Jef4u's Posts
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leocollins:Why are you rushing? You supposed to give 2 months for demo then 2 months free funded account then you can start vip from there |
muyico:Na family planning drugs be dat ![]() |
mindtricks:Thank you - it is not easy beacause the responses from GTBank were very discouraging, just like my money has lost |
OlujobaSamuel:Please Check this https://www.nairaland.com/8683044/gtbank-firstbank-playing-games-50000 Follow up agreesively you will get your money back |
(FINAL UPDATE: SUCCESS!) ₦50,000 Credit Alert Received! The Complete Truth, Agent Incompetence Exposed & The Solution For Nigerian Banks AN IMMENSE THANK YOU TO NAIRALAND! I want to express my deepest appreciation to every single member of this community who commented, shared, and tagged the banks. A special, massive thank you to the Section Moderators for pushing this thread to the Front Page. Your intervention generated over 6,678 views and nearly 82 comments, completely breaking the institutional silence and forcing a rapid resolution. Without this community, I would still be stranded today. THE TIMELINE: WHAT ACTUALLY TRANSPIRED The central national ledger records confirm the absolute truth of what happened to my money: • May 25, 2026: I transferred ₦50,000 from First Bank to GTBank. First Bank debited me instantly, but no credit alert arrived. • The System Glitch: A major infrastructure glitch hit the NIBSS (Nigeria Interbank Settlement System) central network switch, trapping my transaction in transit with a "BLANK STATUS." • The Runaround: First Bank claimed the transfer was successful but their system closed my ticket as "Resolved" just for sending an informational email. GTBank generated an inward credit tracking number, but a different department sent an email a day later claiming "No Evidence" of the money. • The Climax: After the Nairaland thread went viral, First Bank's central dispute desk launched a manual network trace while GTBank merged my accounts under high-priority ticketing deadlines. • The Resolution: The official NIBSS database log (sent by first bank today) explicitly shows a successful Settlement. GTBank had the money in their server infrastructure all along. Faced with viral exposure, regulatory CBN reporting, and the unalterable NIBSS log proof, GTBank manually cleared the blank status flag and credited my account before the close of business. THE PROBLEM: CRITICAL AGENT INCOMPETENCE This nightmare exposed a severe lack of training and meticulousness among frontline banking staff: • Lazy Dashboard Checking: When an agent opens your account and says "there is no evidence of funds," they are only looking at your basic transaction history. They completely fail to look at deeper backend server gates where unapplied funds sit stuck. • Contradictory Tickets: One agent can acknowledge a problem and create a ticket, while another agent lazily closes it a few hours later using a standard template to clear their workspace queue. • Fear of Scammers: The moment a customer care thread goes public, fake "Tactical Teams" slide into DMs asking users to download external apps like the GT e-Token Plus app to steal their money. True bank agents never do this, yet the banks do very little to secure their official public handles from these predators. THE SOLUTION: HOW BANKS CAN PREVENT CUSTOMER SUFFERING Nigerian banks must upgrade their operations to stop punishing innocent customers for network glitches: • Automated Suspense Mapping: If a transaction generates an official NIBSS Session ID but fails to drop cleanly into a retail account due to a system freeze, the receiving bank's server should automatically flag it to an internal reconciliation queue within 2 hours, rather than waiting for customer complaints. • Unified CRM History: Internal ticketing systems must be locked. An agent should never be allowed to issue a "No Evidence" denial if an active tracking number already exists on that exact same Session ID within their network infrastructure. • Mandatory B2B NIBSS Tracing: Frontline staff must have immediate access to look up NIBSS response codes. If a transaction carries a success code, the bank must be mandated to manually credit the customer immediately rather than telling them to "go back to the sending bank." Thank you once again, Nairaland. We fought corporate bureaucracy together, and we won! Case closed. |
emmyileri:I have never been in red spot like this before. I am stranded and the dribling continue |
Firstinline:unbelievable things are hapening in this country. Just imagine this my problem that supposed to be solved with one or two clicks but they are busy sending me different useless emails |
CreatedtwoRule:I am here stranded and they are just doing one touch game with me. It is very frustrating |
tammie24:As it is I dont know where my money is and when I will get it |
LagbajaTheBEREAN:Our major problem in this country is that we dont punish/sanction people for incompetency/neglect of duty |
chiboycue:Thank you. |
eallstar:There are occasions that needs convensional banks e.g. salary and some contract payments |
Rutherinspace:How do I get my money back on time please? |
efeski:There supposed to be a penalty for such failure in service delivery and witholding of people's money |
ceejay80s:If you go to Firstbank with any complaint you will fill form then wait for a very long time for your turn then they will ask you to come back the following week. This is if you are very lucky their network is good. |
zinaunreal:Abeg dash me 50K make I rest |
Python25to30:Na suferness make me dey read their responses like say I dey prepare for exams. If I dont get refund by tommorow in am in red soup. |
iscom:They supposed to be paying penalties for each day the money stay with them |
