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 Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 5:04pm On May 07 |
When Your Portfolio Is Crying “May Day” A Word for UBA and AccessCorp Investors There are seasons in the market when everything appears easy. Stocks rise effortlessly. Portfolios glow green. Confidence multiplies. Everyone suddenly becomes a market prophet. Then comes the difficult season. The season when even fundamentally strong stocks begin to bleed. The season when investors in companies like UBA Plc and Access Holdings Plc begin staring at their portfolios wondering whether the market has lost its mind. Those are the days your portfolio whispers: “May Day… May Day…May Day” I understand that feeling. Opening your app daily only to see persistent red can be emotionally exhausting. Unrealized gains disappear. Confidence weakens. Doubts begin to creep in. Suddenly, long-term investors start behaving like short-term traders because fear is louder than logic. But history has taught one important lesson: The market is emotional in the short term and rational in the long term. Many investors today are focusing only on price movement while ignoring the bigger picture. Temporary weakness in share price does not automatically mean weakness in business quality. Both UBA and AccessCorp are not roadside companies built overnight. They are institutions that have survived multiple economic cycles, currency crises, regulatory shocks, recessions, and market panics. These companies have expanded across Africa, strengthened their earnings capacity, and continued positioning themselves for long-term relevance. Yet the market can still punish them temporarily. That is the nature of investing. Sometimes the market creates fear first before rewarding patience later. Many investors make a costly mistake during downturns: They confuse volatility with permanent loss. A falling share price hurts emotionally, but the real question remains: Has the long-term business fundamentally collapsed? Have earnings permanently disappeared? Has management lost strategic direction? Has the institution lost relevance? If the core fundamentals remain intact, then temporary market weakness may simply be one of those painful phases every serious investor eventually experiences. The uncomfortable truth is this: Great investing journeys are rarely smooth. Every experienced investor has endured seasons where their portfolio looked hopeless. The difference between successful investors and frustrated investors is often emotional discipline during difficult periods. The market has a strange habit: It transfers wealth from the impatient to the patient. There were moments in history when investors thought banking stocks were finished. Yet many of those same stocks later recovered, expanded, and rewarded those who endured the storm. This is not a call to blind optimism. Every investor must continuously reassess fundamentals and manage risk wisely. But it is also important not to allow fear and temporary sentiment to destroy long-term conviction overnight. Sometimes the market simply tests endurance. So to every investor currently watching UBA or AccessCorp struggle on the screen: Do not allow temporary red candles to convince you that your entire investing journey has failed. The same market that creates panic today can create celebration tomorrow. One day, many investors may look back at these painful periods not as the end, but as the uncomfortable chapter that tested their patience before recovery arrived. Your portfolio may be crying “May Day” today. But markets have always reminded us that storms do not last forever. 8 Likes 3 Shares
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| Investment › When Your Portfolio Is Crying “may Day” — A Word For UBA And Accesscorp Inv., by Mankind2024(op): 5:03pm On May 07 |
When Your Portfolio Is Crying “May Day” A Word for UBA and AccessCorp Investors There are seasons in the market when everything appears easy. Stocks rise effortlessly. Portfolios glow green. Confidence multiplies. Everyone suddenly becomes a market prophet. Then comes the difficult season. The season when even fundamentally strong stocks begin to bleed. The season when investors in companies like UBA Plc and Access Holdings Plc begin staring at their portfolios wondering whether the market has lost its mind. Those are the days your portfolio whispers: “May Day… May Day…May Day” I understand that feeling. Opening your app daily only to see persistent red can be emotionally exhausting. Unrealized gains disappear. Confidence weakens. Doubts begin to creep in. Suddenly, long-term investors start behaving like short-term traders because fear is louder than logic. But history has taught one important lesson: The market is emotional in the short term and rational in the long term. Many investors today are focusing only on price movement while ignoring the bigger picture. Temporary weakness in share price does not automatically mean weakness in business quality. Both UBA and AccessCorp are not roadside companies built overnight. They are institutions that have survived multiple economic cycles, currency crises, regulatory shocks, recessions, and market panics. These companies have expanded across Africa, strengthened their earnings capacity, and continued positioning themselves for long-term relevance. Yet the market can still punish them temporarily. That is the nature of investing. Sometimes the market creates fear first before rewarding patience later. Many investors make a costly mistake during downturns: They confuse volatility with permanent loss. A falling share price hurts emotionally, but the real question remains: Has the long-term business fundamentally collapsed? Have earnings permanently disappeared? Has management lost strategic direction? Has the institution lost relevance? If the core fundamentals remain intact, then temporary market weakness may simply be one of those painful phases every serious investor eventually experiences. The uncomfortable truth is this: Great investing journeys are rarely smooth. Every experienced investor has endured seasons where their portfolio looked hopeless. The difference between successful investors and frustrated investors is often emotional discipline during difficult periods. The market has a strange habit: It transfers wealth from the impatient to the patient. There were moments in history when investors thought banking stocks were finished. Yet many of those same stocks later recovered, expanded, and rewarded those who endured the storm. This is not a call to blind optimism. Every investor must continuously reassess fundamentals and manage risk wisely. But it is also important not to allow fear and temporary sentiment to destroy long-term conviction overnight. Sometimes the market simply tests endurance. So to every investor currently watching UBA or AccessCorp struggle on the screen: Do not allow temporary red candles to convince you that your entire investing journey has failed. The same market that creates panic today can create celebration tomorrow. One day, many investors may look back at these painful periods not as the end, but as the uncomfortable chapter that tested their patience before recovery arrived. Your portfolio may be crying “May Day” today. But markets have always reminded us that storms do not last forever.
