₦airaland Forum

Thinking of how to get money for xmas

Change of name or change the name to something commentable.

Spoiler, welcome o

emeka/ARareGem/Dgunnerz

I love nature (3 much )

Ngozi

student

Belgium auto spare parts

The nays are rejoicing.

emeka/sauer/the telz

You don't like noise?

"We must not say every mistake is a foolish one."


Cicero

PENCOM /PFA, comment on this thread o. Stop decieving the govt and pay workers their sweat money.

I think we can call an herbalist to treat him. What do think?

Great thread. Highly educative. I am more informed now.

Thanks guys,

"Until you commit your goals to paper, you have intentions that are seeds without soil."

-- Anonymous

Discuss ghetto-city with him

Conscience is now a very expensive commodity in naija. That is why they are "shining theiir eyes".

African mentality at play here by the oil miss road mungu. What has expensive wristwatch got to do with keeping to time?

Africa man and his exhibitionist tendencies.

How to finish office work for today.

ojoro forex brokers

palmwine

^^^Nna, why you dey talk say the present PENCOM is better than the former pension scheme? Have you looked at this with an investor's mind?

Ok let's do small simple interest maths.
Let's assume I have N5m and you as the PFA pays me let's say N50K (maximum, according to you) per month. In 15 years, you would have paid me N8m. Which means you paid me an excess of N3m on my deposit, isn't it? But N3m is 60% of N5m, not so? Ok, now assuming the govt pays me my N5m and I invested it myself for 15 years on fixed deposit which yields 5% per annum (simple interest o) for 15 years, I would have made N8.75m, which is 75% of N5m gain.

Now, look at the difference 60% interest PENCOM and 75% if I personally invested in simple interest. That is 15% loss to me or 15% gain to PENCOM? Just imagine if I had invested my N5m with compound interest? . Note that if I invest my money myself, my initial capital remains mine but with PENCOM, it is bye- bye to the initial capital.

So, you see that the PFAs gain while the workers lose.

I will in conclusion safely say that PENCOM is a CAPITALIST invention to further improverish the poor workers. Think about it.

I remember many times I put Take Profit and when the market gets to it, the candles will start dancing awilo around the Take Profit instead of triggering it. But if it is Stop Loss, a candle with tip sharper than a needle's will pierce and snap the SL (even if the SL is 2 pips away) with the speed of lightening, thereafter the candle will move away majestically like a successful antelope hunter.

Have you also observed that candles most of the time move a pip or 2 to placed Sell Limit or Buy Limit and reverse movement if such limit orders were in your favour?

Above are some of the ways in which some brokers play 'ojoro' in forex trading. If you have not observed what I said above, then you have not been observant enough. Try and  observe closely,

Hello people.

wackinson

The nays are happy once more

emeka/the telz/sauer

with u. i entered since yesterday with 3548 as my target.it must surely move up till dat point.

DONT FOLLOW ME.

I don enter road, already with you. To the North we go. No going back.

May the pips be with us.

OP
Take time o, else I will hand you over to Boko Haram for raising false alarm with this title.

Coincidences in Life: The 10 Universal Laws that Shape Our Destiny

1. The Law of Karma
Karma is the unerring force that adjusts effect to cause on the physical, mental and spiritual planes of our being. Its action was stated by the Apostle Paul in his Epistle to the Galatians 6:7 as: “For whatsoever a man soweth, that shall he also reap.”
Whatever energy we send into the Universe in the form of our thoughts, feelings and actions comes back to us in kind. There are no exceptions and no fortuities.
If our goal is to attract more of the positive events into our life, we should focus on thoughts and actions that generate love, compassion, abundance and health.

2. The Law of Creation
Each and every one of us has an unlimited creative potential. Our goal is to fulfill this potential through some form of creative work. It does not matter if we express our feelings through our writing, let our personality shine through our artwork or are writing a new piece of java code. What matters is that we do it wholeheartedly, that we let ourselves be fully emerged by the process, that we feel oneness with the Universe.

3. The Law of Neutrality
The Universe is neutral. It does not play the game of favorites and dislikes, more important or less significant. We are all divine beings created by God and loved equally, deeply and completely.
We are never punished – we are simply given an opportunity to learn something, even through our problems, setbacks and sufferings. We are never rewarded – we are simply given an opportunity to share our blessings with those around us.

4. The Law of Participation
Life does not just happen to us. It requires our active participation. Of course, there are some lessons and accomplishments that were placed on our life path the day we were born, but it is up to us how to perceive and react to them.

5. The Law of Oneness
We are connected by invisible bonds with all living beings on this Planet. We are all consciousness in different manifestations, therefore when we are hurting someone, when we refuse to forgive, when we pass on judgment, we are harmed as well, because we are a part of the Universal equilibrium.
If we want to succeed faster and lead happier lives, we should align our goals with the good of other people. When our objectives compete with the desires and goals of other people, we have greater difficulty in achieving them. Consequently, if we set goals that many people would benefit from, the whole Universe will assist us in their fulfillment.

6. The Law of Acceptance
We will continue to receive what we refuse to accept. If we ignore our problems, they will only get bigger and more urgent. If we refuse to learn our lessons, greater, more serious lessons will be given to us. If we obsessively pursue a goal or idea that is not right for us, it will elude us until we accept that we can live without it.

7. The Law of Growth
There is no such thing as immobility, when it comes to inner growth. We cannot achieve certain levels of spiritual, mental and emotional development and then simply relax and enjoy ourselves. When we are not using our skills, we lose them. Similar, without applying continuous effort in our personal growth, we are doomed to fall back into our old, negative patterns of behavior.

8. The Law of Patience
We may like the idea of instant gratification, but deep down we all know that things of value have to be earned, endured, and awaited. It is a great blessing to be able to do what you are supposed to be doing, without being attached to the result and patiently wait for the reward to come in its own time.

9. The Law of Focus
Despite a very popular concept of multitasking, our mind cannot concentrate on two thoughts at the same time. We cannot wish someone well and feel hatred for another person simultaneously. We cannot feel gratitude for our blessings and experience lack in some area of our lives. By consciously directing the flow of our thoughts in a positive direction, we leave less room for such destructive emotions as anger, greed, jealousy and envy.

10. The Law of the Sacrifice
For everything you gain, you have to give up something else.
If you have trouble achieving certain goals in life, it might be a good idea to ask yourself, what you are willing to sacrifice for it: be it your time, part of your money, or missed opportunities that you will not be able to take advantage of?

Goooood