₦airaland Forum

All this people talking about Nigeria and credit score. Please tell me who/when will it be done. Common NIN registration, they cannot handle, its now credit they would handle. Please take all the loan you can. If you can payback, please do. If you can't don't kill yourself. These money sharks need to be called out.

UDOKABESTLUV:
Hello, My Fellow Nairalander, What Will happen to the person, if he/she fail to pay Loan he/she borrowed From Loan App Company Because Of One Reason Or The Other.
I Need To Hear From You Guys!

After several times of repaying my loan even before the due date, I took a loan I couldn't payback on time (november 20th). they called several times and I told them i would repay on my salary payday, which is usually on the 25th. I told them to be patient and that i was aware of the late fees to which I was going to include when making payments. I told them to look at my records and that i have no intentions of running away with their money. They still went ahead to message my contacts(family, spouse, friends, colleagues, people i've forgotten i have thier numbers) with threats.

I emailed them of my frustrations and I got no reply. I then emailed them again that if i get any loan from them again i wasn't going to pay. I applied again and I'm currently overdue. They've messaged my contacts again but i told them they have to call everyone on my list or apologize to the ones they've already contacted before I pay back.

I really don't care anymore.