₦airaland Forum

Hi Giselle thanks for the response. I was hoping you could take a minute to look at the documents my husband is providing for his UK visit visa (he has been refused before due to unexplained deposits). He is applying for a tourist visa and would be going alone.

-6 months bank statements but company and personal
-Etsy Receipts from January - August
-A tabular breakdown of all transactions from 500k above both inflow and outflow backed with as much invoices as possible
-Cover letter explaining how etsy funds are changed into naira and deposited into his account
-My British passport bio data page
-Our marriage certificate
-Daughters birth certificate (also a UK citizen)
-My employment letter and pay slips to show I am working in Nigeria even though I'm a UK citizen
-Our tenancy agreement.

Will this be sufficient enough to as the finance bit was what caused the previous denials. He gets large deposits in his account after changing dollars to naira from sales he has made from Etsy. In his last application he only mentioned it in his cover letter but did not provide etsy receipts and invoices to back this claim. How else can we prove his finances or what do you suggest we do?

giselle237:
I hope so too.. sometimes the visa officer sees it and acknowledges it, other times they see it and say even tho they acknowledge the receipts, they still feel applicant’s financial status is not reliable etc

Please any advice here??

mariam17:
Hello house,
Please my husband is trying to re-apply for his visit visa. He got denied last year based on finances; it was stated in his refusal later that he did not provide enough proof to show his source of incomes as he is self-employed. For that application he only submitted his bank accounts and company CAC and a cover letter explaining his funds.
This time around we have decided to provide as much evidence as possible showing receipts, invoices and also we have tabulated every large expense, giving reasons and providing documents. Most of the large deposits are from his Etsy sales; for this he will be showing receipts for the last 6months from his store to show how much he is making monthly and to back up the large deposits which were gotten from fx transactions after changing dollars to naira. Please I will like to know if the etsy receipts and payments will be enough proof to show the large deposits in his account?

Hello house,
Please my husband is trying to re-apply for his visit visa. He got denied last year based on finances; it was stated in his refusal later that he did not provide enough proof to show his source of incomes as he is self-employed. For that application he only submitted his bank accounts and company CAC and a cover letter explaining his funds.
This time around we have decided to provide as much evidence as possible showing receipts, invoices and also we have tabulated every large expense, giving reasons and providing documents. Most of the large deposits are from his Etsy sales; for this he will be showing receipts for the last 6months from his store to show how much he is making monthly and to back up the large deposits which were gotten from fx transactions after changing dollars to naira. Please I will like to know if the etsy receipts and payments will be enough proof to show the large deposits in his account?

Hello, thanks for the response. He submitted the following documents;

-CAC Docs
-6 months Personal and Company Bank Statement
-Pay slips (he pays himself a salary)
-Cover Letter
-Itinerary
-Letter of Invite from friend for where he was going to stay

Reason for refusal was he did not show enough proof to validate his source of income. We assumed CAC and bank statements was more than enough.

NiksO21:
Hi good evening, I and my daughter are also British and my husband Nigerian. Can I ask what documents you submitted? My husband just collected his second UK visa, maybe you can add more documentation (depending on what was submitted)

Hello House,

Please I need some advise. My husband is trying to re-apply for a 6 month visit visa, he has been refused before and reasons had to do with finances. They mentioned we didn't show enough proof to show his source of income. He submitted his CAC, 6 Months bank statements both company and personal which showed he was paying himself a salary. His business is SME with sales of products ranging from 6k-20k with daily credits as he makes sales every day. He also does side businesses here and there like buying and selling of phones and accessories, building websites and payments for these are deposited in his account but he was not able to show more proof on how the payments were received even though he wrote a covering letter explaining all this. He also did not intend to spend from his company account which he clearly stated and had a closing balance of over 2m in his personal account with no lodging and transactions of each sale or repair of gadgets are clearly stated in his personal bank statements but I don't think the visa officer took time to read the statement line by line. I think they wanted invoices and receipts of every single transaction even though it's a side business.

We intend to re-apply again to travel in November as a family what proof can we include for finances. Also my daughter and I are both British citizens but we live here because I work here and my husband's business is here. Will this affect our application, as they may think he intends to stay there. What else can we show as proof that he is going to return. I will appreciate advise and suggestions please.

Thanks a lot Yomzy I am grateful, I have picked up my package. It arrived since the 17th of October and was just lying around there...

