burp18:
Personally o, i'd rather be in my one room than share a two bedroom flat with a mate. If you search carefully, you fit get house within that kind 500k range and with proximity to your work place. I mean, you're already spending upto 500k per annum. 1000 * 360 is over 300k. Minus weeknds is still over 200 + your current rent

SamuelLoch:


First, happy birthday, man!
Blessings follow you, Amen!

Back to the matter...
Staying close to your place of work is amazing, honestly, but you still need to check for safety, security, relaxation, power supply, other bills, and above all, peace of mind, since you will be sharing.

From your narration about your daily fares, when you get the new space, you would be saving up nothing less than N700 daily. That's nearly N180k if you work on workdays.

Do you know this friend so well? Does your lifestyle match up with his? Have you guys discussed the sharing of bills?

Lastly, you're moving from N180k to about N350k, can you offset the rent at once easily?

Abeg, you fit mention the area? The N180k.

SamuelLoch:


First, happy birthday, man!
Blessings follow you, Amen!

Back to the matter...
Staying close to your place of work is amazing, honestly, but you still need to check for safety, security, relaxation, power supply, other bills, and above all, peace of mind, since you will be sharing.

From your narration about your daily fares, when you get the new space, you would be saving up nothing less than N700 daily. That's nearly N180k if you work on workdays.

Do you know this friend so well? Does your lifestyle match up with his? Have you guys discussed the sharing of bills?

Lastly, you're moving from N180k to about N350k, can you offset the rent at once easily?

Abeg, you fit mention the area? The N180k.

garriAndsugar:
If you love privacy I won't advice sharing apartment, you can look for a self contain apartment close to your shop instead

FarmPlanetNG:



Your life and safety matters more. The moment you draw people into your space, all these becomes compromised

FarmPlanetNG:
The downside of the shared apartment is that some information in your life becomes public and you wont have the total privacy you should have which outs you at some form of soft risk. Should incase the other party wants to sabotage you in future, the information he has about you becomes weaponzised. Find another apartment close to work and stay alone. As someone who has been messed around alot, please put your privacy as the most important thing.

burp18:

Key thing here is privacy. If you're type that doesn't mind having people in their private space, you can opt for it.

Tekahashi:
please sir, what job do you do?

tosyne2much:
The thing weak me bro

Poor people actually think it's all about your account balance but it's far from that

My landlord died two years with lots of properties.. As in, he died as a fulfilled man

The wife told me recently that they didn't meet ordinary 50k in the husband's account after his death... I wasn't even surpised because the man was always using money to tie one or two things down

Chukwunonso1:


Yeah, thanks.
I need to start cooking my food full time.

How much do you earn a month?

femi4:
Oh, that make sense. People earning in foreign currency are the one enjoying the Country

justmondris:


You tried but the problem with saving is the value of that 800k is now around 500K.

sgtponzihater1:


That's a lot of money save compared to how much made. May next year be better for you.

I currently have almost nothing saved, though I earned alot, but the new year bring much better for us all.

PonziHater

Kaysalas:

Where in Lagos is this?

MSN1:

God saved my life and I saved my sanity in midst of tribulations.
LIFE AND SANITY NOR GET PRICE.

maasoap:


I embarked on a project this year, I spent all my income plus loans. Plus catering for family of seven. Not easy

Ardeholar:


So you didn't end the year a millionaire

femi4:
Stop saving in Naira...you invest your money by saving in dollars or pounds

Chukwunonso1:


You save about half of ur monthly earning

Ur monthly earning should be about 140k

How did you do it please?

Chukwunonso1:


You save about half of ur monthly earning

Ur monthly earning should be about 140k

How did you do it please?

ISellBeer:


Married or single?

Pearlqueen:
I assume the money currently left in my account now is what I saved. That's #11,050. Me sef don try.

MrBroke:
I saved penalty yesterday for field at least I save something

IMO01:



Crypto really save me oh. I swear I keep my money in usdt.

I rent house
Buy some properties

obesse:

You cannot generalize based on your own experience. There are people who are making legitimate money as we speak. Some are even making more money than they used to before this administration.
True, most people suffer as a result of the current economic situation, but some have become richer as a result of the same factors.
For example, if you have a contract with a foreign organization (working remotely); you will get paid in US Dollars or British Pounds or Euros; but you will pay rent, school fees, transport fare, feeding expenses, etc in Naira.
How will you not save money?

biafraisdead:

Meaning u didn't spend anything out of what u made this year.

dauntless15:
Uba doesn't have that feature plus I'm not a salary earner, my earnings come from here and there, difficult to track anything, I was able to track my spending because Uba made that possible, otherwise i wouldn't even know how much I spent too.

ExudeLoveToAll:



You are right though, I would say what I saw this year as savings I never saw it in all my whole adult life put together, it was massive for me. It may not be for others when actual figures are mentioned but I must confessed all my life put together I haven't seen the figures I saw this year. Same figures and even more is almost assured for year.. ... Omo

Interestingly this is my first year of turn around, the previous year didn't even make anything close to 5 percent of that figure.