₦airaland Forum

Paccus:
Congrats Macky Very soon you go become Landlord

My longtime follower, thank you very much.

Bossman:
You are doing well. of course you do not necessarily have to wait the whole 30 years to pay it off. Was in the same boat quite some years ago. Built in 2000, with a 30 year fixed rate. We paid it off in about 14 years or so. An extra payment each month goes a long way. Well done bro!

Thanks Bossman, we almost did a 20yr mortgage, we picked one that give us room to manage on one income. Interest on 6% na die.

Lilmessis:
Wow,i read this thread from 1 to 106 in 3 days. omo i try sha this thread don turn addiction to me self,but i must commend u mackynaija you try well well to dey share ur experience like this for the past 5 years no be small thing u and the rest of them..

...GOD bless u all and God bless america macky all the best

Welcome to the thread and thank you very much!
This country has changed the lives of so many people I know. God Bless America!!!

BunmiBie:
I check this thread everyday because I am so addicted.
Massive Congratulations boss.
May Oluwa continue to answer your prayers.
Maya everything that gives you joy continue to do so and many more sources of happiness shall open unto your household.

I am very happy for you

Thank you very much!
When you arrive, 5years later, your story at worst will be like mine or even exceed the great things that have happened to me.

MackyNaija:
Day 5

What did I do!??
Agreeing to help a friend run an errand at far away Ogba wasn't a smart choice...

Let's see how the trip goes...

Speaking about choices, What are we doing??
The exact question we started asking when we started searching for a house to buy.

Impromptu search, totally unplanned. Our only plan was to leave California, we got to Texas and started house searching the next month!

..and now, we'll ll be closing soon.

We received an update: Lanscaping phase 1 done, carpets for the rooms ongoing.
Outside 85% done after waiting for 3weeks, inside should be 99% done.

Next stage will be fence and sod (grass).

sonnie10:
Hope you are doing 30years foxed? Please stay away from adjustable rate.

Yes Sonnie, fixed at 30yrs. The ARMs look tempting!
My OKC friend closed earlier this year, rate was fixed at 3%.

MackyNaija:
Day 6

Today went well in a way...

New city, new sights, fresh breath.

Each time I read about the soot situation in PH and the shortness of breathe I always experienced...

For yankee, I go outside to the park on most weekends, look into the skies, embrace the clean air and breath real deep!

MackyNaija:
Day 8
...come 5a.m tomorrow, I will be Lagos bound...

Join me tomorrow for my road trip from Port Harcourt to Lagos. I am a sisi, 100km/hr.... Life no get duplicate.

MackyNaija:
Day 7
Today is set for the road trip, join me as we go on this exciting journey.

I clearly remember this day especially the drive through East-West road..
Aba road to Uniport to Kaima Bridge, then past Warri (I relived all my bush work in Ogharefe, Ologbo, Efe, Oben and a host of other locations), then past Benin bypass and ended up at Ore straight to Lagos-Ibadan expressway...

Beautiful country I must say

MackyNaija:
Day 9

Now Playing: Jack Garratt - Surprise Yourself...

ALL I set out to achieve has been achieved and a whole lot more...
My mouth no fit talk am finish! Oluwa You too much!!!

Na this one managers deh call "Exceeded Expectations" for annual performance review.

MackyNaija:
Day 10

Finally I get to write a diary, one I would love to read in a few months time and smile.

Writing a piece on how events unfold would ease the tension building up in my soul....

Those people wey talk "Oluwa bu Eze!" know wetin them deh talk...
It's been almost 5years and I am grateful!

I'll be counting down while also counting my Blessings and most especially, I cannot skip saying "God Bless America!"

Dremca:
As I was looking at the picture, I nearly wanted to ask you where you mounted your GP tank, I quickly remembered you are not with us.

No deh jonse o

BunmiBie:
Almost set

We go come celebrate Christmas for there with better jollof...lol

Almost done for real. Loan already approved and rate locked.

Received a call from the loan officer yesterday that underwriting is likely Fully done - no need for resubmission of documents later in August.

