₦airaland Forum

“The bad news is time flies. The good news is you’re the pilot.” – Michael Altshuler

“Fairytales do not tell children that dragons exist. Children already know that dragons exist. Fairytales tell children that dragons can be killed.” – G K Chesterton

“You learn more from failure than from success. Don’t let it stop you. Failure builds character.” — Unknown

“Develop success from failures. Discouragement and failure are two of the surest stepping stones to success.” -Dale Carnegie

“It is during our darkest moments that we must focus to see the light.” — Aristotle

“Folks are usually about as happy as they make up their minds to be.” – Abraham Lincoln

“You do not find the happy life. You make it.” — Camilla Eyring Kimball

“You are who you are meant to be. Dance as if no one’s watching. Love as if it’s all you know. Dream as if you’ll live forever. Live as if you’ll die today.” James Dean

“The happiness of your life depends on the quality of your thoughts.” – Marcus Aurelius

“Nothing is impossible. The word itself says ‘I’m possible!'” — Audrey Hepburn

“It is during our darkest moments that we must focus to see the light.” — Aristotle

“Folks are usually about as happy as they make up their minds to be.” – Abraham Lincoln

“You’ve gotta dance like there’s nobody watching, Love like you’ll never be hurt, Sing like there’s nobody listening, And live like it’s heaven on earth.” ― William W. Purkey

“You are who you are meant to be. Dance as if no one’s watching. Love as if it’s all you know. Dream as if you’ll live forever. Live as if you’ll die today.” James Dean

“You are who you are meant to be. Dance as if no one’s watching. Love as if it’s all you know. Dream as if you’ll live forever. Live as if you’ll die today.” James Dean

“The happiness of your life depends on the quality of your thoughts.” – Marcus Aurelius

“Nothing is impossible. The word itself says ‘I’m possible!'” — Audrey Hepburn“Nothing is impossible. The word itself says ‘I’m possible!'” — Audrey Hepburn

*It's Another New Day To Remind Your That life don't favor poor person. "There's no Nobility in Poverty [No reward for being poor]"*

📍As it stands now, living a good life in 2024 completely depends on you. *It depends on how you make use of the remaining days.*

*Just 59 days left & we will begin to count 2025. What have you achieved so far in 2024?*

Having a better life depends on how you take advantage of a life changing opportunity that comes your way... *Intentional people don't wait because those who have been waiting are still in the same spot to date*

Don't wait for life to hit you so hard before you start looking for a way to improve your finance

It might be late, start now to look for reasons to make money.

If not for yourself, then for people around you.
*I wish you all the best TODAY💞💙*

*It's Another New Day To Remind Your That life don't favor poor person. "There's no Nobility in Poverty [No reward for being poor]"*

📍As it stands now, living a good life in 2024 completely depends on you. *It depends on how you make use of the remaining days.*

*Just 59 days left & we will begin to count 2025. What have you achieved so far in 2024?*

Having a better life depends on how you take advantage of a life changing opportunity that comes your way... *Intentional people don't wait because those who have been waiting are still in the same spot to date*

Don't wait for life to hit you so hard before you start looking for a way to improve your finance

It might be late, start now to look for reasons to make money.

If not for yourself, then for people around you.
*I wish you all the best TODAY💞💙*

*It's Another New Day To Remind Your That life don't favor poor person. "There's no Nobility in Poverty [No reward for being poor]"*

📍As it stands now, living a good life in 2024 completely depends on you. *It depends on how you make use of the remaining days.*

*Just 59 days left & we will begin to count 2025. What have you achieved so far in 2024?*

Having a better life depends on how you take advantage of a life changing opportunity that comes your way... *Intentional people don't wait because those who have been waiting are still in the same spot to date*

Don't wait for life to hit you so hard before you start looking for a way to improve your finance

It might be late, start now to look for reasons to make money.

If not for yourself, then for people around you.
*I wish you all the best TODAY💞💙*

When it comes to building wealth, it’s in three (3) stages:

Making money.
Managing money and
Multiplying money.

Let me explain.

Poor people struggle to make money, that’s why they are poor - nothing else.