After posting the link of this post in X (twitter) some scammer posing as GTBank Posted their number for me to contact them. They claimed to be the Tactical Team of GTBank the numebr provided is 08061937155
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Hello Nairalanders, I am creating this thread to publicly call out the gross incompetence of GTBank (@gtbank) and First Bank (@FirstBankngr). I am currently completely stranded, out of cash, and cannot even afford transport fare because both banks are holding onto my money and playing games with my life. On the 25th of May, 2026, I transferred ₦50,000 from my First Bank account to my GTBank account. First Bank debited me instantly. After a week of crying out to both banks, First Bank customer care on X just sent me a DM confirming the transaction was successful on their end and gave me the official 30-digit NIBSS Session ID: 000016260525212658002065390897. Here is where the wickedness from GTBank starts: 1. Over the weekend, a GTBank agent checked their deep server logs and confirmed to me on WhatsApp that they saw the transaction sitting on their server gate on a "BLANK STATUS." 2. Because they saw it, they created a formal inward dispute ticket for me with Reference ID: 260601353720618 and promised it would be credited. 3. Shockingly, this morning (Tuesday, June 2nd), another GTBank agent named Eberechi Chukwueke sent me an email (CRM:033400000396) completely contradicting the bank, claiming they have "no evidence" of the transaction and told me to go back to First Bank! How can a bank issue a tracking reference ID for a stuck transaction on Monday, and then turn around on Tuesday to say "no evidence"? If GTBank's server gate rejected the "blank status" transaction, it means the ₦50,000 has automatically reversed back into First Bank’s internal suspense ledger, and First Bank is lazily sitting on my money without crediting my app dashboard! I am stuck at home, starving, and stranded. Both banks need to stop passing the buck. One of you is sitting on my ₦50,000. Please help me tag @gtbank and @FirstBankngr handles on social media. Moderators, please move this to the Front Page to save an innocent customer from this institutional nightmare!
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GabsonFX2: |
This is not true because your employer don't have the authority to audit your personal account |
DomPerignon:They just want to continue on their path of victim's mentality and misleading of the public |
zuby4real10:I truly understand where you're coming from. Your frustration is valid, and many young husbands and fathers silently go through similar emotional and financial battles. The pressure is real. However, I feel it’s important to gently correct some of the conclusions you’ve drawn — not to attack you, but to add clarity for others reading this, especially young men trying to build meaningful lives. 1. Marriage and Pregnancy Are Investments, Not Expenses Yes, N73,000 in one day for antenatal and check-ups is tough. But you’re not “losing money” — you’re investing in your wife’s health and your unborn child’s safe arrival. Would you rather spend less and risk complications or regret later? This is what mature love and responsibility look like — protecting what matters most. 2. Sex in Marriage is NOT Transactional Saying sex isn’t free or becomes "more expensive" in marriage misses the point. Sex in marriage is not a transaction — it’s a part of emotional intimacy, partnership, and shared life. If you’re measuring marital sex against transactional sex outside, you’ve misunderstood the foundation of marriage. You don’t just “pay” for sex — you provide for your family because it's your home, your responsibility, your legacy. 3. Your Penis is Not a Liability — Your Mindset Is Blaming biology for the consequences of our choices isn’t the answer. Your penis isn't the problem — it's the decisions made without fully understanding their long-term implications. A man doesn't become a victim of his erection. A wise man learns to master his desires, make informed choices, and prepare for what comes next. 4. Fatherhood is a Badge of Honour, Not a Burden The world may never fully understand the sacrifices of good fathers, but that doesn’t mean the sacrifices are in vain. Building a family is hard — emotionally, mentally, and financially — but it is also one of the most rewarding journeys a man can undertake. You’re not suffering because you’re married or expecting a child — you're growing. Growth is painful, but it's necessary. To other young men reading this: Don’t let fear of responsibility turn you into a cynic. Plan well, delay marriage if needed, but when you do commit — commit with your full chest. It's not always rosy, but there's deep fulfillment in watching your children grow, knowing you gave them your best. Real men don’t run from responsibility — we rise to meet it. |
Congratulations on your arrival to the millionaires' den, please to try to ensure that you climb up the ladder |
Valwezzy:Thank you, @Omobola121 has helped me out |
Please I have 5usdt in my binance how did I cash it out? |
Cashhy11:$3 is too small to allow reasonable movement of the trade. If he keep on funding you account with small funds like this he will continue to blow the money away. |
braveheart008:You want collect loan from person that just registered on the platform? let him use his old handle and also provide his phone number |
infofirst:Sir, I did not get your message |
Evaloyal2J:That is why we are supposed to cross check before approving any transaction so that you will not transfer to an account that was not given to you for the transaction at times the wrong account may be in the negative for example the case of that fellow with -28 million in the account and someone just refused to follow instructions and decided to transfer money into the account |
