₦airaland Forum

KarlTom:
You omitted your name...

Lol

SonofElElyonRet:
Leo the Promoter .. promoter full nsempa. Loco, Peter, Mercy etc

I am not a guru in finance but I gather information from experts in various platforms.
I bought NAHCO around 100 and sold for around 110 or there about (few quantity)

So I have nothing to promote.

Give me 18 million naira, I will buy 100k units of NAHCO and lock up. 🔐

emmanuelewumi:
N1000 bawo, N400 to N500 in the next 3 years is possible

I heard the hotel business and one other business was not included in the last financial report.

Expect more revenue going forward.

eziokwunwoko:
Good evening Sirs: PZ is now N73. Please by TA and FA analysis is it a Hold recommendation. I have some units

PZ is a solid company.

To sell or hold is your own decision. If we have the answer, none of us will be on this thread.

crownprince2017:
My oga, I hunted for japaulgold for 4 days, I no see buy but I don stop to hunt, waiting for reversal if it is still juicy.

I get fresh loot wey I dey use to find one jijo just 20-30% before channelling it properly after reading q1 results.

I heard agba still they ellahlakes, I hope the door will not be shut from Monday.

You better use that money and buy NAHCO.
NAHCO is on it's way 1000 naira (I don't have a single unit)
Ask Emmanuelewumi for confirmation.

If you want quick returns buy TANTALIZER.

See Nigerian Breweries too.

Bargains full everywhere.

emmanuelewumi:
I bookmarked the page. About 2 weeks 3 days ago you promised to hold Ellah Lakes for the next 5 years.

Wetin happen that made you sell as you claimed?

Agbalowomeri:
Na Loco disciple

Loco the shepherd don run

Royalex will still surprise you


But it has to drop to 1.8 first 😕

What are we buying today 🤔

zendi:
Shallow minded juvenile quip, that I quickly forgive because I have loved some of your posts in the past.
But don't dare to bring the word envy near this moniker.
I'm not doing badly myself, and there's no competition in destiny.

Wiser forumites took my post in the lighter mood. How have we not joked about the tax thing here?

Don't mind him.
It baffles me how folks easily throw negative words around. In a faceless forum for that matter.

Agbalowomeri:
What if the 8 zeros is your interest on fixed deposit? Would you be happier?

A man with secured future 🙌

Ourown:
Is it worth holding on to my ACCESSCORP? For a year now no dividend payment and no significant increase. Make I sell am?

@EDUECO

essentialone:
Here are the Total Shareholders Equity of the 20 Insurance stocks ahead of their recapitalisation deadline:

1. Lasaco - 21 Billion Naira
2. MBenefit - 69 Billion Naira
3. Regalins - 15 Billion Naira
4. Royalex - 7 Billion Naira
5. Veritas Kapital - 22 Billion Naira
6. Aiico Insurance - 95 Billion Naira
7. Conhallplc - 42 Billion Naira
8. Cornerstone - 47 Billion Naira
9. Custodian - 221 Billion Naira
10. Fortis - 10 Billion Naira
11. Guinea Insurance - 6 Billion Naira
12. IEI - 9 Billion Naira
13. LinkAssure - 47 Billion Naira
14. Mansard - 61 Billion Naira
15. NEM - 85 Billion Naira
16. Prestige - 20 Billion Naira
17. Sovereign Trust - 16 Billion Naira
18. Sunu - 15 Billion Naira
19. Universal Insurance - 19 Billion Naira
20. Wapic Coronation - 48 Billion Naira

The recapitalisation deadline is July 2026, and some insurers are already taking steps to meet the new minimum capital requirements.

How correct?

It is likely another company will acquire Royalex.

Stockpromoter:
🔥 ROYAL EXCHANGE – OFFERS DRYING, ACCUMULATION ONGOING 🔥
Royal Exchange Plc is seeing strong daily absorption as sell offers continue to thin out. Smart money appears to be positioning ahead of recapitalization.
What to Expect Next:
1️⃣ Stronger Momentum – Increased buying pressure as recap deadline approaches.
2️⃣ Balance Sheet Repricing – Market begins to price in its ₦7bn+ shareholders’ funds strength.
3️⃣ Corporate Action Catalyst – Possible rights issue, private placement, or strategic investor move.
4️⃣ Insurance Sector Rotation – Broader movement into undervalued insurance stocks like AIICO Insurance Plc, Mutual Benefits Assurance Plc, Veritas Kapital Assurance Plc, Consolidated Hallmark Holdings Plc, and Linkage Assurance Plc.
📈 When offers fully dry up, price acceleration typically follows due to low supply and rising demand.
Positioning phase is ongoing. Markup phase may come with recap headlines.
Watch closely.