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| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 12:23pm On May 07 |
I have been deeply touched and inspired by the remarkable journey of Zichis Agro Allied Industries Plc, from a humble beginning to listing by introduction on the NGX, and now advancing into commercial paper issuance and a public offer. Their story has inspired me to begin planning a 10-ton cassava processing factory somewhere in the South-West, with a clear determination to build it without borrowing from the bank. The major challenge, however, remains electricity. Running such a factory daily on diesel-powered generators would consume almost all the profits and make sustainability extremely difficult. Nonetheless, stories like this prove that great enterprises can rise from small beginnings through vision, resilience, and consistency. yMcy56: 6 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 9:22am On May 07 |
My good friend, all things being equal, the pain of today will surely become the gain of tomorrow. I am convinced that the worst is over for Nigeria. Nigeria will not only fulfill her destiny, but will also emerge as a nation of great value and strategic importance among the committee of nations. I also have no regrets about not choosing to JAPA. Streetinvestor2: 2 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 8:44am On May 07 |
The last thing I would ever do is open a social media account. I do not have any, except for this wonderful faceless platform, , which still protects my identity. I would have deactivated this account long ago, but I no longer have access to the email used to register the original moniker. Nairaland is a very toxic plac, filled with diplomatic trolls, professional stone throwers, and expert bomb detonators. Ironically, that same environment shaped me and hardened me until I became a veteran among the throwers myself. ghm: 2 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 8:20am On May 07 |
Mr Property Lawyer, With all due respect, I don’t see life through the same lens as you. Did you even bother reading the bitter, malicious comment from the person you’re defending? Or you conveniently skipped that part? For the record, you don’t know me, and you never will. The fact that someone sharing his personal success on a faceless forum triggers you and your friend to wish him downfall says everything about your mindset. This is the classic crab syndrome that holds many black people back, always pulling others down instead of focusing on climbing. I have never been insensitive to the plight of the poor. My faith teaches me to remember the less privileged, and I have been doing my part quietly for years, both in material support and consistent prayers for my nation and her people. I don’t need to broadcast it for validation. Your attempt to guilt-trip me with “we rise by lifting others” is nothing but disguised malice and bitterness. I have every right to respond to toxic comments, and I will continue to do so. I remain kind, focused, and grateful to God. My daily prayer is that He will use me as a vessel to lift many out of poverty including those who currently mock success. SonofElElyonRet: 7 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 4:58am On May 07 |
You have just discovered the hidden secret of success: Be consistent and disciplined. This is the very message I have been preaching in this forum. slow and steady wins the race. There will come a time when you’ll look at your portfolio and ask yourself, “Why is there nothing exciting to celebrate? Why is my portfolio so boring?” Just before doubt takes over, the magic of compound interest will kick in and reward you handsomely. That phase of quiet, consistent growth is the necessary evolution every serious investor must pass through. It’s also the stage where some NSEMPA members will start labeling you “anti-poor.” Ignore the negativity. Stay focused on your goal. The reward will arrive sooner than you expect. jonnysessy: 7 Likes |