Average people make money, but don’t know how to manage it. That’s why they keep living in circles.


But, wealth begins by making money consistently, managing that money by budgeting and multiplying that money by investing.

If you are currently broke, you have no business with investments, the only thing you have a business with - is making money.Making lots of it.

By mastering the business of anything you’re currently doing.

I should also state this: The first rule of investment is to invest in what you understand. If you don’t understand something, don’t ever invest in it. It’s folly.

Unless you’ve got a lot of money to pay a trusted person who understands it to guide you through that investment process.

At the beginning stage, focus on making lots of money.

As you grow your money, focus on managing it properly.

Before thinking of investments.

- Fortune Nnamdi

“The happiness of your life depends on the quality of your thoughts.” – Marcus Aurelius

“Your talent determines what you can do. Your motivation determines how much you’re willing to do. Your attitude determines how well you do it.” —Lou Holtz

“Keep your face always toward the sunshine, and shadows will fall behind you.” – Walt Whitman“Keep your face always toward the sunshine, and shadows will fall behind you.” – Walt Whitman

“Doubt kills more dreams than failure ever will.” – Suzy Kassem

“You are the sum total of everything you’ve ever seen, heard, eaten, smelled, been told, forgot ― it’s all there. Everything influences each of us, and because of that I try to make sure that my experiences are positive.” ― Maya Angelou

How to Maximize Your Salary for Wealth Creation


Have you heard the notion that you cannot be rich by earning monthly salary as an employee? [I'm sure you have].


Is that notion true or false?


Well, for me, the answer is *"It is up to you!"*


Let me tell you what that statement really means: It means that if you focus on earning *ONLY* salary (with/without saving regularly) you cannot be rich in your lifetime.


Let's go deeper! If you earn 100K and decide to save 10% (10K) every month, it will take you 1year (12 months) to save up N120,000...


...it will take you 8 years and 4 months (100 months) to save up N1 Million.

There is a high tendency that you will not be consistent with the savings plan. So...


*🛑Question:*

*✅When will you save up money enough to buy your first or next car?*

*✅How long will it take you to save up and build a house?*


Do you now understand that statement – "You cannot be rich by earning monthly salary as an employee" ?


It's the fact! The statistics reveal it all.


*[If you like argue that there are people earning N1 Million salary and above. Question: Are you? 🙄]*


My focus is not them; it's you. Yes, you!!!


So, what is the remedy?


You can only be rich as a salary earner when you save a portion of your earnings monthly and channel it into investments (Passive Income).


Salary has been paid or will soon be paid (if you've not been paid already). So, what should you do with your salary if you ask me?


1️⃣Buy stocks/shares from any viable companies in Nigeria and let it grow through capital gains.

50% profit is possible in a year. My Wema Bank shares earned me more than 100% profit last year.


2️⃣Invest in Real Estate property through companies that operate a pool of funds.

You can get some of those companies through Piggyvest.


3️⃣Buy Federal Government bonds and treasury bills.

You can work with a stockbroker to help you buy some.


4️⃣Start paying a regular deposit for land (1K per day or 7K per week).

Look for a trustworthy and reliable real estate company in your city and take a plan with them.


5️⃣Invest in mutual funds. Etc.

Again, your stockbroker can help you out with this.


I may not be qualified to tell you what to do with your money, but the things I've shared with you are the things I invest in and I've been doing this for more than half a decade now.


I hope that you'll change the trajectory of your financial life in this new month.


To your financial advancement,

“Nothing is impossible. The word itself says ‘I’m possible!'” — Audrey Hepburn“Nothing is impossible. The word itself says ‘I’m possible!'” — Audrey Hepburn

“The happiness of your life depends on the quality of your thoughts.” – Marcus Aurelius

“Your talent determines what you can do. Your motivation determines how much you’re willing to do. Your attitude determines how well you do it.” —Lou Holtz

“Whether you think you can or think you can’t, you’re right.” – Henry Ford

“Keep your face always toward the sunshine, and shadows will fall behind you.” – Walt Whitman“Keep your face always toward the sunshine, and shadows will fall behind you.” – Walt Whitman