₦airaland Forum

ojeysky:
Royalex is coming to sub 1 with this their yeye result kai where is Loco

Very disappointing

One step forward, two steps backwards.


I just dumped all my holdings.

Noted ✅

PETERiCHY:
So because of the ANTICIPATED bad results and zero dividend from ACCESS BANK. You have suddenly become a PROFESSIONAL TRADER.

What happened to the long-term mantra you have being preaching all this while

BARGAIN HUNTERS TAKE NOTE!

megawealth01:
You sef

I was only trying to join the audio billionaire gang.


The low interest rate of 3% to 5% was very attractive.

nosa2:
Until the bear market comes and you lose both the cake on the table and the one in your stomach

I tried that with crypto and got liquidated.

essentialone:
Lasaco Assurance Plc and Guinea Insurance Plc Rights issue is a total mess.

Market price is lower than their Rights Issue prices of N2.00 and N1.10 respectively.

It's a mess. I won't be surprised if both stocks get kicked out soon from the stock market...

Worst case scenario is that they will be acquired by other insurance companies.

KarlTom:
Fantastic one from UACN.

Went on FB straight away!

As expected


An undervalued stock.

Just his personal opinion

The question remains, who will buy?

Price will stabilise once buyers show up.

KarlTom:
Dear StreetInvestor,
Don't be too sure...

Agbalowomeri:
This one no red na. Abi UBA don reach N20 ni. Red na 60% loss

20 naira will be very attractive

A whole UBA is now iron condemn

You people want to send EDUECO to ICU

crownprince2017:
agba where we dey wait UBA now..

Peter said 30box, what do you think..

Can we get it at 15box as bargain hunters.. since the holders dey vex make we just help dem buy if they are ready to sell it as iron condemn...

Anyone that is ready can mail me...

Show some respect to your elders.

PETERiCHY:
So because of bad results and zero dividend Emma have quickly denied UBA

Would it being they declared #10 dividend
We hear things like

"I started buying UBA since 1909 when it was trading at 5kobo.."

"Nothing beats long term investment."

"The dividend I got from UBA is more than the capital I invested"

" UBA is 30% of my portfolio"

" I will be reinvesting all my UBA dividend including the ones I inherited from my grand mother back to UBA "

Abeg make una dey fear God small



BARGAIN HUNTERS TAKE NOTE!

Agbalowomeri:
The move you are waiting for is after recapitalisation

We are almost there.

Insurance!





Insurance!!




Insurance!!!

megawealth01:
I have bookmarked this statement...

Abeg those two stocks you said you will drop after buying up, how far?

Even megawealth01 is looking for stock picks/recommendation.

megawealth01:
Na me talk am

KarlTom:
UACN & PZ

You mean the overvalued UACN.

megawealth01:
Na me talk am

Some even claimed the price is being manipulated.

deathwing:
Bruh, can't forget how someone said Aradel was overvalued then. Me sef shock.

megawealth01:
Valuation changes with different dynamics na

I agree with you sir.

nedu666:
Uacn undervalued? How? Because they bought loss making chivita from coca cola or is there another underlying value hidden somewhere. Last financial year they sold property which accounted for a great percentage of profit.

What of Union dicon, saw they were no 1 on price gainers table. For a stock that no one can remember when last they released a financial statement yet people are trading on the stock.

Sorry to say most of the price appreciation we are seeing is not bulls market but manipulation market. The likes of ellah lakes and zichs template is being adopted by those owning majority shares in companies.

Every stock mentioned on this thread is always overvalued.


ARADEL @ 500 naira was overvalued on this thread.
ETI @ 45 naira was overvalued.

Like I said, listen to other analysts and DYOR.

Olaide1295:
You are only looking to call the dog a bad name so as to hang it.
The past few years of this govt has been phenomenal for the market, and it's not luck. It's specifically because of the policies they made which gave confidence to investors (FX liberalization most importantly).
Also, don't deceive yourself that you won last election. That's what y'all say to deceive yourselves. Anyone can claim anything even if the data says otherwise. I don't want this thread derailed again let's stick to truths, not conjectures.

Agbalowomeri:
Their turn go still come when the big boys are done

You are wise.


Those interested are already taking positions.

nedu666:
The price of some stocks makes no sense. See uacn that paid peanuts is 110. Union dicon is 19. When last the Union dicon release financial statement

UACN is still undervalued. A 300 naira stock.


Listen to other analysts and DYOR.

NB: I don't own UACN

megawealth01:
Holding long term gives more money oooo...If you want to build lasting WEALTH learn to buy very cheap gems and HOLD. Still holding Guinness bought at sub 20

Just imagine you have 25m units of UNITY BANK at sub 2 and it gets to 50 naira and paying 4naira dividends?

You have a regular cash flow which is key.


Some of us are still trying to build up cash aggressively.