| Investment › From Bitter To Blessed, The Untold Story Of Nigeria. by Mankind2024(op): 3:40am On May 07 |
From Bitter to Blessed In ancient times, a story was told of two plants that grew side by side in the forest. Sugar Cane stood tall and proud, its stalks heavy with sweet juice. Humans adored it. They sang its praises, cut it down with joy, sucked its sweetness, and carried it home in bundles. Children loved it. Elders desired it. It was celebrated everywhere. Beside it grew the Bitter Leaf, humble, overlooked, and despised. Its taste was sharp and unpleasant. People spat it out and called it worthless. “Too bitter,” they complained. “Useless plant.” Even animals avoided it. The Bitter Leaf endured years of rejection in silence, its leaves heavy with sorrow. Yet the same rain that fell on Sugar Cane also fell on Bitter Leaf. The same sun shone on both. The same soil nourished their roots. But while one was praised for its sweetness, the other was condemned for its bitterness. One day, the pain became too much. The Bitter Leaf cried out to the Creator: “Why have you made my life so bitter? Why am I hated while my neighbor is loved? Change my story, or let me die.” The Creator, in His wisdom, did not change the nature of the leaf. Instead, He opened the eyes of men. Suddenly, everything shifted. The same people who once rejected it began seeking it desperately. Healers discovered its power. Scientists studied it. Mothers brewed it for their children. Doctors recommended it. The Bitter Leaf was no longer despised, it became revered. “Bitter Leaf is medicine!” they shouted. “It heals wounds, fights diabetes, calms hypertension, treats infections, cleanses the blood, and restores the body. No herb compares to it!” At the same time, the love for Sugar Cane began to sour. The same tongues that once praised its sweetness now warned against it. “Beware of Sugar Cane,” they said. “It destroys health. It weakens the body. It worsens diabetes. It steals vitality and invites sickness. Its sweetness is deceptive.” This is the story of Nigeria. Today, many of her own children despise her. They mock her efforts, curse her name, and see only her scars. Anyone who dares speak hope or gratitude is branded “anti-poor” or “pro-government.” She is labeled hopeless, difficult, and bitter. But just as with the Bitter Leaf, the season is changing. The same rain that fell on other nations is also falling on Nigeria. Foreign investors who once called her “uninvestable” are now quietly naming her a frontier market, the first step toward becoming an emerging market. The metrics are turning. The soil is shifting. The same nation long written off is slowly revealing her hidden medicine. Nigeria’s current pain is not an irreversible punishment. it is restructuring. The bitterness we taste today is the medicine being prepared for tomorrow. Never write yourself off. Turn lemons into lemonade. Turn eggs into omelettes. Turn bitter leaves into healing potions. The Creator has not forgotten Nigeria. Those who position themselves wisely — with courage, skill, discipline, and faith — will drink the sweetness of her coming harvest. And remember this new definition of POOR: Passing Over Opportunities Repeatedly. The bitter leaf did not become sweet. It became valuable. So shall Nigeria. May the Creator who rewrote the story of the Bitter Leaf open the spiritual eyes of the poor to clearly see the opportunities in their midst and grant them the wisdom and courage to tap into them.
