the help they need to grow their business.

MoniePoint physical Offices are their to provide a more personal customer service experience to customers. It might be safer to pay for your POS machines and other agent registrations at a physical office than to do it online. A physical location provides protection in case anything goes wrong you can go back to seek redress.


General MoniePoint Contact/Customer Care Number, WhatsApp & Email

Email: support@moniepoint.com
Phone/Contact Number: +234 018889990
WhatsApp Contact: +234 908 843 0803 – https:///+2349088430803
OFFICE/HEADQUATER: Oyo-Ibadan Road, Idi-Agba, Ilora, Oyo state, Nigeria

Full list of state offices https://loancrib.com/moniepoint-physical-customer-service-office-locations-in-nigeria/

Most Nigerians often measure the health of the country’s economy from the exchange rate of the naira to the dollar. The world of international finance is a complex and ever-changing landscape, where currencies fluctuate in value due to various economic factors. In this article, we will take a closer look at some countries with weaker currencies than the Nigerian Naira. While Nigeria has faced its share of currency challenges, it’s important to understand that there are countries with even weaker currencies. These nations often grapple with economic instability, inflation, and other monetary issues that affect their citizens’ daily lives.

Vietnamese Dong (24,085VND/$)
While the Nigerian Naira is currently trading at around 760/$ and maximum 900/$ on the black market, the Vietnamese Dong is trading at a staggering exchange rate of 24,085VND/$. Factors such as high inflation and limited international convertibility have contributed to its lower value. However, Vietnam’s strong economic growth in recent years has somewhat mitigated the effects of its weaker currency. But still, we have it better in Nigeria.


Indonesian Rupiah (15,270 IDR/$)
The Indonesian Rupiah is another currency weaker than the Nigerian Naira. Indonesia, despite being a populous and resource-rich nation, faces currency depreciation due to inflation and economic challenges. However, it’s important to note that Indonesia’s economy has been growing steadily, and its currency has shown some resilience.

Iranian Rial (42,275 IRR/$)
The Iranian Rial has been among the weakest currencies in the world for several years. Economic sanctions, political turmoil, and inflation have severely devalued the Rial. As a result, Iranians face challenges in purchasing even basic necessities, and the country has a thriving black market for foreign currencies.

See also How to Lodge a Complaint About a Loan App in Nigeria

Colombian Peso (4,076 COP/$)
Colombia, despite being one of the more stable countries in Latin America has a relatively weak currency. The Colombian Peso (COP), is influenced by a complex interplay of economic, political, and global factors. Several key factors contribute to the weakness of the Colombian Peso.

South Korean Won (1,321 KRW/$)
Perhaps the only outlier on this list. The South Korean currency, the South Korean Won (KRW), is generally considered to be relatively stable and not particularly weak. However, paying for stuff in this country will still take you a handful of currency. The most important lesson from the Korean Won should be that the exchange rate of a currency should not matter as much as its stability.

Conclusion

Understanding the relative strength of currencies across the globe is crucial for international trade, investment, and travel. While the Nigerian Naira has faced its share of challenges, there are countries with even weaker currencies that grapple with economic instability, inflation, and other monetary issues. It’s essential to acknowledge the hardships faced by the citizens of these nations and the broader implications for their economies. Additionally, these examples underscore the importance of sound economic policies, political stability, and responsible governance in maintaining a stable and strong currency.

https://loancrib.com/5-surprising-countries-with-weaker-currencies-than-the-nigerian-naira/

Welcome to [url]Loancrib.com[/url], your ultimate destination for comprehensive and insightful reviews of finance and loan apps. Our platform is designed to empower users with the knowledge they need to make informed decisions about financial tools that can shape their financial future.

At Loancrib.com, we understand the significance of finding the right app to manage your finances or secure a loan. With a plethora of options available in the ever-evolving world of financial technology, it can be overwhelming to discern which app suits your unique needs best. That’s where we come in.

Our team of experts diligently researches and evaluates various finance and loan apps, analyzing their features, user experience, security measures, and overall effectiveness. We believe that transparency and objectivity are paramount, which is why we maintain a strict review process to ensure that our assessments are unbiased and accurate.

