₦airaland Forum

Thanks a lot. But do you think it is wise to reduce the expenses slightly when i re-apply? considering that they may make reference to this recent rejected application to see if i have stayed consistent

Lordcrixus:
They really do not have what they focused on, they put all in to consideration to make a decision. The onus is on your to submit a water tight application without loopholes. If your total expense for the trip is less than three times your disposable income, but will eat up a substantial part of your savings, the application could still be flagged.
My Opinion: reduce your total expense for the trip and also reduce your normal monthly expense so as to have a high disposable income. Then make sure the total expense for the trip is not more than 2X your disposable income, or highest 2.5X your disposable income. if you have landed properties, even if it just a land, declare it in your application and show evidence of it.

Thanks a lot for your feedback. Same thoughts i have. I will reduce it to 7 /8 days

agabusta:
Everything seems okay. The ECO was not just convinced, probably suspects your profile was packaged. A little point I'll add though is that you reduce the number of days to probably 7 or 8days

Thanks a lot for your response. I would have thought the focus should be on the "enough savings in the account" (13m in bank account) and 10k Dollars in investment account, as against X3 of net income. I will reduce my days then.

justwise:
The problem with your application was the amount you declared as your expenditure in Nigeria. After the expenses you are left with £793.45,

The £793.45 is your net income and you are planning to spend £2,700 on your visit to the UK,

Hi Guys,

Please see below my refusal. I am quite confused. I had about N13m in my account. (So i have saved more than enough over the months, to cater for this trip). It seems they are saying i want to spend 3x the money i save monthly, at the same time, they are saying, maybe the budget of 4.9m is not enough for 12 days. I am confused. Please share comments, as i need to re-apply. I also have property evidence to show in my next application.

Hello house, please which UK embassy address in Lagos should my employer send letter of introduction to for UK visa?

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