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| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 3:24am On May 07*. Modified: 3:42am On May 07 |
From Bitter to Blessed In ancient times, a story was told of two plants that grew side by side in the forest. Sugar Cane stood tall and proud, its stalks heavy with sweet juice. Humans adored it. They sang its praises, cut it down with joy, sucked its sweetness, and carried it home in bundles. Children loved it. Elders desired it. It was celebrated everywhere. Beside it grew the Bitter Leaf, humble, overlooked, and despised. Its taste was sharp and unpleasant. People spat it out and called it worthless. “Too bitter,” they complained. “Useless plant.” Even animals avoided it. The Bitter Leaf endured years of rejection in silence, its leaves heavy with sorrow. Yet the same rain that fell on Sugar Cane also fell on Bitter Leaf. The same sun shone on both. The same soil nourished their roots. But while one was praised for its sweetness, the other was condemned for its bitterness. One day, the pain became too much. The Bitter Leaf cried out to the Creator: “Why have you made my life so bitter? Why am I hated while my neighbor is loved? Change my story, or let me die.” The Creator, in His wisdom, did not change the nature of the leaf. Instead, He opened the eyes of men. Suddenly, everything shifted. The same people who once rejected it began seeking it desperately. Healers discovered its power. Scientists studied it. Mothers brewed it for their children. Doctors recommended it. The Bitter Leaf was no longer despised, it became revered. “Bitter Leaf is medicine!” they shouted. “It heals wounds, fights diabetes, calms hypertension, treats infections, cleanses the blood, and restores the body. No herb compares to it!” At the same time, the love for Sugar Cane began to sour. The same tongues that once praised its sweetness now warned against it. “Beware of Sugar Cane,” they said. “It destroys health. It weakens the body. It worsens diabetes. It steals vitality and invites sickness. Its sweetness is deceptive.” This is the story of Nigeria. Today, many of her own children despise her. They mock her efforts, curse her name, and see only her scars. Anyone who dares speak hope or gratitude is branded “anti-poor” or “pro-government.” She is labeled hopeless, difficult, and bitter. But just as with the Bitter Leaf, the season is changing. The same rain that fell on other nations is also falling on Nigeria. Foreign investors who once called her “uninvestable” are now quietly naming her a frontier market, the first step toward becoming an emerging market. The metrics are turning. The soil is shifting. The same nation long written off is slowly revealing her hidden medicine. Nigeria’s current pain is not an irreversible punishment. it is restructuring. The bitterness we taste today is the medicine being prepared for tomorrow. Never write yourself off. Turn lemons into lemonade. Turn eggs into omelettes. Turn bitter leaves into healing potions. The Creator has not forgotten Nigeria. Those who position themselves wisely — with courage, skill, discipline, and faith — will drink the sweetness of her coming harvest. And remember this new definition of POOR: Passing Over Opportunities Repeatedly. The bitter leaf did not become sweet. It became valuable. So shall Nigeria. May the Creator who rewrote the story of the Bitter Leaf open the spiritual eyes of the poor to clearly see the opportunities in their midst and grant them the wisdom and courage to tap into them. 14 Likes 2 Shares
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| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 2:24am On May 07 |
Lmao 😂 "Say no more grin", my brother, the only person pretending and suffering here is you. I’m not suffering. I have successfully navigated my way out of hardship through discipline, patience, and smart decisions. While you’re busy typing “suffering and smiling,” I’m smiling because my dividends are hitting my account. Different frequencies. Yes, many Nigerians are suffering and starving in the midst of plenty. That pain was not caused by me. I didn’t create the structural problems, and it is not my duty to fix them while I’m still alive. My only duty is to thank God for breaking through despite everything. I was not born rich. The same government that failed many people has me archived as a High Net Worth (HNW) citizen today. The same rain that fell on the sugar cane also fell on the bitter leaf. But bitter leaf refused to remain bitter — it turned its story around and became medicinal. That’s exactly what I did. Keep sucking sugar and smiling in pain if you like. Too much sugar will destroy you. I am a solid middle-class citizen in any city I choose to live in this world. I have zero reason to pretend. What you see is pure gratitude to God. This is a faceless forum, and I will use my privilege to motivate others who still want to win, not drag them into your pity party. Wake up from your slumber, my friend. Your bitterness and “suffering and smiling” mentality is exactly why you’re still where you are. While you’re busy pretending and grinning painfully, some of us are building, compounding, and winning. Keep crying. The rest of us are cashing out. leo1234: 5 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 2:01pm On May 06 |
