₦airaland Forum

It's called a woodland kingfisher (Halcyon senegalensis), a tree kingfisher that is widely distributed in Africa south of the Sahara.

You're pics are quite detailed because Google lens suggested your thread when I searched made a picture search.

Halal investing forbids investing in debt, making many traditional investment vehicles off-limits to Muslims seeking to follow Sharia guidance. As a result, many in the Muslim community have limited their investments to cash savings and real estate, leaving them poorly diversified. Junaid Wahedna decided to fix that.


Wahedna, who graduated from Columbia University and spent years working in finance in New York City, was in a good position to launch Wahed Invest, making Halal investing easy.

Halal investment standards are fundamentally ethical investment standards. In addition to proscribing investments in debt and traditional fixed-income securities, the standards require investments to be in ethical companies.

“What we do is run an ethical filter over all our investments. So, what that means is we screen for excessive debt, alcohol, tobacco, firearms, pornographic material and a few other you know minor unethical things,” Wahedna explains.



One key to building a successful platform for ordinary investors to conform to Islamic investing standards was to give them access to sukuks, a Halal fixed income product traditionally sold in $200,000 minimum increments. “Sukuks are in essence Islamic bonds,” Wahedna explains. Yields closely parallel traditional fixed-income investments along the yield curve.

Wahed Invest allows ordinary investors to open an account with just $100 (Use "jamaja1" as referral code to get $25 welcome bonus) and to participate in Sukuk investments along with carefully screened equity investments.

Wahedna hopes to prove that ethical or religious investing needn’t come with a cost by efficient use of technology.



Junaid Wahenda CREDIT: WAHED INVEST

This is all enabled by technology commonly called robo advisors. Virtually all broker-dealers are employing some level of technology to facilitate investing today. By dropping the cost of managing an account to near zero, minimum account sizes drop even while allowing people to participate in more sophisticated investment strategies.

Wahed Invest has automated processes that calculate debt ratios, cash balances, and other keys to identify companies that meet ethical and Halal screens, the company also has a full-time Sharia review board and ethical review board that ensure Halal investment standards are followed.

But it isn’t all technology driven. Wahedna is proud of the firm’s annual “purification report,” which calculates earnings from “impermissible” sources, like excessive interest income from one of the companies in the portfolio. This gives investors an opportunity to purge those funds by donating to charity.

“This is just something we feel is necessary that people should have at the end of the year to see exactly what has happened,” he said.

The ethical standards of Halal investing are appealing not only to Muslims but to other investors with a similar ethical view. Still, the service solves a big problem for ordinary investors wishing to comply with Halal investment standards who haven’t had the option in the past.

“Clients tell us that ‘We are so happy we don’t have to just keep our money in cash!’” Wahedna says, noting that many customers are first-time investors.

How to Register

1) Download the Wahed Invest available on iOS or android mobile app

2) Signup and fill in all necessary details Using "jamaja1" as referral code to get a $25 welcome bonus after your first deposit.

3) If referral code is skipped during the signup process you won't be qualified to receive the $25 welcome bonus.

jaydy1206:
Deal still available... First come first serve

Pouvoir 2 pro up for grabs

Deal still available... First come first serve

Toma2:
Na powerbank? Go use samsung a70 4500mah battery.. come back and testify

The samsung processor, UHD display and other extra efizzies weigh on the battery. If you need a simple phone with all the important functions intact and a superb battery life. I'd suggest the pouvoir 2 pro

Toma2:
20k

28k last price. 5,000mah Battery life is crazy. Very very clean. Free case. Works on android O. 13M front and back camera. Can't get it lower elsewhere.

Toma2:
First come first served for tecno povoir at d rate of 30k
Na wa o

Its slightly negotiable

Sorry its 3gb Ram

Toma2:
No specification abi you forget say dem dey do 1gb ram, 2gb ram, 4gb ram

temitopteas:
bro how much is the new one ?

New should be around 45k

Used Pouvoir 2 pro 3gb RAM 16gb ROM, in perfect condition. Very clean, no scratch on screen, superb battery life. Get this superb bonanza deal fast. First come first serve. 28k. Also comes with a free scratch proof case.

omonla10:
The painful thing is word 'rape' is too ambiguous. Technically, 90 percent of sexually active guys have raped a lady at point or the other..

Most ladies for the first time say the don't want sex and at the end of the day enjoy if more than d guys sef.

Some ladies, after eating shawarma and pizza, follow guys into D hotel room. And start forming celibate.. Are those ones rape victims too..

Even our wives at home sef, sometimes they claim not in d mood or don't want it, yet, things happen.
Rape is real, i admit it. But I feel some ladies exploit d ambiguity of the crime, plus the greatness of the man to plot their downfall..

In all these, the pastor is guilty if not of rape, but for being a black sheep in the midst of those we look up to as a men of God

Even if she eats all your shawarma and pizza,you still have to ask for her consent. Her No is a No

How to i pay for the phone and get it shipped to naija

mikkyangel:
*Tofik....s7 edge homedrop off............52k

-Fake note 8(national blvd), mission aborted.




https://www.youtube.com/watch?v=wFRQU9o1fzk

Sorry Boss Just wait till the next one lands...you can book for it

Thanks...I bought it yesterday...enjoying my samsung s5 right now... I love the fingerprint and heartrate sensors