ikeno:
Someone is hustling to make a living and you're making fun of her definitely a fool at 40 is a fool forever.

Maintaining a healthy saving lifestyle can help you achieve your financial goals and build a safety net for unexpected expenses. Here are some tips to help you save money:

- Set a budget and stick to it: Create a budget that outlines your income and expenses, and make sure you're not spending more than you earn.

- Save automatically: Set up an automatic transfer from your checking account to a savings account each month so you don't have to think about it.

- Reduce your expenses: Look for ways to cut back on spending, such as canceling subscriptions or eating out less often.

- Track your spending: Use a budgeting app or software to track your spending and identify areas where you can cut back.

- Pay yourself first: Try to save at least 10-20% of your income before paying bills or spending on discretionary items.

- Use cash: Use cash for discretionary spending, like entertainment or eating out, to help you stay within your budget and avoid overspending.

- Negotiate: Don't be afraid to negotiate for lower prices on things like car insurance or cable bills.

- Shop around: Compare prices for big-ticket items like cars or appliances before making a purchase.

- Buy used: Consider buying used or refurbished items for things like furniture or electronics.

- Buy in bulk: Buying certain items in bulk, like non-perishable food or household supplies, can save you money in the long run.

- DIY: Try making things at home, like cleaning products or home-cooked meals, to save money on store-bought items.

- Look for deals: Sign up for email lists or follow your favorite brands on social media to stay informed about deals and promotions.

- Cut the cable: Consider switching to streaming services or free TV options to save on your monthly cable bill.

- Use public transportation: If possible, try using public transportation or carpooling to save on gas and parking costs.

- Avoid impulse purchases: Try to avoid buying things on impulse by making a list before shopping and sticking to it.

Thank you for this

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I'm currently in Ibadan but which side did this happen

ferhyntorlah:


This egg shape reminds me of one of the Star Wars characters - that short creature. I don't know the name because I'm not a Star Wars fan.

In fact, it resembles some of the Sci-fi characters from Star Wars to Lord of the Rings and Aliens.

LoL

Nice thread

I'm not a sorcerer but I can tell you one thing about you right now that will shock you....

You have a phone