Please I also have issues related to this topic, but mine is someone somehow used my sim-card, linked to my (BVN) to secure loan on fairmoney and some others 2 loan app, without my notice, now it repayment time and as it is overdue but since I don't have idea on the mater I was left blind not until I started receiving calls from 3 loan lenders threatening to punish me if I refused paying back my loan and they said to block and blacklist my( BVN) using the power of credit bureau,and also legal services like police and the rest to capture me, as in everyday that passes by I must receive threat and for God's knows why the person could do this to me. It took me awhile to even believe what they were saying not until they started showing me prove on whatsapp through my line he/she used in register for the loan, and I asked them how is it possible of receiving the money without passing through my account? And they said the app has credit inside already the thing is if you're granted a particular amount of loan offer then it will automatically be available in the app balance then you can send to any bank account of your choice not necessarily it must be same name used on profile, and am like what is this mehn this isn't funny I also have use for my money � instead paying for what I did not eat or even see. Now am using my (BVN) to register for a legal service online and it keeps saying user not found or details are not matched properly as we have on our records �. Please this is not a joke I think my BVN is blocked or blacklisted or something but I have been using it since and it fine but now all I do is error the last I tried they sent my OTP to one long lost line of mine which I have updated to a new one, please help me because right now am skeptical about my decision of going out there for complaint without having idea of what what those loan guys must have put my name and bvn all over the place, I want to know if such happens with loan company and their costumer is this how they do? And how do I go about making my bvn fine again as before without stain on it please help Thank you �