Whether you’re looking to streamline your budgeting, track expenses, build credit, or find the best loan rates, loancrib.com has you covered. Our reviews are designed to highlight both the strengths and potential limitations of each app, giving you a balanced perspective to make an educated choice.

We also take pride in being a user-centric platform. Your feedback and suggestions matter to us, as they drive our commitment to delivering relevant and up-to-date information. Our goal is to empower you to make the most of your financial journey, fostering financial wellness and confidence.

We invite you to explore our reviews, articles, and guides. Together, we can navigate the vast landscape of finance and loan apps, making smarter financial decisions, and achieving your goals.

Thank you for choosing Loancrib.com as your trusted companion on your financial path. We look forward to being part of your journey towards a more secure and prosperous future.

https://loancrib.com/about-us/

Unperturbedpota:
Nice write up but my bro I have to disagree. Since 1999 after the amendment, it held that for anyone to be declared winner the said person must get the vote spread and 25% in FCT.

Obi didn't make the rules neither did Atiku or the Supreme Court judges , since 1999 every presidential candidate has ,et this requirement so we can't start now to abandon the law or we would descend into anarchy.

Let the law stand above all states or persons or them we have no constitution which means no nation.

Tiny by Didn't meet the requirements. Funny thing is we don't know who will Winn the rerun but surely the court will oust Asiwaju and that is certain.

Let's focus on the rerun may the best man win fairly. If he is sure he won why be afraid of a free and fair rerun?

we all know who is loosing the rerun. Tinubu got about 9m votes, Atiku and Obi combined got 14m. and now that Tinubu is more unpopular with his dumb policies, I dont see him beating Atiku in a one-on-one rerun.

Reinaldo:
Peter Obi will be declared winner. APC will be disqualified.
Nothing like rerun.

nobody is being declared winner, its either Tinubu remains in power or there's a rerun between him and Atiku. Obi is a very long shot in this conversation.
only two candidates can participate in the rerun, unless Obi can disqualify one of them, I think this is the end of the road for him.

President Bola Ahmed Tinubu faces the very real possibility that his election as Nigeria’s president might be nullified, either at the Presidential Election Petition Court (PREPEC) where two petitions filed by candidates of the Labour Party (LP), Mr. Peter Obi and his counterpart of the People’s Democratic Party (PDP), Alhaji Atiku Abubakar are seeking the nullification of his victory at the February 25, presidential election or at the Supreme Court hearing which is expected to have the final say on the matter.

The major hurdle Tinubu is facing is that the petitioners argue that he cannot be said to have won the election having not scored 25% of the lawful votes cast in the Federal Capital Territory (FCT).


Tinubu was declared the winner of the election with the highest number of votes, but he had only won 18.99% of the votes in the FCT.

Section 134(2)(b) of the 1999 Constitution of Nigeria states that to be declared the winner of a presidential election, a candidate must:

Have the highest number of votes cast at the election; and
Have not less than 25% of the votes cast in two-thirds of all the states in the Federation and the FCT.
Contents [show]

Why is it important to score 25% of the votes cast in FCT?
To understand why winning 25% of the votes cast in FCT might be a requirement to be Nigeria’s president, it is important to understand the intent of the framers of the constitution. The framers want any candidate that will emerge as president to have widespread support amongst Nigeria’s diverse ethnic groups. Hence, the requirement to get 25% in at least two-thirds of all the states in the Federation. This will ensure that a candidate will not only seek support from their ethnic group only, but travel around the country to seek the support of other groups as well.

By its constitutional role, the FCT is the most diverse city in Nigeria, where all ethnic groups and states are almost equally represented. The city is home to lawmakers proportionally drawn from all over the country and also home to civil servants hired on the principle of federal character.


READ ALSO The Best Performing Banks in Nigeria in 2023
The framers want a popular president across the country, so it should be of no surprise if they require the president to at the very least, get 25% of the votes cast in the most diverse city in the country.