Guys he is legit, reach out he will definitely help you. Thanks once again...

yomzy4cool:
... I tracked ur package, it's has arrived at airport ,at nacho office , what really happened is that customs don't pay more attention to those kinds package , they will just leave it there without moving it out , cos they know that is not a value item , or its might be that ur item is not yet ready to be moved out , or issues with sorting, my advice to u is that u don't use That mail for urgent and important stuff plus the tracking hasn't change yet , maybe u go to Nacho office yourself with ur valid ID and if u hav any issues u or questions , u can reach me via whatsapp . check my signature ...thank u

yomzy4cool:
... I tracked ur package, it's has arrived at airport ,at nacho office , what really happened is that customs don't pay more attention to those kinds package , they will just leave it there without moving it out , cos they know that is not a value item , or its might be that ur item is not yet ready to be moved out , or issues with sorting, my advice to u is that u don't use That mail for urgent and important stuff plus the tracking hasn't change yet , maybe u go to Nacho office yourself with ur valid ID and if u hav any issues u or questions , u can reach me via whatsapp . check my signature ...thank u

Thanks for the response. I sent a message via whatsapp. I need more information so I can head out there, I live very far from the airport.

Thank you

Hello yomy4cool,

Please I need your help, my package left the UK via Royal mail on the 26th of September and it has been in transit since. I am really worried as this happened last year I had to physically go to the office and beg them to look for it because the nipost tracking has not been updated since the 26th. I have called Royal mail and they confirmed it has left the UK since that date. I fear the tracking number might have changed when it arrived in Lagos.

Please help me out, the documents are extremely important, this is the tracking number RZ361798777GB.
You can reach me on 08180294205.

Thank you God bless you

Hello guys, please can I use two sponsors in my application?

My dad is the first sponsor- He is paying for my flight ticket

My friend is the second sponsor- He will be accommodating and feeding me.

I have the following documents from both sponsors;
6 months bank statements (both company and personal)
Payslips
Bio data page
Letter from dad explaining why he is sponsoring me
Letter of invite from friend.
Council tax (from UK sponsor)

I will also submit these documents too;
• Application form, duly dated and signed with passport-size picture
• International Passport showing my travel experiences including America in 2015
 A detailed Itinerary and Cover Letter
• Employment and Leave letter showing the date I’m expected to return for work
• 6 month payslips,
• 2 different Bank Statement
• UK Master’s Degree School Certificate

Please am I missing anything out, I need advise please.

mariam17:
Okay thank you.
I thought as much too as I don't want them to think I am running away. I have the following documents to back up use of my dads account;

CAC documents which also shows me as a director in his company
Company Bank statement
Reference Letter from bank stating him as signatory to account
Letter headed sponsorship letter
Evidence to show we are related

I have my other supporting documents
I really pray this goes well.

Okay thank you.
I thought as much too as I don't want them to think I am running away. I have the following documents to back up use of my dads account;

CAC documents which also shows me as a director in his company
Company Bank statement
Reference Letter from bank stating him as signatory to account
Letter headed sponsorship letter
Evidence to show we are related

I have my other supporting documents
I really pray this goes well.

Endlessgrace:
I will advise you use your father's support as against your friend.
Having a link over there poses more threat to your application, you need to show more ties to Nigeria and less ties to the Uk since you previously schooled there.

Use your dad's CAC documents and account statement to support your application and it will be approved God willing.

Please what relationship do you mean, it it my fathers?
Which of the options would you advise me to use, my father or friend?

Advisory:
You have been in the UK before for your masters and you returned with a certificate and you gainfully employed which is good.
Now not having enough money in your account to cover your trip means you cannot sustain the trip itself and may lead to a negative outcome
if you going to use your email friend, there is nothing wrong with it as you can put in it that you will be staying in his place reducing hotel cost, he will be responsible for your feeding as you will be staying with him, cost of feeding reduced and the 300k will be for transport and sight seeing.
you can also explore your dads option by submitting the companies book and also submitting the joint account. please explain the relationship in your application.
All the other supporting documents should help.

Good Afternoon Everyone, I must commend you all for all the information. It's my first time here and I need advise and suggestions please.

I am about to apply for a UK Visitor visa 6 months with the intention to spend 6 days in the UK. I previously schooled in the UK for a masters program and came back in 2015 a month before my visa expiry date. I currently work and earn 150k a month and I have my 6 months recent payslips. I will be staying in a hotel in Coventry and will visit London and Birmingham just once for some tourist activities so I can manage my funds. My issue is that I do not have enough money to cover all my expenses. I will be covering my hotel, feeding and shopping allowance and intend to spend 300k. My dad wants to pay for my flight tickets but he wants to use his company account to support this claim as most of his money is saved in the company account. I am a director in his company, although i do not currently work there but my name is on the CAC documents. I have the following documents;

Bank statement (Salary/Spending account with about 100k and Savings account with about 500k)
Hotel reservation
Itineary
Cover letter
Dad's personal and company account
CAC documents
Letter from bank stating my dad as signatory to his company account
Dad's bio data page
Employment Letter
Letter from Company to embassy approving my leave.

I have tried to explain everything mentioned here in great details in my application and cover letter, I would like to know what my chances are in getting the visa.

My other alternative will be to use a male friend as a sponsor. He is a UK citizen and currently lives there and has a very good job with a bank. I am very skeptical about this because am worried I might be denied seeing that he is a male friend. I fear they might think I want to run away and stay with him.

Please kindly advise on the best way to go about this.

Thank you