Investment › Re: Mutual Funds by malcom1X: 9:08pm On Oct 04 |
CSblackpink: With the huge amount of capital invested, that return is disappointingly tiny. MMF is essentially designed for capital preservation. My Korean ETF, which holds a capital of 14.7 million, booked a return of 757,000 naira yesterday on a 5% upside gain. I'm still weighing my options: either lock in the realised profit right now, or let the earnings compound further, since daily returns are usually calculated based on the total current portfolio value rather than the initial principal deposit. How to get this Korean ETF? |
Celebrities › Re: My Manhood Stopped Working After My Brain Surgery — Julius Agwu by malcom1X: 8:58pm On Oct 04 |
He could have just allowed the tumour to stay in his brain. So that him no go regret.
Na enemies wey see him talent decide to cut off the nerves to him brain while removing the tumour. |
Family › Re: Depressed With My Child Situation by malcom1X: 8:55pm On Oct 04 |
Send money to her to take care of your child. No one will be able to take care of that child except the mother of the child.
Those people advising you to take the child from the mother have no emotional attachment to that child.
It's the amount of money you send that will determine how your child will look.
Take care of your child, the same way they took care of you when you were a child. That child is just a representation of how you have fallen from grace 😂 Cuz of sex. |
Travel › Re: Traveling With Expired Visa? by malcom1X: 7:16am On Oct 03 |
Imalwayshorny: You cannot fly out of Nigeria using your expired Caribbean passport, and your suggested route will result in a near-certain boarding rejection. As an airline agent would advise you, your most critical barrier isn't your final destination; it is the transit countries. AI has made you dumb. Do something about it. |
Health › Re: Advice Needed For Treatment Of Stubborn Scalp Condition. by malcom1X: 1:37am On Sep 28 |
Akeemdeco: Wait o this was uploaded since 2023, and the thing just Dey make fp for 2026, funny see Wetin full front page of a whole Nairaland this days (Nairaland forum of that year)
Sigh (nothing last forever) It dey like say the krokro don follow do admin |
Politics › Re: Eko Is Not For Sale by malcom1X: 10:34pm On Sep 27 |
The person who has the money owns EKO. EKO has always been for sale. It's for the highest bidder.
It might not even be us, the foreigners own EKO. I don't mean the foreigners you think I'm talking about outside investment.
That's how it has always been. Where do you think investments come from? |
Family › Re: Recently Got Married, Thinking Of Buying Keke by malcom1X: 8:41am On Sep 27 |
bukatyne: The wife wouldn't need a help because she has washing machine?
A new mom who works 9 to 5 outside the home?
Toor! It will cut the job by half. There are people that will help out. People in the community always give assistance. Also the Mum can come for help. Her Mum. |
Romance › Re: She Doesn’t Want To Leave by malcom1X: 5:23pm On Sep 25 |
Guy this thing has happened before. You are going to get her pregnant. Then you guys will live happily ever after.
This I have seen.
Lastly that thing you're trying to achieve in life you won't achieve it since you'll be looking after a baby. And baby needs to eat. |
Politics › Re: How Umahi Violated Procurement Law With N60bn Contracts For Loyalist by malcom1X: 5:21pm On Sep 25 |
Guy no waste your time to post. Nothing will happen |
Agriculture › Re: Agricultural Farm Scams; What You Should Know by malcom1X(op): 3:13pm On Sep 25 |
Don't fall for these scams |
Politics › Re: Many Sea Ports And Refineries Springing Up Around Lagos Calabar Coastal Highway by malcom1X: 3:06pm On Sep 25 |
Biodun556: When was YouTube established?