Mankind2024:
My Humble Message to All NSEMPA Members.

My dearest wealth builders,
I acknowledge and deeply appreciate your direct and indirect contributions to my growth and development on this wealth-building journey. I am not here to seek attention or to brag about my milestone. None of this would have been possible without the knowledge, insights, and experiences I have gained from all of you.

As we all know, since 2018 till date, our forum has sometimes been characterised by personality attacks and unnecessary conflicts. I must confess that my early days on Nairaland made me an internet warfare veteran, largely due to the tribalism and bullying I encountered. My natural self is very humble and peace-loving. Because of the trolling and bullying, I created and deleted many monikers over the years.

Today, with a sincere heart, I apologise to every member I have directly or indirectly attacked in the past or in recent times. Please find it in your hearts to forgive me. I have grown, and I am truly sorry.
I am full of gratitude to the Almighty God and to every one of you. It should be a thing of joy that one of us has crossed such a critical milestone in a nation often described as the headquarters of poverty.

No one outside this forum knows about my achievement. I am a solitary and secretive person who loves to serve humanity quietly.
Even at this moment, my wife and family are not aware of this milestone. I continue to live my normal, simple life without envy or bitterness towards anyone.

My sincere and powerful prayer for every NSEMPA member:
Heavenly Father, the God who makes all things possible, the One who has brought me this far through the ongoing bull market,
I pray that You answer the earnest prayers and cries of every member in this forum.
Grant them divine wisdom to make excellent investment decisions.
Fill them with unbreakable discipline, uncommon patience, and the spirit of buy-and-hold.
Protect their portfolios from every form of loss, manipulation, and market storm.
Multiply their investments exceedingly and abundantly, far beyond their expectations.
Turn their small beginnings into generational wealth.
Let their dividends flow like rivers, and their capital appreciation be like the rising sun.
Remove every spirit of self-sabotage, fear, greed, and following the crowd.
Bless them with the mind of Christ — peaceful, focused, and strategic.
In this season of bull market and beyond, let their testimonies be greater than mine.
May the same God who surpassed my milestone for me do exceedingly, abundantly above all that they ask or think, according to the power that works in them.
In the mighty name of Jesus Christ, Amen and Amen!

I have always tried my best to encourage members to cultivate the habit of buy and hold with maximum discipline and patience. I was once guilty of self-sabotaging my own investments by following the crowd and chasing short-term gains. Everything changed the day I began to seriously study the true secrets of wealth creation.
If any old member still remembers, in 2019 I posted my CSCS statement showing over 100 different stocks and begged members to help me rebalance it. Instead, I was mocked and heavily trolled. Eventually, I resolved to find my own path and deleted that moniker. Honestly, if I had simply left that portfolio as it was and continued reinvesting the dividends religiously, I would not just be celebrating a single billion naira milestone today — possibly a double-digit billion one. But it is better late than never.

The stock market is a lifelong university where there are no real graduates — just like marriage. You keep learning until your last breath.

The primary reason I shared my milestone was to motivate and inspire others. The first time I read about a billionaire member in this forum was around 2019/2020 when someone mentioned Mr. Agbalowomeri. Another member quickly corrected and described him as a humble billionaire in stocks and real estate. That single testimony motivated me deeply, and I began to invest consistently. It started paying off towards the twilight of the Buhari administration — a difficult period of “all motion with no visible progress.” Listed companies recorded minimal growth and dividends were tiny. I still remember during one Zenith Bank AGM when a shareholder challenged Mr. Jim Ovia on their low dividends compared to GTB. That moment stuck with me.
Overall, it has been a journey of persistence, learning, and grace.
No one on the whole of Nairaland knows my real identity or contact details — all for personal security reasons. I would have deleted this moniker long ago but I no longer have access to the email password associated with it.
To my beloved NSEMPA members, I love you all.
Mr. Loco, Mr. Ositadima, and every other person I may have offended (whose names I cannot readily remember right now), please accept my sincere apology once again.
I am full of gladness and deep gratitude to God. Henceforth, I commit to contributing only constructive, value-adding narratives that highlight the strengths and weaknesses of listed companies to help us all make better decisions.
May the Lord bless and prosper every single one of us in Jesus’ mighty name.
Amen.
With love and gratitude,
Your brother in this wealth journey.

Thank you sir.

Your inputs are highly valued.
I am following your footsteps too.

megawealth01:
SHE no buy NB when I called it OUT at sub 30 na now she go buy am

I have taken my over 100% profit from NB long time ago. Moved my loot to Aradel and took another over 100% profit.

Now positioning (averaging up) in Tantalizers.

Most of the stocks I invest in are not stock recommendations from this thread but I still value those recommendations dearly for reasons best known to me.

Zeewirld:
...how can you compare VFD with Ellah lake Light and dark??