Waiting for Royalex at 1.8

Agbalowomeri:
I agree. It should be dragged by Guinness

Na for those who get mind and can run sprints

Lol


What are you afraid of?

Enter with one leg 🦵

Nigerian brewery is getting ready for another uptrend.


For those interested

Agbalowomeri:
I see Oando @20

Any takers?

If you are interested, I can sell to you at 19 naira.

You must buy one stock this year

megawealth01:
Like WEMA like UNITY

Move wema to 30 naira.

26 is turning to resistance.

Mpeace:
Only N2 billion? That is half of Agba's portfolio

Which Agba are you talking about

For those concerned

PenCom raises equity limits for pension funds: what it means for NGX 30 stocks
You may have seen in the news that the National Pension Commission (PenCom) has revised the equity exposure limits for several pension fund categories.
The decision is expected to ease constraints that had limited how much pension funds could invest in shares.
The revision, announced on February 9, 2026, takes immediate effect and applies to all licensed Pension Fund Administrators (PFAs) and custodians.
PenCom amended Section 9 of its investment regulations, increasing equity allocation caps across multiple Retirement Savings Account (RSA) fund classes:
• RSA Fund I: 30% → 35%
• RSA Fund II: 25% → 33%
• RSA Fund III: 10% → 15%
• RSA Fund VI (Active): 25% → 33%
In simple terms, pension funds are now allowed to hold more equities than before.
Why PenCom made the change
According to the Commission, the revision is a targeted response to implementation bottlenecks identified after the 2025 regulatory overhaul.
In practice, here is what that means.
Equity prices performed strongly over the last two years. As a result, several pension funds—especially Fund II and Fund III, which hold the bulk of contributors’ assets—were approaching or breaching their regulatory equity ceilings.
Once that happened, PFAs were forced to rebalance portfolios, often selling equities not because valuations were stretched, but because regulations left them with no choice.
So, rather than allowing regulation to become a drag on portfolio performance or market stability, the Commission opted to reset the limits to reflect current market conditions.
Why NGX 30 stocks are first in line
When pension funds deploy incremental capital, they do it slowly, conservatively, and at scale. Their buying playbook will likely prioritise;
• large market capitalisation
• deep liquidity
• consistent earnings
• strong governance and disclosure
In practical terms, the combination above describes the NGX 30—the most liquid and systemically important stocks on the Nigerian Exchange.
So when new equity headroom opens up, NGX 30 stocks are the path of least resistance.
Even on conservative assumptions, sell-side estimates suggest that hundreds of billions of naira and potentially close to ₦1 trillion could find their way into Nigerian equities as PFAs gradually utilise the new limits.
This matters for two reasons.
Firstly, unlike hot money Pension inflows are patient, price-insensitive over short horizons and structurally anchored.
Second, this kind of capital tends to support sustained re-rating, not one-off spikes. It deepens order books, absorbs supply, and raises the floor on pullbacks.
That’s very different from episodic foreign portfolio inflows that can reverse just as quickly as they arrive.
Why timing still matters
Pension funds do not announce their buying plans so it may be hard to predict what they do next. However, they accumulate quietly and methodically, often before headlines catch up.
By the time trading volumes visibly expand, NGX 30 names start breaking multi-year valuation bands, and analysts begin revising target prices upward, a meaningful portion of the repricing may already be done.
This is why early positioning matters as we have to take positions just in time.
What this means for market leadership
If pension-driven inflows begin to materialise, leadership is likely to remain concentrated in:
• Tier-1 banks
• large consumer names
• systemically important industrials and energy stocks
• dividend paying stocks
In other words, the NGX 30 does not just benefit first it often sets the tone for the rest of the market.
Once those stocks re-rate and liquidity deepen, risk appetite typically trickles down the cap curve.
Finally, it looks like the stars are circling for another bullish 2026.

STNWAUME:
Why not say you were trapped in UNITYBK

Which stock is good to buy now?

Any recommendation?

https://moneycentral.com.ng/exclusive/article/access-banks-n245bn-bidvest-takeover-fails-on-poor-credit-profile-as-south-africa-ambitions-unravel/



So access bank even have poor credit profile.

iHaveMadeiT2:
For new comers, just a note of caution. Except you're already in the bus, this is generally not a buying season. If one is not careful, FOMO can force you to jump in at an ATH price and you may find yourself left stranded for months

You never can tell, this may just be the beginning of upwards trend.