You can only say that to those who were very young and those who were not given birth to as at then So all the world war 2 documentaries I see on YouTube means YouTube was established in 1945. Let's go with your logic |
Politics › Re: Many Sea Ports And Refineries Springing Up Around Lagos Calabar Coastal Highway by malcom1X: 11:36am On Sep 25 |
AsomughaChuks02: He had vision as a Lagos governor. Our own in Anambra considered his people as drunkards and invested in beer production. Go to YouTube and look at Lagos when Tinubu was governor. He did nothing. |
Jobs/Vacancies › Re: Remote Job Opportunity: English Video Narrators Needed - $24/hour by malcom1X: 11:35am On Sep 25 |
For those who want to do this job they are using you to train their AI so the amount should be much if not dont |
Politics › Re: Tinubu Has Redefined Infrastructure Delivery In FCT - Wike by malcom1X: 11:19am On Sep 25 |
affable4: With all those flooding? If that’s infrastructure without proper structure, leave us as we Dey before. Flooding is a natural disaster not Wike's fault. |
Politics › Re: Tinubu Has Redefined Infrastructure Delivery In FCT - Wike by malcom1X: 11:17am On Sep 25 |
anonimi: Why are you mixing up projects with policy?
What did Wike achieve in basic education policy as governor for eight years and as a former education minister? Did he employ as many as 19,500 teachers that Makinde did in just five years? What was the public schools enrolment numbers before and after he was governor? No he didn't because the person that had focused on Education was Amaechi. So there was no need for Wike to do anything rather than to add to the existing. .. Every school in River State is called Amaechi school. Because of the contribution Amaechi did. |
Food › Re: More Nigerians Now Cook With Maggot-Infested Tomatoes - DW News by malcom1X: 8:42am On Sep 24 |
DW TV should leave our maggoots for us.
Our immune system is capable of taking care of ourselves. |
Politics › Re: Tinubu Has Redefined Infrastructure Delivery In FCT - Wike by malcom1X: 9:18pm On Sep 23 |
One thing I like this Wike.
Since when he was governor.
Him go dey play politics one side then him get people wey dey deliver projects for am.
So he wins both ways.
For politics and policy.
He has some of the brightest minds working for him |
Politics › Re: FG To Engage 4000 Influencers To Showcase Tinubu's Projects - Umahi by malcom1X: 4:53pm On Sep 23 |
I am an influencer with over 5 million followers on Tiktok and Instagram.
Tell the FG to contact me. It's not cheap too. My followers will want to hear about this. |
Politics › Re: Sandra Duru's Fresh Audio Leak Deepens Akpabio–Natasha Controversy by malcom1X: 2:23pm On Sep 20 |
WorkTheTalk: Trending you said? Nigeria is in terrible hands. It isn't shocking anymore when their atrocities blow open. Last week, 37 poor citizens were killed to cover up those behind the illegal mining in Niger state. IBB is alleged to be the power in charge of the mining site, but no one would question him. Bro there's nothing like a mining site as long as there's no company operating in that region, and that company needs to be given mining rights to mine by the government. Simple Those NSCDC guys were doing a racket on that place because they had information. Its the same as you having a land and decided to dig it to plant crops |
Christianity Etc › Re: Is It Proper To Use AI To Prepare Sermons? by malcom1X: 11:07am On Sep 20 |
honor4me: Whether it is appropriate to use artificial intelligence to prepare sermons depends largely on how the technology is used. Many religious leaders and theologians distinguish between using AI as a research and administrative aid and allowing it to take over the spiritual work of preparing a sermon.
AI can be useful when it supports the preacher rather than replacing the preacher. For example, it can help with research, provide historical and cultural background, cross-reference biblical or other religious texts, suggest sermon themes and outlines, and improve grammar and clarity. It can also help simplify complex ideas so a congregation can understand them more easily.
The concerns begin when AI becomes the main source or author of the sermon. A sermon is more than a collection of well-written words. It should come from prayer, personal study, reflection, spiritual conviction, and an understanding of the people being addressed. AI has no personal faith, spiritual experience, or relationship with a congregation.
There is also the risk of error. AI sometimes produces inaccurate interpretations, invents references, or presents one theological view as though it were universally accepted. A preacher therefore needs to verify every important quotation, interpretation, and religious reference.