Income to Purchase price ratio na <2.5, so we go fit survive the 6% loan interest rate.

Richdee1:
You no go put Security switch? Abi na sensor as Dem dey call am?

Which kinda security you mean?

I get plans for:
4 external sides - 8x 4k Re0link cameras + recorder box
Garage interior - wyz3 cam connected to the liftmast3r garage door opener
Garage external - wyz3 motion activated flood light
Front door and all indoor windows - R1ng security package with 24/7 monitoring

Overkill? Yea Yea.. Ogun kill all the burglars and home invaders.

BunmiBie:
MackyNaija you don't update us about your house. Have you moved in already?

It's coming along nicely but they keep pushing back the expected completion date.
Not a problem for us, our own na make them finish am make we move in.

All the bricks should be done by now, cabinets installed, walls painted, base boards done, trims and doors all installed...

This week na for vinyl flooring and bathroom tiles.

Next should be marble countertops, Electrical trims (sockets, switches etc), final plumbing (faucets, shower heads etc) and HVAC trims (ac vent covers etc).

Where that person wey deh find pictures?

America sweet abegi!
Confirmed over my trip to Dallas this weekend that I would look good in the 2022 Lexus RX.

Paccus:
Macky with this kind of job is it possible to have a similar job from another company and do both together to earn double the pay since the companies won’t know?

If you have the capacity, you can take extra contract jobs or jobs as a consultant...

I never signed a non-compete or it's related cousins therefore i can theoretically take another job but I also do not have time for a second job, raising a child is a fulltime job so I am over loaded with tasks already.

Newusername:
Goodday sir, thank you for the insights you have shared so far. Please I have a question.
Among the listed courses above, what do you have to say about Mechatronics engineering?

I am highly concerned about job prospects post graduation and employer filing thats why I recommended what I did.

I do not know much about prospects for mechatronics as I have never looked into it, but for citizens without issues bothering on work authorization, they can do whatever they wanna do.... international students do not have this luxury.

Was at a city park yesterday, weather was nice, park was clean with adequate parking and very few people there.
Texas heat dropped over the weekend to 70+ Fahrenheit.


Went out today with my guy from Oklahoma City and his colleague...
He has moved to Dallas and came into Austin for a company event. To take picture no even cross my mind...

DannyFX2638:
oga macky,
Tell us about remote life .. Thanks

Stay home and press computer all day
Chill work, no preparation to leave home and drive 1hour to work, lunch at home is easy...

Currently doing a quality Program Management kind of role for our Global factories (7 factories majorly and some specific shorter term projects across some other factories/lines of business).

Some chilling in-between work, only problem is starting can be as early as 7am thrice a week and twice a week I have 9pm meetings with Global teams.

The best part is closing for the day and walking approx 5 steps from my "office" to end up at "home from work"

Firefox01:
Welcome boss. Drop pictures abeg

Na you I deh find since...

Not forgotten...
I work fully remote, will do when I go outside by the weekend.

RENOWNED2:
Oga macky, we wey read civil engineering for Nigeria, wetin we go come do?

1. All hope is not lost, get admitted for an MSc in Civil...
If you can achieve PR, no problem, you'll get a job easily.

My focus was on studies where numerous opportunities abound and employers 'easily' file for immigrants.


2. Get an admission for Civil with the knowledge you'll be switching course...
Take courses close to your desired end point...
Ask to switch: worst case, you start afresh - lose all 3 courses OR you lose 1 course.

You take undergraduate pre-reqs, the switch is finalized. All your sins in Civil are washed away.

You become a whole new person, your career is realigned.

It will cost you more money and time when compared with someone that did their interest directly and finished in 18 to 24months.

Floda:
...I was basically able to gain directions about my engineering career and draw a feasible roadmap....

Yes I know life can move crazily and easily scatter my roadmap but I want to know that at least I got the best advice possible and tried my best to achieve the goals.

I believe with God, guidance and a good plan backed with actions, everything is possible.