What happens if Tinubu’s election gets nullified?
If the courts agree with the above submission and decide to nullify Tinubu’s election because he did not satisfy the requirements of the Constitution, then we will have a rerun between him and the candidates of the People’s Democratic Party (PDP), Alhaji Atiku Abubakar. The PDP candidate came second in the February 25 election which qualifies him for the rerun election.

Both men will be given between 60 to 90 days to prepare and campaign for the rerun. Meanwhile, the next person in the presidential line of succession after the President and his Vice is Senate President Godswill Akpabio, who will become interim president until the rerun election produces a new president.

This has never happened before in the country’s political history, which is why Tinubu’s counsel cautioned the court not to nullify his client’s election saying “it would lead to absurdity and manifest injustice to nullify the election for the entire nation because of the nullification (sic) of the election of one State, some Local Government Areas, Wards and Units.”

What is Tinubu’s defense?
Chief Wole Olanipekun, SAN, counsel to Tinubu has been defending his client in his final submition to the Presidential Election Petition Court (PREPEC) saying;

“While we have premised this issue on the combined reading of sections 134 and 299 of the Constitution, and section 66 of the Electoral Act, in the course of our arguments … t is apt to submit right from get-go that election is about votes and voters, and when votes and voters are mentioned in any part of the world, there is no superiority of votes or voters as all votes and voters are equal”, adding that there is no superiority between the votes from voters secured in either Lagos or Kano, which are the most populous States and Bayelsa, Ebonyi and Ekiti, which are the least populous States.

Olanipekun further argued that, while Section 3(1) of the Constitution specifically lists the 36 States by their respective names, the sidenote reads thus: “States of the Federation and the Federal Capital Territory, Abuja.” Section 299, for ease of reference and clarity, provides thus: “The provisions of this Constitution shall apply to the Federal Capital Territory, Abuja as if it were one of the States of the Federation…” The phrase ‘as if’ has been defined in Corpus Juris Secundum, page 298 as connoting “in the same manner and to the same extent.”

“May we draw the attention of the court to the fact that there is no punctuation (comma) in the entire section 134(2)(b) of the Constitution, particularly, immediately after the ‘States’ and the succeeding ‘and’ connecting the Federal Capital Territory with the States. In essence, the reading of the subsection has to be conjunctive and not disjunctive, as the Constitution makes it so. Pressed further, by this constitutional imperative, the Federal Capital Territory, Abuja, is taken ‘as if’ it is the 37th State, under and by section 299 of the Constitution.

“With much respect, any other interpretation different from this will lead to absurdity, chaos, anarchy and alteration of the very intention of the legislature. Our courts have always adopted the purposeful approach to the interpretation of our Constitution, as exemplified in a host of decisions, including but not limited to Nafiu Rabiu v. State (1980) 12 NSCC 291 at 300-301, Marwa v Nyako (2012) 6 NWLR (Pt. 1296) 199, 306 – 307, ADH Limited v AT Limited (2006) 10 NWLR (Pt. 986) 635, 649, Awolowo v. Shagari (supra), Abraham Adesanya v. President, Federal Republic of Nigeria (1981) 12 NSCC 146 at 167-168; A.G Abia v. A.G Federation (2002) 6 NWLR (Pt. 763) 265 at 365.

“The petitioners themselves admit this much in paragraph 107 of their petition, where they listed the FCT as the 37th State, after listing the States mentioned in section 3(1), as numbers 1 to 36. Again, the maxim, res ipsa loquitur applies to the petitioners.

“Coincidentally, these sections of the Constitution were considered by the Supreme Court in the celebrated case of Buhari v. Obasanjo (2005) 13 NWLR (Pt. 941) 1 at 105 and the apex court held thus:
“This provision appears clear to me. Where a candidate wins the highest number of votes cast in at least two-thirds of the 36 States in the Federation and the Federal Capital Territory Abuja, he is deemed to be elected …I do appreciate any ambiguity in the provision and even if there was one, this court is bound to adopt a construction which is just, reasonable and sensible. (See Maxwell on the Interpretation of Statutes, 12th Edition, Chapter 10). In my view, it would lead to absurdity and manifest injustice to nullify the election for the entire nation because of the nullification (sic) of the election of one State, some Local Government Areas, Wards and Units. Such a devastating result could hardly have been contemplated by the framers of the Constitution. It is my conclusion therefore that the cancellation of the election in Ogun State and the other smaller components does not substantially affect the election of the 1st and 2nd respondents. In the event, this petition fails and same is dismissed with costs which I assess at N5,000 in favour of each set of respondents.”