Lmao, the amount of malice and bitterness dripping from this comment is actually impressive. Bro, you didn’t just read my post, you got personally triggered because someone received dividends in Nigeria. Your whole rant is basically “How dare you succeed where I’m suffering?” 😂 Let me help you, My dividends didn’t make Nigeria perfect. I never said it did. But the fact that one citizen making money from his own discipline and patience sends you into this level of rage and copium is very telling. You’re not angry at me, you’re angry at your own life. Instead of learning how people are quietly building wealth despite the same problems you listed, you chose to vomit negativity and start listing every problem Nigeria has like a broken record. We already know the country has deep issues. That’s not news. What’s funny is people like you prefer to stay in the complaints WhatsApp group while others are cashing alerts. You want me to cry about police, roads, bribes, and herdsmen before I’m allowed to celebrate my own money? Miss me with that toxic mentality. Keep that same energy when you’re still broke and bitter in 5 years. The rest of us will be compounding. Now go and touch grass, Mr “Celebrate in silence.” Your misery is showing badly. deathwing: 16 Likes 2 Shares |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 1:46pm On May 06 |
Thank you for reading and for your honest response. I never claimed the stock market is the economy, nor did I suggest that everyone can simply “discipline” their way out of poverty. I know the reality, high food inflation, widespread poverty, worsening insecurity, limited participation in the capital market, etc. Those are facts. My post was simply sharing a personal testimony: how discipline, patience, and time turned my own savings into meaningful dividend income. It is possible for those who can participate, even if it’s only a small percentage of Nigerians right now. Celebrating that doesn’t mean I’m blind to the struggles of the majority. You’re right that bad governance and weak institutions have contributed heavily to where we are. No serious person disputes that. But waiting for perfect government before we take personal responsibility is also a trap. Many of the ordinary people building wealth quietly today started with very little, some during even worse economic periods. My message has always been to those who can participate, start small, stay consistent, avoid greed and noise. Every person who builds financial independence reduces the burden on society, not increases it. I’m not “uppity”, I’m just a grateful investor who chooses to focus on what I can control. Right now, I’m redeploying the dividends into quality names I already own (more Zenith, MTNN, and a few others I believe in long term). No hype, just steady compounding. Wishing you good returns as well. HesInMe: 9 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 4:48am On May 06 |
When an Unexpected Wave of Joy Washed Over Me. Recently, I received over ₦13 million (approximately $9,500 USD) in dividends from Zenith Bank, MTN Nigeria (MTNN), and WAPCO, all within a week. It was a beautiful moment that made me pause and reflect deeply on the journey. This wasn’t luck. It was the fruit of discipline, consistency, patience, and time. These same qualities filled my heart with profound gratitude to God. I don’t fight the market. I refuse to let the constant barrage of negative news that dominates investment conversations shake my long-term belief in Nigeria’s potential. Converting those dividends to US dollars reminded me how difficult it can be to generate even $1,000 in annual dividends in many developed markets. This reality led me to a deeper question: Why do so many citizens of this same country, one that is rewarding many ordinary citizens handsomely, spend so much time cursing it and its leaders? As I reflected on why I have never once considered JAPA, I came across a YouTube video featuring an elderly American retiree. She was thanking God for receiving a modest $350 dividend from a late-life investment. The “strange joy” she described when the money hit her account touched me deeply. Here was someone far older than me, expressing genuine gratitude for a relatively small sum. Her story reinforced a timeless truth: the experiences of others are often the best teachers. Just like that, without any extra effort, three dividend alerts landed in my account within six days. I’m grateful for platforms like this, even when opinions diverge. Those differences beautifully highlight the richness and diversity of our national conversation. Consistency beats intelligence every single time. Today, I’m redeploying these dividends back into the market. At the current pace of compounding, many in our generation could achieve financial independence and retire far earlier than expected. As I often say, enjoying collective prosperity in Nigeria remains difficult due to deep structural challenges and a lack of genuine nationalism. Minor disagreements can quickly escalate into tribal declarations, “I am Yoruba,” “I am Igbo,” “I am Fulani,” “I am Benin”, revealing that true national identity is still a work in progress. The real responsibility lies in pursuing divine favour and personal discipline, the forces that can lift ordinary people out of mediocrity, even amid extraordinary odds. I know many experienced investors in this community have received far larger dividends, over ₦50 million from WAPCO, MTNN and Zenith, yet they rarely celebrate it on a faceless forum, evenwith anonymity, Instead, they focus on advising newer investors to wait for pullbacks: Vitafoam at ₦50, Zenith at ₦70, AccessCorp at ₦15, and so on. I respect their cautious approach, but