Good points
Get a plan and put in the sweat, tears and blood and it will likely click!
Aim of this thread achieved - creat a plan and chase it. Learn lessons & Fine tune as you go along and Las Las... Everything go deh alright.

Timiofak:
Exactly, been taking classes on C++, javascript

The summer I am focusing on Node.js

Money must be made oooo

Did you get any internship?
Intel hires lots of Chemical (process) and Electrical engineers.

In Nigeria we focus on Power.
Look into Electronics e.g.: Controls, Networking, Systems Design/VLSI, Circuit Design... you might end up as a SWE later on...
Make $500,000/annum and they give you chieftancy title in your village

BunmiBie:
Thanks boss

Received. Please modify and delete.

Timiofak:
Electrical Engineering concentrating on computer engineering

I actually just logged in today to say, choice of courses in Engineering should be in this order:
1. Computer Science
2. Electrical engineering
3. Number 1 or 2
4. Industrial Engineering, due to its versatility
....
8. Mechanical engineering and all its variants, e too hard

Focus should be anything software related.
Opportunities abound and pay is better. Tech is the new Oil n Gas.

BunmiBie:
You came back at the right time.

Welcome boss. We need you around here me I don miss you gan

Miss who?? Flora, you never give am the life saving advice?


Congratulations! Hard to believe they granted you and baby an F2, embassy eyes deh red.

Paccus:
We go soon celebrate your citizenship Macky ...

Olumighty123:
Abi nah, make he do giveaway by then

That's right!

Olumighty123 yhen yhen yhen You too like oshofree

Paccus, how we go take celebrate am?

In roughly 60days, it'd be 5years since I arrived in the US and it has been an interesting and a rewarding ride...

We'll gradually wind down as I barely come online to answer questions or write updates.

My pikin hold me for neck like bow tie, over-agility deh worry am so from sun up to sun down, she grabs any available time we have outside of work.

Floda:
...MackyNaija I would really love to still keep in touch with you...

With this kind statement, my wife go kill you throway

Paccus:
Welcome back

See Paccus, welcome to where?

Me wey deh plan officially shutdown this thread so people will stop waiting.
Busy with life and not always available for NL updating.

smartkester:
Macky where are thou? We’ve missed you here

I deh here na..
Anything for your boy?

...÷ I have opted for Msc.microbiology in Texas A&M university..

I wanna apply for thesis program due to the research and internship. I plan to stay back after my msc .

Is getting a job as a microbiologist very hard?

What's my chances of staying back after my msc.
Please reply

[quote]Yes except you get a phd

Reading through this again and I just have to highlight:
Even within the sciences, some course wield more weight than others.

Opportunities abound more in Information Technology, Electronics, Engineering (minus Civil) and Math/Stat...

Just my experiences.

There is a little know path:
FAANG Program Manager or
Amaz0n Operations Manager
Both roles are 'easy' post MBA.

chiboy429:
Many thanks for your reply MackyNaija. I deeply appreciate, your response didn't confuse me rather it gave me a better glimpse into the picture. However, could you still further list and buttress the available PR ways you mentioned .
Thank you so much

From simplest (non is easy) to .....
- Marriage, more straightforward
- Employer filing (opt to h1b to green card)
- Self-petition (national interest waiver)

One can also
- Apply for the Canadian PR

isyourboy:
Please how did you go about ending your lease without incurring the dollars for the remaining part of the lease period?

I incurred some costs but only what was necessary.
Choose an option that allowed me cover the cost until a new tenant was found. It was cheaper than paying for 2 months upfront.

If your rent is around $1200 monthly, just pay and break - the stress will be too much for the money you'll save.

In our case, a two month penalty was closer to $6,000.


If the home owner allows, You can
I. Sub lease the apartment, landlord still gets their rent monthly
II. Find a new tenant to complete your term
III. Find a new tenant to start a new lease after you leave (most times at a higher rent for the landlord)
IV. Negotiate your way out of it, ask to pay less.

Abandonment is not an option, you'll have collectors on your neck for the full sum + a penalty.