There is also a question of integrity. If a preacher simply delivers an AI-generated sermon without studying and reflecting on the message personally, the congregation may receive polished words without the personal conviction and pastoral understanding expected from the person delivering them.
Used properly, AI is a useful assistant. It is like having a digital research library, editor, and sounding board. But the prayer, study, spiritual reflection, discernment, and final responsibility should remain with the preacher.
The key question is therefore not, “Did AI help prepare the sermon?” but rather, “Who did the spiritual work behind the sermon?” You dey use AI reply person wey ask 🤣🤣🤣 |
Politics › Re: Sandra Duru's Fresh Audio Leak Deepens Akpabio–Natasha Controversy by malcom1X: 9:33am On Sep 20 |
She should gettat. She wants to trend. |
Politics › Re: The Igbo Man Will Only Restrategize Heaven Will Not Fall. by malcom1X: 9:30am On Sep 20 |
Goodmarlian: No be today e start ,Igbos men are risk takers and honeybadgers in nature ,you all got exposed western education earlier before the Igbo man yet in a few decades the Igbo man learnt how to travel overseas down to far Asia to import goods no Nigeria tribe taught us this it was all our doing if you like bring in the Entire 1.5 billion chinese into your region we will just partner with then after all we are trade partners already for almost a century.we will simply do the unbelieve which is to start manufacturing and mass industrilization.
I can’t wait for the Chinese to venture into real estate so all these wicked Lagos agents and landlords will be out of business equally they are even worse than traders,imagine a state like Lagos with almost 95% of its inhabitants earning less than 100k yet you cannot even see single room to rent all landlords have converted their houses to self contain and flats placing a price tag of millions on little rooms that can fit in your leg and hands
Chinese please don’t delay come in quickly Come and save us they are strangling us to death . Guy you guys need to stop all these victims stuff. Not only Igbos have shops in that place. There are Yorubas too and northerners. Why are you making it feel like it's your problem? Why are you fighting someone else's fight? |
Properties › Re: The Landlords Making Life Unbearable For Nigerian Tenants by malcom1X: 9:11am On Sep 20 |
zinowealth: A reasonable govt would have done something about this a very long time ago. Fashola tried to fix that but those who controlled his govt stopped it Government can not control the house it did not build. Government are supposed to build houses for it's citizens. But when it hasn't then it should leave the houses for the landlords. |
Properties › Re: The Landlords Making Life Unbearable For Nigerian Tenants by malcom1X: 9:08am On Sep 20 |
teacherbim: My landlord just increased my rent from 950k to 1.4m Lagos, Onipanu . His reason is that other landlords are charging more. That's like 48 to 50 percent increase. Rent is supposed to go up not less than 20% due to inflation. You can decide to not pay and nothing will happen. The government is on your side. |
Politics › Re: Atiku Was Right: Subsidy Removal Left Nigerians Exposed To Every Global Shock by malcom1X(op): 9:05am On Sep 20 |
orisa37: ATIKU IS VERY WRONG. SUBSIDY IS GONE WAS A PRESIDENTIAL ORDER ASTUTELY GIVEN AND IT IS GOOD. Where is the money from the subsidy removal. It was meant to make prices cheaper where is it? |
Politics › Re: Atiku Was Right: Subsidy Removal Left Nigerians Exposed To Every Global Shock by malcom1X(op): 9:04am On Sep 20 |
I believe this is going to be a long thread. |
Politics › Re: Atiku Was Right: Subsidy Removal Left Nigerians Exposed To Every Global Shock by malcom1X(op): 9:22pm On Sep 19 |
We have ourselves a runner |
Politics › Re: Nigerians Will Pay Less For Transport In October – Tinubu by malcom1X: 9:17pm On Sep 19 |
No one believes this right now. If you believe this then I have a Bridge to sell to you.
This is never happening.
Quote me anywhere |
Business › Re: Young Nigerian Founders 18–35: Pitch Your Business To Win ₦2.5m At FYV Deal Room by malcom1X: 9:07pm On Sep 19 |
Them go steal your idea go start their own business.