Just know your risk appetite.

Starpro87:
Hi, good day.

I funded my Investnaija account, hoping to invest in Aradel holdings.

System is telling me insufficient fund to buy stock, whereas I allegedly have sufficient funds there.

Please what could be the issue, or is there something I'm not getting right?

Please do well to reply to my inquiry.
Thanks in anticipation.

It is better you open an account with Morgan capital or Atlas.

I don't know much about investnaija.

Ginalex:
No amount of sugarcoating/sweet mouth fit make me reason Accesscorp.

Those buying believe the large assets the bank has will pay off in the long run.

Only buy access bank with patient funds.


I prefer wema bank to access bank.

emmanuelewumi:
You better sell. Highly disappointed with their result

Are you for real?

I believe you are joking.

yMcy56:
Lol. So plenty people dey interested....😁
**Abeg DD is adviced ooo**

Well, it's a common stock here: CHAMS

* My interest is based on this court judgement
https://doclib.ngxgroup.com/Financial_NewsDocs/45964_CHAMS_HOLDING_COMPANY_PLC-CHAMS_HOLDING_COMPANY_PLC_-_NOTIFICATION_OF_COURT_JUDGEMENT_CORPORATE_ACTIONS_FEBRUARY_2026.pdf

** This case has been between CHAMS and MasterCard since 2006/2007.......
** MasterCard betrayed CHAMS....
** CHAMS sued for damages and it's looking like fortune may smile on CHAMS.....
** $360M suit filed against MasterCard by CHAMS in respect to NIMC deal

I sincerely hope it eventually favours CHAMS...
Although Court now affirms arbitrar award issued in favour of CHAMS.....

We see how it goes....😊

For more info: https://www.tekedia.com/the-nigerias-chams-plc-360m-suit-against-mastercard-ajay-banga-etc-on-nimc-deal/?

Same charms I bought at 2 naira and disposed like it's nothing.
People that held have enjoyed right issue at 1.7 and price is still flying .

I remember Loco trying to sell his rights and someone was pricing 1 naira.

Let me just hold my TANTALIZER and Aradel.

Sunrisepebble:
I think that’s what’s driving the price because I wasn’t that impressed with the result

I heard they have other businesses whose earnings were not included in the current financial report. It is written the the last financial report they published (I didn't read it )

NAHCO has more room for growth.

Stockpromoter:
Many stocks Loco pointed out in the past have rewarded massively today.
Back then, people dismissed them as junk, dead, or stocks without numbers.
Fast-forward to today:
Some of those same stocks are up 300%, 400%, 500%, even 700%, with numbers now improving clearly.
Names like NPF, RT Briscoe, Multiverse, TIP, Champion, SCOA, NCR, FTN Cocoa, Caverton, etc., were all once mocked. Today, the market tells a different story.
📌 Lesson:
The market doesn’t reward popular opinions. It rewards early positioning before fundamentals turn obvious.
Today, Loco is not relenting on insurance stocks—and for good reason.
Right now, the insurance sector is in a balance-sheet strengthening phase, not a price-appreciation phase. This is exactly how opportunities look before major repricing.
🧠 What’s happening now
Capital strengthening
Recapitalization pressure
Cleanup of weak players
Foundations being laid, not hype
📈 What comes next After recapitalization:
Some insurance stocks will trade above ₦70
Some will reprice to ₦20–₦30
Others to ₦10–₦20
Those that cannot meet recapitalization requirements will merge or be bought out.
Those that meet and exceed requirements will emerge far stronger, and prices will reprice violently upward—the same way many “dead stocks” did in the past.
⏳ This is the positioning phase, not the celebration phase.
By the time the numbers look perfect and the crowd returns, the easy money is gone.
Take position early. History is repeating—only the actors have changed.

Noted with thanks

nosa2:
Based on what metric?

Better performance
Steady growth

mikeapollo:
My concern is not even about the incoming results, but market common-sense. I rather buy 2 units of Access Bank against 1 unit of UBA.
Access can easily give me a 50%-100% gain in few months, all things being equal, even if the incoming results are not too fantastic.

Wema Bank is a better deal.

essentialone:
Wema Bank may likely hit a new ATH price before the end of this week. Watch it closely...

We are waiting ✋