The senior lawyer submitted that from the apex court’s judgment above, it could be seen, “That even if results of elections are cancelled in more than one State (including the FCT), that election is not rendered invalid, provided, the winning candidate meets the constitutional requirements of one-quarter of the votes cast in two-thirds of the 37 States contemplated.

“Anything to the contrary would be devastating, and such was never contemplated by the framers of the Constitution.

“All the winning candidate needs is a majority of the votes, and even if there was no election in one State (including the FCT), or even if the election of a State/States (including the FCT) is/are voided, the entire election cannot be voided or cancelled.

“In concluding our arguments on this issue, we urge the court to hold that in any election where the electorate exercise their plebiscite, there is neither a ‘royal’ ballot nor ‘royal’ voter; and that residents of the FCT do not have any special voting right over residents of any other State of the federation, like the concepts of preferential shareholding in Company Law. We urge this court to resolve this issue against the petitioners and in favour of the respondent”, he pleaded.

https://streetsofkante.com/what-happens-if-tinubus-election-is-nullified/

obinna58:
Can we get virgins there

why not? if you have the money

thirsty

Africa is a continent with a wide range of economies, from the very poor to the relatively wealthy. As a result, there is a great deal of variation in salaries across the continent. However, there are a number of countries where workers earn some of the highest salaries in Africa.

Average salaries are different from minimum wage and are intended to serve as indicators, not comprehensive measures of a country’s economic well-being. This list was generated using data from Statista and Salary Explorer.


According to Salary Explorer, average salaries are calculated using feedback from respondents. Researchers add salary samples together, divide them by the number of respondents, and arrive at the average monthly salary. While the average salary is generally a good indicator, it does not tell the whole story.

The minimum wage, on the other hand, is the lowest wage a worker can earn in a given country, as stipulated by the law. Employers are not allowed to pay employees less than the minimum wage. The list below highlights the top 10 African countries with the highest average monthly salaries.

1. Morocco: At the top of the list is Morocco, with an average monthly salary of $2,031.
2. South Africa: South Africa follows closely with an average monthly salary of $2,026.
3. Tunisia: Tunisia takes the third spot with an average monthly salary of $1,348.
4. Kenya: Kenya comes in fourth with an average monthly salary of $1,291.
5. Algeria: Algeria ranks fifth with an average monthly salary of $1,273.
6. Namibia: Namibia takes the sixth spot with an average monthly salary of $1,168.
7. Botswana: Botswana is seventh, with an average monthly salary of $1,000.
8. Nigeria: Nigeria ranks eighth on the list with an average monthly salary of $814.
9. Ghana: Ghana follows closely with an average monthly salary of $748.
10. Uganda: Rounding out the list is Uganda, with an average monthly salary of $738.
READ ALSO Fine Kudi Loan App Review: Instant Online loan app
It is important to note that these are just average salaries, and the actual salary that a worker earns will depend on a number of factors, such as their skills, experience, and the industry they work in. However, these countries do offer some of the best salaries in Africa, and they are a good choice for workers who are looking for a high-paying job.

Here are some of the factors that contribute to high salaries in these countries:

Economic development: These countries have relatively strong economies, which leads to higher salaries.
Increasing demand for skilled workers: These countries are experiencing a growing demand for skilled workers, which drives up salaries.

Foreign investment: These countries have attracted significant foreign investment, which has helped to create jobs and boost salaries.
If you are looking for a high-paying job in Africa, these are the countries where you should start your search.

Conclusion
The salaries in Africa vary greatly from country to country. However, there are a number of countries where workers earn some of the highest salaries in the continent. These countries offer a number of factors that contribute to high salaries, such as economic development, increasing demand for skilled workers, and foreign investment. If you are looking for a high-paying job in Africa, these are the countries where you should start your search.

https://streetsofkante.com/top-10-african-countries-with-highest-average-monthly-salaries/

plenty Hot girls everywhere.