for me, sharing these wins creates a positive wave of motivation for others. This is a largely faceless forum. I simply share my lived experience, never seeking validation, likes, or applause. To younger investors: Life is not a rehearsal. No amount of clever forecasting can replace discipline, patience, consistency, and time in building lasting wealth. Jumping in and out of stocks is one of the fastest ways to enrich your broker while impoverishing yourself. High-fee brokers and certain fintech apps can quietly erode your compounding efforts. Many important questions can be answered easily by tools like ChatGPT, yet some aspiring investors are too lazy to even request a clear breakdown of commissions and fees by brokers in Nigeria. Successful investing also demands the willingness to read and understand company annual reports, to recognise the positives that make a stock attractive, or the red flags that should keep you away. It’s understandable that many Nigerians struggle to trust listed companies when trust in the nation itself is low. Yet, even amid the chaos, many ordinary people continue to achieve extraordinary results. To all NSEMPA members and fellow investors, I wish you a joyful and prosperous dividend season. May your portfolios, however ordinary they may seem today, compound into something truly extraordinary. The YouTube video linked below inspired this post. https://www.youtube.com/watch?v=Hu5gotBASuQ?si=AsNaGySIq_fFU2n6 21 Likes 1 Share |
| Politics › Re: Some Spend Money On Cocaine, Homosexuals But I Prefer Cars – Melaye by Mankind2024: 7:28am On May 05 |
Biologists have recorded same-sex behavior in over 1,500 species, suggesting it’s a natural part of animal behavior. The reasons vary—social bonding, dominance, practice, or reproductive strategy—rather than a single explanation. Here are some well-known examples: Mammals Bonobo – frequent same-sex interactions used for bonding and conflict resolution Dolphin (especially bottlenose) – male–male pairs form long-term sexual/social bonds Lion – male mounting and bonding behaviors Giraffe – same-sex courtship and mounting observed Japanese macaque – female–female pair bonding and mating Domestic sheep – a subset of males show exclusive same-sex preference Birds Penguin – same-sex pairs form bonds and even raise chicks Black swan – male pairs may form long-term partnerships Albatross – female–female pairs documented in some colonies Mallard – same-sex mounting common Reptiles & Fish Whiptail lizard – some species are all-female and engage in pseudosexual behavior Cichlid – same-sex courtship behaviors observed Invertebrates Fruit fly – male–male courtship behaviors Bed bug – same-sex mounting occurs tobenuel: |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 4:14pm On May 04 |
National Union of Tenants of Nigeria (NUTN) This is interesting; I’d never heard of the NUTN before. Dem go soon do meeting for Agbalowomeri. https://nairametrics.com/2026/05/04/nutn-says-80-of-rivers-residents-spend-more-than-their-income-on-rent/
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| Travel › Re: "I Won't Return To Nigeria Even For $10 Million" – Uk-based Nigerian Man(video) by Mankind2024: 9:02am On May 04 |
Despite extraordinary odds, ordinary Nigerians are achieving extraordinary things in our fatherland. 3 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 4:38am On May 04 |
https://nairametrics.com/2026/05/03/nestoils-bad-debt-triggers-dividend-freeze-for-3-major-nigerian-banks/ https://www.thecable.ng/concerns-mount-over-banking-stability-as-nestoils-bad-debts-implicated-in-three-banks-failure-to-pay-dividends/ 1 Like
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| Politics › From-emilokan-to-emi-nikan Photo by Mankind2024(op): 3:54pm On May 03 |
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| Politics › Re: Is There Something Mentally Wrong With Obidients? by Mankind2024: 2:31pm On May 03 |
There's no need to ask. They're called the headless mob for a reason. 1 Like |
| TV/Movies › Re: If You Know About This You Are A Great Legend by Mankind2024: 2:17pm On May 03 |
Last year, I watched an interview with Yemi, my lover. He spoke about how piracy had completely ravaged his career and left him impoverished for years. Then, a few years ago, he managed to recover the dusty old master tape of his work and sent it to Netflix. The money Netflix paid him in just one year, he said, was more than he had earned from all his labour throughout his entire career. All of this was made possible by the digital transformation revolutionised by the Americans. TyroneP: 1 Like |
| TV/Movies › Re: If You Know About This You Are A Great Legend by Mankind2024: 2:08pm On May 03 |
The real victims of this digital transformation are the Chinese pirates. The clear winners? The artists. Back in the day, you’d head to Oshodi Isale, under the bridge, to browse through piles of VHS tapes, CDs, and DVDs. One omo Ibo would roll up with a full 40-foot container loaded with pirated Nigerian and foreign movies and music, selling them at rock-bottom prices. They’d even boldly tell you, “If e no play well, bring am back.” That era is now gone. Today, Netflix, YouTube, DSTV, Prime Video, and other legal subscription platforms have taken over. The Americans, once again, found a powerful solution to a global problem, and in the process, created sustainable income streams for artists. May God Almighty continue to bless the United States and Nigeria. 2 Likes |
| Politics › Re: Peter Obi Leaves ADC For NDC by Mankind2024: 1:00pm On May 03 |