Make good use of trade secrets instead. |
Politics › Atiku Was Right: Subsidy Removal Left Nigerians Exposed To Every Global Shock by malcom1X(op): 9:02pm On Sep 19 |
Crude prices are set on global markets. When war in the Middle East drives them up, every fuel-importing country pays. Governments with buffers—price caps, subsidies, or temporary tax relief—can soften the blow. Dozens of countries are doing exactly that, according to the IEA. Nigeria, by deliberate choice, entered this crisis with none. When the fuel subsidy was removed in 2023, the promise was clear: the savings would fund transport, health and education, and the market would eventually stabilise prices. What Nigerians received instead was a pump price locked to both global crude and the naira. Now that crude is being pushed higher by a war Nigeria has no part in, the average Abuja commuter, okada rider and market woman is paying the bill directly. Petrol is not just petrol in Nigeria. It moves food from Benue to Kubwa market, powers generators when the grid fails, and determines the fare for every trip. When fuel rises, everything rises. The same Axios article notes that poorer countries with limited fiscal space, high youth unemployment and existing inflation are being squeezed hardest. Kenya’s protests are the warning. Nigeria shares the same combustible mix: stubborn inflation, massive youth unemployment, and wages that stopped keeping pace years ago. Even the Atlantic Council scholar quoted in the piece argues that subsidies should be tapered carefully, because sudden price spikes invite unrest. Nigeria did the opposite. The subsidy was scrapped in a single announcement, without functioning local refineries, affordable mass transit, or CNG at scale to cushion the shock. That is Atiku’s point. No serious person claims the old subsidy was perfect. It leaked money and largely benefited smugglers and the politically connected. Reform was overdue. The failure was the method: abrupt removal before local refining capacity and meaningful palliatives were in place, leaving ordinary households to absorb every external shock. With the Iran conflict still unresolved, the cost of that decision continues to land on Nigerian families, not on those who made it. Defenders of the removal counter that the old subsidy was already costing trillions, mostly captured by middlemen, and would be even less sustainable at today’s crude prices. The IMF warns that price supports can harden into permanent fiscal holes. Many economists argue the real problem was the weak rollout, not the principle of removal itself. Both sides can be true at once. The subsidy needed to go. The way it was removed left millions of Nigerians standing naked in a storm they did not create. https://www.axios.com/2026/09/19/iran-war-global-pain-fuel-prices
|
Gaming › Re: What Game Are You Currently Playing? by malcom1X: 3:51pm On Sep 19 |
Abeg guys where I fit download Call of duty modern warfare for PC or any other COD
Thanks.
Lastly I saw one guy talking about how he bought a Samsung Galaxy S24 and he's playing some tight games in it with emulators and all that.
I'd like to know how he did it.
I'll appreciate |
Gaming › Re: Cloud Gaming Vs Local Emulation On Android: What Is Your Preferred Setup? by malcom1X: 3:48pm On Sep 19 |
bileltb: Hi Gamers & Tech Fans, Mobile hardware has come a long way, making both cloud gaming and heavy console emulation very accessible on modern smartphones and PCs. On one side, Cloud Gaming allows you to stream demanding AAA titles directly without worrying about local thermal throttling or storage space—provided you have a stable high-speed Wi-Fi connection. On the other side, Local Emulation gives full offline control, lower input latency in many scenarios, and no reliance on internet bandwidth. A quick breakdown: Cloud Gaming Services: Ideal for high-end graphics and AAA titles without filling up internal storage. Emulation (Aethersx2, PPSSPP, Mobox, etc.): Great for offline play and nostalgic titles, but highly dependent on your device's SoC and cooling. Controllers: Mapping a physical Bluetooth controller completely transforms the experience for both methods. Which setup do you rely on more for your daily gaming sessions? Are you streaming AAA games or running emulators locally? Boss abeg no vex where I fit download call of duty for PC? |