CodedRuns.com is a Nigerian adult dating service that allows men and women to advertise any sex-related service they are offering.

The website links working girls and boys to potential clients. It’s like going on a date but without all the hassle of trying to woo your date or eat right or say the right things, just negotiate the price and you both will be having sex in your room in no time.


On Codedruns, all sexual fantasies can be achieved. From threesomes to dominatrix to gay sex, you only need to search and there will be a category that meets all your sexual fantasies in your city.

Contents [show]

How does Codedruns works?
Codedruns is an online forum where anyone over the age of 18 can register to offer services. Potential clients don’t need to register, they can simply scroll through the catalogue of working girls in their city. Most profiles have pictures, phone number and some description of the girls. Simply call the number or chat the girls up on WhatsApp to set up a meet.

Working girls who wish to advertise their service on the website can register a profile for free. All you need is your email and a few details about yourself. You also need to verify your profile by taking a picture of yourself with your profile name, the picture will not be made public after verification.


Girls who want their profile to be shown first to visitors can upgrade to premium for a monthly fee of #8,000. Your profile will be shown first to visitors, giving you a much higher chance to land clients than the competition.

Is CodedRuns legit?

https://streetsofkante.com/codedruns-com-review-adult-dating-website-in-nigeria/

Kobicove:
Those are micro finance banks not commercial banks, there's a big difference

we're talking about banks in general here, if you add all the different types of banks in Nigeria, you get over 200.

TrueNaira loan app is a Nigerian loan app that offers instant and unsecured loans of ₦2000 – ₦300,000. Interest rates range from 16% -21% per month.

In today’s digital age, it’s easier than ever to get a loan. There are several loan apps available, each with its own set of features and benefits. In this blog post, I’ll review the True Naira Loan App, a popular option for borrowers in Nigeria.

https://loancrib.com/true-naira-loan-app-apk-2023-review/

Kobicove:
As far as I know we do not have up to 200 banks operating in Nigeria

add micro finance banks, online banks like Opay, Palm pay and you'll get over 200.

The Nigerian banking sector is one of the most vibrant and competitive in Africa. With over 200 banks operating in the country, there are many options for businesses and individuals looking for banking services.

Twelve of the major Deposit Money Banks listed on the Nigerian Exchange posted an aggregate profit after tax of N1.07 trillion in the year ended, 2022, representing a 6.4% increase when compared to N1.01 trillion recorded in the previous year.


The Nigerian banking industry is one of the major growth drivers of the Nigerian economy, contributing 3% to the aggregate GDP with a nominal value of N6.05 trillion (2022 estimate). The sector plays host to some of the biggest companies listed on the Nigerian equities market, with the likes of Zenith Bank. GT Bank and Stanbic IBTC are part of the elite list of companies on the NGX known as NGX 30.

Increased level of competition in the Nigerian banking industry has helped spur innovation, through service delivery as well as improvement in their top and bottom lines respectively.

Some of the best performing banks in Nigeria in 2023 broken down by sector include:

Best bank in Nigeria by Profits After Tax
Net profit serves as a crucial indicator for assessing a company’s performance, reflecting its operational profitability. The declared net profit directly influences shareholder payouts by banks, thereby establishing it as a pivotal performance metric considered by stakeholders.

READ ALSO How to check and validate NIN number online 2023

The top twelve banks in Nigeria posted an aggregate profit after tax of N1.07 trillion in 2022, a 6.4% increase compared to N1.01 trillion recorded in the previous year. The banks were able to increase their margin despite economic challenges affecting most business entities in the country.

Union Bank recorded the highest gain (growth) in terms of year-on-year growth with a 54.1% increase to N29.8 billion, followed by FCMB with 48.8% to N31.1 billion. However, Unity Bank saw its profit after tax decline by 57.5% to N3.17 billion to claim the bottom position.

Meanwhile, Zenith Bank recorded the highest post-tax profit of N223.9 billion, followed by UBA and GT Bank with a net profit of N170.33 billion and N169.2 billion respectively.