Obi, you are nothing but a pathological liar. Were you forced out of APGA, PDP, LP, and now ADC by the Nigerian government? You possess no ideology, no vision, and no sense of direction, only misplaced priorities. 9 Likes |
| Politics › Re: Peter Obi Leaves ADC For NDC by Mankind2024: 12:58pm On May 03 |
fergie001: |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 11:57am On May 03 |
For me, the greatest force of darkness fighting against Nigeria is literally darkness — the absence of reliable electricity. Fix electricity, and you will see thousands of young people empowered by individual entrepreneurs. You will witness a sharp decline in the graph of insecurity across the nation. The rule of law still holds in Nigeria, though much improvement is urgently needed. nosa2: 2 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 11:39am On May 03 |
Yes, as I’ve consistently said in my posts, the era of collective prosperity in Nigeria is gone for good. The failure of past leaders to invest meaningfully in the future is the heavy debt we are all servicing today. A country where only civil servants are reliable taxpayers, institutions are weak, the population is ballooning, power supply remains epileptic with frequent national grid collapses, insecurity is worsening nationwide, and corruption is deeply entrenched. Recently, while going through my archives, I discovered that the highest school fee I paid for tuition and hostel accommodation throughout my professional degree was just ₦850. Today, I pay over ₦4.5 million per year for two of my children in Abuja, excluding transport. The scale of inflation and economic pressure is staggering. Countries like Brazil successfully tax the wealthy and channel the proceeds into critical social services. This is made possible by a functional national identification system. In Nigeria, however, it was on record that some Northern leaders strongly opposed the successful implementation of a National ID system. The first major attempt in the 1970s was effectively rejected or frustrated. Imagine how much better things could have been if Nigeria had built and enforced a credible National Identification system decades ago. Just look at a recent revelation from Osun State, one of the poorer states, which reportedly has over 8,000 ghost workers on its payroll, draining billions annually. How can the genuinely poor in such a state ever benefit from "collective prosperity"? The realistic solution for most families now is to reject the crab-in-a-bucket syndrome. Focus on lifting your immediate family by empowering them with skills, capital, and opportunities. Many Nigerians dream of establishing factories without first building serious capital through investments like stocks. But the truth is harsh, most factory proposals die at the conception stage. Ask any AI to calculate the conservative annual energy cost of running even a small 10-ton factory in Ogun State using diesel. The number alone is enough to kill the dream. Since the return of democracy, the power crisis has only worsened. Successive administrations, Obasanjo (who spent billions of dollars), Jonathan, Buhari, and now Tinubu, have all struggled or failed to fix electricity. NNPC has often operated more like a regional fiefdom than a national energy company, with no clear, sustained master plan. If anyone truly wants to fix Nigeria, let them start with electricity. The day stable power is achieved, you will see Nigerians pull funds from the stock market to invest in real businesses. You will witness more companies like Zichis Agro-Allied Industries Plc emerging and thriving on the exchange. The Zichis story remains deeply inspiring, a powerful reminder of what ordinary Nigerians can achieve with vision, resilience, and determination in the face of extraordinary odds. sophy17: 8 Likes |
| Education › Re: Brain Teaser, Who Can Solve This Maths Trick by Mankind2024: 2:22pm On May 02 |
use BODMAS Multiplication must come b4 addition. Major001: |
| Education › Re: Brain Teaser, Who Can Solve This Maths Trick by Mankind2024: 2:20pm On May 02 |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 2:05pm On May 02 |
@alfajohn Thank you for your comment, but I believe there’s no need to escalate the matter. Everyone here enjoys the same right to privacy and anonymity on this faceless forum. I’m a free citizen of Nigeria with nothing to hide, but I choose to remain faceless for personal reasons, primarily because of the unpredictable nature of people and the unfortunate prevalence of malice in our world today. For the record, I frequently delete monikers and deliberately deleted the email associated with this one, no traces nor do i know the email ID again. My online interactions are also routed through an added security. These are simply precautionary steps I take for my own peace of mind. I have no interest in trading threats with you. Let’s keep this space civil. I’m here simply to unwind, share genuine experiences, and hopefully inspire at least one person toward financial independence, nothing more. Wishing you well. alfajohn: |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 1:45pm On May 02 |