VFD has similar issue with Access Bank. Too many acquisitions without efficient delivery of benefits to shareholders.

pluto09:
Nosa himself na wahala. I think he is more gentle now probably because of age.

I like his way of doing things.

Mankind2024:
Abeg, spare us this emotional sermon about 'ego ruining things on a Monday morning.
The same ego you’re crying about is what made you buy Ecobank at ₦29 and run away like a scared chicken instead of showing patience — the very patience you now claim others lack. But when Loco speaks, suddenly everyone must worship and wait like it's the gospel.
It’s actually funny how some grown men come to NSEMPA hunting for saviours and 'net blessings' like Loco is some messiah. You want secondary validation? Research your damn self! Out of 160+ stocks and ETFs, you can’t even pick and study 5 with conviction? Instead, you dey cry like orphan because one ghost-mode Loco no dey post again.
Warren Buffett and Charlie Munger described exactly your type: people who cannot think for themselves, always looking for stock pickers, insider tips, and market timing shortcuts. They end up bag holders, not wealth builders.
Mr Emmanuel already dropped the truth: consistency, discipline, and patience beat brilliance and TA every single day. But you people no dey hear word. You prefer to stretch threads into four pages of 'who knows more' while waiting for Loco to feed you picks like babies.
Many have come and gone — Mr OGG, Mr Chibukum, Yayira, and others. Nobody cried or wrote emotional essays when they left. But today, because Loco don enter ghost mode, una dey wail like widows.
Wake up, bro. No one is staying here forever. Soldier go, soldier come, barracks remain. Loco don already chop his own from this forum — using hype to offload bags on people who refuse to learn basic independence.
Stop looking for gods among men. Stop begging for picks like it's charity. Learn to do your own research, take responsibility, and stop blaming 'ego', village people, or whoever offended Loco for your inability to build wealth.
This forum is not a welfare scheme for lazy investors. Make una chill with the emotional blackmail.

You still don't get the point.

Stock picks only draw your attention to something you unintentionally ignored.

You can as well ask everyone to go and read their bible so they can stop listening to the preacher.

brotherly:
It’s becoming clearer that ego is the tool the enemy wants to use to ruin things here .

people used 'I Too Know' (ITK) to silence Loco, who was a net blessing to this forum. I repeat — a net blessing. Not all his picks hit the mark, but we have more wins from his recommendations than misses. Even the ones that seemed like misses were often good picks where he simply misjudged the timing.

Now the thread will stretch to four pages, and all of it will be arguments about who knows more than whom.

I have my primary sources for getting my picks, but this forum helps me in two ways: it provides secondary validation for some picks, and sometimes it offers options for me to research further.

I bought Ecobank at ₦29 but wasn’t patient enough to wait for the rally. If I had heeded Nosa’s call to re-enter, I know how much I would have made.

Please — we are here to make money. make una chill

Many people silently benefited from Loco's posts on this thread but people hardly drop any word of encouragement when he is been attacked here.
Take a look at the fundamentals not even the price appreciation of all the stocks recommended by Stockpromoter, they did well in terms of growth. Eg chams, champions, NPFMCRFBK etc. He also clearly stated that japaulgold is for Jijo currently


What's the essence of this thread without stock picks and recommendations

I am glad access to information is no longer difficult like before. I get most of the information I need from X, YouTube, discord, WhatsApp etc. Even AIs like chatGpt can help you with analysis.


We are not interested in anyone's personal achievements here except you want to give out donations

megawealth01:
Abeg post am as I dey enjoy your sincerity jare

I like it when people are sincere and straight to the point.

Nosa2 has repeatedly said no one should trust or follow him blindly. I like to deal with such individuals in real life, not the wolf in sheep clothing kind of people.

I am surprised that Mankind2024 is disturbed by people's divergent opinions on his billionaire status in a faceless forum. Why do expect everyone to align with you in the first place I guess you now know how it feels to rubbish one's sincere opinion or contribution. When Stockpromoter was genuinely carrying out sensitization about the insurance sector, you personally took it upon yourself to make this thread unbearable for him. Now you expect everyone to follow you hook, line and sinker. Life doesn't work that way. Congratulations on your billionaire status.

Much respect nosa2 🤝
Please don't allow them chase you away from this thread.

nosa2:
I HAVE NEVER SAID I AM NOT SELFISH!

And yes, every single stock recommend I do so because I am trying to draw liquidity to it.

You are mentioning my features and telling me they are flaws.

I AM NOT SANTA, I HAVE NEVER CLAIMED TO BE SANTA AND I AM WEARY OF PEOPLE WHO CLAIM TO BE

Straight to the point. 💯💯💯

nosa2:
There was some supply for ETI this morning but it's dried up. Oh well.....

ETI has already done 50% this week alone.

I wish, I wish, I wish..................

Congratulations nosa2 🎊