First position – Union Bank (+54.1%)
Second position – FCMB (+48.8%)
Third position – UBA (+43.5%)
Fourth position – Stanbic IBTC (+41.9%)
Fifth position – Fidelity Bank (+32.6%)
Best Bank in Nigeria by Growth in Customer Deposit
Customer deposits show which banks Nigerians trust the most with their money. It is an important metric for banks to track as they serve as a fundamental source of funding for the bank’s lending activities and other operations.

Monitoring customer deposits provides valuable insights into the bank’s liquidity position and ability to meet its customers’ financial needs.

Zenith Bank recorded the highest growth in terms of customer deposits, with a staggering increase of 38.7% year over year to N8.97 trillion, followed by Access Holdings with a 33% growth rate to N9.25 trillion, while Unity Bank recorded the least growth with 1.6% to N327.4 billion.

READ ALSO How to check and validate NIN number online 2023
Access Bank boasts of the highest customer deposits amongst the listed banks, accounting for 19.4% of the total deposits in the books of the twelve banks.

First position – Zenith Bank (+38.7%)
Second position – Access Holdings (+33%)
Third position – Fidelity Bank (+28%)
Fourth position – Wema Bank (+25.7%)
Fifth position – FCMB (+25.1%)
Best Bank in Nigeria by by Growth in Customer Loans
This metric tracks the banks that gave the highest amount of loans to their customers, and also highlights the ones most likely to give loans in the future.

Customer loans serve as a primary source of revenue for the bank and reflect its lending activities. Monitoring customer loans provides insights into the bank’s ability to attract borrowers, manage credit risk, and generate interest income.


FBN Holdings recorded the highest loan book increase, with 31.5% growth to N3.79 trillion, closely followed by Stanbic IBTC with an increase of 30.8% to N1.2 trillion, while Sterling Bank recorded the lowest increase of 3.6% to N737.7 billion in the review year.

In terms of loan size, Access Holdings has the highest customer loans of N5.1 trillion while Unity Bank has the lowest loan book of N289.4 billion.

First position – FBN Holdings (+31.5%)
Second position – Stanbic IBTC (+30.8%)
Third position – Fidelity Bank (+27.6%)
Fourth position – Wema Bank (+24.5%)
Fifth position – Access Holdings (+22.6%)


https://streetsofkante.com/the-best-performing-banks-in-nigeria-in-2023/

A statement of account allows you to see all the transactions that took place on your First Bank account within a given period of time. It shows the history of deposits, withdrawals, POS payments, ATM withdrawals and every other type of transaction that took place on your account.

If you have a transaction dispute with anyone, maybe you transferred them money and they are claiming not to have seen it, or they claim to send you money which you haven’t yet seen the alert, checking your account statement can help resolve such disputes.


https://loancrib.com/first-bank-statement-of-account-how-to-get-pdf-soft-copy/

As the saying goes, the only thing constant in the world is change. This saying is particularly important when it comes to business ideas one intends to pursue.

There are business ideas in Nigeria that used to be very lucrative and promise huge returns on investments, but due to changing technology, or oversaturation of the market, these ventures are no longer as profitable as they use to be.

If you are looking to start a business in Nigeria, here are some business ideas to avoid as they might no longer be as profitable as they once where in the past.

1. Internet cybercafés
For those that were around in the 2000s and even in the early to mid-2010s, they know that cybercafés used to be a very lucrative business idea in Nigeria. Those that couldn’t afford their own personal computers often congregate at the cafes to use public computers for a fee. The relatively high cost of data during this period also drove many to cafes.

Unfortunately, almost everyone now has a computer with internet access on their phones. People no longer need to use public computers anymore as they can do most things they need the internet for on their phones.

However, existing cybercafé owners can convert their business into a computer business centre where they help people with things like printing and editing documents, lamination, and all forms of online registration. Businesses that have rows of computers can also use their location for Jamb coaching to familiarize students with CBT exams.


2. Sports betting centers
Sports betting shops used to be an extremely lucrative business idea in Nigeria in the early 2010s. Punters will go to a shop to place their bets on various sports competitions and the shop owners will get a cut of all bet placed at their locations.