I wish to clarify that I am not OGG. I was one of the earlier users on this platform, operating under a different moniker at the time. Along with others, I held the view that this space should remain a free and open forum, one where we could all unwind, share honest market analysis, and exchange sentiments without commercial pressures. It was following a strongly worded contribution I made (which some likened to a “GB54-style bunker buster”) that OGG gradually stepped back from the thread. With the benefit of hindsight, I regret the tone and impact of that intervention. I extend my sincere apology to him, wherever he may be. I have no doubt that he is doing very well and continues to sit comfortably on a substantial portfolio. This platform has since evolved into the valuable, tension-relieving, and insightful community we all enjoy today, and I’m grateful for its continued existence in its current form. MODESTY2024: 2 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 6:57am On May 02 |
Impossibility cannot become possibility. Heightened self-awareness and the deteriorating security situation in our environment make it necessary to leave no trace, nothing that could be used to identify or locate me, even by agencies like the CIA or FBI. I remain anonymous under the identity “Mankind2024 ” Over time, I’ve used several aliases, most of which have been deleted; this is the only one I currently recall. Beyond that, I have no secondary identity. Anonymity plus faceless forum is, in my view, the safest way to share information without exposing oneself to risks such as cyber threats or online exploitation. jonnysessy: |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 6:46am On May 02 |
THE FRONTIER RECLASSIFICATION: A SHIFT MANY ARE STILL MISSING. The Nigerian Exchange (NGX) was reclassified as a Frontier Market in Q1 2026 by FTSE Russell. This is not just a technical adjustment—it is a structural shift with far-reaching implications. Yet, many retail investors have not fully grasped the significance of this development. Instead, discussions are dominated by complaints, some even suggesting that stocks like AccessCorp and UBA Plc are being “punished” for conservative dividend policies. History and market behavior suggest otherwise. When global liquidity—often referred to as “hot money”, flows into frontier markets, its first destination is typically the most liquid and credible names. On the NGX, that means premium board stocks. These are the vehicles through which institutional capital gains exposure efficiently and at scale. While retail investors debate EPS, P/E ratios, and question management decisions, institutional investors are positioning ahead of capital flows. For those with long-term ambition, those eyeing the so-called “₦1 billion portfolio” milestone, the window to prepare is now. A key period to watch is mid-September 2026 (12th–21st), when fund managers from London to Brussels are expected to engage directly with our market and assess opportunities. This is how wealth transitions. There is often a silent but powerful transfer of wealth, from the impatient to the patient, from the reactive to the prepared. As interest builds, participation will not be limited to global funds alone. African fund managers will also step in. The environment may begin to resemble a gold rush, where, historically, not just the diggers but also the providers of infrastructure and access (“shovel sellers”) capture significant value. In this context, certain institutions stand out. United Capital Plc (UCAP), with its expanding footprint and pan-African diversification strategy, is positioning itself as a key financial intermediary. Similarly, United Bank for Africa (UBA Plc), operating across 20+ countries, is strategically placed to facilitate cross-border capital flows and serve as a gateway for foreign investors entering African markets. As a self-directed and forward-looking retail investor, my focus remains on long-term value creation and consistently outperforming my personal benchmarks year-on-year. My candid advice to fellow NSEMPA members is simple: Shift your attention from short-term noise to structural trends. Begin researching and positioning in stocks that are most likely to benefit from the Frontier Market classification. The opportunity may not announce itself loudly, but it rarely waits. 12 Likes 1 Share |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Mankind2024: 11:31pm On May 01 |
Nope, I’ve never lost money, only experienced unrealized losses along the journey. That’s the quiet power of doing nothing when markets turn against investors. On March 31, 2026, the New York Stock Exchange felt like a bloodbath, my portfolio was sitting on an unrealized loss of $17,600. Fast forward to today, and it has not only fully recovered but reached an intraday high of +$215,000, without a single new investment. I haven’t added fresh capital in 2026. Instead, I shifted focus to NGX opportunities while the U.S. portfolio effectively rebalanced itself over time. The platform I use makes this perspective easier, it’s clean, intuitive, and lets you track your entire investment journey from day one, with no downloads or friction. Just look at the COVID-19 market crash chart: waves of red, relentless volatility and yet, patience ultimately prevailed. Megapower: 1 Like |
hence i buy at every opportunity I get because I mostly average my investment prices ( buying i to stocks i already have at a good prices). If and when the bear surfaces I will buy with what is at my disposal. Just want to keep up the consistency and compounding. There are some stocks I have earmarked to have a particular quantity (set target) before the year runs out. I keep buying irrespective of the price because I had already set my goal. This is my strategy, I hope am also contributing my quota to the community. 