But with the increasing negative stigma now associated with betting, most gamblers now place bets on their phones to avoid being seen in the midst of other gamblers.

Sports betting shops also became a bit over saturated with one at almost every street corner in Nigeria. Its much easier for people to place bets online, and the oversaturation of the market is what makes sports betting centers less lucrative as a business idea in Nigeria today.


3. Recharge card printing
There was a time when recharge card printing business was the most lucrative venture in Nigeria. Recharge cards were the best selling items in Nigeria, even better selling than garri and pure water.

But now, young people don’t make calls as much as they used to, most people send messages on WhatsApp, Facebook messenger and other online chat apps. Also, most people now recharge their phones digitally from their bank apps, or other payment apps, or even via ATM machines.

All these, coupled with the fact that the profit margin on each recharge card printed is about 5%. The starting requirements to enter into the already saturated recharge card printing business makes it less lucrative. Those already in the business might be making profits, but it is not an advisable business to venture into for a newbie without experience.

4. POS Business
This might sound controversial because most POS stands in Nigeria today, are less than 5 years in the business.

But the fact is, POS stands are an oversaturated business idea in Nigeria today. Almost every shop has a POS vendor attached to it. The oversaturation is further amplified by the fact that most Nigerians would rather queue at their banks to avoid paying the charges on withdrawals.

Other value added services provided by POS vendors like bill payments can be done by most people on their smartphones.

POS business needs a good location with plenty of foot traffic to be profitable, unfortunately, most of these locations are already saturated with other POS vendors.

5. Blogging and online content creation
It used to be easier times when one can just create a website and have it monetized with Google AdSense within months.

Now, thousands of Nigerians are creating a blog daily. The Google search results page can only display 10 results at a time, this means that the competition to get into that top 10 spots is far tougher than it used to be.

The same thing also applies to other forms of content creation, almost everyone with a smartphone can now create TikTok and Instagram contents. To truly stand out on those platforms and make any profits, one has to be exceptionally gifted or lucky to turn content creation into a full time job.

Wrapping up
Business ideas in Nigeria or anywhere else has to be dynamic enough to keep up with the times to stay profitable. A good business idea should not just be good in the short term, but should also have long term survivability.

It is okay to be sentimental about an idea you’ve seen worked in the past, and perhaps with a bit of luck and plenty of hard work, it might work again in the future.

https://loancrib.com/top-5-business-ideas-that-are-no-longer-lucrative-in-nigeria/

Flutterwave is a payment infrastructure provider that is one of the biggest Fintech companies in Nigeria with a valuation of over $1 billion. The company helps merchants to collect online payments from their customers.

Flutterwave has recently joined the (Point of Sale) POS market, with NGN20,000 merchants can get a POS machine from Flutterwave which they can use to process payments at their store locations.

Pros
Owned by a Unicorn worth over $1 billion.
Flutterwave has other e-commerce services that can be integrated to help a merchant grow their revenue.
Over 1 million merchants in more than 30 countries already trust flutterwave
Available at just NGN20,000 within 7 days.
Cons
Pricing is a bit high at 1.4% per transaction.
Response from customer care service is slow.
Flutterwave’s POS terminals offer a number of advantages over traditional terminals, including:

Lower cost: The subsidized price of NGN20,000 makes Flutterwave’s POS terminals more affordable for businesses of all sizes.
Ease of use: The terminals are easy to set up and use, even for businesses that are not familiar with POS technology.
Wide acceptance: Flutterwave’s POS terminals accept a wide range of payment methods, including cards, bank transfers, and mobile money.
Real-time data: Flutterwave’s POS terminals provide real-time data on transactions, which helps businesses to track their sales and manage their finances more effectively.
Flutterwave’s entry into the POS market is a significant development for the Nigerian payments landscape. The company’s low-cost terminals and wide range of payment methods make it a more attractive option for businesses than traditional POS providers. This is likely to lead to increased adoption of POS technology in Nigeria, which will benefit both businesses and consumers.

How to get a terminal below

https://streetsofkante.com/flutterwave-pos-the-pros-and-cons-2023/